Civic Intelligence

Totally Free Inc.

990 • Fiscal year 2016 • EIN 58-2647162

Jan 01, 2016 to Dec 31, 2016 • Filed on Jan 31, 2018

Organization ProfileTOTALLYFREEINC.ORG
1515 1/2 Newcastle StreetBrunswick, GA 31520

(912) 265-1515

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.38x

Higher debt load relative to assets than 87% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

70th percentile

0.02x

Higher debt load relative to revenue than 70% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

20th percentile

-14%

Higher net margin than 20% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

82nd percentile

$17,340

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 9.5% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

3rd percentile

-89%

Faster asset growth than 3% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

19th percentile

-28%

Faster revenue growth than 19% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets87th percentile

Assets

Down

$11,531

Down $97,072 (-89%) from 2015

Net Assets

Down

$7,137

Down $97,072 (-93%) from 2015

Liabilities

Flat

$4,394

Flat from 2015

Revenue And Expenses
Liabilities / Revenue70th percentileNet Margin20th percentile

Revenue

Down

$182,807

Down $69,970 (-28%) from 2015

Expenses

Down

$208,943

Down $17,702 (-7.8%) from 2015

Net Income

Down

-$26,136

Down $52,268 (-200%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth3rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0-$50KAssets 2010: $5,285Liabilities 2010: $16,873Net Assets 2010: -$11,5882010Assets 2011: $115,503Liabilities 2011: $50,482Net Assets 2011: $65,0212011Assets 2012: $71,490Liabilities 2012: $95,528Net Assets 2012: -$24,0382012Assets 2013: $43,873Liabilities 2013: $02013Assets 2014: $82,103Liabilities 2014: $14,6272014Assets 2015: $108,603Liabilities 2015: $4,394Net Assets 2015: $104,2092015Assets 2016: $11,531Liabilities 2016: $4,394Net Assets 2016: $7,1372016Assets 2017: $42,910Liabilities 2017: $4,394Net Assets 2017: $38,5162017Assets 2018: $13,682Liabilities 2018: $5,142Net Assets 2018: $8,5402018Assets 2019: $12,195Liabilities 2019: $15,283Net Assets 2019: -$3,0882019Assets 2020: $11,000Liabilities 2020: $12,762Net Assets 2020: -$1,7622020Assets 2021: $42,970Liabilities 2021: $70,855Net Assets 2021: -$27,8852021Assets 2022: $17,472Liabilities 2022: $55,500Net Assets 2022: -$38,0282022Assets 2023: $54,662Liabilities 2023: $51,912Net Assets 2023: $2,7502023Assets 2024: $50,314Liabilities 2024: $47,812Net Assets 2024: $2,5022024

Highlighted filing

2016

Assets$11,531
Liabilities$4,394
Net Assets$7,137
Open 2016 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $173,319Expenses 2010: $178,625Net Income 2010: -$5,3062010Expenses 2011: $160,2712011Revenue 2012: $138,322Expenses 2012: $175,992Net Income 2012: -$37,6702012Revenue 2013: $176,242Expenses 2013: $138,651Net Income 2013: $37,5912013Revenue 2014: $145,952Expenses 2014: $102,583Net Income 2014: $43,3692014Revenue 2015: $252,777Expenses 2015: $226,645Net Income 2015: $26,1322015Revenue 2016: $182,807Expenses 2016: $208,943Net Income 2016: -$26,1362016Revenue 2017: $210,193Expenses 2017: $178,814Net Income 2017: $31,3792017Revenue 2018: $132,243Expenses 2018: $159,361Net Income 2018: -$27,1182018Revenue 2019: $169,646Expenses 2019: $181,274Net Income 2019: -$11,6282019Revenue 2020: $146,827Expenses 2020: $145,501Net Income 2020: $1,3262020Revenue 2021: $199,999Expenses 2021: $231,400Net Income 2021: -$31,4012021Revenue 2022: $243,284Expenses 2022: $200,545Net Income 2022: $42,7392022Revenue 2023: $177,750Expenses 2023: $136,972Net Income 2023: $40,7782023Revenue 2024: $199,875Expenses 2024: $199,520Net Income 2024: $3552024

Highlighted filing

2016

Revenue$182,807
Expenses$208,943
Net Income-$26,136
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Jan 31, 2018
Return Version
2016v3.0
Gross Receipts
$182,807
Mission and Program Overview

Mission

Provide cost free home counseling

Improve the quality of life by working with other partners where the dream of home ownership can flourish; where fair, decent and affordable housing is a reality for all.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$95,327--
Land, Buildings, and Equipment, Net$11,355$11,000▼ $355
Rtn Earn Endowment Incm Other Fnds$104,209$7,137▼ $97,072
Cash and Non-Interest-Bearing Accounts$1,921$531▼ $1,390
Total Assets$108,603$11,531▼ $97,072
Liabilities
Other Liabilities$4,394$4,394→ $0
Accounts Payable and Accrued Expenses$0--
Total Liabilities$4,394$4,394→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$104,209$7,137▼ $97,072
Total Liabilities and Net Assets / Fund Balance$108,603$11,531▼ $97,072

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0--
Other Land Buildings$0--
Land$11,000--
Equipment$0--
Leasehold Improvements$0--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2016----$0
2015----$0
2014----$0
2013----$0
2012----$0
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Millicent Harwell CrossPresidentFT$17,340$17,340

Board Members and Trustees

NameTitle
Medina GodfreyCitizen Advocate
Stella WilsonCitizen Advocate
Angela StricklandHousing Professional
Dorothy Lee MeltonSecretary
Neal HowardTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$182,807
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-26,136

Audited Revenue Reconciliation

Revenue per Audited Statements
$0
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Form 990
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$191,573
Salaries, Compensation, and Employee Benefits$17,370
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$7,921$13,551-$0
Occupancy$15,457$3,864-$19,321
Travel$17,905--$17,905
Current Officers, Directors, Trustees, and Key Employees$17,370--$17,370
Advertising$11,922--$11,922
Office Expenses$11,070--$11,070
Fees for Services Accounting$3,720--$3,720
Fees for Services Legal$800--$800
Insurance$654--$654
Depreciation Depletion$0$355$0$355
Total Functional Expenses$189,193$19,750$0$208,943

Audited Expense Reconciliation

Line ItemAmount
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Expenses per Audited Statements$0
Total Expenses per Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

PART VI, SECTION A, LINE 8A

“Minutes are recorded at each meeting.”

Part VI, Section B, Line 11

“Copy of 990 is available for review by each member of the governing body.”

PART VI, SECTION B, LINE 15A

“Board reviews all compensation.”

PART VI, SECTION B, LINE 15B

“Board reviews all compensation.”

Part VI, Section C, Line 19

“Once a request is received, the organization requires 10 days to process the request and provide the requested information.”

Filing and Contact Details

Filer

Filer Name
Totally Free Inc
EIN
58-2647162
Phone
9122651515
Address
1515 1/2 NEWCASTLE STREET, BRUNSWICK, GA 31520

Signing Officer

Name
Millicent H Cross
Title
President
Phone
9122651515
Signed
2018-01-31
Discuss with paid preparer
No

Organization Details

Principal Officer
Millicent H Cross
Formed
2001
Legal Domicile
Ga
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
5

Preparer

Firm
Cynthia a Johnson CPA Pc
Address
213 PROMISE LANE, BRUNSWICK, GA 31525
Preparer
Cynthia Johnson CPA
Phone
9125548372
Supplemental Narrative

Additional Explanations

Part XI, Line 9

“Adjustments to correct erroneous AR”

Raw XML AppendixShowing 400 of 456 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RevenueAmt073644
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0104209
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07137
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0182807
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0252777
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0435584
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt0435584
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0182807
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0252777
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0435584
IRS990ScheduleA/TotalSupportAmt0435584
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BoardDesignatedBalanceEOYPct00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/CYEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/DisclosedForCharitablePrpsInd0false
IRS990ScheduleD/DisclosedOrgLegCtrlInd0false
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt011000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt011000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/PrmnntEndowmentBalanceEOYPct00
IRS990ScheduleD/RelatedOrgListSchRInd0false
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt00
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TermEndowmentBalanceEOYPct00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011000
IRS990ScheduleD/TotalBookValueOtherAssetsAmt00
IRS990ScheduleD/TotalBookValueProgramRltdAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt00
IRS990ScheduleD/TotalLiabilityAmt00
IRS990ScheduleD/TotalRevenuePerForm990Amt00
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Minutes are recorded at each meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Copy of 990 is available for review by each member of the governing body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Board reviews all compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Board reviews all compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Once a request is received, the organization requires 10 days to process the request and provide the requested information.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Adjustments to correct erroneous AR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART VI, SECTION A, LINE 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI, SECTION B, LINE 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI, SECTION B, LINE 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0108603
IRS990/TotalAssetsEOYAmt011531
IRS990/TotalAssetsGrp/BOYAmt0108603
IRS990/TotalAssetsGrp/EOYAmt011531
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt019750
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0189193
IRS990/TotalFunctionalExpensesGrp/TotalAmt0208943
IRS990/TotalGrossUBIAmt00
IRS990/TotalJointCostsGrp/TotalAmt00
IRS990/TotalLiabilitiesBOYAmt04394
IRS990/TotalLiabilitiesEOYAmt04394
IRS990/TotalLiabilitiesGrp/BOYAmt04394
IRS990/TotalLiabilitiesGrp/EOYAmt04394
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0104209
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07137
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalProgramServiceExpensesAmt0189193
IRS990/TotalProgramServiceRevenueAmt0182807
IRS990/TotalReportableCompFromOrgAmt017340
IRS990/TotalRevenueGrp/ExclusionAmt00

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,531
Liabilities
$4,394
Net assets
$7,137
Revenue
$182,807
Expenses
$208,943
Net income
-$26,136
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.50$0.48$0.03$2.00$2.00$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.55$0.52$0.03$1.78$1.37$0.41
2022Detailed filing. Detailed filing data is available for this year.$0.17$0.56$0.38$2.43$2.01$0.43
2021Detailed filing. Detailed filing data is available for this year.$0.43$0.71$0.28$2.00$2.31$0.31
2020Detailed filing. Detailed filing data is available for this year.$0.11$0.13$0.02$1.47$1.46$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.12$0.15$0.03$1.70$1.81$0.12
2018Detailed filing. Detailed filing data is available for this year.$0.14$0.05$0.09$1.32$1.59$0.27
2017Detailed filing. Detailed filing data is available for this year.$0.43$0.04$0.39$2.10$1.79$0.31
2016Detailed filing. Detailed filing data is available for this year.$0.12$0.04$0.07$1.83$2.09$0.26
2015Detailed filing. Detailed filing data is available for this year.$1.09$0.04$1.04$2.53$2.27$0.26
2014Summary only. Only limited summary data is available for this year.$0.82$0.15$1.46$1.03$0.43
2013Summary only. Only limited summary data is available for this year.$0.44$0.00$1.76$1.39$0.38
2012Summary only. Only limited summary data is available for this year.$0.71$0.96$0.24$1.38$1.76$0.38
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.16$0.50$0.65$1.60
2010Summary only. Only limited summary data is available for this year.$0.05$0.17$0.12$1.73$1.79$0.05