Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
990 • Fiscal year 2014 • EIN 63-0458217
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Liabilities / Revenue
74th percentile
Higher debt load relative to revenue than 74% of similar nonprofits.
Net Margin
47th percentile
Higher net margin than 47% of similar nonprofits.
Top Officer Pay
46th percentile
Higher top officer pay than 46% of similar nonprofits.
Top officer pay equals 4.1% of source-year revenue.
Asset Growth
45th percentile
Faster asset growth than 45% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Up$76,108,524
Up $1,503,567 (+2.0%) from 2013
Net Assets
Up$7,540,772
Up $355,754 (+5.0%) from 2013
Liabilities
Up$68,567,752
Up $1,147,813 (+1.7%) from 2013
Revenue
Down$3,040,637
Down $103,761 (-3.3%) from 2013
Expenses
Down$2,743,999
Down $178,292 (-6.1%) from 2013
Net Income
Up$296,638
Up $74,531 (+34%) from 2013
The credit union's mission is to promote thrift among its members and create a source of credit for them at fair and reasonable rates of interest.
The credit union is a financial cooperative servicing a select field of membership for the purpose of providing financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $22,387,947 | $25,609,387 | ▲ $3,221,440 |
| Investments in Publicly Traded Securities | $13,377,844 | $20,105,410 | ▲ $6,727,566 |
| Savings and Temporary Cash Investments | $20,209,544 | $14,292,057 | ▼ $5,917,487 |
| Other Notes and Loans Receivable, Net | $11,963,706 | $11,125,103 | ▼ $838,603 |
| Rtn Earn Endowment Incm Other Fnds | $7,185,018 | $7,540,772 | ▲ $355,754 |
| Land, Buildings, and Equipment, Net | $2,696,051 | $2,596,239 | ▼ $99,812 |
| Cash and Non-Interest-Bearing Accounts | $2,254,030 | $1,159,793 | ▼ $1,094,237 |
| Prepaid Expenses and Deferred Charges | $113,488 | $99,721 | ▼ $13,767 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $74,604,957 | $76,108,524 | ▲ $1,503,567 |
| Other Assets Total | $1,602,347 | $1,120,814 | ▼ $481,533 |
| Liabilities | |||
| Other Liabilities | $67,057,125 | $68,401,349 | ▲ $1,344,224 |
| Accounts Payable and Accrued Expenses | $362,814 | $166,403 | ▼ $196,411 |
| Total Liabilities | $67,419,939 | $68,567,752 | ▲ $1,147,813 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,185,018 | $7,540,772 | ▲ $355,754 |
| Total Liabilities and Net Assets / Fund Balance | $74,604,957 | $76,108,524 | ▲ $1,503,567 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $912,702 | $855,927 | $1,768,629 |
| Land | $1,549,657 | - | $1,549,657 |
| Other Land Buildings | $133,880 | $922,282 | $1,056,162 |
| Other Securities | $10,537 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tina Williams | President/CEO | FT | $114,886 | $10,181 | $125,067 |
| Krystal Navarre | VP of Finance | FT | $44,842 | $6,364 | $51,206 |
| Name | Title |
|---|---|
| G Milton Williams | Chairman |
| Lois Watson | Vice Chairman |
| Carlos Montgomery | Director |
| Ernest Scarborough | Director |
| Lloyd Scott | Director |
| Carolyn Twilley | Secretary |
| Bobby Clardy | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,732,127 |
| Salaries, Compensation, and Employee Benefits | $1,011,872 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $613,133 |
| Information Technology | - | - | - | $380,789 |
| Office Expenses | - | - | - | $200,009 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $176,273 |
| Occupancy | - | - | - | $148,008 |
| Other Employee Benefits | - | - | - | $137,387 |
| All Other Expenses | - | - | - | $136,807 |
| Depreciation Depletion | - | - | - | $133,060 |
| Interest | - | - | - | $71,930 |
| Insurance | - | - | - | $65,458 |
| Payroll Taxes | - | - | - | $65,127 |
| Other Expenses | - | - | - | $62,182 |
| Pension Plan Contributions | - | - | - | $19,952 |
| Advertising | - | - | - | $13,513 |
| Fees for Services Accounting | - | - | - | $13,350 |
| Fees for Services Legal | - | - | - | $11,620 |
| Travel | - | - | - | $8,230 |
| Conferences and Meetings | - | - | - | $2,328 |
| Total Functional Expenses | $0 | $0 | $0 | $2,743,999 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $68,401,349 |
“The credit union is owned by its membership.”
“The membership elects the board of directors. The director's terms are three years with staggered terms. The board of directors appoint a nominating committee. Members may petition to be placed on the ballot. The election occurs at the annual meeting. The credit union does not mail ballots.”
“The president/ceo reviews the form 990 prior to filing.”
“A personnel committee made up of board members performs the evaluation of the president/ceo. The committee uses the league of southeastern credit unions salary survey and banking survey to set the president/ceo's salary. The president/ceo performs the evaluation of key employees and sets the salary for the budget.”
“The credit union's financial statements are displayed in the lobbies of each of its branches. The governing documents and conflict of interest policy would be available upon request.”
“The credit union's most recent audited financials as of december 31, 2014, were for the year ended june 30, 2014.”
“The credit union has a supervisory comittee consisting of three member volunteers who oversee the financial statement audit and the selection of the independent accountant.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 362814 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 166403 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE CREDIT UNION IS A FINANCIAL COOPERATIVE SERVICING A SELECT FIELD OF MEMBERSHIP FOR THE PURPOSE OF PROVIDING FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 13513 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 136807 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | TINA B WILLIAMS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2514734712 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3150 AIRPORT BOULEVARD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MOBILE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 36606 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2254030 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1159793 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 176273 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2328 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 803821 |
| IRS990/CYOtherExpensesAmt | 0 | 1732127 |
| IRS990/CYOtherRevenueAmt | 0 | 1522877 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 713939 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 296638 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1011872 |
| IRS990/CYTotalExpensesAmt | 0 | 2743999 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3040637 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 133060 |
| IRS990/Desc | 0 | IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, AND CERTIFICATES OF DEPOSIT ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 31 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 13350 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 11620 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 10181 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 6364 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | BOBBY CLARDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ERNEST SCARBOROUGH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LOIS WATSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CARLOS MONTGOMERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CAROLYN TWILLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | G MILTON WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LLOYD SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TINA WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KRYSTAL NAVARRE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 114886 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 44842 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VP OF FINANCE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -526 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 2110 |
| IRS990/GrossReceiptsAmt | 0 | 3043273 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 380789 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 65458 |
| IRS990/InterestGrp/TotalAmt | 0 | 71930 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 804347 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 804347 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 22387947 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 25609387 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 13377844 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 20105410 |
| IRS990/IRPDocumentCnt | 0 | 1453 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1778209 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2696051 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2596239 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4374448 |
| IRS990/LegalDomicileStateCd | 0 | AL |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 2636 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. THE CREDIT UNION SERVES MEMBERS IN THE MOBILE, ALABAMA AREA. THE TOTAL NUMBER OF MEMBERS IS IN EXCESS OF 13,000. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7185018 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7540772 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -526 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -526 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -2631 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 59116 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 148008 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 200009 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1602347 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1120814 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 137387 |
| IRS990/OtherExpensesGrp/Desc | 0 | CARD PROCESSING AND FEE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | BANK SERVICE CHARGES |
| IRS990/OtherExpensesGrp/Desc | 3 | ODP EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 331988 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 88854 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 64001 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 62182 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 67057125 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 68401349 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MEMBER FEES AND CHARGE |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | ATM FOREIGN FEES |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1521657 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 1521657 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 1220 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 1220 |
| IRS990/OtherRevenueTotalAmt | 0 | 1522877 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 613133 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 11963706 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 11125103 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 65127 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 19952 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 113488 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 99721 |
| IRS990/PrincipalOfficerNm | 0 | TINA B WILLIAMS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 713939 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 713939 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, THE CREDIT UNION PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER AND MORTGAGE LENDING PRODUCTS AT REASONABLE RATES OF INTEREST. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 704447 |
| IRS990/PYOtherExpensesAmt | 0 | 1932493 |
| IRS990/PYOtherRevenueAmt | 0 | 1662987 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 776964 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 222107 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 989798 |
| IRS990/PYTotalExpensesAmt | 0 | 2922291 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3144398 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 296638 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7185018 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7540772 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 20209544 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 14292057 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 912702 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 855927 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1768629 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1549657 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1549657 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 133880 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 922282 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1056162 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 68401349 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 25598850 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 10537 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CU 24 |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2596239 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 25609387 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 68401349 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS OWNED BY ITS MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS. THE DIRECTOR'S TERMS ARE THREE YEARS WITH STAGGERED TERMS. THE BOARD OF DIRECTORS APPOINT A NOMINATING COMMITTEE. MEMBERS MAY PETITION TO BE PLACED ON THE BALLOT. THE ELECTION OCCURS AT THE ANNUAL MEETING. THE CREDIT UNION DOES NOT MAIL BALLOTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE PRESIDENT/CEO REVIEWS THE FORM 990 PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A PERSONNEL COMMITTEE MADE UP OF BOARD MEMBERS PERFORMS THE EVALUATION OF THE PRESIDENT/CEO. THE COMMITTEE USES THE LEAGUE OF SOUTHEASTERN CREDIT UNIONS SALARY SURVEY AND BANKING SURVEY TO SET THE PRESIDENT/CEO'S SALARY. THE PRESIDENT/CEO PERFORMS THE EVALUATION OF KEY EMPLOYEES AND SETS THE SALARY FOR THE BUDGET. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION'S FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBIES OF EACH OF ITS BRANCHES. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY WOULD BE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CREDIT UNION'S MOST RECENT AUDITED FINANCIALS AS OF DECEMBER 31, 2014, WERE FOR THE YEAR ENDED JUNE 30, 2014. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION HAS A SUPERVISORY COMITTEE CONSISTING OF THREE MEMBER VOLUNTEERS WHO OVERSEE THE FINANCIAL STATEMENT AUDIT AND THE SELECTION OF THE INDEPENDENT ACCOUNTANT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2(B) |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990,PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2(C) |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 74604957 |
| IRS990/TotalAssetsEOYAmt | 0 | 76108524 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 74604957 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 76108524 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 31 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2743999 |
| IRS990/TotalGrossUBIAmt | 0 | 1220 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 67419939 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 68567752 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 67419939 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 68567752 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7185018 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7540772 |
| IRS990/TotalOtherCompensationAmt | 0 | 16545 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 713939 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 159728 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 803821 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2235596 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3040637 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1220 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 74604957 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 76108524 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 8230 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3150 AIRPORT BLVD |
| IRS990/USAddress/CityNm | 0 | MOBILE |
| IRS990/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/USAddress/ZIPCd | 0 | 36606 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.YOURMECU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-04-25 22:37:26Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TINA B WILLIAMS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2514734712 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-11-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MOBILE EDUCATORS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MOBI |
| ReturnHeader/Filer/EIN | 0 | 630458217 |
| ReturnHeader/Filer/PhoneNum | 0 | 2514734712 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3150 AIRPORT BOULEVARD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MOBILE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 36606 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 593262654 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | HUTTO & CARVER PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 200 E GOVERNMENT ST STE 110 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PENSACOLA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 32502 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8504385299 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-11-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | HAROLD S HUTTO JR CPA |
| ReturnHeader/ReturnTs | 0 | 2015-11-16T09:35:34-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.