Civic Intelligence

Mercy Housing and Human Development Inc.

990 • Fiscal year 2016 • EIN 72-1354070

Jul 01, 2015 to Jun 30, 2016 • Filed on May 09, 2017

Organization ProfileWWW.MHHD.ORG
1135 Ford StreetGulfport, MS 39507

(228) 896-1945

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

15th percentile

0.00x

Higher debt load relative to assets than 15% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

16th percentile

0.00x

Higher debt load relative to revenue than 16% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Net Margin

12th percentile

-28%

Higher net margin than 12% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

45th percentile

$50,950

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 7.6% of source-year revenue.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Asset Growth

18th percentile

-6.3%

Faster asset growth than 18% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

19th percentile

-16%

Faster revenue growth than 19% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets15th percentile

Assets

Down

$4,782,465

Down $323,902 (-6.3%) from 2015

Net Assets

Down

$4,781,094

Down $187,030 (-3.8%) from 2015

Liabilities

Down

$1,371

Down $136,872 (-99%) from 2015

Revenue And Expenses
Liabilities / Revenue16th percentileNet Margin12th percentile

Revenue

Down

$668,875

Down $124,815 (-16%) from 2015

Expenses

Down

$855,905

Down $357,965 (-29%) from 2015

Net Income

Up

-$187,030

Up $233,150 (+55%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth18th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $8,043,167Liabilities 2011: $1,274,299Net Assets 2011: $6,768,8682011Assets 2012: $6,789,121Liabilities 2012: $291,584Net Assets 2012: $6,497,5372012Assets 2013: $5,565,848Liabilities 2013: $149,275Net Assets 2013: $5,416,5732013Assets 2014: $5,529,990Liabilities 2014: $141,686Net Assets 2014: $5,388,3042014Assets 2015: $5,106,367Liabilities 2015: $138,243Net Assets 2015: $4,968,1242015Assets 2016: $4,782,465Liabilities 2016: $1,371Net Assets 2016: $4,781,0942016Assets 2017: $4,847,973Liabilities 2017: $6,007Net Assets 2017: $4,841,9662017Assets 2018: $5,063,504Liabilities 2018: $12,194Net Assets 2018: $5,051,3102018Assets 2019: $5,136,690Liabilities 2019: $8,189Net Assets 2019: $5,128,5012019Assets 2020: $5,422,967Liabilities 2020: $71,192Net Assets 2020: $5,351,7752020Assets 2021: $6,142,937Liabilities 2021: $80,407Net Assets 2021: $6,062,5302021Assets 2022: $5,369,703Liabilities 2022: $10,813Net Assets 2022: $5,358,8902022Assets 2023: $5,611,925Liabilities 2023: $15,545Net Assets 2023: $5,596,3802023Assets 2024: $6,093,084Liabilities 2024: $29,980Net Assets 2024: $6,063,1042024

Highlighted filing

2016

Assets$4,782,465
Liabilities$1,371
Net Assets$4,781,094
Open 2016 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MRevenue 2011: $2,397,393Expenses 2011: $1,049,729Net Income 2011: $1,347,6642011Revenue 2012: $1,118,186Expenses 2012: $1,389,517Net Income 2012: -$271,3312012Revenue 2013: $969,074Expenses 2013: $2,050,038Net Income 2013: -$1,080,9642013Revenue 2014: $782,810Expenses 2014: $811,079Net Income 2014: -$28,2692014Revenue 2015: $793,690Expenses 2015: $1,213,870Net Income 2015: -$420,1802015Revenue 2016: $668,875Expenses 2016: $855,905Net Income 2016: -$187,0302016Revenue 2017: $914,932Expenses 2017: $854,060Net Income 2017: $60,8722017Revenue 2018: $838,428Expenses 2018: $629,084Net Income 2018: $209,3442018Revenue 2019: $661,281Expenses 2019: $584,090Net Income 2019: $77,1912019Revenue 2020: $817,425Expenses 2020: $594,151Net Income 2020: $223,2742020Revenue 2021: $1,021,184Expenses 2021: $576,670Net Income 2021: $444,5142021Revenue 2022: $1,150,619Expenses 2022: $934,004Net Income 2022: $216,6152022Revenue 2023: $490,317Expenses 2023: $773,760Net Income 2023: -$283,4432023Revenue 2024: $962,518Expenses 2024: $993,728Net Income 2024: -$31,2102024

Highlighted filing

2016

Revenue$668,875
Expenses$855,905
Net Income-$187,030
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
May 9, 2017
Return Version
2015v3.0
Gross Receipts
$668,875
Mission and Program Overview

Mission

Empowered by the belief that all people have basic rights to dignity and compassion, our mission at mercy housing and human development is to recognize the need for sustainable, affordable housing for low-wealth families of south mississippi. To this end, the administration, board of directors and staff partner with clients, the local community, philanthropic organizations and government structures to provide integrated services, develop independent decision-making skills and build financial stability. Our current programs empower south mississippi families to manage their money wisely, improve/repair their credit, build wealth and maintain individual assets for more control over their lives.

Educational and financial assistance housing programs to educate and assist disadvantaged individuals and families in the financial responsibilities of home ownership and to provide financial assistance programs to aid in the purchase of new homes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,493,688$2,434,630▼ $59,058
Investments in Publicly Traded Securities$2,225,528$1,978,506▼ $247,022
Cash and Non-Interest-Bearing Accounts$245,146$262,426▲ $17,280
Inventories for Sale or Use$131,925$65,150▼ $66,775
Pledges and Grants Receivable$10,080$41,753▲ $31,673
Total Assets$5,106,367$4,782,465▼ $323,902
Liabilities
Mortgage Notes Payable Secured by Investment Property$131,319--
Accounts Payable and Accrued Expenses$6,924$1,371▼ $5,553
Total Liabilities$138,243$1,371▼ $136,872
Net Assets / Fund Balance
Unrestricted Net Assets$2,591,436$2,610,655▲ $19,219
Temporarily Rstr Net Assets$2,376,688$2,170,439▼ $206,249
Total Net Assets Fund Balance$4,968,124$4,781,094▼ $187,030
Total Liabilities and Net Assets / Fund Balance$5,106,367$4,782,465▼ $323,902

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,024,980$254,660$2,279,640
Land$357,844-$357,844
Other Land Buildings$44,537$25,871$70,408
Equipment$7,269$46,885$54,154
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleBaseTotal
Julie EgressyExecutive Di$50,950$50,950

Board Members and Trustees

NameTitle
Pete CapuanoPresident
Frank HillBoard Member
Gary WilliamsBoard Member
Greg WilsonBoard Member
Harry PiascikBoard Member
Heather SandersBoard Member
Helen WerbyBoard Member
Lekeisha CottonBoard Member
Maggie LeleauxBoard Member
Natasha HemingwayBoard Member
Patti ZizBoard Member
Sr Janice KaiserBoard Member
Susie BassBoard Member
Tina StewartBoard Member
Tom ShellnutBoard Member
Wesley TocheBoard Member
Martha MilnerSecretary
Sandra VincentTreasurer
Mike MillerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$502,617
Program Service Revenue
$158,368
Investment Income
$7,890
Other Revenue
$0
All Other Contributions
$474,820
Change in Net Assets
$-187,030

Audited Revenue Reconciliation

Revenue per Audited Statements
$668,875
Total Revenue per Audited Statements
$668,875
Total Revenue per Form 990
$668,875
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$500,634
Salaries, Compensation, and Employee Benefits$355,271
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$149,661$57,072-$206,733
Depreciation Depletion$45,711$20,172-$65,883
Other Employee Benefits$44,466$13,331-$57,797
Current Officers, Directors, Trustees, and Key Employees$40,760$10,190-$50,950
Payroll Taxes$14,757$5,658-$20,415
Insurance$14,170$6,075-$20,245
Fees for Services Other$16,200--$16,200
Conferences and Meetings$9,053$6,320-$15,373
Pension Plan Contributions$9,885$4,341-$14,226
Occupancy$8,484$2,829-$11,313
Information Technology$7,772$2,591-$10,363
Office Expenses$1,092$5,822-$6,914
Travel$5,210$905-$6,115
Comp Disqual Persons$4,120$1,030-$5,150
Advertising$3,005--$3,005
Fees for Services Accounting$1,711$570-$2,281
Other Expenses$15,443$1,397-$1,397
All Other Expenses-$481-$481
Interest$229--$229
Total Functional Expenses$716,319$139,586$0$855,905

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$855,905
Total Expenses per Audited Statements$855,905
Total Expenses per Form 990$855,905
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by financial officer and executive director filing.”

Form 990, Page 6, Part VI, Line 12C

“Each board member is provided a copy of the conflicts of interest policy and is required to sign a certificate attesting to having read and understood the policy. Board members are made aware of their duty do disclose possible conflicts of interest to the board at which time they are excused from the meeting. At that time the remaining board members determine if there is in fact a conflict, and if so, the course of action to be taken.”

Form 990, Page 6, Part VI, Line 15A

“Compensation review for executive director is performed by the board on an annual basis.”

Form 990, Page 6, Part VI, Line 15B

“Performed annually by the executive director, recommendations are communicated to the board.”

Form 990, Page 6, Part VI, Line 19

“Available for inspection at the entity's office of record during normal business hours.”

Filing and Contact Details

Filer

Filer Name
Mercy Housing and Human Development
EIN
72-1354070
Phone
2288961945
Address
1135 FORD STREET, GULFPORT, MS 39507

Signing Officer

Name
Julie Egressy
Title
Executive Director
Phone
2288961945
Signed
2017-05-09

Organization Details

Principal Officer
Julie Egressy
Formed
1997
Legal Domicile
Ms
Voting Board Members
18
Independent Board Members
18
Employees
8

Preparer

Firm
Fletcher & Company Pllc
Address
10598 DIBERVILLE BLVD STE G, DIBERVILLE, MS 39540-2465
Preparer
Dean a Fletcher
Phone
2285946559
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Educational and financial assistance housing programs to educate and assist disadvantaged individuals and families in the financial responsibilities of home ownership and to provide financial assistance programs to aid in the purchase of new homes.”

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EDUCATIONAL AND FINANCIAL ASSISTANCE HOUSING PROGRAMS TO EDUCATE AND ASSIST DISADVANTAGED INDIVIDUALS AND FAMILIES IN THE FINANCIAL RESPONSIBILITIES OF HOME OWNERSHIP AND TO PROVIDE FINANCIAL ASSISTANCE PROGRAMS TO AID IN THE PURCHASE OF NEW HOMES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED BY FINANCIAL OFFICER AND EXECUTIVE DIRECTOR FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH BOARD MEMBER IS PROVIDED A COPY OF THE CONFLICTS OF INTEREST POLICY AND IS REQUIRED TO SIGN A CERTIFICATE ATTESTING TO HAVING READ AND UNDERSTOOD THE POLICY. BOARD MEMBERS ARE MADE AWARE OF THEIR DUTY DO DISCLOSE POSSIBLE CONFLICTS OF INTEREST TO THE BOARD AT WHICH TIME THEY ARE EXCUSED FROM THE MEETING. AT THAT TIME THE REMAINING BOARD MEMBERS DETERMINE IF THERE IS IN FACT A CONFLICT, AND IF SO, THE COURSE OF ACTION TO BE TAKEN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION REVIEW FOR EXECUTIVE DIRECTOR IS PERFORMED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PERFORMED ANNUALLY BY THE EXECUTIVE DIRECTOR, RECOMMENDATIONS ARE COMMUNICATED TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AVAILABLE FOR INSPECTION AT THE ENTITY'S OFFICE OF RECORD DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,782,465
Liabilities
$1,371
Net assets
$4,781,094
Revenue
$668,875
Expenses
$855,905
Net income
-$187,030
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.09$0.03$6.06$0.96$0.99$0.03
2023Summary only. Only limited summary data is available for this year.$5.61$0.02$5.60$0.49$0.77$0.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.37$0.01$5.36$1.15$0.93$0.22
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.14$0.08$6.06$1.02$0.58$0.44
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.42$0.07$5.35$0.82$0.59$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.14$0.01$5.13$0.66$0.58$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.06$0.01$5.05$0.84$0.63$0.21
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.85$0.01$4.84$0.91$0.85$0.06
2016Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.67$0.86$0.19
2015Detailed filing. Detailed filing data is available for this year.$5.11$0.14$4.97$0.79$1.21$0.42
2014Summary only. Only limited summary data is available for this year.$5.53$0.14$5.39$0.78$0.81$0.03
2013Summary only. Only limited summary data is available for this year.$5.57$0.15$5.42$0.97$2.05$1.08
2012Summary only. Only limited summary data is available for this year.$6.79$0.29$6.50$1.12$1.39$0.27
2011Summary only. Only limited summary data is available for this year.$8.04$1.27$6.77$2.40$1.05$1.35
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)3 • $1M-$5M nonprofits