Civic Intelligence

Mobile Educators Credit Union

990 • Fiscal year 2012 • EIN 63-0458217

Jan 01, 2012 to Dec 31, 2012

Mobile, AL
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.90x

Higher debt load relative to assets than 59% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2012

Liabilities / Revenue

97th percentile

18.88x

Higher debt load relative to revenue than 97% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Net Margin

57th percentile

7.6%

Higher net margin than 57% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

37th percentile

3.4%

Faster asset growth than 37% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Up

$71,707,330

Up $2,339,178 (+3.4%) from 2011

Net Assets

Up

$7,087,211

Up $298,321 (+4.4%) from 2011

Liabilities

Up

$64,620,119

Up $2,040,857 (+3.3%) from 2011

Revenue

$3,421,795

No earlier filing loaded for comparison.

Expenses

Down

$3,160,863

Down $315,445 (-9.1%) from 2011

Net Income

$260,932

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $68,306,633Liabilities 2010: $61,609,636Net Assets 2010: $6,696,9972010Assets 2011: $69,368,152Liabilities 2011: $62,579,262Net Assets 2011: $6,788,8902011Assets 2012: $71,707,330Liabilities 2012: $64,620,119Net Assets 2012: $7,087,2112012Assets 2013: $74,604,957Liabilities 2013: $67,419,939Net Assets 2013: $7,185,0182013Assets 2014: $76,108,524Liabilities 2014: $68,567,752Net Assets 2014: $7,540,7722014Assets 2015: $76,786,541Liabilities 2015: $69,135,847Net Assets 2015: $7,650,6942015Assets 2016: $79,469,316Liabilities 2016: $71,510,966Net Assets 2016: $7,958,3502016Assets 2017: $82,941,835Liabilities 2017: $74,695,055Net Assets 2017: $8,246,7802017Assets 2018: $85,519,865Liabilities 2018: $76,776,773Net Assets 2018: $8,743,0922018Assets 2019: $86,399,583Liabilities 2019: $76,737,060Net Assets 2019: $9,662,5232019Assets 2020: $99,931,032Liabilities 2020: $89,686,227Net Assets 2020: $10,244,8052020Assets 2021: $110,627,739Liabilities 2021: $100,271,572Net Assets 2021: $10,356,1672021Assets 2022: $110,433,262Liabilities 2022: $100,223,991Net Assets 2022: $10,209,2712022Assets 2023: $108,395,286Liabilities 2023: $97,237,341Net Assets 2023: $11,157,9452023Assets 2024: $109,107,642Liabilities 2024: $96,897,537Net Assets 2024: $12,210,1052024

Highlighted filing

2012

Assets$71,707,330
Liabilities$64,620,119
Net Assets$7,087,211

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,649,9072010Expenses 2011: $3,476,3082011Revenue 2012: $3,421,795Expenses 2012: $3,160,863Net Income 2012: $260,9322012Revenue 2013: $3,144,398Expenses 2013: $2,922,291Net Income 2013: $222,1072013Revenue 2014: $3,040,637Expenses 2014: $2,743,999Net Income 2014: $296,6382014Revenue 2015: $2,992,719Expenses 2015: $2,777,346Net Income 2015: $215,3732015Revenue 2016: $3,053,432Expenses 2016: $2,670,236Net Income 2016: $383,1962016Revenue 2017: $3,029,435Expenses 2017: $2,673,153Net Income 2017: $356,2822017Revenue 2018: $3,248,656Expenses 2018: $2,594,334Net Income 2018: $654,3222018Revenue 2019: $3,389,236Expenses 2019: $2,673,409Net Income 2019: $715,8272019Revenue 2020: $2,955,649Expenses 2020: $2,571,472Net Income 2020: $384,1772020Revenue 2021: $2,821,272Expenses 2021: $2,606,372Net Income 2021: $214,9002021Revenue 2022: $3,200,193Expenses 2022: $2,671,617Net Income 2022: $528,5762022Revenue 2023: $4,091,498Expenses 2023: $3,174,368Net Income 2023: $917,1302023Revenue 2024: $4,385,271Expenses 2024: $3,464,260Net Income 2024: $921,0112024

Highlighted filing

2012

Revenue$3,421,795
Expenses$3,160,863
Net Income$260,932
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

The credit union's mission is to promote thrift among its members and create a source of credit for them at fair and reasonable rates of interest.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$109$96.9$12.2$4.39$3.46$0.92
2023Detailed filing. Detailed filing data is available for this year.$108$97.2$11.2$4.09$3.17$0.92
2022Detailed filing. Detailed filing data is available for this year.$110$100$10.2$3.20$2.67$0.53
2021Detailed filing. Detailed filing data is available for this year.$111$100$10.4$2.82$2.61$0.21
2020Detailed filing. Detailed filing data is available for this year.$99.9$89.7$10.2$2.96$2.57$0.38
2019Detailed filing. Detailed filing data is available for this year.$86.4$76.7$9.66$3.39$2.67$0.72
2018Detailed filing. Detailed filing data is available for this year.$85.5$76.8$8.74$3.25$2.59$0.65
2017Detailed filing. Detailed filing data is available for this year.$82.9$74.7$8.25$3.03$2.67$0.36
2016Detailed filing. Detailed filing data is available for this year.$79.5$71.5$7.96$3.05$2.67$0.38
2015Detailed filing. Detailed filing data is available for this year.$76.8$69.1$7.65$2.99$2.78$0.22
2014Detailed filing. Detailed filing data is available for this year.$76.1$68.6$7.54$3.04$2.74$0.30
2013Detailed filing. Detailed filing data is available for this year.$74.6$67.4$7.19$3.14$2.92$0.22
2012Summary only. Only limited summary data is available for this year.$71.7$64.6$7.09$3.42$3.16$0.26
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.4$62.6$6.79$3.48
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.3$61.6$6.70$3.65