Civic Intelligence

Santee Cooper Credit Union

990 • Fiscal year 2012 • EIN 57-0379898

Jan 01, 2012 to Dec 31, 2012 • Filed on Jun 18, 2013

Organization ProfileWWW.SANTEECOOPERCREDITUNION.COM

View Organization Page

612 Rembert C Dennis BoulevardSuite29461
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.90x

Higher debt load relative to assets than 73% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

63rd percentile

5.3%

Faster asset growth than 63% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$41,688,453

Up $2,096,350 (+5.3%) from 2011

Net Assets

Up

$3,986,810

Up $36,736 (+0.9%) from 2011

Liabilities

Up

$37,701,643

Up $2,059,614 (+5.8%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$1,994,253

Up $22,081 (+1.1%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $36,819,530Liabilities 2010: $32,999,276Net Assets 2010: $3,820,2542010Assets 2011: $39,592,103Liabilities 2011: $35,642,029Net Assets 2011: $3,950,0742011Assets 2012: $41,688,453Liabilities 2012: $37,701,643Net Assets 2012: $3,986,8102012Assets 2013: $43,913,351Liabilities 2013: $39,858,638Net Assets 2013: $4,054,7132013Assets 2014: $47,742,980Liabilities 2014: $43,435,748Net Assets 2014: $4,307,2322014Assets 2015: $49,531,379Liabilities 2015: $44,835,765Net Assets 2015: $4,695,6142015Assets 2016: $49,023,765Liabilities 2016: $43,986,013Net Assets 2016: $5,037,7522016Assets 2017: $53,584,686Liabilities 2017: $47,909,756Net Assets 2017: $5,674,9302017Assets 2018: $53,426,590Liabilities 2018: $47,075,387Net Assets 2018: $6,351,2032018Assets 2019: $58,270,340Liabilities 2019: $51,182,253Net Assets 2019: $7,088,0872019Assets 2020: $66,192,135Liabilities 2020: $58,542,674Net Assets 2020: $7,649,4612020Assets 2021: $74,751,684Liabilities 2021: $66,409,424Net Assets 2021: $8,342,2602021Assets 2022: $78,167,946Liabilities 2022: $69,029,140Net Assets 2022: $9,138,8062022Assets 2023: $80,012,284Liabilities 2023: $69,390,219Net Assets 2023: $10,622,0652023Assets 2024: $77,885,740Liabilities 2024: $65,564,825Net Assets 2024: $12,320,9152024

Highlighted filing

2012

Assets$41,688,453
Liabilities$37,701,643
Net Assets$3,986,810
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,982,7142010Expenses 2011: $1,972,1722011Expenses 2012: $1,994,2532012Revenue 2013: $2,055,969Expenses 2013: $1,982,966Net Income 2013: $73,0032013Revenue 2014: $2,151,660Expenses 2014: $1,899,141Net Income 2014: $252,5192014Revenue 2015: $2,270,907Expenses 2015: $1,882,524Net Income 2015: $388,3832015Revenue 2016: $2,309,330Expenses 2016: $1,967,192Net Income 2016: $342,1382016Revenue 2017: $2,705,337Expenses 2017: $2,068,159Net Income 2017: $637,1782017Revenue 2018: $2,818,741Expenses 2018: $2,142,468Net Income 2018: $676,2732018Revenue 2019: $3,011,848Expenses 2019: $2,274,964Net Income 2019: $736,8842019Revenue 2020: $2,924,278Expenses 2020: $2,362,904Net Income 2020: $561,3742020Revenue 2021: $2,962,772Expenses 2021: $2,269,973Net Income 2021: $692,7992021Revenue 2022: $3,214,849Expenses 2022: $2,418,303Net Income 2022: $796,5462022Revenue 2023: $4,497,182Expenses 2023: $3,013,923Net Income 2023: $1,483,2592023Revenue 2024: $5,458,788Expenses 2024: $3,778,599Net Income 2024: $1,680,1892024

Highlighted filing

2012

Revenue-
Expenses$1,994,253
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Jun 18, 2013
Return Version
2012v2.1
Gross Receipts
$2,030,989
Mission and Program Overview

Mission

Santee cooper credit union is a state chartered credit union providing two primary needs. The first is that of providing a convenient depository for its members' funds whereby individuals may engage in a systematic plan of savings and earn a competitive rate of return. Secondly, the credit union serves as a source of financial assistance to aid its members with their consumer and financial needs by providing reasonable and afforable loans to qualified members.

Filing and Contact Details

Filer

EIN
57-0379898
Raw XML AppendixShowing 400 of 476 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY0190816
IRS990/AccountsPayableAccruedExpenses/EOY0107738
IRS990/AccountsReceivable/BOY00
IRS990/AccountsReceivable/EOY00
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING banking and financial services to its members.
IRS990/AddressPrincipalOfficerUS/AddressLine10612 Rembert C Dennis Boulevard
IRS990/AddressPrincipalOfficerUS/City0moncks corner
IRS990/AddressPrincipalOfficerUS/State0SC
IRS990/AddressPrincipalOfficerUS/ZIPCode029461
IRS990/Advertising/Total00
IRS990/AllOtherExpenses/ManagementAndGeneral0212939
IRS990/AllOtherExpenses/Total0212939
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/BenefitsPaidToMembersCY0246585
IRS990/BenefitsPaidToMembersPriorYear0322754
IRS990/BenefitsToMembers/ProgramServices0246585
IRS990/BenefitsToMembers/Total0246585
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY0607194
IRS990/CashNonInterestBearing/EOY0511410
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/ManagementAndGeneral098976
IRS990/CompCurrentOfficersDirectors/Total098976
IRS990/CompDisqualPersons/Total00
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0false
IRS990/ConferencesMeetings/ManagementAndGeneral02352
IRS990/ConferencesMeetings/Total02352
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1075 REMITTANCE DRIVE SUITE 6942
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City0CHICAGO
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State0IL
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode0606756942
IRS990/ContractorCompensation/Compensation0142137
IRS990/ContractorCompensation/DescriptionOfServices0data processor
IRS990/ContractorCompensation/NameOfContractor/NamePerson0FISERv GALAXY PLUS
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DeferredRevenue/BOY00
IRS990/DeferredRevenue/EOY00
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/ManagementAndGeneral059637
IRS990/DepreciationDepletion/Total059637
IRS990/DescribedIn501C30false
IRS990/Description0SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING a CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIdUals MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETitive RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURce of FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER and FINAnCIAL NEEDS BY PROVIDING REASONABLE AND AFFORDABLE LOANS to QUALIFIED MEMBERS.
IRS990/DisregardedEntity0false
IRS990/DistributionToDonor0false
IRS990/DocumentRetentionPolicy0false
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/EscrowAccountLiability/BOY00
IRS990/EscrowAccountLiability/EOY00
IRS990/ExcessBusinessHoldings0false
IRS990/Expense0246585
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total00
IRS990/FeesForServicesInvstMgmntFees/Total00
IRS990/FeesForServicesLegal/Total00
IRS990/FeesForServicesLobbying/Total00
IRS990/FeesForServicesManagement/Total00
IRS990/FeesForServicesOther/Total00
IRS990/FeesForServicesProfFundraising/Total00
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignGrants/Total00
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek81.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek91.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek101.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek111.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek121.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek131.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek141.0
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1540.0
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector9X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector10X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector11X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector12X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector13X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector14X
IRS990/Form990PartVIISectionA/KeyEmployee0X
IRS990/Form990PartVIISectionA/NamePerson0KAREN WHALEY
IRS990/Form990PartVIISectionA/NamePerson1ROGER HARRELSON
IRS990/Form990PartVIISectionA/NamePerson2JOHN DULUDE
IRS990/Form990PartVIISectionA/NamePerson3JEFF THOMAS
IRS990/Form990PartVIISectionA/NamePerson4MICHAEL KEARNEY
IRS990/Form990PartVIISectionA/NamePerson5WILLIAM FINN
IRS990/Form990PartVIISectionA/NamePerson6WILLIAM BARLOW
IRS990/Form990PartVIISectionA/NamePerson7ALAN SMOAK
IRS990/Form990PartVIISectionA/NamePerson8JEFF ZELENAK
IRS990/Form990PartVIISectionA/NamePerson9david kaczmarek
IRS990/Form990PartVIISectionA/NamePerson10darla barnette
IRS990/Form990PartVIISectionA/NamePerson11sammy harrelson
IRS990/Form990PartVIISectionA/NamePerson12alfred beaty
IRS990/Form990PartVIISectionA/NamePerson13chris wilson
IRS990/Form990PartVIISectionA/NamePerson14Nick Bennett
IRS990/Form990PartVIISectionA/NamePerson15MELYNDA CIOCHETTI
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization098976
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/Title0chair
IRS990/Form990PartVIISectionA/Title1director
IRS990/Form990PartVIISectionA/Title2director
IRS990/Form990PartVIISectionA/Title3director
IRS990/Form990PartVIISectionA/Title4TREASURER
IRS990/Form990PartVIISectionA/Title5VICE CHAIR
IRS990/Form990PartVIISectionA/Title6director
IRS990/Form990PartVIISectionA/Title7director
IRS990/Form990PartVIISectionA/Title8secretary
IRS990/Form990PartVIISectionA/Title9director
IRS990/Form990PartVIISectionA/Title10director
IRS990/Form990PartVIISectionA/Title11director
IRS990/Form990PartVIISectionA/Title12director
IRS990/Form990PartVIISectionA/Title13director
IRS990/Form990PartVIISectionA/Title14director
IRS990/Form990PartVIISectionA/Title15PRESIDENT/CEO
IRS990/Form990ProvidedToGoverningBody0false
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsPayable/BOY00
IRS990/GrantsPayable/EOY00
IRS990/GrantsToDomesticIndividuals/Total00
IRS990/GrantsToDomesticOrgs/Total00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts02030989
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn00
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total00
IRS990/Insurance/Total00
IRS990/IntangibleAssets/BOY00
IRS990/IntangibleAssets/EOY00
IRS990/Interest/Total00
IRS990/InventoriesForSaleOrUse/BOY00
IRS990/InventoriesForSaleOrUse/EOY00
IRS990/InvestmentIncomeCurrentYear031012
IRS990/InvestmentIncome/ExclusionAmount031012
IRS990/InvestmentIncomePriorYear043672
IRS990/InvestmentIncome/TotalRevenueColumn031012
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsOtherSecurities/BOY00
IRS990/InvestmentsOtherSecurities/EOY00
IRS990/InvestmentsProgramRelated/BOY00
IRS990/InvestmentsProgramRelated/EOY00
IRS990/InvestmentsPubTradedSecurities/BOY04615555
IRS990/InvestmentsPubTradedSecurities/EOY04839024
IRS990/LandBldgEquipmentAccumDeprec0458106
IRS990/LandBuildingsEquipmentBasis01643135
IRS990/LandBuildingsEquipmentBasisNet/BOY01206493
IRS990/LandBuildingsEquipmentBasisNet/EOY01185029
IRS990/LoansFromOfficersDirectors/BOY00
IRS990/LoansFromOfficersDirectors/EOY00
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0true
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MiscellaneousRevenue/ExclusionAmount011888
IRS990/MiscellaneousRevenue/TotalRevenueColumn011888
IRS990/MissionDescription0SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIUDALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORDABLE LOANS TO QUALIFIED MEMBERS.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/MortNotesPyblSecuredInvestProp/BOY00
IRS990/MortNotesPyblSecuredInvestProp/EOY00
IRS990/NameOfPrincipalOfficerPerson0Melynda Ciochetti
IRS990/NbrIndependentVotingMembers015
IRS990/NbrVotingGoverningBodyMembers015
IRS990/NbrVotingMembersGoverningBody015
IRS990/NetAssetsOrFundBalancesBOY03950074
IRS990/NetAssetsOrFundBalancesEOY03986810
IRS990/NetGainOrLossInvestments/TotalRevenueColumn00
IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn00
IRS990/NetIncomeFromGaming/TotalRevenueColumn00
IRS990/NetIncomeOrLoss/TotalRevenueColumn00
IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn00
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith10960808
IRS990/NumberIndependentVotingMembers015
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K01
IRS990/NumberOfEmployees019
IRS990/NumberW2GIncluded00
IRS990/Occupancy/ManagementAndGeneral0106370
IRS990/Occupancy/Total0106370
IRS990/OfficeExpenses/ManagementAndGeneral090139
IRS990/OfficeExpenses/Total090139
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY0602763
IRS990/OtherAssetsTotal/EOY0713568
IRS990/OtherEmployeeBenefits/ManagementAndGeneral0194841
IRS990/OtherEmployeeBenefits/Total0194841
IRS990/OtherExpensePriorYear0939497
IRS990/OtherExpensesCurrentYear0891671
IRS990/OtherExpenses/Description0NCUSIF
IRS990/OtherExpenses/Description1VISA PROCESSING FEES
IRS990/OtherExpenses/Description2PROVISION FOR LOAN LOSSES
IRS990/OtherExpenses/Description3PROFESSIONAL/OUTSIDE SERVICES
IRS990/OtherExpenses/ManagementAndGeneral035837
IRS990/OtherExpenses/ManagementAndGeneral164964
IRS990/OtherExpenses/ManagementAndGeneral2109600
IRS990/OtherExpenses/ManagementAndGeneral3181572
IRS990/OtherExpenses/Total035837
IRS990/OtherExpenses/Total164964
IRS990/OtherExpenses/Total2109600
IRS990/OtherExpenses/Total3181572
IRS990/OtherLiabilities/BOY035451213
IRS990/OtherLiabilities/EOY037593905
IRS990/OtherNotesLoansReceivableNet/BOY029130267
IRS990/OtherNotesLoansReceivableNet/EOY032304103
IRS990/OtherRevenueCurrentYear039750
IRS990/OtherRevenueMisc/Description0GAPP/WARRANTY
IRS990/OtherRevenueMisc/Description1HARLAND CHECK ORDERS
IRS990/OtherRevenueMisc/Description2ATM SURCHARGE
IRS990/OtherRevenueMisc/ExclusionAmount022366
IRS990/OtherRevenueMisc/ExclusionAmount12642
IRS990/OtherRevenueMisc/ExclusionAmount22854
IRS990/OtherRevenueMisc/TotalRevenueColumn022366
IRS990/OtherRevenueMisc/TotalRevenueColumn12642
IRS990/OtherRevenueMisc/TotalRevenueColumn22854
IRS990/OtherRevenuePriorYear030322
IRS990/OtherSalariesAndWages/ManagementAndGeneral0515512
IRS990/OtherSalariesAndWages/Total0515512
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation0false
IRS990/PaymentsToAffiliates/Total00
IRS990/PayrollTaxes/Total00
IRS990/PensionPlanContributions/ManagementAndGeneral046668
IRS990/PensionPlanContributions/Total046668
IRS990/PledgesAndGrantsReceivable/BOY00
IRS990/PledgesAndGrantsReceivable/EOY00
IRS990/PoliciesReferenceChapters0true
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY016391
IRS990/PrepaidExpensesDeferredCharges/EOY015436
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenueCY01960227
IRS990/ProgramServiceRevenue/Description0LOAN INTEREST
IRS990/ProgramServiceRevenue/Description1FEES AND CHARGES
IRS990/ProgramServiceRevenue/Description2CUNA MORTGAGE INCOME
IRS990/ProgramServiceRevenue/ExclusionAmount01602828
IRS990/ProgramServiceRevenue/ExclusionAmount1209591
IRS990/ProgramServiceRevenue/ExclusionAmount2147808
IRS990/ProgramServiceRevenuePriorYear02027998
IRS990/ProgramServiceRevenue/TotalRevenueColumn01602828
IRS990/ProgramServiceRevenue/TotalRevenueColumn1209591
IRS990/ProgramServiceRevenue/TotalRevenueColumn2147808
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReceivablesFromDisqualPersons/BOY00
IRS990/ReceivablesFromDisqualPersons/EOY00
IRS990/ReceivablesFromOfficersEtc/BOY00
IRS990/ReceivablesFromOfficersEtc/EOY00
IRS990/ReconcilationRevenueExpenses036736
IRS990/RegularMonitoringEnforcement0false
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/RentalIncomeOrLoss/Personal00
IRS990/RentalIncomeOrLoss/Real00
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY03950074
IRS990/RetainedEarningsEndowmentEtc/EOY03986810
IRS990/RevenuesLessExpensesCY036736
IRS990/RevenuesLessExpensesPriorYear0129820
IRS990/RoyaltiesRevenue/TotalRevenueColumn00
IRS990/Royalties/Total00
IRS990/SalariesEtcCurrentYear0855997
IRS990/SalariesEtcPriorYear0709921
IRS990/SavingsAndTempCashInvestments/BOY03413440
IRS990/SavingsAndTempCashInvestments/EOY02119883
IRS990/ScheduleBRequired0false
IRS990ScheduleD/AgentTrusteeEtc0false
IRS990ScheduleD/Buildings/BookValue0812174
IRS990ScheduleD/Buildings/Depreciation0260192
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis01072366
IRS990ScheduleD/Equipment/BookValue0119032
IRS990ScheduleD/Equipment/Depreciation0197914
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0316946
IRS990ScheduleD/FederalIncomeTaxLiability00
IRS990ScheduleD/IncludedOnFS0false
IRS990ScheduleD/Land/BookValue0253823
IRS990ScheduleD/Land/OtherCostOrOtherBasis0253823
IRS990ScheduleD/OtherLiabilities/Amount037593905
IRS990ScheduleD/OtherLiabilities/Description0MEMBER DEPOSIT ACCOUNTS
IRS990ScheduleD/TotalOfAmounts037593905
IRS990ScheduleD/TotalOfBookValueLandBuildings01185029
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0the compensation of the CEO of the Credit Union is reviewed yearly by the Board of Directors. Compensation is based on market research, the goals completed in the previous year, and the overall health and stability of the credit union.
IRS990ScheduleO/GeneralExplanation/Explanation1Members of the credit union elect those positions that have to be filled when a board member's term is completed. They can choose to re-elect the same board member if the person chooses to continue to fulfill this duty or a different person to fill the position.
IRS990ScheduleO/GeneralExplanation/Explanation2The accountant, Renida Manigault, and the CEO, Melynda Ciochetti review the form 990 and make any necessary changes before filing.
IRS990ScheduleO/GeneralExplanation/Explanation3COPIES OF FINANCIAL STATEMENTS ARE POSTED WITHIN THE BRANCH OF SANTEE COOPER CREDIT UNION EVERY MONTH. The state board of financial institutions holds the santee cooper credit union's charter and other governing documents. These are available for anyone upon request. The santee cooper credit union also provides quarterly newsletters. any specific info such as conflict of interest policies are available upon request.
IRS990ScheduleO/GeneralExplanation/Explanation4the credit union has approximately 7,382 members. each member has a $5 share deposit and is entitled to one vote for the governing body/board of directors.
IRS990ScheduleO/GeneralExplanation/Explanation5DESCRIPTION:ATM/BANK FEES TOTAL EXPENSES:46952 MANAGEMENT AND GENERAL:46952
IRS990ScheduleO/GeneralExplanation/Explanation6DESCRIPTION:EDUCATION AND PROMOTION TOTAL EXPENSES:50228 MANAGEMENT AND GENERAL:50228
IRS990ScheduleO/GeneralExplanation/Explanation7DESCRIPTION:MISCELLANEOUS TOTAL EXPENSES:11781 MANAGEMENT AND GENERAL:11781
IRS990ScheduleO/GeneralExplanation/Explanation8DESCRIPTION:LANDSCAPING MAINTENANCE TOTAL EXPENSES:14185 MANAGEMENT AND GENERAL:14185
IRS990ScheduleO/GeneralExplanation/Explanation9DESCRIPTION:REAL ESTATE TAXES TOTAL EXPENSES:25175 MANAGEMENT AND GENERAL:25175
IRS990ScheduleO/GeneralExplanation/Explanation10DESCRIPTION:LOAN SERVICING EXPENSE TOTAL EXPENSES:37344 MANAGEMENT AND GENERAL:37344
IRS990ScheduleO/GeneralExplanation/Explanation11DESCRIPTION:ASSOCIATION DUES TOTAL EXPENSES:16503 MANAGEMENT AND GENERAL:16503
IRS990ScheduleO/GeneralExplanation/Explanation12DESCRIPTION:OTHER LOSSES TOTAL EXPENSES:10771 MANAGEMENT AND GENERAL:10771
IRS990ScheduleO/GeneralExplanation/Identifier0GOVERNANCE, MANAGEMENT, AND DISCLOSURE
IRS990ScheduleO/GeneralExplanation/Identifier1GOVERNANCE, MANAGEMENT, AND DISCLOSURE
IRS990ScheduleO/GeneralExplanation/Identifier2GOVERNANCE, MANAGEMENT, AND DISCLOSURE
IRS990ScheduleO/GeneralExplanation/Identifier3GOVERNANCE, MANAGEMENT, AND DISCLOSURE
IRS990ScheduleO/GeneralExplanation/Identifier4governance, management, and disclosure
IRS990ScheduleO/GeneralExplanation/Identifier5OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier6OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier7OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier8OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier9OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier10OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier11OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier12OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/ReturnReference0SECTION B - LINE 15 A
IRS990ScheduleO/GeneralExplanation/ReturnReference1Section A - lines 7a and 7b
IRS990ScheduleO/GeneralExplanation/ReturnReference2Section b - line 11a
IRS990ScheduleO/GeneralExplanation/ReturnReference3Section C - Line 19
IRS990ScheduleO/GeneralExplanation/ReturnReference4section a - line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990 PART IX
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990 PART IX
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990 PART IX
IRS990ScheduleO/GeneralExplanation/ReturnReference8FORM 990 PART IX
IRS990ScheduleO/GeneralExplanation/ReturnReference9FORM 990 PART IX
IRS990ScheduleO/GeneralExplanation/ReturnReference10FORM 990 PART IX
IRS990ScheduleO/GeneralExplanation/ReturnReference11FORM 990 PART IX
IRS990ScheduleO/GeneralExplanation/ReturnReference12FORM 990 PART IX
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0SC
IRS990/SubjectToProxyTax0false
IRS990/TaxableDistributions0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBondLiabilities/BOY00
IRS990/TaxExemptBondLiabilities/EOY00
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10612 REMBERT C DENNIS BOULEVARD
IRS990/TheBooksAreInCareOf/AddressUS/City0MONCKS CORNER
IRS990/TheBooksAreInCareOf/AddressUS/State0SC
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode029461
IRS990/TheBooksAreInCareOf/NamePerson0MELYNDA CIOCHETTI
IRS990/TheBooksAreInCareOf/TelephoneNumber08437614001

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$41,688,453
Liabilities
$37,701,643
Net assets
$3,986,810
Revenue
-
Expenses
$1,994,253
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$77.9$65.6$12.3$5.46$3.78$1.68
2023Detailed filing. Detailed filing data is available for this year.$80.0$69.4$10.6$4.50$3.01$1.48
2022Detailed filing. Detailed filing data is available for this year.$78.2$69.0$9.14$3.21$2.42$0.80
2021Detailed filing. Detailed filing data is available for this year.$74.8$66.4$8.34$2.96$2.27$0.69
2020Detailed filing. Detailed filing data is available for this year.$66.2$58.5$7.65$2.92$2.36$0.56
2019Detailed filing. Detailed filing data is available for this year.$58.3$51.2$7.09$3.01$2.27$0.74
2018Detailed filing. Detailed filing data is available for this year.$53.4$47.1$6.35$2.82$2.14$0.68
2017Detailed filing. Detailed filing data is available for this year.$53.6$47.9$5.67$2.71$2.07$0.64
2016Detailed filing. Detailed filing data is available for this year.$49.0$44.0$5.04$2.31$1.97$0.34
2015Detailed filing. Detailed filing data is available for this year.$49.5$44.8$4.70$2.27$1.88$0.39
2014Detailed filing. Detailed filing data is available for this year.$47.7$43.4$4.31$2.15$1.90$0.25
2013Detailed filing. Detailed filing data is available for this year.$43.9$39.9$4.05$2.06$1.98$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.7$37.7$3.99$1.99
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.6$35.6$3.95$1.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.8$33.0$3.82$1.98