Civic Intelligence

Mercy Housing and Human Development

EIN 72-1354070 • 501(c)3 • Gulfport, MS

Profile

Educational and financial assistance housing programs to educate and assist disadvantaged individuals and families in the financial responsibilities of home ownership and to provide financial assistance programs to aid in the purchase of new homes.

1135 Ford StreetGulfport, MS 39507

www.mhhd.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

16th percentile

0.00x

Higher debt load relative to assets than 16% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

22nd percentile

0.03x

Higher debt load relative to revenue than 22% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

29th percentile

-3.2%

Higher net margin than 29% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

61st percentile

8.6%

Faster asset growth than 61% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

92nd percentile

96%

Faster revenue growth than 92% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets16th percentile

Assets

Up

$6,093,084

Up $481,159 (+8.6%) from 2023

Liabilities

Up

$29,980

Up $14,435 (+93%) from 2023

Net Assets

Up

$6,063,104

Up $466,724 (+8.3%) from 2023

Operations
Liabilities / Revenue22nd percentileNet Margin29th percentile

Revenue

Up

$962,518

Up $472,201 (+96%) from 2023

Expenses

Up

$993,728

Up $219,968 (+28%) from 2023

Net Income

Up

-$31,210

Up $252,233 (+89%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth61st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $8,043,167Liabilities 2011: $1,274,299Net Assets 2011: $6,768,8682011Assets 2012: $6,789,121Liabilities 2012: $291,584Net Assets 2012: $6,497,5372012Assets 2013: $5,565,848Liabilities 2013: $149,275Net Assets 2013: $5,416,5732013Assets 2014: $5,529,990Liabilities 2014: $141,686Net Assets 2014: $5,388,3042014Assets 2015: $5,106,367Liabilities 2015: $138,243Net Assets 2015: $4,968,1242015Assets 2016: $4,782,465Liabilities 2016: $1,371Net Assets 2016: $4,781,0942016Assets 2017: $4,847,973Liabilities 2017: $6,007Net Assets 2017: $4,841,9662017Assets 2018: $5,063,504Liabilities 2018: $12,194Net Assets 2018: $5,051,3102018Assets 2019: $5,136,690Liabilities 2019: $8,189Net Assets 2019: $5,128,5012019Assets 2020: $5,422,967Liabilities 2020: $71,192Net Assets 2020: $5,351,7752020Assets 2021: $6,142,937Liabilities 2021: $80,407Net Assets 2021: $6,062,5302021Assets 2022: $5,369,703Liabilities 2022: $10,813Net Assets 2022: $5,358,8902022Assets 2023: $5,611,925Liabilities 2023: $15,545Net Assets 2023: $5,596,3802023Assets 2024: $6,093,084Liabilities 2024: $29,980Net Assets 2024: $6,063,1042024

Highlighted filing

2024

Assets$6,093,084
Liabilities$29,980
Net Assets$6,063,104
Open 2024 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MRevenue 2011: $2,397,393Expenses 2011: $1,049,729Net Income 2011: $1,347,6642011Revenue 2012: $1,118,186Expenses 2012: $1,389,517Net Income 2012: -$271,3312012Revenue 2013: $969,074Expenses 2013: $2,050,038Net Income 2013: -$1,080,9642013Revenue 2014: $782,810Expenses 2014: $811,079Net Income 2014: -$28,2692014Revenue 2015: $793,690Expenses 2015: $1,213,870Net Income 2015: -$420,1802015Revenue 2016: $668,875Expenses 2016: $855,905Net Income 2016: -$187,0302016Revenue 2017: $914,932Expenses 2017: $854,060Net Income 2017: $60,8722017Revenue 2018: $838,428Expenses 2018: $629,084Net Income 2018: $209,3442018Revenue 2019: $661,281Expenses 2019: $584,090Net Income 2019: $77,1912019Revenue 2020: $817,425Expenses 2020: $594,151Net Income 2020: $223,2742020Revenue 2021: $1,021,184Expenses 2021: $576,670Net Income 2021: $444,5142021Revenue 2022: $1,150,619Expenses 2022: $934,004Net Income 2022: $216,6152022Revenue 2023: $490,317Expenses 2023: $773,760Net Income 2023: -$283,4432023Revenue 2024: $962,518Expenses 2024: $993,728Net Income 2024: -$31,2102024

Highlighted filing

2024

Revenue$962,518
Expenses$993,728
Net Income-$31,210
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$6,093,084
Liabilities
$29,980
Net assets
$6,063,104
Revenue
$962,518
Expenses
$993,728
Net income
-$31,210
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.09$0.03$6.06$0.96$0.99$0.03
2023Summary only. Only limited summary data is available for this year.$5.61$0.02$5.60$0.49$0.77$0.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.37$0.01$5.36$1.15$0.93$0.22
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.14$0.08$6.06$1.02$0.58$0.44
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.42$0.07$5.35$0.82$0.59$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.14$0.01$5.13$0.66$0.58$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.06$0.01$5.05$0.84$0.63$0.21
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.85$0.01$4.84$0.91$0.85$0.06
2016Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.67$0.86$0.19
2015Detailed filing. Detailed filing data is available for this year.$5.11$0.14$4.97$0.79$1.21$0.42
2014Summary only. Only limited summary data is available for this year.$5.53$0.14$5.39$0.78$0.81$0.03
2013Summary only. Only limited summary data is available for this year.$5.57$0.15$5.42$0.97$2.05$1.08
2012Summary only. Only limited summary data is available for this year.$6.79$0.29$6.50$1.12$1.39$0.27
2011Summary only. Only limited summary data is available for this year.$8.04$1.27$6.77$2.40$1.05$1.35
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jul 18, 2025
Return Version
2023v6.0
Gross Receipts
$2,520,494
Mission and Program Overview

Mission

Empowered by the belief that all people have basic rights to dignity and compassion, our mission at mercy housing and human development is to recognize the need for sustainable, affordable housing for low-wealth families of south mississippi. To this end, the administration, board of directors and staff partner with clients, the local community, philanthropic organizations and government structures to provide integrated services, develop independent decision-making skills and build financial stability. Our current programs empower south mississippi families to manage their money wisely, improve/repair their credit, build wealth and maintain individual assets for more control over their lives.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$3,377,965$3,952,848▲ $574,883
Land, Buildings, and Equipment, Net$2,114,149$2,043,073▼ $71,076
Cash and Non-Interest-Bearing Accounts$62,467$83,830▲ $21,363
Pledges and Grants Receivable$57,344$13,333▼ $44,011
Total Assets$5,611,925$6,093,084▲ $481,159
Liabilities
Accounts Payable and Accrued Expenses$15,545$29,980▲ $14,435
Total Liabilities$15,545$29,980▲ $14,435
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,596,380$6,063,104▲ $466,724
Total Net Assets Fund Balance$5,596,380$6,063,104▲ $466,724
Total Liabilities and Net Assets / Fund Balance$5,611,925$6,093,084▲ $481,159

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,660,711$729,168$2,389,879
Land$366,469-$366,469
Other Land Buildings$6,986$63,422$70,408
Equipment$8,907$58,882$67,789
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Patti ZizPresident
Charnell MartinoBoard Member
Delvin MorganBoard Member
Jay JordanBoard Member
Kelly WilliamsBoard Member
Mike CooperBoard Member
Sally RichardsBoard Member
Julie EgressyExecutive Di
Michelle SperreSecretary
Brooke RichardsTreasurer
Anthony MontgomeryVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$461,945
Program Service Revenue
$197,961
Investment Income
$302,612
Other Revenue
$0
All Other Contributions
$461,945
Change in Net Assets
$-31,210

Audited Revenue Reconciliation

Revenue per Audited Statements
$943,511
Revenue Not Reported on Financial Statements
$19,007
Revenue Not Reported on Form 990
$516,941
Total Revenue per Audited Statements
$1,460,452
Total Revenue per Form 990
$962,518
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$546,680
Salaries, Compensation, and Employee Benefits$447,048
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$178,401$84,058-$262,459
Current Officers, Directors, Trustees, and Key Employees$59,370$14,843-$74,213
Depreciation Depletion$47,819$23,257-$71,076
Other Employee Benefits$37,992$18,249-$56,241
Conferences and Meetings$40,818$574-$41,392
Pension Plan Contributions$22,074$7,136-$29,210
Payroll Taxes$18,374$6,551-$24,925
Occupancy$5,216$18,046-$23,262
Fees for Services Other$22,694--$22,694
Insurance$18,255$2,213-$20,468
Office Expenses$2,782$8,873-$11,655
Information Technology$5,513$4,652-$10,165
Fees for Services Accounting$7,260$2,420-$9,680
Advertising$2,142$4,233-$6,375
Other Expenses$1,157$3,671-$4,828
Travel$710$1,273-$1,983
All Other Expenses$1,143$444-$1,587
Total Functional Expenses$783,624$210,104$0$993,728

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$993,728
Total Expenses per Audited Statements$993,728
Total Expenses per Form 990$993,728
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by financial officer, executive director and finance committee of the board of directors prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“Each board member is provided a copy of the conflicts of interest policy and is required to sign a certificate attesting to having read and understood the policy. Board members are made aware of their duty do disclose possible conflicts of interest to the board at which time they are excused from the meeting. At that time the remaining board members determine if there is in fact a conflict, and if so, the course of action to be taken.”

Form 990, Page 6, Part VI, Line 15A

“Compensation review for executive director is performed by the board on an annual basis.”

Form 990, Page 6, Part VI, Line 15B

“Performed annually by the executive director, recommendations are communicated to the board.”

Form 990, Page 6, Part VI, Line 19

“Available for inspection at the entity's office of record during normal business hours.”

Filing and Contact Details

Filer

Filer Name
Mercy Housing and Human Development
EIN
72-1354070
Phone
2288961945
Address
1135 FORD STREET, GULFPORT, MS 39507

Signing Officer

Name
Julie Egressy
Title
Executive Director
Phone
2288961945
Signed
2025-07-18

Organization Details

Principal Officer
Julie Egressy
Formed
1997
Legal Domicile
Ms
Voting Board Members
10
Independent Board Members
10
Employees
13
Volunteers
10

Preparer

Firm
Fletcher & Company Pllc
Address
10598 DIBERVILLE BLVD STE G, DIBERVILLE, MS 39540-2465
Preparer
Dean a Fletcher
Phone
2285946559
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Empowered by the belief that all people have basic rights to dignity and compassion, our mission at mercy housing and human development is to recognize the need for sustainable, affordable housing for low-wealth families of south mississippi. To this end, the administration, board of directors and staff partner with clients, the local community, philanthropic organizations and government structures to provide integrated services, develop independent decision-making skills and build financial stability. Our current programs empower south mississippi families to manage their money wisely, improve/repair their credit, build wealth and maintain individual assets for more control over their lives.”

Raw XML AppendixShowing 400 of 439 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0EMPOWERED BY THE BELIEF THAT ALL PEOPLE HAVE BASIC RIGHTS TO DIGNITY AND COMPASSION, OUR MISSION AT MERCY HOUSING AND HUMAN DEVELOPMENT IS TO RECOGNIZE THE NEED FOR SUSTAINABLE, AFFORDABLE HOUSING FOR LOW-WEALTH FAMILIES OF SOUTH MISSISSIPPI. TO THIS END, THE ADMINISTRATION, BOARD OF DIRECTORS AND STAFF PARTNER WITH CLIENTS, THE LOCAL COMMUNITY, PHILANTHROPIC ORGANIZATIONS AND GOVERNMENT STRUCTURES TO PROVIDE INTEGRATED SERVICES, DEVELOP INDEPENDENT DECISION-MAKING SKILLS AND BUILD FINANCIAL STABILITY. OUR CURRENT PROGRAMS EMPOWER SOUTH MISSISSIPPI FAMILIES TO MANAGE THEIR MONEY WISELY, IMPROVE/REPAIR THEIR CREDIT, BUILD WEALTH AND MAINTAIN INDIVIDUAL ASSETS FOR MORE CONTROL OVER THEIR LIVES.
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IRS990/InvestmentsPubTradedSecGrp/BOYAmt03377965
IRS990/InvestmentsPubTradedSecGrp/EOYAmt03952848
IRS990/IRPDocumentCnt015
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IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01557976
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IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MissionDesc0EMPOWERED BY THE BELIEF THAT ALL PEOPLE HAVE BASIC RIGHTS TO DIGNITY AND COMPASSION, OUR MISSION AT MERCY HOUSING AND HUMAN DEVELOPMENT IS TO RECOGNIZE THE NEED FOR SUSTAINABLE, AFFORDABLE HOUSING FOR LOW-WEALTH FAMILIES OF SOUTH MISSISSIPPI. TO THIS END, THE ADMINISTRATION, BOARD OF DIRECTORS AND STAFF PARTNER WITH CLIENTS, THE LOCAL COMMUNITY, PHILANTHROPIC ORGANIZATIONS AND GOVERNMENT STRUCTURES TO PROVIDE INTEGRATED SERVICES, DEVELOP INDEPENDENT DECISION-MAKING SKILLS AND BUILD FINANCIAL STABILITY. OUR CURRENT PROGRAMS EMPOWER SOUTH MISSISSIPPI FAMILIES TO MANAGE THEIR MONEY WISELY, IMPROVE/REPAIR THEIR CREDIT, BUILD WEALTH AND MAINTAIN INDIVIDUAL ASSETS FOR MORE CONTROL OVER THEIR LIVES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/NetAssetsOrFundBalancesEOYAmt06063104
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0243089
IRS990/NetUnrlzdGainsLossesInvstAmt0516941
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt05596380
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt06063104
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt018046
IRS990/OccupancyGrp/ProgramServicesAmt05216
IRS990/OccupancyGrp/TotalAmt023262
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt08873
IRS990/OfficeExpensesGrp/ProgramServicesAmt02782
IRS990/OfficeExpensesGrp/TotalAmt011655
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt018249
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt037992
IRS990/OtherEmployeeBenefitsGrp/TotalAmt056241
IRS990/OtherExpensesGrp/Desc0PROGRAM HOUSING COSTS
IRS990/OtherExpensesGrp/Desc1FAMILY ASSISTANCE PROGRAM
IRS990/OtherExpensesGrp/Desc2SUPPLIES
IRS990/OtherExpensesGrp/Desc3DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt09611
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13671
IRS990/OtherExpensesGrp/ProgramServicesAmt0245149
IRS990/OtherExpensesGrp/ProgramServicesAmt146242
IRS990/OtherExpensesGrp/ProgramServicesAmt220513
IRS990/OtherExpensesGrp/ProgramServicesAmt31157
IRS990/OtherExpensesGrp/TotalAmt0245149
IRS990/OtherExpensesGrp/TotalAmt146242
IRS990/OtherExpensesGrp/TotalAmt230124
IRS990/OtherExpensesGrp/TotalAmt34828
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt084058
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0178401
IRS990/OtherSalariesAndWagesGrp/TotalAmt0262459
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt06551
IRS990/PayrollTaxesGrp/ProgramServicesAmt018374
IRS990/PayrollTaxesGrp/TotalAmt024925
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt07136
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt022074
IRS990/PensionPlanContributionsGrp/TotalAmt029210
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt057344
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt013333
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JULIE EGRESSY
IRS990/ProfessionalFundraisingInd0false
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IRS990/ProgramServiceRevenueGrp/Desc1EDUCATIONAL PROGRAM REVENUE
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt147703
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0150258
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt147703
IRS990/ProgSrvcAccomActy2Grp/Desc0PUBLIC OUTREACH PROGRAMS FOR DISADVANTAGED PERSONS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0204667
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt047703
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IRS990/PYOtherExpensesAmt0394890
IRS990/PYProgramServiceRevenueAmt0130997
IRS990/PYRevenuesLessExpensesAmt0-283443
IRS990/PYSalariesCompEmpBnftPaidAmt0378870
IRS990/PYTotalExpensesAmt0773760
IRS990/PYTotalRevenueAmt0490317
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0150258
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 3,664
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0461945
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0402011
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0830820
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0354321
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0358056
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02407153
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt059523
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt054830
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt052911
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt046893
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt044362
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0258519
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0825758
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt03664
IRS990ScheduleA/OtherIncome170Grp/TotalAmt03664
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.90180
IRS990ScheduleA/PublicSupportPY170Pct00.89950
IRS990ScheduleA/PublicSupportTotal170Amt02407153
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0461945
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0402011
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0830820
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0354321
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0358056
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02407153
IRS990ScheduleA/TotalSupportAmt02669336
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt01660711
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0729168
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02389879
IRS990ScheduleD/EquipmentGrp/BookValueAmt08907
IRS990ScheduleD/EquipmentGrp/DepreciationAmt058882
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt067789
IRS990ScheduleD/ExpensesSubtotalAmt0993728
IRS990ScheduleD/InvestmentExpensesNotIncldAmt019007
IRS990ScheduleD/LandGrp/BookValueAmt0366469
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0366469
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0516941
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt06986
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt063422
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt070408
IRS990ScheduleD/RevenueNotReportedAmt0516941
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt019007
IRS990ScheduleD/RevenueSubtotalAmt0943511
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02043073
IRS990ScheduleD/TotalExpensesPerForm990Amt0993728
IRS990ScheduleD/TotalRevenuePerForm990Amt0962518
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01460452
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0993728
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EMPOWERED BY THE BELIEF THAT ALL PEOPLE HAVE BASIC RIGHTS TO DIGNITY AND COMPASSION, OUR MISSION AT MERCY HOUSING AND HUMAN DEVELOPMENT IS TO RECOGNIZE THE NEED FOR SUSTAINABLE, AFFORDABLE HOUSING FOR LOW-WEALTH FAMILIES OF SOUTH MISSISSIPPI. TO THIS END, THE ADMINISTRATION, BOARD OF DIRECTORS AND STAFF PARTNER WITH CLIENTS, THE LOCAL COMMUNITY, PHILANTHROPIC ORGANIZATIONS AND GOVERNMENT STRUCTURES TO PROVIDE INTEGRATED SERVICES, DEVELOP INDEPENDENT DECISION-MAKING SKILLS AND BUILD FINANCIAL STABILITY. OUR CURRENT PROGRAMS EMPOWER SOUTH MISSISSIPPI FAMILIES TO MANAGE THEIR MONEY WISELY, IMPROVE/REPAIR THEIR CREDIT, BUILD WEALTH AND MAINTAIN INDIVIDUAL ASSETS FOR MORE CONTROL OVER THEIR LIVES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED BY FINANCIAL OFFICER, EXECUTIVE DIRECTOR AND FINANCE COMMITTEE OF THE BOARD OF DIRECTORS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH BOARD MEMBER IS PROVIDED A COPY OF THE CONFLICTS OF INTEREST POLICY AND IS REQUIRED TO SIGN A CERTIFICATE ATTESTING TO HAVING READ AND UNDERSTOOD THE POLICY. BOARD MEMBERS ARE MADE AWARE OF THEIR DUTY DO DISCLOSE POSSIBLE CONFLICTS OF INTEREST TO THE BOARD AT WHICH TIME THEY ARE EXCUSED FROM THE MEETING. AT THAT TIME THE REMAINING BOARD MEMBERS DETERMINE IF THERE IS IN FACT A CONFLICT, AND IF SO, THE COURSE OF ACTION TO BE TAKEN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION REVIEW FOR EXECUTIVE DIRECTOR IS PERFORMED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PERFORMED ANNUALLY BY THE EXECUTIVE DIRECTOR, RECOMMENDATIONS ARE COMMUNICATED TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AVAILABLE FOR INSPECTION AT THE ENTITY'S OFFICE OF RECORD DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt05611925
IRS990/TotalAssetsEOYAmt06093084
IRS990/TotalAssetsGrp/BOYAmt05611925
IRS990/TotalAssetsGrp/EOYAmt06093084
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0461945
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0210104
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0783624
IRS990/TotalFunctionalExpensesGrp/TotalAmt0993728
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt015545
IRS990/TotalLiabilitiesEOYAmt029980
IRS990/TotalLiabilitiesGrp/BOYAmt015545
IRS990/TotalLiabilitiesGrp/EOYAmt029980
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05596380
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06063104
IRS990/TotalProgramServiceExpensesAmt0783624
IRS990/TotalProgramServiceRevenueAmt0197961
IRS990/TotalRevenueGrp/ExclusionAmt059523
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0441050
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0962518
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt05611925
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt06093084
IRS990/TravelGrp/ManagementAndGeneralAmt01273
IRS990/TravelGrp/ProgramServicesAmt0710
IRS990/TravelGrp/TotalAmt01983
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false

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