Civic Intelligence

Beacon Credit Union Inc

990 • Fiscal year 2016 • EIN 54-0606388

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 15, 2017

Organization Profilewww.mybcu.org

View Organization Page

107 Leroy Bowen DriveLynchburg, VA 24502

(434) 237-1566

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.91x

Higher debt load relative to assets than 78% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

8th percentile

11.40x

Higher debt load relative to revenue than 8% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

7th percentile

0.6%

Higher net margin than 7% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

67th percentile

$235,795

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

35th percentile

3.0%

Faster asset growth than 35% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

42nd percentile

4.6%

Faster revenue growth than 42% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$159,069,342

Up $4,664,925 (+3.0%) from 2015

Net Assets

Up

$13,888,943

Up $80,562 (+0.6%) from 2015

Liabilities

Up

$145,180,399

Up $4,584,363 (+3.3%) from 2015

Revenue And Expenses
Liabilities / Revenue8th percentileNet Margin7th percentile

Revenue

Up

$12,730,043

Up $559,726 (+4.6%) from 2015

Expenses

Up

$12,649,481

Up $1,444,103 (+13%) from 2015

Net Income

Down

$80,562

Down $884,377 (-92%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $76,891,864Liabilities 2010: $69,603,323Net Assets 2010: $7,288,5412010Assets 2011: $84,616,968Liabilities 2011: $76,468,405Net Assets 2011: $8,148,5632011Assets 2012: $92,451,122Liabilities 2012: $83,179,390Net Assets 2012: $9,271,7322012Assets 2013: $111,971,785Liabilities 2013: $99,899,463Net Assets 2013: $12,072,3222013Assets 2014: $135,352,336Liabilities 2014: $122,572,679Net Assets 2014: $12,779,6572014Assets 2015: $154,404,417Liabilities 2015: $140,596,036Net Assets 2015: $13,808,3812015Assets 2016: $159,069,342Liabilities 2016: $145,180,399Net Assets 2016: $13,888,9432016Assets 2017: $177,294,477Liabilities 2017: $158,265,724Net Assets 2017: $19,028,7532017Assets 2018: $185,540,076Liabilities 2018: $165,935,850Net Assets 2018: $19,604,2262018Assets 2019: $211,107,402Liabilities 2019: $190,697,381Net Assets 2019: $20,410,0212019Assets 2020: $227,358,861Liabilities 2020: $205,079,964Net Assets 2020: $22,278,8972020Assets 2021: $245,953,598Liabilities 2021: $220,579,972Net Assets 2021: $25,373,6262021Assets 2022: $289,405,166Liabilities 2022: $260,434,689Net Assets 2022: $28,970,4772022Assets 2023: $303,466,627Liabilities 2023: $270,955,941Net Assets 2023: $32,510,6862023Assets 2024: $332,485,880Liabilities 2024: $297,273,091Net Assets 2024: $35,212,7892024

Highlighted filing

2016

Assets$159,069,342
Liabilities$145,180,399
Net Assets$13,888,943
Open 2016 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,890,7102010Expenses 2011: $6,056,3482011Expenses 2012: $6,491,1052012Revenue 2013: $8,155,623Expenses 2013: $7,126,319Net Income 2013: $1,029,3042013Revenue 2014: $9,965,785Expenses 2014: $9,258,100Net Income 2014: $707,6852014Revenue 2015: $12,170,317Expenses 2015: $11,205,378Net Income 2015: $964,9392015Revenue 2016: $12,730,043Expenses 2016: $12,649,481Net Income 2016: $80,5622016Revenue 2017: $12,051,344Expenses 2017: $11,253,352Net Income 2017: $797,9922017Revenue 2018: $12,433,633Expenses 2018: $11,531,565Net Income 2018: $902,0682018Revenue 2019: $13,730,683Expenses 2019: $12,924,888Net Income 2019: $805,7952019Revenue 2020: $13,991,814Expenses 2020: $12,342,738Net Income 2020: $1,649,0762020Revenue 2021: $14,508,357Expenses 2021: $11,413,628Net Income 2021: $3,094,7292021Revenue 2022: $16,479,530Expenses 2022: $12,882,679Net Income 2022: $3,596,8512022Revenue 2023: $20,946,735Expenses 2023: $16,906,526Net Income 2023: $4,040,2092023Revenue 2024: $24,198,465Expenses 2024: $21,496,362Net Income 2024: $2,702,1032024

Highlighted filing

2016

Revenue$12,730,043
Expenses$12,649,481
Net Income$80,562
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 15, 2017
Return Version
2016v3.0
Gross Receipts
$12,730,043
Mission and Program Overview

Mission

The mission of BCU is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.

The mission of Beacon Credit Union is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$131,051,756$133,760,985▲ $2,709,229
Rtn Earn Endowment Incm Other Fnds$13,808,381$13,888,943▲ $80,562
Cash and Non-Interest-Bearing Accounts$9,309,239$11,082,891▲ $1,773,652
Land, Buildings, and Equipment, Net$5,933,745$6,388,792▲ $455,047
Prepaid Expenses and Deferred Charges$2,839,027$2,649,853▼ $189,174
Accounts Receivable$712,298$863,943▲ $151,645
Receivables From Officers Etc$706,929$657,453▼ $49,476
Investments Other Securities-$496,000-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$154,404,417$159,069,342▲ $4,664,925
Other Assets Total$3,851,423$3,169,425▼ $681,998
Liabilities
Other Liabilities$140,059,431$144,372,903▲ $4,313,472
Accounts Payable and Accrued Expenses$536,605$807,496▲ $270,891
Total Liabilities$140,596,036$145,180,399▲ $4,584,363
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,808,381$13,888,943▲ $80,562
Total Liabilities and Net Assets / Fund Balance$154,404,417$159,069,342▲ $4,664,925

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,249,741$908,600$0
Other Land Buildings$0$0$0
Land$2,486,283-$0
Equipment$652,768$2,564,668$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg McConvilleCEOFT$174,336$61,459$235,795
Terry HammondCFOFT$105,254$20,000$125,254
Joe GoudeSVP of RetailFT$106,169$13,000$119,169
Susan KrantzVP of OperationsFT$86,807$7,000$93,807

Board Members and Trustees

NameTitle
Philip HynesVice Chairman of the Board
Kathy SmithAsst Secretary of the Board
Kelly KurtzDirector
Sandra WilliamsDirector
Nancy ComptonSecretary of the Board
Wendy AyersCOB
Wes GordonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,040,675
Investment Income
$97,777
Other Revenue
$591,591
Change in Net Assets
$80,562

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,730,043
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$12,730,043
Total Revenue per Form 990
$12,730,043
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,733,648
Salaries, Compensation, and Employee Benefits$3,915,833
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$2,617,534
Other Salaries and Wages---$2,612,358
All Other Expenses---$1,780,000
Interest---$985,152
Depreciation Depletion---$786,002
Other Expenses---$760,236
Other Employee Benefits---$573,422
Office Expenses---$566,934
Current Officers, Directors, Trustees, and Key Employees---$495,737
Advertising---$409,201
Information Technology---$356,907
Payroll Taxes---$234,316
Occupancy---$142,859
Conferences and Meetings---$109,361
Fees for Services Accounting---$101,327
Insurance---$63,810
Travel---$53,000
Fees for Services Legal---$1,325
Total Functional Expenses$0$0$0$12,649,481

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$12,649,481
Total Expenses per Audited Statements$12,649,481
Total Expenses per Form 990$12,649,481
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$706,929$657,453▼ $49,476
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deposit Accounts$144,372,903
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Each credit union member has one share of stock.”

Form 990, Part VI, Section A, Line 7A

“Members vote on directors as their terms expire and/or vote on new directors.”

Form 990, Part VI, Section A, Line 7B

“Members approve mergers into another organization.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is given to all directors to review before filing.”

Form 990, Part VI, Section B, Line 12C

“Any conflicts of interest are required to be reported when they occur.”

Form 990, Part VI, Section B, Line 15

“Compensation studies are done for all officers--senior and mid level.”

Form 990, Part VI, Section C, Line 18

“Upon request, requestor will be given a copy of Form 990.”

Form 990, Part VI, Section C, Line 19

“Financials are available upon request. The balance sheet is posted monthly at each location. Conflict of interest policy and governing documents are not available to the public.”

Filing and Contact Details

Filer

Filer Name
Beacon Credit Union Inc
EIN
54-0606388
Phone
4342371566
Address
107 Leroy Bowen Drive, Lynchburg, VA 24502

Signing Officer

Name
Terry Hammond
Title
CFO
Phone
4342371566
Signed
2017-08-15

Organization Details

Principal Officer
Greg McConville
Formed
1939
Legal Domicile
Va
Voting Board Members
7
Independent Board Members
7
Employees
108
Volunteers
13
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Loan Servicing Expenses-- Payments to auto dealers for loans Loan Insurance Collection expenses”

Form 990, Part IX, Line 24E

“Loan Loss Provision Expense”

Raw XML AppendixShowing 400 of 535 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt3Asst Secretary of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP of Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt10SVP of Retail
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IRS990/IRPDocumentCnt05155
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03473268
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05933745
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06388792
IRS990/LandBldgEquipCostOrOtherBssAmt09862060
IRS990/LegalDomicileStateCd0VA
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0The mission of BCU is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt013808381
IRS990/NetAssetsOrFundBalancesEOYAmt013888943
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0350
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0350
IRS990/NetUnrelatedBusTxblIncmAmt0-8087
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0142859
IRS990/OfficeExpensesGrp/TotalAmt0566934
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03851423
IRS990/OtherAssetsTotalGrp/EOYAmt03169425
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0573422
IRS990/OtherExpensesGrp/Desc0Misc Expenses
IRS990/OtherExpensesGrp/TotalAmt0760236
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/BOYAmt0140059431
IRS990/OtherLiabilitiesGrp/EOYAmt0144372903
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0Grant from City of Lynchburg VA
IRS990/OtherRevenueMiscGrp/Desc1Gain on Sale of Consumer Loans
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt027491
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1563750
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt027491
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1563750
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0591241
IRS990/OtherSalariesAndWagesGrp/TotalAmt02612358
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0131051756
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0133760985
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0234316
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02839027
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02649853
IRS990/PrincipalOfficerNm0Greg McConville
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt032317
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07639612
IRS990/PYProgramServiceRevenueAmt012138000
IRS990/PYRevenuesLessExpensesAmt0964939
IRS990/PYSalariesCompEmpBnftPaidAmt03565766
IRS990/PYTotalExpensesAmt011205378
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012170317
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0706929
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0657453
IRS990/ReconcilationRevenueExpnssAmt080562
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0350
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt012730043
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013808381
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013888943
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03249741
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0908600
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt04158341
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0652768
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02564668
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt03217436
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt012649481
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt02486283
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt02486283
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0144372903
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Deposit Accounts
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt012730043
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06388792
IRS990ScheduleD/TotalExpensesPerForm990Amt012649481
IRS990ScheduleD/TotalLiabilityAmt0144372903
IRS990ScheduleD/TotalRevenuePerForm990Amt012730043
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt012730043
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt012649481
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0174336
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount023169
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt018290
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt020000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Greg McConville
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0235795
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0CEO McConville has a split dollar life insurance plan. Increase in cash value of this plan was $18,290 in 2016.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule J, Part I, Line 4
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0248984
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1277913
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2100615
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt324008
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt45933
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$159,069,342
Liabilities
$145,180,399
Net assets
$13,888,943
Revenue
$12,730,043
Expenses
$12,649,481
Net income
$80,562
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$332$297$35.2$24.2$21.5$2.70
2023Detailed filing. Detailed filing data is available for this year.$303$271$32.5$20.9$16.9$4.04
2022Detailed filing. Detailed filing data is available for this year.$289$260$29.0$16.5$12.9$3.60
2021Detailed filing. Detailed filing data is available for this year.$246$221$25.4$14.5$11.4$3.09
2020Detailed filing. Detailed filing data is available for this year.$227$205$22.3$14.0$12.3$1.65
2019Detailed filing. Detailed filing data is available for this year.$211$191$20.4$13.7$12.9$0.81
2018Detailed filing. Detailed filing data is available for this year.$186$166$19.6$12.4$11.5$0.90
2017Detailed filing. Detailed filing data is available for this year.$177$158$19.0$12.1$11.3$0.80
2016Detailed filing. Detailed filing data is available for this year.$159$145$13.9$12.7$12.6$0.08
2015Detailed filing. Detailed filing data is available for this year.$154$141$13.8$12.2$11.2$0.96
2014Detailed filing. Detailed filing data is available for this year.$135$123$12.8$9.97$9.26$0.71
2013Detailed filing. Detailed filing data is available for this year.$112$99.9$12.1$8.16$7.13$1.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.5$83.2$9.27$6.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.6$76.5$8.15$6.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$76.9$69.6$7.29$5.89