Civic Intelligence

Choices Inc.

990 • Fiscal year 2024 • EIN 61-1208995

Jan 01, 2024 to Dec 31, 2024 • Filed on Jun 04, 2025

Refreshing map…

419 S Shelby StLouisville, KY 40202-1676

(502) 585-3780

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.13x

Higher debt load relative to assets than 72% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

81st percentile

0.26x

Higher debt load relative to revenue than 81% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

72nd percentile

19%

Higher net margin than 72% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

76th percentile

$72,000

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 24.3% of source-year revenue.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

48th percentile

3.4%

Faster asset growth than 48% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

54%

Faster revenue growth than 83% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Up

$586,187

Up $19,426 (+3.4%) from 2023

Net Assets

Up

$508,934

Up $57,163 (+13%) from 2023

Liabilities

Down

$77,253

Down $37,737 (-33%) from 2023

Revenue

Up

$296,001

Up $103,218 (+54%) from 2023

Expenses

Up

$238,838

Up $19,787 (+9.0%) from 2023

Net Income

Up

$57,163

Up $83,431 (+318%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $306,226Liabilities 2010: $19,140Net Assets 2010: $287,0862010Assets 2011: $319,751Liabilities 2011: $16,894Net Assets 2011: $302,8572011Assets 2012: $329,466Liabilities 2012: $25,884Net Assets 2012: $303,5822012Assets 2013: $364,131Liabilities 2013: $4,236Net Assets 2013: $359,8952013Assets 2014: $345,647Liabilities 2014: $3,738Net Assets 2014: $341,9092014Assets 2015: $334,578Liabilities 2015: $12,261Net Assets 2015: $322,3172015Assets 2016: $329,102Liabilities 2016: $10,5152016Assets 2017: $317,095Liabilities 2017: $12,837Net Assets 2017: $304,2582017Assets 2018: $529,155Liabilities 2018: $28,507Net Assets 2018: $500,6482018Assets 2019: $531,511Liabilities 2019: $21,838Net Assets 2019: $509,6732019Assets 2020: $531,123Liabilities 2020: $35,991Net Assets 2020: $495,1322020Assets 2021: $517,671Liabilities 2021: $30,581Net Assets 2021: $487,0902021Assets 2022: $559,403Liabilities 2022: $81,364Net Assets 2022: $478,0392022Assets 2023: $566,761Liabilities 2023: $114,990Net Assets 2023: $451,7712023Assets 2024: $586,187Liabilities 2024: $77,253Net Assets 2024: $508,9342024

Highlighted filing

2024

Assets$586,187
Liabilities$77,253
Net Assets$508,934

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2010: $160,247Expenses 2010: $171,369Net Income 2010: -$11,1222010Revenue 2011: $187,921Expenses 2011: $172,150Net Income 2011: $15,7712011Revenue 2012: $142,515Expenses 2012: $141,790Net Income 2012: $7252012Revenue 2013: $226,011Expenses 2013: $169,698Net Income 2013: $56,3132013Revenue 2014: $138,195Expenses 2014: $156,181Net Income 2014: -$17,9862014Revenue 2015: $139,143Expenses 2015: $158,735Net Income 2015: -$19,5922015Revenue 2016: $162,697Expenses 2016: $166,427Net Income 2016: -$3,7302016Revenue 2017: $183,154Expenses 2017: $197,483Net Income 2017: -$14,3292017Revenue 2018: $323,989Expenses 2018: $97,790Net Income 2018: $226,1992018Revenue 2019: $220,381Expenses 2019: $211,356Net Income 2019: $9,0252019Revenue 2020: $205,222Expenses 2020: $219,763Net Income 2020: -$14,5412020Revenue 2021: $205,463Expenses 2021: $213,505Net Income 2021: -$8,0422021Revenue 2022: $210,324Expenses 2022: $219,375Net Income 2022: -$9,0512022Revenue 2023: $192,783Expenses 2023: $219,051Net Income 2023: -$26,2682023Revenue 2024: $296,001Expenses 2024: $238,838Net Income 2024: $57,1632024

Highlighted filing

2024

Revenue$296,001
Expenses$238,838
Net Income$57,163
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 4, 2025
Return Version
2024v5.0
Gross Receipts
$296,001
Mission and Program Overview

Mission

Develops programs and services through which people in low-income communities may have improved choices for enhancing their quality of life.

Develop programs and service through which people in low-income communities may have improved choices for enhancing their quality of life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$560,449$580,167▲ $19,718
Cash and Non-Interest-Bearing Accounts$6,312$6,020▼ $292
Total Assets$566,761$586,187▲ $19,426
Liabilities
Unsecured Notes Loans Payable$6,679$54,786▲ $48,107
Accounts Payable and Accrued Expenses$19,688$18,609▼ $1,079
Other Liabilities$87,450$2,050▼ $85,400
Escrow Account Liability$1,173$1,808▲ $635
Total Liabilities$114,990$77,253▼ $37,737
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$451,771$508,934▲ $57,163
Total Net Assets Fund Balance$451,771$508,934▲ $57,163
Total Liabilities and Net Assets / Fund Balance$566,761$586,187▲ $19,426

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$504,363$236,446$740,809
Land$75,071-$75,071
Other Land Buildings$733$54,083$54,816
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Michael D CrenshawExec. Director /FT$72,000$72,000

Board Members and Trustees

NameTitle
Rebecca WenningPresident
Theresa BivensVice Chair
Amy KalberTrustee / Di
Chiquita BookerTrustee / Di
Hillary StevensonTrustee / Di
Keith BookerTrustee / Di
Diane DonahueTrustee/case
Kiera GradySecretary
James ParkerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$232,289
Program Service Revenue
$63,696
Investment Income
$16
Other Revenue
$0
All Other Contributions
$24,659
Change in Net Assets
$57,163
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$141,329
Salaries, Compensation, and Employee Benefits$97,509
Total Fundraising Expense$24,784
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$28,800$28,800$14,400$72,000
Occupancy$39,417$2,149$2,149$43,715
Other Salaries and Wages$18,500--$18,500
Depreciation Depletion$17,482--$17,482
Insurance$8,444$2,412$1,206$12,062
Fees for Services Accounting-$10,288-$10,288
Interest$7,938$1,414$707$10,059
Payroll Taxes$3,553$2,304$1,152$7,009
Office Expenses$1,918$983$3,187$6,088
Information Technology$2,223$1,354$677$4,254
Other Expenses$3,049$1,277$1,276$2,553
All Other Expenses$1,795$29$30$1,854
Fees for Services Legal$465--$465
Total Functional Expenses$163,044$51,010$24,784$238,838
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$2,050
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Board president, executive director and bookkeeper review the 990 for accuracy and completeness prior to filing.

Form 990, Page 6, Part VI, Line 12C

Monitored and verified annually during the hud / coc monitoring process. External monitoring officials from the us dept. Of hud provide questionnaires to the appropriate stakeholders.

Form 990, Page 6, Part VI, Line 19

Governing documents are provided upon request.

Filing and Contact Details

Filer

Filer Name
Choices Inc
EIN
61-1208995
Phone
5025853780
Address
419 S SHELBY ST, LOUISVILLE, KY 40202-1676
Doing Business As
Nu Home

Signing Officer

Name
Michael D Crenshaw
Title
Exec. Director / Secretar
Phone
5025853780
Signed
2025-06-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael D Crenshaw
Formed
1991
Legal Domicile
Ky
Voting Board Members
10
Independent Board Members
8
Employees
2

Preparer

Firm
Medina Company Psc
Address
159 SAINT MATTHEWS AVE STE 7, LOUISVILLE, KY 40207-3137
Preparer
Paul R Medina CPA
Phone
5028964646
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 1B

Organization acts as a custodian for client savings accounts.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt28
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0118276
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt013
IRS990/PYOtherExpensesAmt0114946
IRS990/PYProgramServiceRevenueAmt074494
IRS990/PYRevenuesLessExpensesAmt0-26268
IRS990/PYSalariesCompEmpBnftPaidAmt0104105
IRS990/PYTotalExpensesAmt0219051
IRS990/PYTotalRevenueAmt0192783
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt057163
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt063696
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 260,171
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0232289
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0118276
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0145584
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0144876
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0144859
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0785884
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt016
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt013
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt010
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt042
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt063696
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt074494
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt064730
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt060587
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt060360
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0323867
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.32880
IRS990ScheduleA/PublicSupportPY170Pct00.37930
IRS990ScheduleA/PublicSupportTotal170Amt0364923
IRS990ScheduleA/SubstantialContributorsTotAmt0420961
IRS990ScheduleA/ThirtyThrPctSuprtTestsPY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0232289
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0118276
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0145584
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0144876
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0144859
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0785884
IRS990ScheduleA/TotalSupportAmt01109793
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AdditionsDuringYearAmt0635
IRS990ScheduleD/AgentTrusteeEtcInd0true
IRS990ScheduleD/BeginningBalanceAmt01173
IRS990ScheduleD/BuildingsGrp/BookValueAmt0504363
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0236446
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0740809
IRS990ScheduleD/EndingBalanceAmt01808
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt075071
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt075071
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0733
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt054083
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt054816
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02050
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SECURITY DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ORGANIZATION ACTS AS A CUSTODIAN FOR CLIENT SAVINGS ACCOUNTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 1B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0580167
IRS990ScheduleD/TotalLiabilityAmt02050
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD PRESIDENT, EXECUTIVE DIRECTOR AND BOOKKEEPER REVIEW THE 990 FOR ACCURACY AND COMPLETENESS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MONITORED AND VERIFIED ANNUALLY DURING THE HUD / COC MONITORING PROCESS. EXTERNAL MONITORING OFFICIALS FROM THE US DEPT. OF HUD PROVIDE QUESTIONNAIRES TO THE APPROPRIATE STAKEHOLDERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GOVERNING DOCUMENTS ARE PROVIDED UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0KY
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0566761
IRS990/TotalAssetsEOYAmt0586187
IRS990/TotalAssetsGrp/BOYAmt0566761
IRS990/TotalAssetsGrp/EOYAmt0586187
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0232289
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt024784
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt051010
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0163044
IRS990/TotalFunctionalExpensesGrp/TotalAmt0238838
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0114990
IRS990/TotalLiabilitiesEOYAmt077253
IRS990/TotalLiabilitiesGrp/BOYAmt0114990
IRS990/TotalLiabilitiesGrp/EOYAmt077253
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0451771
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0508934
IRS990/TotalProgramServiceExpensesAmt0163044
IRS990/TotalProgramServiceRevenueAmt063696
IRS990/TotalReportableCompFromOrgAmt072000
IRS990/TotalRevenueGrp/ExclusionAmt063712
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0296001
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0566761
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0586187
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt06679
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt054786
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0419 S SHELBY ST
IRS990/USAddress/CityNm0LOUISVILLE
IRS990/USAddress/StateAbbreviationCd0KY
IRS990/USAddress/ZIPCd0402021676
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.CHOICESHOME.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL D CRENSHAW

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5.86$0.77$5.09$2.96$2.39$0.57
2023Summary only. Only limited summary data is available for this year.$5.67$1.15$4.52$1.93$2.19$0.26
2022Summary only. Only limited summary data is available for this year.$5.59$0.81$4.78$2.10$2.19$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.18$0.31$4.87$2.05$2.14$0.08
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.31$0.36$4.95$2.05$2.20$0.15
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.32$0.22$5.10$2.20$2.11$0.09
2018Summary only. Only limited summary data is available for this year.$5.29$0.29$5.01$3.24$0.98$2.26
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.17$0.13$3.04$1.83$1.97$0.14
2016Summary only. Only limited summary data is available for this year.$3.29$0.11$1.63$1.66$0.04
2015Detailed filing. Detailed filing data is available for this year.$3.35$0.12$3.22$1.39$1.59$0.20
2014Detailed filing. Detailed filing data is available for this year.$3.46$0.04$3.42$1.38$1.56$0.18
2013Summary only. Only limited summary data is available for this year.$3.64$0.04$3.60$2.26$1.70$0.56
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.29$0.26$3.04$1.43$1.42$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.20$0.17$3.03$1.88$1.72$0.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.06$0.19$2.87$1.60$1.71$0.11