Civic Intelligence

Oklahoma Educators Credit Union

990 • Fiscal year 2014 • EIN 73-0742019

Jan 01, 2014 to Dec 31, 2014 • Filed on May 14, 2015

Organization ProfileWWW.OECU.COM

View Organization Page

4001 NW ExpresswayOklahoma City, OK 73116

(405) 722-2234

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.92x

Higher debt load relative to assets than 91% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

65th percentile

19.89x

Higher debt load relative to revenue than 65% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

88th percentile

21%

Higher net margin than 88% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

13th percentile

$125,656

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

42nd percentile

3.1%

Faster asset growth than 42% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

99th percentile

40%

Faster revenue growth than 99% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$113,875,217

Up $3,381,436 (+3.1%) from 2013

Net Assets

Up

$9,005,682

Up $1,967,158 (+28%) from 2013

Liabilities

Up

$104,869,535

Up $1,414,278 (+1.4%) from 2013

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin88th percentile

Revenue

Up

$5,271,154

Up $1,493,822 (+40%) from 2013

Expenses

Up

$4,161,242

Up $506,165 (+14%) from 2013

Net Income

Up

$1,109,912

Up $987,657 (+808%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $100,424,488Liabilities 2010: $93,396,215Net Assets 2010: $7,028,2732010Assets 2011: $101,738,277Liabilities 2011: $94,012,700Net Assets 2011: $7,725,5772011Assets 2012: $106,089,581Liabilities 2012: $98,382,384Net Assets 2012: $7,707,1972012Assets 2013: $110,493,781Liabilities 2013: $103,455,257Net Assets 2013: $7,038,5242013Assets 2014: $113,875,217Liabilities 2014: $104,869,535Net Assets 2014: $9,005,6822014Assets 2015: $120,462,316Liabilities 2015: $109,987,222Net Assets 2015: $10,475,0942015Assets 2016: $131,559,259Liabilities 2016: $120,087,950Net Assets 2016: $11,471,3092016Assets 2017: $143,905,450Liabilities 2017: $130,614,548Net Assets 2017: $13,290,9022017Assets 2018: $155,955,667Liabilities 2018: $141,131,345Net Assets 2018: $14,824,3222018Assets 2019: $166,993,127Liabilities 2019: $149,347,268Net Assets 2019: $17,645,8592019Assets 2020: $215,642,463Liabilities 2020: $194,985,982Net Assets 2020: $20,656,4812020Assets 2021: $242,039,953Liabilities 2021: $219,373,509Net Assets 2021: $22,666,4442021Assets 2022: $253,800,311Liabilities 2022: $233,088,542Net Assets 2022: $20,711,7692022Assets 2023: $235,069,234Liabilities 2023: $211,807,325Net Assets 2023: $23,261,9092023Assets 2024: $211,325,265Liabilities 2024: $186,375,174Net Assets 2024: $24,950,0912024

Highlighted filing

2014

Assets$113,875,217
Liabilities$104,869,535
Net Assets$9,005,682
Open 2014 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $4,856,3752010Expenses 2011: $4,049,7552011Expenses 2012: $3,868,2342012Revenue 2013: $3,777,332Expenses 2013: $3,655,077Net Income 2013: $122,2552013Revenue 2014: $5,271,154Expenses 2014: $4,161,242Net Income 2014: $1,109,9122014Revenue 2015: $6,694,691Expenses 2015: $5,242,306Net Income 2015: $1,452,3852015Revenue 2016: $7,526,298Expenses 2016: $6,278,882Net Income 2016: $1,247,4162016Revenue 2017: $9,493,077Expenses 2017: $7,744,129Net Income 2017: $1,748,9482017Revenue 2018: $11,417,815Expenses 2018: $9,719,606Net Income 2018: $1,698,2092018Revenue 2019: $13,990,498Expenses 2019: $11,990,121Net Income 2019: $2,000,3772019Revenue 2020: $15,320,509Expenses 2020: $13,118,986Net Income 2020: $2,201,5232020Revenue 2021: $16,355,869Expenses 2021: $13,297,637Net Income 2021: $3,058,2322021Revenue 2022: $17,834,253Expenses 2022: $14,832,015Net Income 2022: $3,002,2382022Revenue 2023: $17,887,015Expenses 2023: $14,883,873Net Income 2023: $3,003,1422023Revenue 2024: $17,333,989Expenses 2024: $14,914,195Net Income 2024: $2,419,7942024

Highlighted filing

2014

Revenue$5,271,154
Expenses$4,161,242
Net Income$1,109,912
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 14, 2015
Return Version
2014v5.0
Gross Receipts
$5,271,154
Mission and Program Overview

Mission

Providing financial services to school employees, students, and their families.

Providing financial servives to school employees and their families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$50,301,930$71,314,984▲ $21,013,054
Investments Other Securities$54,817,983$34,142,902▼ $20,675,081
Rtn Earn Endowment Incm Other Fnds$7,038,524$9,005,682▲ $1,967,158
Land, Buildings, and Equipment, Net$2,507,440$5,292,266▲ $2,784,826
Cash and Non-Interest-Bearing Accounts$542,246$625,901▲ $83,655
Prepaid Expenses and Deferred Charges$248,516$380,919▲ $132,403
Receivables From Officers Etc$161,075$195,065▲ $33,990
Total Assets$110,493,781$113,875,217▲ $3,381,436
Other Assets Total$1,914,591$1,923,180▲ $8,589
Liabilities
Other Liabilities$89,999,235$92,613,158▲ $2,613,923
Accounts Payable and Accrued Expenses$13,456,022$12,256,377▼ $1,199,645
Total Liabilities$103,455,257$104,869,535▲ $1,414,278
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,038,524$9,005,682▲ $1,967,158
Total Liabilities and Net Assets / Fund Balance$110,493,781$113,875,217▲ $3,381,436

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,269,382$927,206-
Land$1,831,156--
Equipment$191,728$561,688-
Other Assets Org$15,652--
Other Securities$50,000--
Compensation and Service Providers
Top Officer Pay13th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cindy WhitePresidentFT$121,964$3,692$125,656
Rodney EllerVP OperationsFT$86,405$8,512$94,917
Trent VaughnVP LendingFT$85,490$6,594$92,084
Bob HerzigVP FinanceFT$72,084$7,555$79,639

Board Members and Trustees

NameTitle
Steven AllenChairmen of the Board of Dire
Chris BolenBoard Member
Dean NilesBoard Member
James HarrodBoard Member
Rick DawkinsBoard Member
Tom FultonBoard Member
Mike OssenkopBoard Member Replaced M Ley
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,761,408
Investment Income
$509,746
Other Revenue
$0
Change in Net Assets
$1,109,912
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,081,321
Salaries, Compensation, and Employee Benefits$1,671,946
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,062,515--$1,062,515
Information Technology$566,733--$566,733
Office Expenses$425,030--$425,030
Benefits to Members$407,975--$407,975
Current Officers, Directors, Trustees, and Key Employees$365,943--$365,943
Occupancy$135,610--$135,610
Depreciation Depletion$114,310--$114,310
Payroll Taxes$112,760--$112,760
Other Employee Benefits$99,225--$99,225
Advertising$82,604--$82,604
Interest$68,744--$68,744
Conferences and Meetings$63,904--$63,904
Insurance$48,469--$48,469
Fees for Services Management$43,074--$43,074
Other Expenses$35,286--$35,286
Pension Plan Contributions$31,503--$31,503
Fees for Services Legal$29,641--$29,641
Fees for Services Accounting$29,600--$29,600
Travel$3,316--$3,316
Total Functional Expenses$4,161,242$0$0$4,161,242
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$161,075$195,065▲ $33,990
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts$92,613,158
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Officer directors etc family relationship Part VI line 2

“The only relationship is chris bolen is a son in law to dean niles, both on the board of directors. No other relationship exists.”

Members or stockholder classes and rights Part VI line 6

“The organization has only one class of members and no stock holders”

Member election for additional members Part VI line 7A

“Part xi, form 990, page 12non deductible meal expense for tax purposes $ 121”

Form 990 governing body review Part VI line 11

“Determined by board of directors”

CEO executive director top management comp Part VI line 15A

“Determined by board of directors”

Governing documents etc available to public Part VI line 19

“Documents provided upon request”

Filing and Contact Details

Filer

Filer Name
Oklahoma Educators Credit Union
EIN
73-0742019
Address
4001 NW EXPRESSWAY, Oklahoma City, OK 73116

Signing Officer

Name
Cindy White
Title
President
Phone
4057222234
Signed
2015-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindy White
Formed
1960
Legal Domicile
Ok
Voting Board Members
7
Independent Board Members
7
Employees
42
Volunteers
11

Preparer

Firm
Allan K Booher CPA Inc
Address
P O BOX 215, Luther, OK 73054
Preparer
Allan K Booher
Phone
4052773683
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Change in assets - nondeductible meal expense $ 121”

Raw XML AppendixShowing 400 of 489 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-144392
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-144392
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0857367
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt0135610
IRS990/OccupancyGrp/TotalAmt0135610
IRS990/OfficeExpensesGrp/ProgramServicesAmt0425030
IRS990/OfficeExpensesGrp/TotalAmt0425030
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01914591
IRS990/OtherAssetsTotalGrp/EOYAmt01923180
IRS990/OtherChangesInNetAssetsAmt0-121
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt099225
IRS990/OtherEmployeeBenefitsGrp/TotalAmt099225
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1STATE ASSESSMENT
IRS990/OtherExpensesGrp/Desc2STATE TAX
IRS990/OtherExpensesGrp/ProgramServicesAmt0416100
IRS990/OtherExpensesGrp/ProgramServicesAmt118900
IRS990/OtherExpensesGrp/ProgramServicesAmt235286
IRS990/OtherExpensesGrp/TotalAmt0416100
IRS990/OtherExpensesGrp/TotalAmt118900
IRS990/OtherExpensesGrp/TotalAmt235286
IRS990/OtherLiabilitiesGrp/BOYAmt089999235
IRS990/OtherLiabilitiesGrp/EOYAmt092613158
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01062515
IRS990/OtherSalariesAndWagesGrp/TotalAmt01062515
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt050301930
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt071314984
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt0112760
IRS990/PayrollTaxesGrp/TotalAmt0112760
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt031503
IRS990/PensionPlanContributionsGrp/TotalAmt031503
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0248516
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0380919
IRS990/PrincipalOfficerNm0CINDY WHITE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0FEES AND SERVICE CHARGE
IRS990/ProgramServiceRevenueGrp/Desc1LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01128351
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13633057
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01128351
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13633057
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0504984
IRS990/PYInvestmentIncomeAmt0617073
IRS990/PYOtherExpensesAmt01684723
IRS990/PYProgramServiceRevenueAmt03160259
IRS990/PYRevenuesLessExpensesAmt0122255
IRS990/PYSalariesCompEmpBnftPaidAmt01465370
IRS990/PYTotalExpensesAmt03655077
IRS990/PYTotalRevenueAmt03777332
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0161075
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0195065
IRS990/ReconcilationRevenueExpnssAmt01109912
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt05271154
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07038524
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09005682
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03269382
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0927206
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt04196588
IRS990ScheduleD/EquipmentGrp/BookValueAmt0191728
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0561688
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0753416
IRS990ScheduleD/LandGrp/BookValueAmt01831156
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01831156
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0906624
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt155700
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2310048
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3635156
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt415652
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUSIF DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ADVANCE FOR CREDIT CARD CLEARING
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2ACCRUED INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3457 RETIREMENT PLAN
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4OTHER
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt092613158
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01255992
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11688467
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt231148443
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt350000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CATALYST CORP CU
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FEDERAL HOME LOAN BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc2MBO SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc3SERVICE CENTER CU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05292266
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01923180
IRS990ScheduleD/TotalBookValueSecuritiesAmt034142902
IRS990ScheduleD/TotalLiabilityAmt092613158
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt037877
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt127131
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt215989
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt312524
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt486093
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt515451
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1CAR & OTHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2CAR & OTHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3CAR & HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4CAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5CAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt042000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt161045
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt234704
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt324285
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt496353
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt518212
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0TOMMY FULTON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1CHRIS BOLEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2STEVEN ALLEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3MICHAEL OSSENKOP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4JAMES HARROD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5ROBERT HERZIG
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5OFFICER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt0195065
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ONLY RELATIONSHIP IS CHRIS BOLEN IS A SON IN LAW TO DEAN NILES, BOTH ON THE BOARD OF DIRECTORS. NO OTHER RELATIONSHIP EXISTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS ONLY ONE CLASS OF MEMBERS AND NO STOCK HOLDERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PART XI, FORM 990, PAGE 12NON DEDUCTIBLE MEAL EXPENSE FOR TAX PURPOSES $ 121
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DETERMINED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DETERMINED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS PROVIDED UPON REQUEST

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$113,875,217
Liabilities
$104,869,535
Net assets
$9,005,682
Revenue
$5,271,154
Expenses
$4,161,242
Net income
$1,109,912
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$211$186$25.0$17.3$14.9$2.42
2023Detailed filing. Detailed filing data is available for this year.$235$212$23.3$17.9$14.9$3.00
2022Detailed filing. Detailed filing data is available for this year.$254$233$20.7$17.8$14.8$3.00
2021Detailed filing. Detailed filing data is available for this year.$242$219$22.7$16.4$13.3$3.06
2020Detailed filing. Detailed filing data is available for this year.$216$195$20.7$15.3$13.1$2.20
2019Detailed filing. Detailed filing data is available for this year.$167$149$17.6$14.0$12.0$2.00
2018Detailed filing. Detailed filing data is available for this year.$156$141$14.8$11.4$9.72$1.70
2017Detailed filing. Detailed filing data is available for this year.$144$131$13.3$9.49$7.74$1.75
2016Detailed filing. Detailed filing data is available for this year.$132$120$11.5$7.53$6.28$1.25
2015Detailed filing. Detailed filing data is available for this year.$120$110$10.5$6.69$5.24$1.45
2014Detailed filing. Detailed filing data is available for this year.$114$105$9.01$5.27$4.16$1.11
2013Detailed filing. Detailed filing data is available for this year.$110$103$7.04$3.78$3.66$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$106$98.4$7.71$3.87
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$94.0$7.73$4.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$100$93.4$7.03$4.86