Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
990 • Fiscal year 2015 • EIN 63-0458217
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Liabilities / Revenue
76th percentile
Higher debt load relative to revenue than 76% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
41st percentile
Higher top officer pay than 41% of similar nonprofits.
Top officer pay equals 4.2% of source-year revenue.
Asset Growth
20th percentile
Faster asset growth than 20% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Up$76,786,541
Up $678,017 (+0.9%) from 2014
Net Assets
Up$7,650,694
Up $109,922 (+1.5%) from 2014
Liabilities
Up$69,135,847
Up $568,095 (+0.8%) from 2014
Revenue
Down$2,992,719
Down $47,918 (-1.6%) from 2014
Expenses
Up$2,777,346
Up $33,347 (+1.2%) from 2014
Net Income
Down$215,373
Down $81,265 (-27%) from 2014
The credit union's mission is to promote thrift among its members and create a source of credit for them at fair and reasonable rates of interest.
The credit union is a financial cooperative servicing a select field of membership for the purpose of providing financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $20,105,410 | $29,516,364 | ▲ $9,410,954 |
| Savings and Temporary Cash Investments | $14,292,057 | $19,567,800 | ▲ $5,275,743 |
| Investments Other Securities | $25,609,387 | $12,290,811 | ▼ $13,318,576 |
| Other Notes and Loans Receivable, Net | $11,125,103 | $10,541,108 | ▼ $583,995 |
| Rtn Earn Endowment Incm Other Fnds | $7,540,772 | $7,650,694 | ▲ $109,922 |
| Land, Buildings, and Equipment, Net | $2,596,239 | $2,494,715 | ▼ $101,524 |
| Cash and Non-Interest-Bearing Accounts | $1,159,793 | $1,272,809 | ▲ $113,016 |
| Accounts Receivable | - | $143,600 | - |
| Prepaid Expenses and Deferred Charges | $99,721 | $123,029 | ▲ $23,308 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $76,108,524 | $76,786,541 | ▲ $678,017 |
| Other Assets Total | $1,120,814 | $836,305 | ▼ $284,509 |
| Liabilities | |||
| Other Liabilities | $68,401,349 | $69,046,131 | ▲ $644,782 |
| Accounts Payable and Accrued Expenses | $166,403 | $89,716 | ▼ $76,687 |
| Total Liabilities | $68,567,752 | $69,135,847 | ▲ $568,095 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,540,772 | $7,650,694 | ▲ $109,922 |
| Total Liabilities and Net Assets / Fund Balance | $76,108,524 | $76,786,541 | ▲ $678,017 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Land | $1,549,657 | - | $1,549,657 |
| Buildings | $808,844 | $737,879 | $1,546,723 |
| Other Land Buildings | $90,822 | $971,140 | $1,061,962 |
| Leasehold Improvements | $45,392 | $176,514 | $221,906 |
| Other Securities | $11,368 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tina Williams | CEO | FT | $122,279 | $3,220 | $125,499 |
| Janet Jackson | Senior Vice President | FT | $78,697 | $3,832 | $82,529 |
| Marya Washington | Vice President | FT | $59,305 | $7,029 | $66,334 |
| Name | Title |
|---|---|
| Lois Watson | Chairman |
| D Lloyd Scott | Vice Chairman |
| Carlos Montgomery | Director |
| Ernest Scarborough | Director |
| G Milton Willams | Director |
| Carolyn Twilley | Secretary |
| Bob Clardy | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,708,852 |
| Salaries, Compensation, and Employee Benefits | $1,068,494 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $554,227 | - | - | $554,227 |
| Information Technology | $383,066 | - | - | $383,066 |
| Current Officers, Directors, Trustees, and Key Employees | $274,362 | - | - | $274,362 |
| Occupancy | $227,334 | - | - | $227,334 |
| Office Expenses | $167,240 | - | - | $167,240 |
| All Other Expenses | $154,506 | - | - | $154,506 |
| Other Employee Benefits | $151,360 | - | - | $151,360 |
| Payroll Taxes | $69,119 | - | - | $69,119 |
| Insurance | $61,616 | - | - | $61,616 |
| Fees for Services Other | $57,201 | - | - | $57,201 |
| Other Expenses | $51,951 | - | - | $51,951 |
| Depreciation Depletion | $48,858 | - | - | $48,858 |
| Fees for Services Accounting | $22,992 | - | - | $22,992 |
| Pension Plan Contributions | $19,426 | - | - | $19,426 |
| Advertising | $15,804 | - | - | $15,804 |
| Fees for Services Legal | $11,520 | - | - | $11,520 |
| Travel | $11,224 | - | - | $11,224 |
| Conferences and Meetings | $4,477 | - | - | $4,477 |
| Total Functional Expenses | $2,777,346 | $0 | $0 | $2,777,346 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $69,046,131 |
“The president/ceo reviews the form 990 prior to filing.”
“The credit union's financial statements are displayed in the lobbies of each of its branches. The governing documents and conflict of interest policy would be available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 166403 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 89716 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 143600 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE CREDIT UNION IS A FINANCIAL COOPERATIVE SERVICING A SELECT FIELD OF MEMBERSHIP FOR THE PURPOSE OF PROVIDING FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 15804 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 15804 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 154506 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 154506 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | TINA B WILLIAMS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2514734712 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3150 AIRPORT BOULEVARD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MOBILE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 36606 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1159793 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1272809 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 274362 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 274362 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 4477 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4477 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 839133 |
| IRS990/CYOtherExpensesAmt | 0 | 1708852 |
| IRS990/CYOtherRevenueAmt | 0 | 1504163 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 649423 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 215373 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1068494 |
| IRS990/CYTotalExpensesAmt | 0 | 2777346 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2992719 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 48858 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 48858 |
| IRS990/Desc | 0 | IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, AND CERTIFICATES OF DEPOSIT ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 25 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 22992 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 22992 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 11520 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 11520 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 57201 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 57201 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 3220 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 3832 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 7029 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LOIS WATSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | D LLOYD SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BOB CLARDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CAROLYN TWILLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CARLOS MONTGOMERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ERNEST SCARBOROUGH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | G MILTON WILLAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TINA WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JANET JACKSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MARYA WASHINGTON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 122279 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 78697 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 59305 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SENIOR VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2992719 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 383066 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 383066 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 61616 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 61616 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 839133 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 839133 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 25609387 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 12290811 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 20105410 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 29516364 |
| IRS990/IRPDocumentCnt | 0 | 1460 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1885533 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2596239 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2494715 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4380248 |
| IRS990/LegalDomicileStateCd | 0 | AL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 68175 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 68175 |
| IRS990/MissionDesc | 0 | THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. THE CREDIT UNION SERVES MEMBER IN THE MOBILE, ALABAMA AREA. THE TOTAL NUMBER OF MEMBERS IS IN EXCESS OF 13,000. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7540772 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7650694 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -896 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -105451 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 227334 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 227334 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 167240 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 167240 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1120814 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 836305 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 151360 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 151360 |
| IRS990/OtherExpensesGrp/Desc | 0 | CARD PROCESSING AND FEE |
| IRS990/OtherExpensesGrp/Desc | 1 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | MEMBER SHARES DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 3 | ODP EXPENSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 340674 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 79805 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 70584 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 51951 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 340674 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 79805 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 70584 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 51951 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 68401349 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 69046131 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MEMBER FEES AND CHARGE |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | NETWORK INTERCHANGE IN |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | CREDIT UNION SERVICE C |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1003014 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 307682 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 119005 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 1009301 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 307682 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 119005 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 6287 |
| IRS990/OtherRevenueTotalAmt | 0 | 1504163 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 554227 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 554227 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 11125103 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 10541108 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 69119 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 69119 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 19426 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 19426 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 99721 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 123029 |
| IRS990/PrincipalOfficerNm | 0 | TINA B WILLIAMS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 649423 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, THE CREDIT UNION PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER AND MORTGAGE LENDING PRODUCTS AT REASONABLE RATES OF INTEREST. |
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| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
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| IRS990/PYOtherRevenueAmt | 0 | 1522877 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 713939 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 296638 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1011872 |
| IRS990/PYTotalExpensesAmt | 0 | 2743999 |
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| IRS990/PYTotalRevenueAmt | 0 | 3040637 |
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| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
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| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1549657 |
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| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CU 24 |
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| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2494715 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 12290811 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 69046131 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE PRESIDENT/CEO REVIEWS THE FORM 990 PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION'S FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBIES OF EACH OF ITS BRANCHES. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY WOULD BE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 76786541 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 76786541 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 25 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
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| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2777346 |
| IRS990/TotalGrossUBIAmt | 0 | 6287 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 68567752 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 69135847 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 68567752 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 69135847 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7540772 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7650694 |
| IRS990/TotalOtherCompensationAmt | 0 | 14081 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2777346 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 649423 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 260281 |
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| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2992719 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6287 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 76108524 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 76786541 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 11224 |
| IRS990/TravelGrp/TotalAmt | 0 | 11224 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3150 AIRPORT BLVD |
| IRS990/USAddress/CityNm | 0 | MOBILE |
| IRS990/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/USAddress/ZIPCd | 0 | 36606 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.YOURMECU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-12-15 16:53:06Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TINA B WILLIAMS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2514734712 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-08-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MOBILE EDUCATORS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MOBI |
| ReturnHeader/Filer/EIN | 0 | 630458217 |
| ReturnHeader/Filer/PhoneNum | 0 | 2514734712 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3150 AIRPORT BOULEVARD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MOBILE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 36606 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 630813240 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PEARCE BEVILL LEESBURG MOORE PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 110 OFFICE PARK DR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | BIRMINGHAM |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 35223 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2053235440 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-08-15 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.