Liabilities / Assets
46th percentile
Higher debt load relative to assets than 46% of similar nonprofits.
990 • Fiscal year 2019 • EIN 57-0379898
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
46th percentile
Higher debt load relative to assets than 46% of similar nonprofits.
Liabilities / Revenue
52nd percentile
Higher debt load relative to revenue than 52% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
5th percentile
Higher top officer pay than 5% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
88th percentile
Faster asset growth than 88% of similar nonprofits.
Revenue Growth
51st percentile
Faster revenue growth than 51% of similar nonprofits.
Assets
Up$58,270,340
Up $4,843,750 (+9.1%) from 2018
Net Assets
Up$7,088,087
Up $736,884 (+12%) from 2018
Liabilities
Up$51,182,253
Up $4,106,866 (+8.7%) from 2018
Revenue
Up$3,011,848
Up $193,107 (+6.9%) from 2018
Expenses
Up$2,274,964
Up $132,496 (+6.2%) from 2018
Net Income
Up$736,884
Up $60,611 (+9.0%) from 2018
Santee cooper credit union is a state chartered credit union providing two primary needs. The first is that of providing a convenient depository for its members' funds whereby individuals may engage in a systematic plan of savings and earn a competitive rate of return. Secondly, the credit union serves as a source of financial assistance to aid its members with their consumer and financial needs by providing reasonable and afforable loans to qualified members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $38,855,187 | $42,001,376 | ▲ $3,146,189 |
| Savings and Temporary Cash Investments | $12,558,183 | $14,057,467 | ▲ $1,499,284 |
| Rtn Earn Endowment Incm Other Fnds | $6,351,203 | $7,088,087 | ▲ $736,884 |
| Land, Buildings, and Equipment, Net | $828,858 | $838,775 | ▲ $9,917 |
| Cash and Non-Interest-Bearing Accounts | $538,503 | $679,585 | ▲ $141,082 |
| Prepaid Expenses and Deferred Charges | $22,192 | $55,451 | ▲ $33,259 |
| Accounts Receivable | $12,340 | $19,597 | ▲ $7,257 |
| Total Assets | $53,426,590 | $58,270,340 | ▲ $4,843,750 |
| Other Assets Total | $611,327 | $618,089 | ▲ $6,762 |
| Liabilities | |||
| Other Liabilities | $46,938,996 | $50,869,718 | ▲ $3,930,722 |
| Accounts Payable and Accrued Expenses | $136,391 | $312,535 | ▲ $176,144 |
| Total Liabilities | $47,075,387 | $51,182,253 | ▲ $4,106,866 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,351,203 | $7,088,087 | ▲ $736,884 |
| Total Liabilities and Net Assets / Fund Balance | $53,426,590 | $58,270,340 | ▲ $4,843,750 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $524,834 | $567,397 | $1,092,231 |
| Equipment | $54,418 | $352,888 | $407,306 |
| Land | $253,823 | - | $253,823 |
| Leasehold Improvements | $5,700 | $1,900 | $7,600 |
| Name | Title |
|---|---|
| William Finn | Chair |
| Melynda Ciochetti Champion | President/ce |
| Susan Jackson | Vice Chair |
| Clayton Maulden | Board Member |
| Karen Whaley | Board Member |
| Rosa Lee Deavers | Board Member |
| William Brown Iii | Board Member |
| William K Barlow | Board Member |
| Leisa Stilley | Secretary |
| Denny Thompson | Treasurer |
| Rhonda Rosenberger | Vice Preside |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Blue Cross Blue Shield | Health Insuranc | PO BOX 100300, PO BOX 100300, Columbia, SC 29202 | $178,189 |
| Fiserv Galaxy | Data Processor | 75 REMITTANCE DRIVE, 75 REMITTANCE DRIVE, Chicago, IL 60675-6942 | $176,251 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,165,842 |
| Salaries, Compensation, and Employee Benefits | $1,109,122 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $710,453 | $78,939 | - | $789,392 |
| Fees for Services Other | $272,231 | $27,628 | - | $299,859 |
| Other Employee Benefits | $228,665 | $25,407 | - | $254,072 |
| Occupancy | $150,209 | - | - | $150,209 |
| All Other Expenses | $141,972 | - | - | $141,972 |
| Interest | $125,550 | - | - | $125,550 |
| Pension Plan Contributions | $65,658 | - | - | $65,658 |
| Depreciation Depletion | $52,858 | - | - | $52,858 |
| Other Expenses | $48,772 | - | - | $48,772 |
| Advertising | $42,637 | - | - | $42,637 |
| Travel | $42,452 | - | - | $42,452 |
| Conferences and Meetings | $2,396 | - | - | $2,396 |
| Total Functional Expenses | $2,142,990 | $131,974 | $0 | $2,274,964 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $50,869,718 |
“The organization has approximately 7,344 memembers. Each member has a 5 share deposit and is entitled to one vote for the governing body/board of directors.”
“Members of the credit union elect those positions that have to be filled when a board member's term is completed. They can choose to re-elect the same board member if the person chooses to continue to fulfill this duty or a different person to fill the position.”
“The accounting coordinator, antuan cromedy, and the ceo, melynda ciochetti, review the form 990 and make necessary changes before filing.”
“The compensation of the ceo of the credit union is reviewed yearly by the board of directors. Compensation is based on market research, the goals completed in the previous year, and the overal health and stability of the credit union.”
“Copies of financial statements are posted within the branch of santee cooper credit union every month. The state board of financial institutions holds the santee cooper credit union's charter and other governing documents. These are available for anyone upon request. The santee cooper credit union also provides quarterly newlsetters. Any specific info such as conflict of interest policies are available upon request.”
“Santee cooper credit union is a state chartered credit union providing two primary needs. The first is that of providing a convenient depository for its members' funds whereby individuals may engage in a systematic plan of savings and earn a competitive rate of return. Secondly, the credit union serves as a source of financial assistance to aid its members with their consumer and financial needs by providing reasonable and afforable loans to qualified members.”
“Fed supv/exam expenses 23,575 0 0 profes & outside services 248,656 27,628 0 total 272,231 27,628 0”
“ROUNDING 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 136391 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 312535 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 12340 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 19597 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 42637 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 42637 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 141972 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 141972 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ANTUAN CROMEDY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8437614001 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 612 REMBERT C DENNIS BLVD |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | 612 REMBERT S DENNIS BLVD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MONCKS CORNER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 29461 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 538503 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 679585 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 2396 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2396 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 178189 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 176251 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 100300 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 75 REMITTANCE DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt | 0 | PO BOX 100300 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt | 1 | 75 REMITTANCE DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | COLUMBIA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 29202 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 606756942 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | BLUE CROSS BLUE SHIELD |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | FISERV GALAXY |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine2Txt | 0 | BLUE CROSS BLUE SHIELD |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine2Txt | 1 | FISERV GALAXY |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | HEALTH INSURANC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DATA PROCESSOR |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 262365 |
| IRS990/CYOtherExpensesAmt | 0 | 1165842 |
| IRS990/CYOtherRevenueAmt | 0 | 849678 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1899805 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 736884 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1109122 |
| IRS990/CYTotalExpensesAmt | 0 | 2274964 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3011848 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 52858 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 52858 |
| IRS990/Desc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORDABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 24 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 27628 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 272231 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 299859 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | WILLIAM K BARLOW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROSA LEE DEAVERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | WILLIAM FINN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | WILLIAM BROWN III |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SUSAN JACKSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CLAYTON MAULDEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LEISA STILLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DENNY THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KAREN WHALEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MELYNDA CIOCHETTI CHAMPION |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | RHONDA ROSENBERGER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VICE PRESIDE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3011848 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 125550 |
| IRS990/InterestGrp/TotalAmt | 0 | 125550 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 262365 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 262365 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 941 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 922185 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 828858 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 838775 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1760960 |
| IRS990/LegalDomicileStateCd | 0 | SC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6351203 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7088087 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 150209 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 150209 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 611327 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 618089 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 25407 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 228665 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 254072 |
| IRS990/OtherExpensesGrp/Desc | 0 | OFFICE OPERATION EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN LOSS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | ATM FEES EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING EXPENSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 104386 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 77639 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 77112 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 48772 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 104386 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 77639 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 77112 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 48772 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 46938996 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 50869718 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISC OPERATING INCOM |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 849678 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 849678 |
| IRS990/OtherRevenueTotalAmt | 0 | 849678 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 78939 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 710453 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 789392 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 38855187 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 42001376 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 65658 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 65658 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 22192 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 55451 |
| IRS990/PrincipalOfficerNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1899805 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1899805 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 266965 |
| IRS990/PYOtherExpensesAmt | 0 | 1060855 |
| IRS990/PYOtherRevenueAmt | 0 | 804899 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1746877 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 676273 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1081613 |
| IRS990/PYTotalExpensesAmt | 0 | 2142468 |
| IRS990/PYTotalRevenueAmt | 0 | 2818741 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 736884 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
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| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7088087 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12558183 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 14057467 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 524834 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 567397 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1092231 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 54418 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 352888 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 407306 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 253823 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 253823 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 5700 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 1900 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 7600 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 50869718 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 838775 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 50869718 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS APPROXIMATELY 7,344 MEMEMBERS. EACH MEMBER HAS A 5 SHARE DEPOSIT AND IS ENTITLED TO ONE VOTE FOR THE GOVERNING BODY/BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS OF THE CREDIT UNION ELECT THOSE POSITIONS THAT HAVE TO BE FILLED WHEN A BOARD MEMBER'S TERM IS COMPLETED. THEY CAN CHOOSE TO RE-ELECT THE SAME BOARD MEMBER IF THE PERSON CHOOSES TO CONTINUE TO FULFILL THIS DUTY OR A DIFFERENT PERSON TO FILL THE POSITION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ACCOUNTING COORDINATOR, ANTUAN CROMEDY, AND THE CEO, MELYNDA CIOCHETTI, REVIEW THE FORM 990 AND MAKE NECESSARY CHANGES BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE COMPENSATION OF THE CEO OF THE CREDIT UNION IS REVIEWED YEARLY BY THE BOARD OF DIRECTORS. COMPENSATION IS BASED ON MARKET RESEARCH, THE GOALS COMPLETED IN THE PREVIOUS YEAR, AND THE OVERAL HEALTH AND STABILITY OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COPIES OF FINANCIAL STATEMENTS ARE POSTED WITHIN THE BRANCH OF SANTEE COOPER CREDIT UNION EVERY MONTH. THE STATE BOARD OF FINANCIAL INSTITUTIONS HOLDS THE SANTEE COOPER CREDIT UNION'S CHARTER AND OTHER GOVERNING DOCUMENTS. THESE ARE AVAILABLE FOR ANYONE UPON REQUEST. THE SANTEE COOPER CREDIT UNION ALSO PROVIDES QUARTERLY NEWLSETTERS. ANY SPECIFIC INFO SUCH AS CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FED SUPV/EXAM EXPENSES 23,575 0 0 PROFES & OUTSIDE SERVICES 248,656 27,628 0 TOTAL 272,231 27,628 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ROUNDING 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 53426590 |
| IRS990/TotalAssetsEOYAmt | 0 | 58270340 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 53426590 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 58270340 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 24 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 131974 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2142990 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2274964 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 47075387 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 51182253 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 47075387 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 51182253 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6351203 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7088087 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1899805 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 262365 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2749483 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3011848 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 53426590 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 58270340 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 42452 |
| IRS990/TravelGrp/TotalAmt | 0 | 42452 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 612 REMBERT S DENNIS BLVD |
| IRS990/USAddress/CityNm | 0 | MONCKS CORNER |
| IRS990/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/USAddress/ZIPCd | 0 | 29461 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.SANTEECOOPERCREDITUNION.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2021-04-22 16:20:28Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MELYNDA CIOCHETTI CHAMPION |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8437614001 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-11-16 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SANTEE COOPER CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SANT |
| ReturnHeader/Filer/EIN | 0 | 570379898 |
| ReturnHeader/Filer/PhoneNum | 0 | 8437614001 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 612 REMBERT C DENNIS BLVD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MONCKS CORNER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 29461 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 8A5EF587CFE71028FDEAE561BA42261A23FBE972 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 34C51C3261704471D409D11DAE3CFA7FFB2472B8 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 143.244.105.162 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-11-16 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 15:30:52 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 570568919 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CANTEY TILLER PIERCE & GREEN LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 862 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CAMDEN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 29021 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8034321436 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-11-16 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JANET M PIERCE |
| ReturnHeader/ReturnTs | 0 | 2020-11-16T15:30:52-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.