Civic Intelligence

Mercy Housing and Human Development Inc.

990 • Fiscal year 2018 • EIN 72-1354070

Jul 01, 2017 to Jun 30, 2018 • Filed on Feb 25, 2019

Organization ProfileWWW.MHHD.ORG
1135 Ford StreetGulfport, MS 39507

(228) 896-1945

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

12th percentile

0.00x

Higher debt load relative to assets than 12% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Liabilities / Revenue

13th percentile

0.01x

Higher debt load relative to revenue than 13% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Net Margin

81st percentile

25%

Higher net margin than 81% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Top Officer Pay

25th percentile

$59,710

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Asset Growth

60th percentile

4.4%

Faster asset growth than 60% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2017 to 2018

Revenue Growth

21st percentile

-8.4%

Faster revenue growth than 21% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets12th percentile

Assets

Up

$5,063,504

Up $215,531 (+4.4%) from 2017

Net Assets

Up

$5,051,310

Up $209,344 (+4.3%) from 2017

Liabilities

Up

$12,194

Up $6,187 (+103%) from 2017

Revenue And Expenses
Liabilities / Revenue13th percentileNet Margin81st percentile

Revenue

Down

$838,428

Down $76,504 (-8.4%) from 2017

Expenses

Down

$629,084

Down $224,976 (-26%) from 2017

Net Income

Up

$209,344

Up $148,472 (+244%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth60th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $8,043,167Liabilities 2011: $1,274,299Net Assets 2011: $6,768,8682011Assets 2012: $6,789,121Liabilities 2012: $291,584Net Assets 2012: $6,497,5372012Assets 2013: $5,565,848Liabilities 2013: $149,275Net Assets 2013: $5,416,5732013Assets 2014: $5,529,990Liabilities 2014: $141,686Net Assets 2014: $5,388,3042014Assets 2015: $5,106,367Liabilities 2015: $138,243Net Assets 2015: $4,968,1242015Assets 2016: $4,782,465Liabilities 2016: $1,371Net Assets 2016: $4,781,0942016Assets 2017: $4,847,973Liabilities 2017: $6,007Net Assets 2017: $4,841,9662017Assets 2018: $5,063,504Liabilities 2018: $12,194Net Assets 2018: $5,051,3102018Assets 2019: $5,136,690Liabilities 2019: $8,189Net Assets 2019: $5,128,5012019Assets 2020: $5,422,967Liabilities 2020: $71,192Net Assets 2020: $5,351,7752020Assets 2021: $6,142,937Liabilities 2021: $80,407Net Assets 2021: $6,062,5302021Assets 2022: $5,369,703Liabilities 2022: $10,813Net Assets 2022: $5,358,8902022Assets 2023: $5,611,925Liabilities 2023: $15,545Net Assets 2023: $5,596,3802023Assets 2024: $6,093,084Liabilities 2024: $29,980Net Assets 2024: $6,063,1042024

Highlighted filing

2018

Assets$5,063,504
Liabilities$12,194
Net Assets$5,051,310
Open 2018 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MRevenue 2011: $2,397,393Expenses 2011: $1,049,729Net Income 2011: $1,347,6642011Revenue 2012: $1,118,186Expenses 2012: $1,389,517Net Income 2012: -$271,3312012Revenue 2013: $969,074Expenses 2013: $2,050,038Net Income 2013: -$1,080,9642013Revenue 2014: $782,810Expenses 2014: $811,079Net Income 2014: -$28,2692014Revenue 2015: $793,690Expenses 2015: $1,213,870Net Income 2015: -$420,1802015Revenue 2016: $668,875Expenses 2016: $855,905Net Income 2016: -$187,0302016Revenue 2017: $914,932Expenses 2017: $854,060Net Income 2017: $60,8722017Revenue 2018: $838,428Expenses 2018: $629,084Net Income 2018: $209,3442018Revenue 2019: $661,281Expenses 2019: $584,090Net Income 2019: $77,1912019Revenue 2020: $817,425Expenses 2020: $594,151Net Income 2020: $223,2742020Revenue 2021: $1,021,184Expenses 2021: $576,670Net Income 2021: $444,5142021Revenue 2022: $1,150,619Expenses 2022: $934,004Net Income 2022: $216,6152022Revenue 2023: $490,317Expenses 2023: $773,760Net Income 2023: -$283,4432023Revenue 2024: $962,518Expenses 2024: $993,728Net Income 2024: -$31,2102024

Highlighted filing

2018

Revenue$838,428
Expenses$629,084
Net Income$209,344
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Feb 25, 2019
Return Version
2017v2.3
Gross Receipts
$838,428
Mission and Program Overview

Mission

Empowered by the belief that all people have basic rights to dignity and compassion, our mission at mercy housing and human development is to recognize the need for sustainable, affordable housing for low-wealth families of south mississippi. To this end, the administration, board of directors and staff partner with clients, the local community, philanthropic organizations and government structures to provide integrated services, develop independent decision-making skills and build financial stability. Our current programs empower south mississippi families to manage their money wisely, improve/repair their credit, build wealth and maintain individual assets for more control over their lives.

Educational and financial assistance housing programs to educate and assist disadvantaged individuals and families in the financial responsibilities of home ownership and to provide financial assistance programs to aid in the purchase of new homes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$2,180,090$2,427,891▲ $247,801
Land, Buildings, and Equipment, Net$2,360,942$2,297,562▼ $63,380
Cash and Non-Interest-Bearing Accounts$252,988$283,125▲ $30,137
Pledges and Grants Receivable$52,046$54,926▲ $2,880
Accounts Receivable$1,907--
Total Assets$4,847,973$5,063,504▲ $215,531
Liabilities
Accounts Payable and Accrued Expenses$6,007$12,194▲ $6,187
Total Liabilities$6,007$12,194▲ $6,187
Net Assets / Fund Balance
Temporarily Rstr Net Assets$2,403,855$2,670,256▲ $266,401
Unrestricted Net Assets$2,438,111$2,381,054▼ $57,057
Total Net Assets Fund Balance$4,841,966$5,051,310▲ $209,344
Total Liabilities and Net Assets / Fund Balance$4,847,973$5,063,504▲ $215,531

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,892,535$368,642$2,261,177
Land$366,469-$366,469
Other Land Buildings$35,149$35,259$70,408
Equipment$3,409$50,745$54,154
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleBaseTotal
Julie EgressyExecutive Di$59,710$59,710

Board Members and Trustees

NameTitle
Patti ZizPresident
Denise BushBoard Member
Greg WilsonBoard Member
Heather SandersBoard Member
Helen WerbyBoard Member
Jordan MatthewsBoard Member
Keith AndersonBoard Member
Maggie LeleauxBoard Member
Marcia MayfieldBoard Member
Martha MilnerBoard Member
Mikite WilliamsBoard Member
Rufus SmithBoard Member
Sandra VincentBoard Member
Sr Janice KaiserBoard Member
Susie BassBoard Member
Tanya Talley-chorbaBoard Member
Tina StewartBoard Member
Barbara ZizSecretary
Harry PiascikTreasurer
Christy JacksonVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$326,673
Program Service Revenue
$188,743
Investment Income
$323,012
Other Revenue
$0
All Other Contributions
$263,862
Change in Net Assets
$209,344

Audited Revenue Reconciliation

Revenue per Audited Statements
$838,428
Total Revenue per Audited Statements
$838,428
Total Revenue per Form 990
$838,428
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$328,856
Other Expenses$300,228
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$140,166$55,733-$195,899
Depreciation Depletion$45,085$18,295-$63,380
Current Officers, Directors, Trustees, and Key Employees$47,768$11,942-$59,710
Other Employee Benefits$28,970$11,027-$39,997
Fees for Services Other$29,228$5,070-$34,298
Conferences and Meetings$33,423--$33,423
Occupancy$19,632$6,544-$26,176
Office Expenses$2,134$20,792-$22,926
Payroll Taxes$14,049$5,149-$19,198
Pension Plan Contributions$9,608$4,444-$14,052
Information Technology$5,246$3,861-$9,107
Insurance$6,200$2,656-$8,856
Fees for Services Accounting$6,524$2,175-$8,699
Travel$3,415$1,372-$4,787
Advertising-$2,714-$2,714
All Other Expenses-$1,479-$1,479
Other Expenses$4,340$937-$937
Total Functional Expenses$466,839$162,245$0$629,084

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$629,084
Total Expenses per Audited Statements$629,084
Total Expenses per Form 990$629,084
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by financial officer and executive director filing.”

Form 990, Page 6, Part VI, Line 12C

“Each board member is provided a copy of the conflicts of interest policy and is required to sign a certificate attesting to having read and understood the policy. Board members are made aware of their duty do disclose possible conflicts of interest to the board at which time they are excused from the meeting. At that time the remaining board members determine if there is in fact a conflict, and if so, the course of action to be taken.”

Form 990, Page 6, Part VI, Line 15A

“Compensation review for executive director is performed by the board on an annual basis.”

Form 990, Page 6, Part VI, Line 15B

“Performed annually by the executive director, recommendations are communicated to the board.”

Form 990, Page 6, Part VI, Line 19

“Available for inspection at the entity's office of record during normal business hours.”

Filing and Contact Details

Filer

Filer Name
Mercy Housing and Human Development
EIN
72-1354070
Phone
2288961945
Address
1135 FORD STREET, GULFPORT, MS 39507

Signing Officer

Name
Julie Egressy
Title
Executive Director
Phone
2288961945
Signed
2019-02-25

Organization Details

Principal Officer
Julie Egressy
Formed
1997
Legal Domicile
Ms
Voting Board Members
20
Independent Board Members
20
Employees
7
Volunteers
2

Preparer

Firm
Fletcher & Company Pllc
Address
10598 DIBERVILLE BLVD STE G, DIBERVILLE, MS 39540-2465
Preparer
Dean a Fletcher
Phone
2285946559
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Educational and financial assistance housing programs to educate and assist disadvantaged individuals and families in the financial responsibilities of home ownership and to provide financial assistance programs to aid in the purchase of new homes.”

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IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt18SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt19TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt20EXECUTIVE DI
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IRS990/MissionDesc0EDUCATIONAL AND FINANCIAL ASSISTANCE HOUSING PROGRAMS TO EDUCATE AND ASSIST DISADVANTAGED INDIVIDUALS AND FAMILIES IN THE FINANCIAL RESPONSIBILITIES OF HOME OWNERSHIP AND TO PROVIDE FINANCIAL ASSISTANCE PROGRAMS TO AID IN THE PURCHASE OF NEW HOMES.
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IRS990/Organization501c3Ind0X
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt039997
IRS990/OtherExpensesGrp/Desc0PROGRAM HOUSING COSTS
IRS990/OtherExpensesGrp/Desc1SUPPLIES
IRS990/OtherExpensesGrp/Desc2FAMILY ASSISTANCE PROGRAM
IRS990/OtherExpensesGrp/Desc3EQUIPMENT RENTAL / MAINT
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IRS990/OtherExpensesGrp/TotalAmt24340
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IRS990/PartialLiquidationInd0false
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IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt04444
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt09608
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JULIE EGRESSY
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IRS990/ProgramServiceRevenueGrp/Desc0HOUSING PROGRAM REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1EDUCATIONAL PROGRAM REVENUE
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt159014
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0129729
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt159014
IRS990/ProgSrvcAccomActy2Grp/Desc0PUBLIC OUTREACH PROGRAMS FOR DISADVANTAGED PERSONS.
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IRS990ScheduleD/EquipmentGrp/DepreciationAmt050745
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IRS990ScheduleD/ExpensesSubtotalAmt0629084
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EDUCATIONAL AND FINANCIAL ASSISTANCE HOUSING PROGRAMS TO EDUCATE AND ASSIST DISADVANTAGED INDIVIDUALS AND FAMILIES IN THE FINANCIAL RESPONSIBILITIES OF HOME OWNERSHIP AND TO PROVIDE FINANCIAL ASSISTANCE PROGRAMS TO AID IN THE PURCHASE OF NEW HOMES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED BY FINANCIAL OFFICER AND EXECUTIVE DIRECTOR FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH BOARD MEMBER IS PROVIDED A COPY OF THE CONFLICTS OF INTEREST POLICY AND IS REQUIRED TO SIGN A CERTIFICATE ATTESTING TO HAVING READ AND UNDERSTOOD THE POLICY. BOARD MEMBERS ARE MADE AWARE OF THEIR DUTY DO DISCLOSE POSSIBLE CONFLICTS OF INTEREST TO THE BOARD AT WHICH TIME THEY ARE EXCUSED FROM THE MEETING. AT THAT TIME THE REMAINING BOARD MEMBERS DETERMINE IF THERE IS IN FACT A CONFLICT, AND IF SO, THE COURSE OF ACTION TO BE TAKEN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION REVIEW FOR EXECUTIVE DIRECTOR IS PERFORMED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PERFORMED ANNUALLY BY THE EXECUTIVE DIRECTOR, RECOMMENDATIONS ARE COMMUNICATED TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AVAILABLE FOR INSPECTION AT THE ENTITY'S OFFICE OF RECORD DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
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IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt02403855

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,063,504
Liabilities
$12,194
Net assets
$5,051,310
Revenue
$838,428
Expenses
$629,084
Net income
$209,344
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.09$0.03$6.06$0.96$0.99$0.03
2023Summary only. Only limited summary data is available for this year.$5.61$0.02$5.60$0.49$0.77$0.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.37$0.01$5.36$1.15$0.93$0.22
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.14$0.08$6.06$1.02$0.58$0.44
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.42$0.07$5.35$0.82$0.59$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.14$0.01$5.13$0.66$0.58$0.08
2018Detailed filing. Detailed filing data is available for this year.$5.06$0.01$5.05$0.84$0.63$0.21
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.85$0.01$4.84$0.91$0.85$0.06
2016Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.67$0.86$0.19
2015Detailed filing. Detailed filing data is available for this year.$5.11$0.14$4.97$0.79$1.21$0.42
2014Summary only. Only limited summary data is available for this year.$5.53$0.14$5.39$0.78$0.81$0.03
2013Summary only. Only limited summary data is available for this year.$5.57$0.15$5.42$0.97$2.05$1.08
2012Summary only. Only limited summary data is available for this year.$6.79$0.29$6.50$1.12$1.39$0.27
2011Summary only. Only limited summary data is available for this year.$8.04$1.27$6.77$2.40$1.05$1.35