Liabilities / Assets
44th percentile
Higher debt load relative to assets than 44% of similar nonprofits.
990 • Fiscal year 2020 • EIN 57-0379898
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
44th percentile
Higher debt load relative to assets than 44% of similar nonprofits.
Liabilities / Revenue
47th percentile
Higher debt load relative to revenue than 47% of similar nonprofits.
Net Margin
83rd percentile
Higher net margin than 83% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 5.2% of source-year revenue.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
53rd percentile
Faster revenue growth than 53% of similar nonprofits.
Assets
Up$66,192,135
Up $7,921,795 (+14%) from 2019
Net Assets
Up$7,649,461
Up $561,374 (+7.9%) from 2019
Liabilities
Up$58,542,674
Up $7,360,421 (+14%) from 2019
Revenue
Down$2,924,278
Down $87,570 (-2.9%) from 2019
Expenses
Up$2,362,904
Up $87,940 (+3.9%) from 2019
Net Income
Down$561,374
Down $175,510 (-24%) from 2019
Santee cooper credit union is a state chartered credit union providing two primary needs. The first is that of providing a convenient depository for its members' funds whereby individuals may engage in a systematic plan of savings and earn a competitive rate of return. Secondly, the credit union serves as a source of financial assistance to aid its members with their consumer and financial needs by providing reasonable and afforable loans to qualified members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $42,001,376 | $42,296,892 | ▲ $295,516 |
| Savings and Temporary Cash Investments | $14,057,467 | $21,370,404 | ▲ $7,312,937 |
| Rtn Earn Endowment Incm Other Fnds | $7,088,087 | $7,649,461 | ▲ $561,374 |
| Cash and Non-Interest-Bearing Accounts | $679,585 | $1,065,693 | ▲ $386,108 |
| Land, Buildings, and Equipment, Net | $838,775 | $755,416 | ▼ $83,359 |
| Prepaid Expenses and Deferred Charges | $55,451 | $29,784 | ▼ $25,667 |
| Accounts Receivable | $19,597 | $28,593 | ▲ $8,996 |
| Total Assets | $58,270,340 | $66,192,135 | ▲ $7,921,795 |
| Other Assets Total | $618,089 | $645,353 | ▲ $27,264 |
| Liabilities | |||
| Other Liabilities | $50,869,718 | $57,669,597 | ▲ $6,799,879 |
| Accounts Payable and Accrued Expenses | $312,535 | $873,077 | ▲ $560,542 |
| Total Liabilities | $51,182,253 | $58,542,674 | ▲ $7,360,421 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,088,087 | $7,649,461 | ▲ $561,374 |
| Total Liabilities and Net Assets / Fund Balance | $58,270,340 | $66,192,135 | ▲ $7,921,795 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $483,785 | $608,446 | $1,092,231 |
| Equipment | $15,908 | $411,976 | $427,884 |
| Land | $253,823 | - | $253,823 |
| Leasehold Improvements | $1,900 | $5,700 | $7,600 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Melynda Ciochetti Champion | President/ce | FT | $138,822 | $13,750 | $152,572 |
| Melynda Ciochetti Champion | President/CEO | - | $138,822 | $13,750 | $152,572 |
| Name | Title |
|---|---|
| William Finn | Chair |
| Susan Jackson | Vice Chair |
| Brittany White | Board Member |
| Karen Whaley | Board Member |
| Rosa Lee Deavers | Board Member |
| Tajaiva Bess | Board Member |
| Vernon Hardee | Board Member |
| William K Barlow | Board Member |
| Denny Thompson | Treasurer |
| Rhonda Rosenberger | Vice Preside |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Blue Cross Blue Shield | Health Insuranc | PO BOX 100300, PO BOX 100300, Columbia, SC 29202 | $184,916 |
| Cu Answers | Data Processor | 4635 44TH ST SE, Kentwood, MI 49512 | $144,887 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,215,067 |
| Salaries, Compensation, and Employee Benefits | $1,147,837 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $737,852 | $81,984 | - | $819,836 |
| Fees for Services Other | $246,516 | $24,246 | - | $270,762 |
| Other Employee Benefits | $229,135 | $25,460 | - | $254,595 |
| Interest | $184,184 | - | - | $184,184 |
| All Other Expenses | $146,245 | - | - | $146,245 |
| Occupancy | $139,904 | - | - | $139,904 |
| Pension Plan Contributions | $73,406 | - | - | $73,406 |
| Other Expenses | $57,931 | - | - | $57,931 |
| Depreciation Depletion | $49,262 | - | - | $49,262 |
| Advertising | $43,069 | - | - | $43,069 |
| Travel | $26,205 | - | - | $26,205 |
| Conferences and Meetings | $3,804 | - | - | $3,804 |
| Total Functional Expenses | $2,231,214 | $131,690 | $0 | $2,362,904 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $57,669,597 |
“The organization has approximately 7,344 memembers. Each member has a 5 share deposit and is entitled to one vote for the governing body/board of directors.”
“Members of the credit union elect those positions that have to be filled when a board member's term is completed. They can choose to re-elect the same board member if the person chooses to continue to fulfill this duty or a different person to fill the position.”
“The accounting coordinator, antuan cromedy, and the ceo, melynda ciochetti, review the form 990 and make necessary changes before filing.”
“The compensation of the ceo of the credit union is reviewed yearly by the board of directors. Compensation is based on market research, the goals completed in the previous year, and the overal health and stability of the credit union.”
“Copies of financial statements are posted within the branch of santee cooper credit union every month. The state board of financial institutions holds the santee cooper credit union's charter and other governing documents. These are available for anyone upon request. The santee cooper credit union also provides quarterly newlsetters. Any specific info such as conflict of interest policies are available upon request.”
“Santee cooper credit union is a state chartered credit union providing two primary needs. The first is that of providing a convenient depository for its members' funds whereby individuals may engage in a systematic plan of savings and earn a competitive rate of return. Secondly, the credit union serves as a source of financial assistance to aid its members with their consumer and financial needs by providing reasonable and afforable loans to qualified members.”
“Fed supv/exam expenses 28,306 0 0 profes & outside services 218,210 24,246 0 total 246,516 24,246 0”
“ROUNDING 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 312535 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 873077 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 19597 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 28593 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 43069 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 43069 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 146245 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 146245 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ANTUAN CROMEDY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8437614001 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 612 REMBERT C DENNIS BLVD |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | 612 REMBERT S DENNIS BLVD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MONCKS CORNER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 29461 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 679585 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1065693 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 3804 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3804 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 184916 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 144887 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 100300 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 4635 44TH ST SE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt | 0 | PO BOX 100300 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | COLUMBIA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | KENTWOOD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 29202 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 49512 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | BLUE CROSS BLUE SHIELD |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | CU ANSWERS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine2Txt | 0 | BLUE CROSS BLUE SHIELD |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine2Txt | 1 | CU ANSWERS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | HEALTH INSURANC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DATA PROCESSOR |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 186327 |
| IRS990/CYOtherExpensesAmt | 0 | 1215067 |
| IRS990/CYOtherRevenueAmt | 0 | 775796 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1962155 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 561374 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1147837 |
| IRS990/CYTotalExpensesAmt | 0 | 2362904 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2924278 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 49262 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 49262 |
| IRS990/Desc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORDABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 25 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 24246 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 246516 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 270762 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 13750 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WILLIAM K BARLOW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TAJAIVA BESS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROSA LEE DEAVERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | WILLIAM FINN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | VERNON HARDEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SUSAN JACKSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DENNY THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KAREN WHALEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BRITTANY WHITE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | RHONDA ROSENBERGER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 138822 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VICE PRESIDE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2924278 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 184184 |
| IRS990/InterestGrp/TotalAmt | 0 | 184184 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 186327 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 186327 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 838 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1026122 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 838775 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 755416 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1781538 |
| IRS990/LegalDomicileStateCd | 0 | SC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7088087 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7649461 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 139904 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 139904 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 618089 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 645353 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 25460 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 229135 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 254595 |
| IRS990/OtherExpensesGrp/Desc | 0 | OFFICE OPERATION EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM FEES EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | VISA EXPENSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 109759 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 108204 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 75738 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 57931 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 109759 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 108204 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 75738 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 57931 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 50869718 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 57669597 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISC OPERATING INCOM |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 775796 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 775796 |
| IRS990/OtherRevenueTotalAmt | 0 | 775796 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 81984 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 737852 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 819836 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 42001376 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 42296892 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 73406 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 73406 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 55451 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 29784 |
| IRS990/PrincipalOfficerNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1962155 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1962155 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 262365 |
| IRS990/PYOtherExpensesAmt | 0 | 1165842 |
| IRS990/PYOtherRevenueAmt | 0 | 849678 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1899805 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 736884 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1109122 |
| IRS990/PYTotalExpensesAmt | 0 | 2274964 |
| IRS990/PYTotalRevenueAmt | 0 | 3011848 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 561374 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7088087 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7649461 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 14057467 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 21370404 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 483785 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 608446 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1092231 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 15908 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 411976 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 427884 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 253823 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 253823 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 1900 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 5700 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 7600 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 57669597 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 755416 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 57669597 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 138822 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 13750 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 152572 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS APPROXIMATELY 7,344 MEMEMBERS. EACH MEMBER HAS A 5 SHARE DEPOSIT AND IS ENTITLED TO ONE VOTE FOR THE GOVERNING BODY/BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS OF THE CREDIT UNION ELECT THOSE POSITIONS THAT HAVE TO BE FILLED WHEN A BOARD MEMBER'S TERM IS COMPLETED. THEY CAN CHOOSE TO RE-ELECT THE SAME BOARD MEMBER IF THE PERSON CHOOSES TO CONTINUE TO FULFILL THIS DUTY OR A DIFFERENT PERSON TO FILL THE POSITION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ACCOUNTING COORDINATOR, ANTUAN CROMEDY, AND THE CEO, MELYNDA CIOCHETTI, REVIEW THE FORM 990 AND MAKE NECESSARY CHANGES BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE COMPENSATION OF THE CEO OF THE CREDIT UNION IS REVIEWED YEARLY BY THE BOARD OF DIRECTORS. COMPENSATION IS BASED ON MARKET RESEARCH, THE GOALS COMPLETED IN THE PREVIOUS YEAR, AND THE OVERAL HEALTH AND STABILITY OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COPIES OF FINANCIAL STATEMENTS ARE POSTED WITHIN THE BRANCH OF SANTEE COOPER CREDIT UNION EVERY MONTH. THE STATE BOARD OF FINANCIAL INSTITUTIONS HOLDS THE SANTEE COOPER CREDIT UNION'S CHARTER AND OTHER GOVERNING DOCUMENTS. THESE ARE AVAILABLE FOR ANYONE UPON REQUEST. THE SANTEE COOPER CREDIT UNION ALSO PROVIDES QUARTERLY NEWLSETTERS. ANY SPECIFIC INFO SUCH AS CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FED SUPV/EXAM EXPENSES 28,306 0 0 PROFES & OUTSIDE SERVICES 218,210 24,246 0 TOTAL 246,516 24,246 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ROUNDING 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 58270340 |
| IRS990/TotalAssetsEOYAmt | 0 | 66192135 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 58270340 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 66192135 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 25 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 131690 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2231214 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2362904 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 51182253 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 58542674 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 51182253 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 58542674 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7088087 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7649461 |
| IRS990/TotalOtherCompensationAmt | 0 | 13750 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1962155 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 138822 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 186327 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2737951 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2924278 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 58270340 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 66192135 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 26205 |
| IRS990/TravelGrp/TotalAmt | 0 | 26205 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 612 REMBERT S DENNIS BLVD |
| IRS990/USAddress/CityNm | 0 | MONCKS CORNER |
| IRS990/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/USAddress/ZIPCd | 0 | 29461 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.SANTEECOOPERCREDITUNION.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8437614001 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-05-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SANTEE COOPER CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SANT |
| ReturnHeader/Filer/EIN | 0 | 570379898 |
| ReturnHeader/Filer/PhoneNum | 0 | 8437614001 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 612 REMBERT C DENNIS BLVD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MONCKS CORNER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 29461 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 570568919 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CANTEY TILLER PIERCE & GREEN LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 862 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CAMDEN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 29021 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8034321436 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-05-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JANET M PIERCE |
| ReturnHeader/ReturnTs | 0 | 2021-08-20T12:54:54-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | MELYNDA |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | CHAMPION |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.