Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Santee Cooper Credit Union
990 • Fiscal year 2022 • EIN 57-0379898
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.88x
Liabilities / Revenue
47th percentile
Higher debt load relative to revenue than 47% of similar nonprofits.
Net Margin
85th percentile
Higher net margin than 85% of similar nonprofits.
Top Officer Pay
75th percentile
Higher top officer pay than 75% of similar nonprofits.
Top officer pay equals 5.7% of source-year revenue.
Asset Growth
77th percentile
Faster asset growth than 77% of similar nonprofits.
Revenue Growth
54th percentile
Faster revenue growth than 54% of similar nonprofits.
Balance Sheet
Assets
Up$78,167,946
Up $3,416,262 (+4.6%) from 2021
Net Assets
Up$9,138,806
Up $796,546 (+9.5%) from 2021
Liabilities
Up$69,029,140
Up $2,619,716 (+3.9%) from 2021
Revenue And Expenses
Revenue
Up$3,214,849
Up $252,077 (+8.5%) from 2021
Expenses
Up$2,418,303
Up $148,330 (+6.5%) from 2021
Net Income
Up$796,546
Up $103,747 (+15%) from 2021
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2022 to Dec 31, 2022
- Signed
- Oct 18, 2023
- Return Version
- 2022v5.0
- Gross Receipts
- $3,214,849
Mission and Program Overview
Mission
Santee cooper credit union is a state chartered credit union providing two primary needs. The first is that of providing a convenient depository for its members' funds whereby individuals may engage in a systematic plan of savings and earn a competitive rate of return. Secondly, the credit union serves as a source of financial assistance to aid its members with their consumer and financial needs by providing reasonable and afforable loans to qualified members.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $43,469,541 | $48,453,187 | ▲ $4,983,646 |
| Savings and Temporary Cash Investments | $28,671,858 | $27,122,355 | ▼ $1,549,503 |
| Rtn Earn Endowment Incm Other Fnds | $8,342,260 | $9,138,806 | ▲ $796,546 |
| Cash and Non-Interest-Bearing Accounts | $1,134,087 | $1,016,815 | ▼ $117,272 |
| Land, Buildings, and Equipment, Net | $718,901 | $677,133 | ▼ $41,768 |
| Prepaid Expenses and Deferred Charges | $29,842 | $36,429 | ▲ $6,587 |
| Accounts Receivable | $26,612 | $29,507 | ▲ $2,895 |
| Total Assets | $74,751,684 | $78,167,946 | ▲ $3,416,262 |
| Other Assets Total | $700,843 | $832,520 | ▲ $131,677 |
| Liabilities | |||
| Other Liabilities | $65,855,636 | $68,291,414 | ▲ $2,435,778 |
| Accounts Payable and Accrued Expenses | $553,788 | $737,726 | ▲ $183,938 |
| Total Liabilities | $66,409,424 | $69,029,140 | ▲ $2,619,716 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $8,342,260 | $9,138,806 | ▲ $796,546 |
| Total Liabilities and Net Assets / Fund Balance | $74,751,684 | $78,167,946 | ▲ $3,416,262 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $414,947 | $677,284 | $1,092,231 |
| Equipment | $4,663 | $423,221 | $427,884 |
| Land | $253,823 | - | $253,823 |
| Leasehold Improvements | $3,700 | $13,150 | $16,850 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Melynda Ciochetti Champion | President/ce | FT | $162,260 | $21,048 | $183,308 |
| Melynda Ciochetti Champion | President/CEO | - | $162,260 | $21,048 | $183,308 |
| Rhonda Rosenberger | Vice Preside | FT | $104,387 | $3,398 | $107,785 |
Board Members and Trustees
| Name | Title |
|---|---|
| William Finn | Chair |
| Karen Whaley | Vice Chair |
| Brittany White | Board Member |
| Chris Wilson | Board Member |
| Rosa Lee Deavers | Board Member |
| Tajaiva Bess | Board Member |
| Vernon Hardee | Board Member |
| William K Barlow | Board Member |
| Denny Thompson | Treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Cu Answers | Data Processor | 4635 44TH ST SE, PO BOX 100300, Kentwood, MI 49512 | $187,179 |
| Blue Cross Blue Shield | Health Insuranc | PO BOX 100300, Columbia, SC 29202 | $148,839 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $1,963,655
- Investment Income
- $318,114
- Other Revenue
- $933,080
- Change in Net Assets
- $796,546
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,323,078 |
| Other Expenses | $1,095,225 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $882,558 | $98,062 | - | $980,620 |
| Other Employee Benefits | $229,800 | $25,533 | - | $255,333 |
| Fees for Services Other | $205,250 | $21,128 | - | $226,378 |
| Occupancy | $171,223 | - | - | $171,223 |
| Interest | $141,068 | - | - | $141,068 |
| All Other Expenses | $90,522 | - | - | $90,522 |
| Pension Plan Contributions | $87,125 | - | - | $87,125 |
| Other Expenses | $62,997 | - | - | $62,997 |
| Advertising | $55,865 | - | - | $55,865 |
| Depreciation Depletion | $38,069 | - | - | $38,069 |
| Travel | $25,808 | - | - | $25,808 |
| Conferences and Meetings | $3,310 | - | - | $3,310 |
| Total Functional Expenses | $2,273,580 | $144,723 | $0 | $2,418,303 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Shares | $68,291,414 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- No
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Page 6, Part VI, Line 6
“The organization has approximately 6,925 memembers. Each member has a 5 share deposit and is entitled to one vote for the governing body/board of directors.”
Form 990, Page 6, Part VI, Line 7A
“Members of the credit union elect those positions that have to be filled when a board member's term is completed. They can choose to re-elect the same board member if the person chooses to continue to fulfill this duty or a different person to fill the position.”
Form 990, Page 6, Part VI, Line 11B
“The accounting coordinator, antuan cromedy, and the ceo, melynda champion, review the form 990 and make necessary changes before filing.”
Form 990, Page 6, Part VI, Line 15A
“The compensation of the ceo of the credit union is reviewed yearly by the board of directors. Compensation is based on market research, the goals completed in the previous year, and the overal health and stability of the credit union.”
Form 990, Page 6, Part VI, Line 19
“Copies of financial statements are posted within the branch of santee cooper credit union every month. The state board of financial institutions holds the santee cooper credit union's charter and other governing documents. These are available for anyone upon request. The santee cooper credit union also provides quarterly newlsetters. Any specific info such as conflict of interest policies are available upon request.”
Filing and Contact Details
Filer
- Filer Name
- Santee Cooper Credit Union
- EIN
- 57-0379898
- Phone
- 8437614001
- Address
- 612 REMBERT C DENNIS BLVD, MONCKS CORNER, SC 29461
Signing Officer
- Name
- Melynda Ciochetti Champion
- Title
- President/CEO
- Phone
- 8437614001
- Signed
- 2023-10-18
Organization Details
- Principal Officer
- Melynda Ciochetti Champion
- Formed
- 1953
- Legal Domicile
- Sc
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 24
Preparer
- Firm
- Cantey Tiller Pierce & Green Llp
- Address
- PO BOX 862, CAMDEN, SC 29021
- Preparer
- Janet M Pierce
- Phone
- 8034321436
Supplemental Narrative
Additional Explanations
Form 990, Page 1, Item B
“Update address and officer compensation”
FORM 990 - ORGANIZATION'S MISSION
“Santee cooper credit union is a state chartered credit union providing two primary needs. The first is that of providing a convenient depository for its members' funds whereby individuals may engage in a systematic plan of savings and earn a competitive rate of return. Secondly, the credit union serves as a source of financial assistance to aid its members with their consumer and financial needs by providing reasonable and afforable loans to qualified members.”
Form 990, Part XI, Line 9
“ROUNDING 0”
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/Desc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORDABLE LOANS TO QUALIFIED MEMBERS. |
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| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 677133 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1790788 |
| IRS990/LegalDomicileStateCd | 0 | SC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 8342260 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 9138806 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 171223 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 171223 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 700843 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 832520 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 25533 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 229800 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 255333 |
| IRS990/OtherExpensesGrp/Desc | 0 | OFFICE OPERATION EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | VISA EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING EXPENSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 117709 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 85976 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 76300 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 62997 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 117709 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 85976 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 76300 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 62997 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 65855636 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 68291414 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISC OPERATING INCOM |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 933080 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 933080 |
| IRS990/OtherRevenueTotalAmt | 0 | 933080 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 98062 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 882558 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 980620 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 43469541 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 48453187 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 87125 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 87125 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 29842 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 36429 |
| IRS990/PrincipalOfficerNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1963655 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1963655 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 76473 |
| IRS990/PYOtherExpensesAmt | 0 | 1090477 |
| IRS990/PYOtherRevenueAmt | 0 | 1003751 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1882548 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 692799 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1179496 |
| IRS990/PYTotalExpensesAmt | 0 | 2269973 |
| IRS990/PYTotalRevenueAmt | 0 | 2962772 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 796546 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 8342260 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 9138806 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 28671858 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 27122355 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 414947 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 677284 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1092231 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4663 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 423221 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 427884 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 253823 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 253823 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 3700 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 13150 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 16850 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 68291414 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 677133 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 68291414 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 162260 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 16651 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 4397 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 183308 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | UPDATE ADDRESS AND OFFICER COMPENSATION |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATION HAS APPROXIMATELY 6,925 MEMEMBERS. EACH MEMBER HAS A 5 SHARE DEPOSIT AND IS ENTITLED TO ONE VOTE FOR THE GOVERNING BODY/BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MEMBERS OF THE CREDIT UNION ELECT THOSE POSITIONS THAT HAVE TO BE FILLED WHEN A BOARD MEMBER'S TERM IS COMPLETED. THEY CAN CHOOSE TO RE-ELECT THE SAME BOARD MEMBER IF THE PERSON CHOOSES TO CONTINUE TO FULFILL THIS DUTY OR A DIFFERENT PERSON TO FILL THE POSITION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE ACCOUNTING COORDINATOR, ANTUAN CROMEDY, AND THE CEO, MELYNDA CHAMPION, REVIEW THE FORM 990 AND MAKE NECESSARY CHANGES BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE COMPENSATION OF THE CEO OF THE CREDIT UNION IS REVIEWED YEARLY BY THE BOARD OF DIRECTORS. COMPENSATION IS BASED ON MARKET RESEARCH, THE GOALS COMPLETED IN THE PREVIOUS YEAR, AND THE OVERAL HEALTH AND STABILITY OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | COPIES OF FINANCIAL STATEMENTS ARE POSTED WITHIN THE BRANCH OF SANTEE COOPER CREDIT UNION EVERY MONTH. THE STATE BOARD OF FINANCIAL INSTITUTIONS HOLDS THE SANTEE COOPER CREDIT UNION'S CHARTER AND OTHER GOVERNING DOCUMENTS. THESE ARE AVAILABLE FOR ANYONE UPON REQUEST. THE SANTEE COOPER CREDIT UNION ALSO PROVIDES QUARTERLY NEWLSETTERS. ANY SPECIFIC INFO SUCH AS CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ROUNDING 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, ITEM B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 74751684 |
| IRS990/TotalAssetsEOYAmt | 0 | 78167946 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 74751684 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 78167946 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 24 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 144723 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2273580 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2418303 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 66409424 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 69029140 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 66409424 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 69029140 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 8342260 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 9138806 |
| IRS990/TotalOtherCompensationAmt | 0 | 24446 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1963655 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 266647 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 318114 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2896735 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3214849 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 74751684 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 78167946 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 25808 |
| IRS990/TravelGrp/TotalAmt | 0 | 25808 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 612 REMBERT C DENNIS BLVD |
| IRS990/USAddress/CityNm | 0 | MONCKS CORNER |
| IRS990/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/USAddress/ZIPCd | 0 | 29461 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.SANTEECOOPERCREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8437614001 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-10-18 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SANTEE COOPER CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SANT |
| ReturnHeader/Filer/EIN | 0 | 570379898 |
| ReturnHeader/Filer/PhoneNum | 0 | 8437614001 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 612 REMBERT C DENNIS BLVD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MONCKS CORNER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 29461 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 570568919 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CANTEY TILLER PIERCE & GREEN LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 862 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CAMDEN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 29021 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8034321436 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2023-10-18 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JANET M PIERCE |
| ReturnHeader/ReturnTs | 0 | 2023-10-18T12:41:58-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | MELYNDA |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | CHAMPION |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2022-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2022-12-31 |
| ReturnHeader/TaxYr | 0 | 2022 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2022 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $78,167,946
- Liabilities
- $69,029,140
- Net assets
- $9,138,806
- Revenue
- $3,214,849
- Expenses
- $2,418,303
- Net income
- $796,546