Civic Intelligence

Mercy Housing and Human Development Inc.

990 • Fiscal year 2021 • EIN 72-1354070

Jul 01, 2020 to Jun 30, 2021 • Filed on Feb 07, 2022

Organization ProfileWWW.MHHD.ORG
1135 Ford StreetGulfport, MS 39507

(228) 896-1945

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

22nd percentile

0.01x

Higher debt load relative to assets than 22% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Liabilities / Revenue

34th percentile

0.08x

Higher debt load relative to revenue than 34% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Net Margin

83rd percentile

44%

Higher net margin than 83% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Top Officer Pay

29th percentile

$62,954

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 6.2% of source-year revenue.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Asset Growth

58th percentile

13%

Faster asset growth than 58% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2020 to 2021

Revenue Growth

65th percentile

25%

Faster revenue growth than 65% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Up

$6,142,937

Up $719,970 (+13%) from 2020

Net Assets

Up

$6,062,530

Up $710,755 (+13%) from 2020

Liabilities

Up

$80,407

Up $9,215 (+13%) from 2020

Revenue And Expenses
Liabilities / Revenue34th percentileNet Margin83rd percentile

Revenue

Up

$1,021,184

Up $203,759 (+25%) from 2020

Expenses

Down

$576,670

Down $17,481 (-2.9%) from 2020

Net Income

Up

$444,514

Up $221,240 (+99%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $8,043,167Liabilities 2011: $1,274,299Net Assets 2011: $6,768,8682011Assets 2012: $6,789,121Liabilities 2012: $291,584Net Assets 2012: $6,497,5372012Assets 2013: $5,565,848Liabilities 2013: $149,275Net Assets 2013: $5,416,5732013Assets 2014: $5,529,990Liabilities 2014: $141,686Net Assets 2014: $5,388,3042014Assets 2015: $5,106,367Liabilities 2015: $138,243Net Assets 2015: $4,968,1242015Assets 2016: $4,782,465Liabilities 2016: $1,371Net Assets 2016: $4,781,0942016Assets 2017: $4,847,973Liabilities 2017: $6,007Net Assets 2017: $4,841,9662017Assets 2018: $5,063,504Liabilities 2018: $12,194Net Assets 2018: $5,051,3102018Assets 2019: $5,136,690Liabilities 2019: $8,189Net Assets 2019: $5,128,5012019Assets 2020: $5,422,967Liabilities 2020: $71,192Net Assets 2020: $5,351,7752020Assets 2021: $6,142,937Liabilities 2021: $80,407Net Assets 2021: $6,062,5302021Assets 2022: $5,369,703Liabilities 2022: $10,813Net Assets 2022: $5,358,8902022Assets 2023: $5,611,925Liabilities 2023: $15,545Net Assets 2023: $5,596,3802023Assets 2024: $6,093,084Liabilities 2024: $29,980Net Assets 2024: $6,063,1042024

Highlighted filing

2021

Assets$6,142,937
Liabilities$80,407
Net Assets$6,062,530
Open 2021 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MRevenue 2011: $2,397,393Expenses 2011: $1,049,729Net Income 2011: $1,347,6642011Revenue 2012: $1,118,186Expenses 2012: $1,389,517Net Income 2012: -$271,3312012Revenue 2013: $969,074Expenses 2013: $2,050,038Net Income 2013: -$1,080,9642013Revenue 2014: $782,810Expenses 2014: $811,079Net Income 2014: -$28,2692014Revenue 2015: $793,690Expenses 2015: $1,213,870Net Income 2015: -$420,1802015Revenue 2016: $668,875Expenses 2016: $855,905Net Income 2016: -$187,0302016Revenue 2017: $914,932Expenses 2017: $854,060Net Income 2017: $60,8722017Revenue 2018: $838,428Expenses 2018: $629,084Net Income 2018: $209,3442018Revenue 2019: $661,281Expenses 2019: $584,090Net Income 2019: $77,1912019Revenue 2020: $817,425Expenses 2020: $594,151Net Income 2020: $223,2742020Revenue 2021: $1,021,184Expenses 2021: $576,670Net Income 2021: $444,5142021Revenue 2022: $1,150,619Expenses 2022: $934,004Net Income 2022: $216,6152022Revenue 2023: $490,317Expenses 2023: $773,760Net Income 2023: -$283,4432023Revenue 2024: $962,518Expenses 2024: $993,728Net Income 2024: -$31,2102024

Highlighted filing

2021

Revenue$1,021,184
Expenses$576,670
Net Income$444,514
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Feb 7, 2022
Return Version
2020v4.0
Gross Receipts
$2,977,512
Mission and Program Overview

Mission

Empowered by the belief that all people have basic rights to dignity and compassion, our mission at mercy housing and human development is to recognize the need for sustainable, affordable housing for low-wealth families of south mississippi. To this end, the administration, board of directors and staff partner with clients, the local community, philanthropic organizations and government structures to provide integrated services, develop independent decision-making skills and build financial stability. Our current programs empower south mississippi families to manage their money wisely, improve/repair their credit, build wealth and maintain individual assets for more control over their lives.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$2,812,033$3,801,108▲ $989,075
Land, Buildings, and Equipment, Net$2,195,408$2,146,555▼ $48,853
Cash and Non-Interest-Bearing Accounts$371,842$184,932▼ $186,910
Pledges and Grants Receivable$43,684$10,342▼ $33,342
Total Assets$5,422,967$6,142,937▲ $719,970
Liabilities
Unsecured Notes Loans Payable$64,900$61,718▼ $3,182
Accounts Payable and Accrued Expenses$6,292$18,689▲ $12,397
Total Liabilities$71,192$80,407▲ $9,215
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,351,775$6,062,530▲ $710,755
Total Net Assets Fund Balance$5,351,775$6,062,530▲ $710,755
Total Liabilities and Net Assets / Fund Balance$5,422,967$6,142,937▲ $719,970

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,752,320$540,382$2,292,702
Land$366,469-$366,469
Other Land Buildings$21,068$49,340$70,408
Equipment$6,698$54,154$60,852
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleBaseTotal
Julie EgressyExecutive Di$62,954$62,954

Board Members and Trustees

NameTitle
Harry PiascikPresident
Jordan MatthewsBoard Member
Marcia MayfieldBoard Member
Mikite WilliamsBoard Member
Rufus SmithBoard Member
Sr Janice KaiserBoard Member
Tanya Talley-chorbaBoard Member
Barbara ZizSecretary
Christy SharpVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$354,321
Program Service Revenue
$187,728
Investment Income
$475,471
Other Revenue
$3,664
All Other Contributions
$289,421
Change in Net Assets
$444,514

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,003,566
Revenue Not Reported on Financial Statements
$17,618
Revenue Not Reported on Form 990
$283,859
Total Revenue per Audited Statements
$1,287,425
Total Revenue per Form 990
$1,021,184
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$309,766
Other Expenses$266,904
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$130,030$44,616-$174,646
Current Officers, Directors, Trustees, and Key Employees$50,363$12,591-$62,954
Depreciation Depletion$45,332$17,194-$62,526
Other Employee Benefits$30,544$8,580-$39,124
Fees for Services Other$21,773$3,260-$25,033
Occupancy$4,858$13,851-$18,709
Payroll Taxes$13,358$4,380-$17,738
Pension Plan Contributions$11,796$3,508-$15,304
Insurance$7,544$3,233-$10,777
Information Technology$5,701$3,645-$9,346
Fees for Services Accounting$6,977$2,326-$9,303
Office Expenses$4,224$4,717-$8,941
Advertising$581$2,040-$2,621
Other Expenses$1,964$173-$2,137
All Other Expenses$831$590-$1,421
Conferences and Meetings$583$315-$898
Travel-$315-$315
Total Functional Expenses$445,140$131,530$0$576,670

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$576,670
Total Expenses per Audited Statements$576,670
Total Expenses per Form 990$576,670
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by financial officer, executive director and finance committee of the board of directors prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“Each board member is provided a copy of the conflicts of interest policy and is required to sign a certificate attesting to having read and understood the policy. Board members are made aware of their duty do disclose possible conflicts of interest to the board at which time they are excused from the meeting. At that time the remaining board members determine if there is in fact a conflict, and if so, the course of action to be taken.”

Form 990, Page 6, Part VI, Line 15A

“Compensation review for executive director is performed by the board on an annual basis.”

Form 990, Page 6, Part VI, Line 15B

“Performed annually by the executive director, recommendations are communicated to the board.”

Form 990, Page 6, Part VI, Line 19

“Available for inspection at the entity's office of record during normal business hours.”

Filing and Contact Details

Filer

Filer Name
Mercy Housing and Human Development
EIN
72-1354070
Phone
2288961945
Address
1135 FORD STREET, GULFPORT, MS 39507

Signing Officer

Name
Julie Egressy
Title
Executive Director
Phone
2288961945
Signed
2022-02-07

Organization Details

Principal Officer
Julie Egressy
Formed
1997
Legal Domicile
Ms
Voting Board Members
9
Independent Board Members
9
Employees
10
Volunteers
9

Preparer

Firm
Fletcher & Company Pllc
Address
10598 DIBERVILLE BLVD STE G, DIBERVILLE, MS 39540-2465
Preparer
Dean a Fletcher
Phone
2285946559
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Empowered by the belief that all people have basic rights to dignity and compassion, our mission at mercy housing and human development is to recognize the need for sustainable, affordable housing for low-wealth families of south mississippi. To this end, the administration, board of directors and staff partner with clients, the local community, philanthropic organizations and government structures to provide integrated services, develop independent decision-making skills and build financial stability. Our current programs empower south mississippi families to manage their money wisely, improve/repair their credit, build wealth and maintain individual assets for more control over their lives.”

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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0428578
IRS990/NetUnrlzdGainsLossesInvstAmt0283859
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt05351775
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt06062530
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt013851
IRS990/OccupancyGrp/ProgramServicesAmt04858
IRS990/OccupancyGrp/TotalAmt018709
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt04717
IRS990/OfficeExpensesGrp/ProgramServicesAmt04224
IRS990/OfficeExpensesGrp/TotalAmt08941
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt08580
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt030544
IRS990/OtherEmployeeBenefitsGrp/TotalAmt039124
IRS990/OtherExpensesGrp/Desc0PROGRAM HOUSING COSTS
IRS990/OtherExpensesGrp/Desc1SUPPLIES
IRS990/OtherExpensesGrp/Desc2FAMILY ASSISTANCE PROGRAM
IRS990/OtherExpensesGrp/Desc3DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06196
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1173
IRS990/OtherExpensesGrp/ProgramServicesAmt080547
IRS990/OtherExpensesGrp/ProgramServicesAmt112517
IRS990/OtherExpensesGrp/ProgramServicesAmt215617
IRS990/OtherExpensesGrp/ProgramServicesAmt31964
IRS990/OtherExpensesGrp/TotalAmt080547
IRS990/OtherExpensesGrp/TotalAmt118713
IRS990/OtherExpensesGrp/TotalAmt215617
IRS990/OtherExpensesGrp/TotalAmt32137
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt03664
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt03664
IRS990/OtherRevenueTotalAmt03664
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt044616
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0130030
IRS990/OtherSalariesAndWagesGrp/TotalAmt0174646
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04380
IRS990/PayrollTaxesGrp/ProgramServicesAmt013358
IRS990/PayrollTaxesGrp/TotalAmt017738
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03508
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt011796
IRS990/PensionPlanContributionsGrp/TotalAmt015304
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt043684
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt010342
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JULIE EGRESSY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0HOUSING PROGRAM REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1EDUCATIONAL PROGRAM REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0187081
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1647
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0187081
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1647
IRS990/ProgSrvcAccomActy2Grp/Desc0PUBLIC OUTREACH PROGRAMS FOR DISADVANTAGED PERSONS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt066066
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0358056
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0280155
IRS990/PYOtherExpensesAmt0248248
IRS990/PYProgramServiceRevenueAmt0179214
IRS990/PYRevenuesLessExpensesAmt0223274
IRS990/PYSalariesCompEmpBnftPaidAmt0345903
IRS990/PYTotalExpensesAmt0594151
IRS990/PYTotalRevenueAmt0817425
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0444514
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0187728
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0354321
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0358056
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0302052
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0326673
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0430480
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01771582
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt046893
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt044362
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt048536
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0323012
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0301777
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0764580
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0728801
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt03664
IRS990ScheduleA/OtherIncome170Grp/TotalAmt03664
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.69750
IRS990ScheduleA/PublicSupportPY170Pct00.72570
IRS990ScheduleA/PublicSupportTotal170Amt01771582
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0354321
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0358056
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0302052
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0326673
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0430480
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01771582
IRS990ScheduleA/TotalSupportAmt02539826
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt01752320
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0540382
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02292702
IRS990ScheduleD/EquipmentGrp/BookValueAmt06698
IRS990ScheduleD/EquipmentGrp/DepreciationAmt054154
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt060852
IRS990ScheduleD/ExpensesSubtotalAmt0576670
IRS990ScheduleD/InvestmentExpensesNotIncldAmt017618
IRS990ScheduleD/LandGrp/BookValueAmt0366469
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0366469
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0283859
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt021068
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt049340
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt070408
IRS990ScheduleD/RevenueNotReportedAmt0283859
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt017618
IRS990ScheduleD/RevenueSubtotalAmt01003566
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02146555
IRS990ScheduleD/TotalExpensesPerForm990Amt0576670
IRS990ScheduleD/TotalRevenuePerForm990Amt01021184
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01287425
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0576670
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EMPOWERED BY THE BELIEF THAT ALL PEOPLE HAVE BASIC RIGHTS TO DIGNITY AND COMPASSION, OUR MISSION AT MERCY HOUSING AND HUMAN DEVELOPMENT IS TO RECOGNIZE THE NEED FOR SUSTAINABLE, AFFORDABLE HOUSING FOR LOW-WEALTH FAMILIES OF SOUTH MISSISSIPPI. TO THIS END, THE ADMINISTRATION, BOARD OF DIRECTORS AND STAFF PARTNER WITH CLIENTS, THE LOCAL COMMUNITY, PHILANTHROPIC ORGANIZATIONS AND GOVERNMENT STRUCTURES TO PROVIDE INTEGRATED SERVICES, DEVELOP INDEPENDENT DECISION-MAKING SKILLS AND BUILD FINANCIAL STABILITY. OUR CURRENT PROGRAMS EMPOWER SOUTH MISSISSIPPI FAMILIES TO MANAGE THEIR MONEY WISELY, IMPROVE/REPAIR THEIR CREDIT, BUILD WEALTH AND MAINTAIN INDIVIDUAL ASSETS FOR MORE CONTROL OVER THEIR LIVES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED BY FINANCIAL OFFICER, EXECUTIVE DIRECTOR AND FINANCE COMMITTEE OF THE BOARD OF DIRECTORS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH BOARD MEMBER IS PROVIDED A COPY OF THE CONFLICTS OF INTEREST POLICY AND IS REQUIRED TO SIGN A CERTIFICATE ATTESTING TO HAVING READ AND UNDERSTOOD THE POLICY. BOARD MEMBERS ARE MADE AWARE OF THEIR DUTY DO DISCLOSE POSSIBLE CONFLICTS OF INTEREST TO THE BOARD AT WHICH TIME THEY ARE EXCUSED FROM THE MEETING. AT THAT TIME THE REMAINING BOARD MEMBERS DETERMINE IF THERE IS IN FACT A CONFLICT, AND IF SO, THE COURSE OF ACTION TO BE TAKEN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION REVIEW FOR EXECUTIVE DIRECTOR IS PERFORMED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PERFORMED ANNUALLY BY THE EXECUTIVE DIRECTOR, RECOMMENDATIONS ARE COMMUNICATED TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AVAILABLE FOR INSPECTION AT THE ENTITY'S OFFICE OF RECORD DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt05422967
IRS990/TotalAssetsEOYAmt06142937
IRS990/TotalAssetsGrp/BOYAmt05422967
IRS990/TotalAssetsGrp/EOYAmt06142937
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0354321
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0131530
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0445140
IRS990/TotalFunctionalExpensesGrp/TotalAmt0576670
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt071192
IRS990/TotalLiabilitiesEOYAmt080407
IRS990/TotalLiabilitiesGrp/BOYAmt071192
IRS990/TotalLiabilitiesGrp/EOYAmt080407
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05351775
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06062530
IRS990/TotalProgramServiceExpensesAmt0445140
IRS990/TotalProgramServiceRevenueAmt0187728
IRS990/TotalReportableCompFromOrgAmt062954
IRS990/TotalRevenueGrp/ExclusionAmt050557
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0616306
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01021184
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt05422967
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt06142937
IRS990/TravelGrp/ManagementAndGeneralAmt0315
IRS990/TravelGrp/TotalAmt0315
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt064900
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt061718

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,142,937
Liabilities
$80,407
Net assets
$6,062,530
Revenue
$1,021,184
Expenses
$576,670
Net income
$444,514
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.09$0.03$6.06$0.96$0.99$0.03
2023Summary only. Only limited summary data is available for this year.$5.61$0.02$5.60$0.49$0.77$0.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.37$0.01$5.36$1.15$0.93$0.22
2021Detailed filing. Detailed filing data is available for this year.$6.14$0.08$6.06$1.02$0.58$0.44
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.42$0.07$5.35$0.82$0.59$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.14$0.01$5.13$0.66$0.58$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.06$0.01$5.05$0.84$0.63$0.21
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.85$0.01$4.84$0.91$0.85$0.06
2016Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.67$0.86$0.19
2015Detailed filing. Detailed filing data is available for this year.$5.11$0.14$4.97$0.79$1.21$0.42
2014Summary only. Only limited summary data is available for this year.$5.53$0.14$5.39$0.78$0.81$0.03
2013Summary only. Only limited summary data is available for this year.$5.57$0.15$5.42$0.97$2.05$1.08
2012Summary only. Only limited summary data is available for this year.$6.79$0.29$6.50$1.12$1.39$0.27
2011Summary only. Only limited summary data is available for this year.$8.04$1.27$6.77$2.40$1.05$1.35