Civic Intelligence

Mercy Housing and Human Development Inc.

990 • Fiscal year 2017 • EIN 72-1354070

Jul 01, 2016 to Jun 30, 2017 • Filed on Feb 20, 2018

Organization ProfileWWW.MHHD.ORG
1135 Ford StreetGulfport, MS 39507

(228) 896-1945

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

17th percentile

0.00x

Higher debt load relative to assets than 17% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

20th percentile

0.01x

Higher debt load relative to revenue than 20% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

60th percentile

6.7%

Higher net margin than 60% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

48th percentile

$58,618

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 6.4% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

44th percentile

1.4%

Faster asset growth than 44% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

82nd percentile

37%

Faster revenue growth than 82% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets17th percentile

Assets

Up

$4,847,973

Up $65,508 (+1.4%) from 2016

Net Assets

Up

$4,841,966

Up $60,872 (+1.3%) from 2016

Liabilities

Up

$6,007

Up $4,636 (+338%) from 2016

Revenue And Expenses
Liabilities / Revenue20th percentileNet Margin60th percentile

Revenue

Up

$914,932

Up $246,057 (+37%) from 2016

Expenses

Down

$854,060

Down $1,845 (-0.2%) from 2016

Net Income

Up

$60,872

Up $247,902 (+133%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $8,043,167Liabilities 2011: $1,274,299Net Assets 2011: $6,768,8682011Assets 2012: $6,789,121Liabilities 2012: $291,584Net Assets 2012: $6,497,5372012Assets 2013: $5,565,848Liabilities 2013: $149,275Net Assets 2013: $5,416,5732013Assets 2014: $5,529,990Liabilities 2014: $141,686Net Assets 2014: $5,388,3042014Assets 2015: $5,106,367Liabilities 2015: $138,243Net Assets 2015: $4,968,1242015Assets 2016: $4,782,465Liabilities 2016: $1,371Net Assets 2016: $4,781,0942016Assets 2017: $4,847,973Liabilities 2017: $6,007Net Assets 2017: $4,841,9662017Assets 2018: $5,063,504Liabilities 2018: $12,194Net Assets 2018: $5,051,3102018Assets 2019: $5,136,690Liabilities 2019: $8,189Net Assets 2019: $5,128,5012019Assets 2020: $5,422,967Liabilities 2020: $71,192Net Assets 2020: $5,351,7752020Assets 2021: $6,142,937Liabilities 2021: $80,407Net Assets 2021: $6,062,5302021Assets 2022: $5,369,703Liabilities 2022: $10,813Net Assets 2022: $5,358,8902022Assets 2023: $5,611,925Liabilities 2023: $15,545Net Assets 2023: $5,596,3802023Assets 2024: $6,093,084Liabilities 2024: $29,980Net Assets 2024: $6,063,1042024

Highlighted filing

2017

Assets$4,847,973
Liabilities$6,007
Net Assets$4,841,966
Open 2017 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MRevenue 2011: $2,397,393Expenses 2011: $1,049,729Net Income 2011: $1,347,6642011Revenue 2012: $1,118,186Expenses 2012: $1,389,517Net Income 2012: -$271,3312012Revenue 2013: $969,074Expenses 2013: $2,050,038Net Income 2013: -$1,080,9642013Revenue 2014: $782,810Expenses 2014: $811,079Net Income 2014: -$28,2692014Revenue 2015: $793,690Expenses 2015: $1,213,870Net Income 2015: -$420,1802015Revenue 2016: $668,875Expenses 2016: $855,905Net Income 2016: -$187,0302016Revenue 2017: $914,932Expenses 2017: $854,060Net Income 2017: $60,8722017Revenue 2018: $838,428Expenses 2018: $629,084Net Income 2018: $209,3442018Revenue 2019: $661,281Expenses 2019: $584,090Net Income 2019: $77,1912019Revenue 2020: $817,425Expenses 2020: $594,151Net Income 2020: $223,2742020Revenue 2021: $1,021,184Expenses 2021: $576,670Net Income 2021: $444,5142021Revenue 2022: $1,150,619Expenses 2022: $934,004Net Income 2022: $216,6152022Revenue 2023: $490,317Expenses 2023: $773,760Net Income 2023: -$283,4432023Revenue 2024: $962,518Expenses 2024: $993,728Net Income 2024: -$31,2102024

Highlighted filing

2017

Revenue$914,932
Expenses$854,060
Net Income$60,872
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
Feb 20, 2018
Return Version
2016v3.1
Gross Receipts
$914,932
Mission and Program Overview

Mission

Empowered by the belief that all people have basic rights to dignity and compassion, our mission at mercy housing and human development is to recognize the need for sustainable, affordable housing for low-wealth families of south mississippi. To this end, the administration, board of directors and staff partner with clients, the local community, philanthropic organizations and government structures to provide integrated services, develop independent decision-making skills and build financial stability. Our current programs empower south mississippi families to manage their money wisely, improve/repair their credit, build wealth and maintain individual assets for more control over their lives.

Educational and financial assistance housing programs to educate and assist disadvantaged individuals and families in the financial responsibilities of home ownership and to provide financial assistance programs to aid in the purchase of new homes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,434,630$2,360,942▼ $73,688
Investments in Publicly Traded Securities$1,978,506$2,180,090▲ $201,584
Cash and Non-Interest-Bearing Accounts$262,426$252,988▼ $9,438
Inventories for Sale or Use$65,150--
Pledges and Grants Receivable$41,753$52,046▲ $10,293
Accounts Receivable-$1,907-
Total Assets$4,782,465$4,847,973▲ $65,508
Liabilities
Accounts Payable and Accrued Expenses$1,371$6,007▲ $4,636
Total Liabilities$1,371$6,007▲ $4,636
Net Assets / Fund Balance
Unrestricted Net Assets$2,610,655$2,438,111▼ $172,544
Temporarily Rstr Net Assets$2,170,439$2,403,855▲ $233,416
Total Net Assets Fund Balance$4,781,094$4,841,966▲ $60,872
Total Liabilities and Net Assets / Fund Balance$4,782,465$4,847,973▲ $65,508

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,949,526$311,651$2,261,177
Land$366,469-$366,469
Other Land Buildings$39,843$30,565$70,408
Equipment$5,104$49,050$54,154
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleOtherTotal
Julie EgressyExecutive Di$58,618$58,618

Board Members and Trustees

NameTitle
Pete CapuanoPresident
Gary WilliamsBoard Member
Greg WilsonBoard Member
Heather SandersBoard Member
Helen WerbyBoard Member
Maggie LeleauxBoard Member
Mike MillerBoard Member
Natasha HemingwayBoard Member
Sandra VincentBoard Member
Sr Janice KaiserBoard Member
Susie BassBoard Member
Tina StewartBoard Member
Tom ShellnutBoard Member
Wesley TocheBoard Member
Martha MilnerSecretary
Harry PiascikTreasurer
Patti ZizVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$430,480
Program Service Revenue
$182,675
Investment Income
$301,777
Other Revenue
$0
All Other Contributions
$382,623
Change in Net Assets
$60,872

Audited Revenue Reconciliation

Revenue per Audited Statements
$914,932
Total Revenue per Audited Statements
$914,932
Total Revenue per Form 990
$914,932
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$523,013
Salaries, Compensation, and Employee Benefits$331,047
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$158,963$46,035-$204,998
Depreciation Depletion$45,203$18,647-$63,850
Current Officers, Directors, Trustees, and Key Employees$31,628$26,990-$58,618
Fees for Services Other$25,088$14,425-$39,513
Insurance$26,420$11,323-$37,743
Other Employee Benefits$24,484$9,799-$34,283
Occupancy$21,954$7,318-$29,272
Conferences and Meetings$25,626--$25,626
Payroll Taxes$14,785$5,103-$19,888
Fees for Services Accounting$13,702$4,567-$18,269
Pension Plan Contributions$8,717$4,543-$13,260
Information Technology$7,821$2,607-$10,428
Office Expenses$5,810$4,399-$10,209
Travel$5,472$826-$6,298
Advertising$3,141--$3,141
All Other Expenses$490$1,376-$1,866
Other Expenses$1,343--$1,343
Total Functional Expenses$696,102$157,958$0$854,060

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$854,060
Total Expenses per Audited Statements$854,060
Total Expenses per Form 990$854,060
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by financial officer and executive director filing.”

Form 990, Page 6, Part VI, Line 12C

“Each board member is provided a copy of the conflicts of interest policy and is required to sign a certificate attesting to having read and understood the policy. Board members are made aware of their duty do disclose possible conflicts of interest to the board at which time they are excused from the meeting. At that time the remaining board members determine if there is in fact a conflict, and if so, the course of action to be taken.”

Form 990, Page 6, Part VI, Line 15A

“Compensation review for executive director is performed by the board on an annual basis.”

Form 990, Page 6, Part VI, Line 15B

“Performed annually by the executive director, recommendations are communicated to the board.”

Form 990, Page 6, Part VI, Line 19

“Available for inspection at the entity's office of record during normal business hours.”

Filing and Contact Details

Filer

Filer Name
Mercy Housing and Human Development
EIN
72-1354070
Phone
2288961945
Address
1135 FORD STREET, GULFPORT, MS 39507

Signing Officer

Name
Julie Egressy
Title
Executive Director
Phone
2288961945
Signed
2018-02-20

Organization Details

Principal Officer
Julie Egressy
Formed
1997
Legal Domicile
Ms
Voting Board Members
17
Independent Board Members
17
Employees
9

Preparer

Firm
Fletcher & Company Pllc
Address
10598 DIBERVILLE BLVD STE G, DIBERVILLE, MS 39540-2465
Preparer
Dean a Fletcher
Phone
2285946559
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Educational and financial assistance housing programs to educate and assist disadvantaged individuals and families in the financial responsibilities of home ownership and to provide financial assistance programs to aid in the purchase of new homes.”

Raw XML AppendixShowing 400 of 466 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01371
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt06007
IRS990/AccountsReceivableGrp/EOYAmt01907
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0EDUCATIONAL AND FINANCIAL ASSISTANCE HOUSING PROGRAMS TO EDUCATE AND ASSIST DISADVANTAGED INDIVIDUALS AND FAMILIES IN THE FINANCIAL RESPONSIBILITIES OF HOME OWNERSHIP AND TO PROVIDE FINANCIAL ASSISTANCE PROGRAMS TO AID IN THE PURCHASE OF NEW HOMES.
IRS990/AdvertisingGrp/ProgramServicesAmt03141
IRS990/AdvertisingGrp/TotalAmt03141
IRS990/AllOtherContributionsAmt0382623
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt01376
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0490
IRS990/AllOtherExpensesGrp/TotalAmt01866
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0TAMMY EVANS
IRS990/BooksInCareOfDetail/PhoneNum02288961945
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01135 FORD STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0GULFPORT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd039507
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0262426
IRS990/CashNonInterestBearingGrp/EOYAmt0252988
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt026990
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt031628
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt058618
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt025626
IRS990/ConferencesMeetingsGrp/TotalAmt025626
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0430480
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0301777
IRS990/CYOtherExpensesAmt0523013
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0182675
IRS990/CYRevenuesLessExpensesAmt060872
IRS990/CYSalariesCompEmpBnftPaidAmt0331047
IRS990/CYTotalExpensesAmt0854060
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0914932
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt018647
IRS990/DepreciationDepletionGrp/ProgramServicesAmt045203
IRS990/DepreciationDepletionGrp/TotalAmt063850
IRS990/Desc0EDUCATIONAL AND FINANCIAL ASSISTANCE HOUSING PROGRAMS FOR DISADVANTAGED INDIVIDUALS AND FAMILIES.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt09
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0520072
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt04567
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt013702
IRS990/FeesForServicesAccountingGrp/TotalAmt018269
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt014425
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt025088
IRS990/FeesForServicesOtherGrp/TotalAmt039513
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/PersonNm0SUSIE BASS
IRS990/Form990PartVIISectionAGrp/PersonNm1NATASHA HEMINGWAY
IRS990/Form990PartVIISectionAGrp/PersonNm2SR JANICE KAISER
IRS990/Form990PartVIISectionAGrp/PersonNm3MAGGIE LELEAUX
IRS990/Form990PartVIISectionAGrp/PersonNm4MIKE MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm5HEATHER SANDERS
IRS990/Form990PartVIISectionAGrp/PersonNm6TOM SHELLNUT
IRS990/Form990PartVIISectionAGrp/PersonNm7TINA STEWART
IRS990/Form990PartVIISectionAGrp/PersonNm8WESLEY TOCHE
IRS990/Form990PartVIISectionAGrp/PersonNm9SANDRA VINCENT
IRS990/Form990PartVIISectionAGrp/PersonNm10HELEN WERBY
IRS990/Form990PartVIISectionAGrp/PersonNm11GARY WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm12GREG WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm13PETE CAPUANO
IRS990/Form990PartVIISectionAGrp/PersonNm14PATTI ZIZ
IRS990/Form990PartVIISectionAGrp/PersonNm15MARTHA MILNER
IRS990/Form990PartVIISectionAGrp/PersonNm16HARRY PIASCIK
IRS990/Form990PartVIISectionAGrp/PersonNm17JULIE EGRESSY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1758618
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt14VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt15SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt16TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt17EXECUTIVE DI
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01997
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt017
IRS990/GovernmentGrantsAmt047857
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0914932
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt017
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt02607
IRS990/InformationTechnologyGrp/ProgramServicesAmt07821
IRS990/InformationTechnologyGrp/TotalAmt010428
IRS990/InsuranceGrp/ManagementAndGeneralAmt011323
IRS990/InsuranceGrp/ProgramServicesAmt026420
IRS990/InsuranceGrp/TotalAmt037743
IRS990/InventoriesForSaleOrUseGrp/BOYAmt065150
IRS990/InvestmentIncomeGrp/ExclusionAmt0301777
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0301777
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01978506
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02180090
IRS990/IRPDocumentCnt010
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0391266
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02434630
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02360942
IRS990/LandBldgEquipCostOrOtherBssAmt02752208
IRS990/LegalDomicileStateCd0MS
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0EDUCATIONAL AND FINANCIAL ASSISTANCE HOUSING PROGRAMS TO EDUCATE AND ASSIST DISADVANTAGED INDIVIDUALS AND FAMILIES IN THE FINANCIAL RESPONSIBILITIES OF HOME OWNERSHIP AND TO PROVIDE FINANCIAL ASSISTANCE PROGRAMS TO AID IN THE PURCHASE OF NEW HOMES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04781094
IRS990/NetAssetsOrFundBalancesEOYAmt04841966
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt07318
IRS990/OccupancyGrp/ProgramServicesAmt021954
IRS990/OccupancyGrp/TotalAmt029272
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt04399
IRS990/OfficeExpensesGrp/ProgramServicesAmt05810
IRS990/OfficeExpensesGrp/TotalAmt010209
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt09799
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt024484
IRS990/OtherEmployeeBenefitsGrp/TotalAmt034283
IRS990/OtherExpensesGrp/Desc0PROGRAM HOUSING COSTS
IRS990/OtherExpensesGrp/Desc1SUPPLIES
IRS990/OtherExpensesGrp/Desc2FAMILY ASSISTANCE PROGRAM
IRS990/OtherExpensesGrp/Desc3EQUIPMENT RENTAL / MAINT
IRS990/OtherExpensesGrp/ProgramServicesAmt0241774
IRS990/OtherExpensesGrp/ProgramServicesAmt124006
IRS990/OtherExpensesGrp/ProgramServicesAmt29675
IRS990/OtherExpensesGrp/ProgramServicesAmt31343
IRS990/OtherExpensesGrp/TotalAmt0241774
IRS990/OtherExpensesGrp/TotalAmt124006
IRS990/OtherExpensesGrp/TotalAmt29675
IRS990/OtherExpensesGrp/TotalAmt31343
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt046035
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0158963
IRS990/OtherSalariesAndWagesGrp/TotalAmt0204998
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt05103
IRS990/PayrollTaxesGrp/ProgramServicesAmt014785
IRS990/PayrollTaxesGrp/TotalAmt019888
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt04543
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt08717
IRS990/PensionPlanContributionsGrp/TotalAmt013260
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt041753
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt052046
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JULIE EGRESSY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0HOUSING PROGRAM REVENUES
IRS990/ProgramServiceRevenueGrp/Desc1EDUCATIONAL PROGRAMS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0143056
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt139619
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0143056
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt139619
IRS990/ProgSrvcAccomActy2Grp/Desc0PUBLIC OUTREACH FOR DISADVANTAGED PERSONS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0176030
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0502617
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt07890
IRS990/PYOtherExpensesAmt0500634
IRS990/PYProgramServiceRevenueAmt0158368
IRS990/PYRevenuesLessExpensesAmt0-187030
IRS990/PYSalariesCompEmpBnftPaidAmt0355271
IRS990/PYTotalExpensesAmt0855905
IRS990/PYTotalRevenueAmt0668875
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt060872
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0182675
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0430480
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0502617
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0462300
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0292530
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0627394
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02315321
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0301777
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt07890
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0180747
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0363500
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0169489
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01023403
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0182675
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.69350
IRS990ScheduleA/PublicSupportPY170Pct00.75140
IRS990ScheduleA/PublicSupportTotal170Amt02315321
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0430480
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0502617
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0462300
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0292530
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0627394
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02315321
IRS990ScheduleA/TotalSupportAmt03338724
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt01949526
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0311651
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02261177
IRS990ScheduleD/EquipmentGrp/BookValueAmt05104
IRS990ScheduleD/EquipmentGrp/DepreciationAmt049050
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt054154
IRS990ScheduleD/ExpensesSubtotalAmt0854060
IRS990ScheduleD/LandGrp/BookValueAmt0366469
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0366469
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt039843
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt030565
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt070408
IRS990ScheduleD/RevenueSubtotalAmt0914932
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02360942
IRS990ScheduleD/TotalExpensesPerForm990Amt0854060
IRS990ScheduleD/TotalRevenuePerForm990Amt0914932
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0914932
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0854060
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EDUCATIONAL AND FINANCIAL ASSISTANCE HOUSING PROGRAMS TO EDUCATE AND ASSIST DISADVANTAGED INDIVIDUALS AND FAMILIES IN THE FINANCIAL RESPONSIBILITIES OF HOME OWNERSHIP AND TO PROVIDE FINANCIAL ASSISTANCE PROGRAMS TO AID IN THE PURCHASE OF NEW HOMES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED BY FINANCIAL OFFICER AND EXECUTIVE DIRECTOR FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH BOARD MEMBER IS PROVIDED A COPY OF THE CONFLICTS OF INTEREST POLICY AND IS REQUIRED TO SIGN A CERTIFICATE ATTESTING TO HAVING READ AND UNDERSTOOD THE POLICY. BOARD MEMBERS ARE MADE AWARE OF THEIR DUTY DO DISCLOSE POSSIBLE CONFLICTS OF INTEREST TO THE BOARD AT WHICH TIME THEY ARE EXCUSED FROM THE MEETING. AT THAT TIME THE REMAINING BOARD MEMBERS DETERMINE IF THERE IS IN FACT A CONFLICT, AND IF SO, THE COURSE OF ACTION TO BE TAKEN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION REVIEW FOR EXECUTIVE DIRECTOR IS PERFORMED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PERFORMED ANNUALLY BY THE EXECUTIVE DIRECTOR, RECOMMENDATIONS ARE COMMUNICATED TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AVAILABLE FOR INSPECTION AT THE ENTITY'S OFFICE OF RECORD DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt02170439
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt02403855
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04782465
IRS990/TotalAssetsEOYAmt04847973
IRS990/TotalAssetsGrp/BOYAmt04782465
IRS990/TotalAssetsGrp/EOYAmt04847973
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0430480

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,847,973
Liabilities
$6,007
Net assets
$4,841,966
Revenue
$914,932
Expenses
$854,060
Net income
$60,872
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.09$0.03$6.06$0.96$0.99$0.03
2023Summary only. Only limited summary data is available for this year.$5.61$0.02$5.60$0.49$0.77$0.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.37$0.01$5.36$1.15$0.93$0.22
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.14$0.08$6.06$1.02$0.58$0.44
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.42$0.07$5.35$0.82$0.59$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.14$0.01$5.13$0.66$0.58$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.06$0.01$5.05$0.84$0.63$0.21
2017Detailed filing. Detailed filing data is available for this year.$4.85$0.01$4.84$0.91$0.85$0.06
2016Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.67$0.86$0.19
2015Detailed filing. Detailed filing data is available for this year.$5.11$0.14$4.97$0.79$1.21$0.42
2014Summary only. Only limited summary data is available for this year.$5.53$0.14$5.39$0.78$0.81$0.03
2013Summary only. Only limited summary data is available for this year.$5.57$0.15$5.42$0.97$2.05$1.08
2012Summary only. Only limited summary data is available for this year.$6.79$0.29$6.50$1.12$1.39$0.27
2011Summary only. Only limited summary data is available for this year.$8.04$1.27$6.77$2.40$1.05$1.35
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)3 • $1M-$5M nonprofits