Civic Intelligence

Beacon Credit Union Inc

990 • Fiscal year 2015 • EIN 54-0606388

Jan 01, 2015 to Dec 31, 2015 • Filed on Jul 29, 2016

Organization Profilewww.mybcu.org

View Organization Page

107 Leroy Bowen DriveLynchburg, VA 24502

(434) 237-1566

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.91x

Higher debt load relative to assets than 75% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

8th percentile

11.55x

Higher debt load relative to revenue than 8% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

32nd percentile

7.9%

Higher net margin than 32% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

63rd percentile

$228,830

Higher top officer pay than 63% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Asset Growth

91st percentile

14%

Faster asset growth than 91% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

97th percentile

22%

Faster revenue growth than 97% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$154,404,417

Up $19,052,081 (+14%) from 2014

Net Assets

Up

$13,808,381

Up $1,028,724 (+8.0%) from 2014

Liabilities

Up

$140,596,036

Up $18,023,357 (+15%) from 2014

Revenue And Expenses
Liabilities / Revenue8th percentileNet Margin32nd percentile

Revenue

Up

$12,170,317

Up $2,204,532 (+22%) from 2014

Expenses

Up

$11,205,378

Up $1,947,278 (+21%) from 2014

Net Income

Up

$964,939

Up $257,254 (+36%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $76,891,864Liabilities 2010: $69,603,323Net Assets 2010: $7,288,5412010Assets 2011: $84,616,968Liabilities 2011: $76,468,405Net Assets 2011: $8,148,5632011Assets 2012: $92,451,122Liabilities 2012: $83,179,390Net Assets 2012: $9,271,7322012Assets 2013: $111,971,785Liabilities 2013: $99,899,463Net Assets 2013: $12,072,3222013Assets 2014: $135,352,336Liabilities 2014: $122,572,679Net Assets 2014: $12,779,6572014Assets 2015: $154,404,417Liabilities 2015: $140,596,036Net Assets 2015: $13,808,3812015Assets 2016: $159,069,342Liabilities 2016: $145,180,399Net Assets 2016: $13,888,9432016Assets 2017: $177,294,477Liabilities 2017: $158,265,724Net Assets 2017: $19,028,7532017Assets 2018: $185,540,076Liabilities 2018: $165,935,850Net Assets 2018: $19,604,2262018Assets 2019: $211,107,402Liabilities 2019: $190,697,381Net Assets 2019: $20,410,0212019Assets 2020: $227,358,861Liabilities 2020: $205,079,964Net Assets 2020: $22,278,8972020Assets 2021: $245,953,598Liabilities 2021: $220,579,972Net Assets 2021: $25,373,6262021Assets 2022: $289,405,166Liabilities 2022: $260,434,689Net Assets 2022: $28,970,4772022Assets 2023: $303,466,627Liabilities 2023: $270,955,941Net Assets 2023: $32,510,6862023Assets 2024: $332,485,880Liabilities 2024: $297,273,091Net Assets 2024: $35,212,7892024

Highlighted filing

2015

Assets$154,404,417
Liabilities$140,596,036
Net Assets$13,808,381
Open 2015 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,890,7102010Expenses 2011: $6,056,3482011Expenses 2012: $6,491,1052012Revenue 2013: $8,155,623Expenses 2013: $7,126,319Net Income 2013: $1,029,3042013Revenue 2014: $9,965,785Expenses 2014: $9,258,100Net Income 2014: $707,6852014Revenue 2015: $12,170,317Expenses 2015: $11,205,378Net Income 2015: $964,9392015Revenue 2016: $12,730,043Expenses 2016: $12,649,481Net Income 2016: $80,5622016Revenue 2017: $12,051,344Expenses 2017: $11,253,352Net Income 2017: $797,9922017Revenue 2018: $12,433,633Expenses 2018: $11,531,565Net Income 2018: $902,0682018Revenue 2019: $13,730,683Expenses 2019: $12,924,888Net Income 2019: $805,7952019Revenue 2020: $13,991,814Expenses 2020: $12,342,738Net Income 2020: $1,649,0762020Revenue 2021: $14,508,357Expenses 2021: $11,413,628Net Income 2021: $3,094,7292021Revenue 2022: $16,479,530Expenses 2022: $12,882,679Net Income 2022: $3,596,8512022Revenue 2023: $20,946,735Expenses 2023: $16,906,526Net Income 2023: $4,040,2092023Revenue 2024: $24,198,465Expenses 2024: $21,496,362Net Income 2024: $2,702,1032024

Highlighted filing

2015

Revenue$12,170,317
Expenses$11,205,378
Net Income$964,939
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Jul 29, 2016
Return Version
2015v3.0
Gross Receipts
$12,170,317
Mission and Program Overview

Mission

The mission of BCU is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.

The mission of Beacon Credit Union is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$116,321,566$131,051,756▲ $14,730,190
Rtn Earn Endowment Incm Other Fnds$12,779,657$13,808,381▲ $1,028,724
Cash and Non-Interest-Bearing Accounts$8,346,162$9,309,239▲ $963,077
Land, Buildings, and Equipment, Net$5,677,876$5,933,745▲ $255,869
Prepaid Expenses and Deferred Charges$2,445,630$2,839,027▲ $393,397
Accounts Receivable$48,283$712,298▲ $664,015
Receivables From Officers Etc$439,314$706,929▲ $267,615
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$135,352,336$154,404,417▲ $19,052,081
Other Assets Total$2,073,505$3,851,423▲ $1,777,918
Liabilities
Other Liabilities$121,184,553$140,059,431▲ $18,874,878
Accounts Payable and Accrued Expenses$1,388,126$536,605▼ $851,521
Total Liabilities$122,572,679$140,596,036▲ $18,023,357
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,779,657$13,808,381▲ $1,028,724
Total Liabilities and Net Assets / Fund Balance$135,352,336$154,404,417▲ $19,052,081

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,333,628$793,951$4,127,579
Equipment$793,322$2,287,123$3,080,445
Land$1,806,795-$1,806,795
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay63rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg McConvilleCEOFT$162,555$66,275$228,830
Terry HammondCFOFT$99,292$21,628$120,920
Joe GoudeSVP of RetailFT$101,796$12,511$114,307
Vickie SmithVP of PersonnelFT$87,473$17,580$105,053
Vanessa ScearceVP of Southern RegionFT$99,515$521$100,036
Susan KrantzVP of OperationsFT$85,225$10,934$96,159
Laura ShaferVP of RetailFT$69,542$15,763$85,305
Adam CarpenterVP of ITFT$73,139$4,929$78,068
Scott HudsonVP of MarketingFT$69,382$521$69,903
Leslie MehaffeyVP of ComplianceFT$55,521$7,990$63,511
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$32,317
Other Revenue
$12,138,000
Change in Net Assets
$964,939
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,639,612
Salaries, Compensation, and Employee Benefits$3,565,766
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,895,075
Current Officers, Directors, Trustees, and Key Employees---$928,182
Office Expenses---$872,497
Interest---$789,485
Other Expenses---$667,396
Other Employee Benefits---$473,564
Advertising---$396,381
Information Technology---$373,647
Occupancy---$307,294
Depreciation Depletion---$270,669
Payroll Taxes---$210,263
All Other Expenses---$172,181
Fees for Services Accounting---$77,771
Conferences and Meetings---$65,587
Pension Plan Contributions---$58,682
Fees for Services Legal---$8,911
Total Functional Expenses$0$0$0$11,205,378
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Greg McConvilleCEOPersonal LoansNo$222,731
Leslie MehaffeyVP of CompliancePersonal LoansNo$186,653
Joe GoudeSenior VP of RetailPersonal LoansNo$79,839
Laura ShaferVP of RetailPersonal LoansNo$61,013
Adam CarpenterVP of ITPersonal LoansNo$53,225
Vanessa ScearceVP of Southern RegionPersonal LoanNo$29,559
Susan KrantzVP of OperationsPersonal LoanNo$27,318
Wendy AyersVice Chairperson Board of DirectorsPersonal LoanNo$20,901
Jerry S HudsonVP--MarketingPersonal LoanNo$13,618

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$439,314$706,929▲ $267,615
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deposit Accounts$140,059,431
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit unions are member owned financial cooperatives.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect annually their Board of Directors.”

Form 990, Part VI, Section A, Line 7B

“Credit union mergers are subject to vote by credit union members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is presented to the directors at their monthly Board meeting.”

Form 990, Part VI, Section B, Line 12C

“Directors are required to annually disclose any potential or actual conflicts of interest.”

Form 990, Part VI, Section B, Line 15

“Compensation studies are done for all VP and the CEO positions. Last compensation study for these positions was done in 2016. One was done in 2015. These studies are done annually.”

Form 990, Part VI, Section C, Line 19

“Governing documents are available to the public through the VA State Corporation Commission--Articles of Incorporation. The conflict of interest policy is not available to the public. Financial statements are available to the public upon request and also available at www.ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Beacon Credit Union
EIN
54-0606388
Phone
4342371566
Address
107 Leroy Bowen Drive, Lynchburg, VA 24502

Signing Officer

Name
Terry Hammond
Title
CFO
Phone
4342371566
Signed
2016-07-29

Organization Details

Principal Officer
Greg McConville
Formed
1939
Legal Domicile
Va
Voting Board Members
7
Independent Board Members
7
Employees
95
Volunteers
14
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Centra Credit Union merger adjustment.”

Raw XML AppendixShowing 400 of 575 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0The mission of BCU is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt012779657
IRS990/NetAssetsOrFundBalancesEOYAmt013808381
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt04200
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt04200
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0307294
IRS990/OfficeExpensesGrp/TotalAmt0872497
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02073505
IRS990/OtherAssetsTotalGrp/EOYAmt03851423
IRS990/OtherChangesInNetAssetsAmt063785
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0473564
IRS990/OtherExpensesGrp/Desc0Bad Debt Expense
IRS990/OtherExpensesGrp/Desc1Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc2VISA Card Expense
IRS990/OtherExpensesGrp/Desc3ATM and Debit Card Expense
IRS990/OtherExpensesGrp/TotalAmt0905000
IRS990/OtherExpensesGrp/TotalAmt12502732
IRS990/OtherExpensesGrp/TotalAmt2230061
IRS990/OtherExpensesGrp/TotalAmt3667396
IRS990/OtherLiabilitiesGrp/BOYAmt0121184553
IRS990/OtherLiabilitiesGrp/EOYAmt0140059431
IRS990/OtherRevenueMiscGrp/BusinessCd0522291
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/BusinessCd2522130
IRS990/OtherRevenueMiscGrp/Desc0Loan Income
IRS990/OtherRevenueMiscGrp/Desc1Gain on Loan Sale
IRS990/OtherRevenueMiscGrp/Desc2Fee Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt08283985
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1894440
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt22900407
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08283985
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1894440
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt22955375
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt254968
IRS990/OtherRevenueTotalAmt012133800
IRS990/OtherSalariesAndWagesGrp/TotalAmt01895075
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0116321566
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0131051756
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0210263
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt058682
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02445630
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02839027
IRS990/PrincipalOfficerNm0Greg McConville
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt019818
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt06139575
IRS990/PYOtherRevenueAmt09945967
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0707685
IRS990/PYSalariesCompEmpBnftPaidAmt03118525
IRS990/PYTotalExpensesAmt09258100
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09965785
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0439314
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0706929
IRS990/ReconcilationRevenueExpnssAmt0964939
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt04200
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt012170317
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012779657
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013808381
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03333628
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0793951
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04127579
IRS990ScheduleD/EquipmentGrp/BookValueAmt0793322
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02287123
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03080445
IRS990ScheduleD/LandGrp/BookValueAmt01806795
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01806795
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0140059431
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Deposit Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05933745
IRS990ScheduleD/TotalLiabilityAmt0140059431
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0162555
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount024742
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt041533
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Greg McConville
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0228830
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0CEO compensation is determined by the personnel committee based upon his duties, success or lack thereof, and paid compensation surveys.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule J, Part I, Line 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0Greg McConville
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm1Joe Goude
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm2Leslie Mehaffey
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm3Susan Krantz
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm4Adam Carpenter
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm5Wendy Ayers
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm6Vanessa Scearce
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm7Laura Shafer
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm8Jerry S Hudson
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0CEO
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1Senior VP of Retail
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt2VP of Compliance
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt3VP of Operations
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt4VP of IT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt5Vice Chairperson Board of Directors
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt6VP of Southern Region
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt7VP of Retail
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt8VP--Marketing
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd10
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd20
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd30
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd40

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$154,404,417
Liabilities
$140,596,036
Net assets
$13,808,381
Revenue
$12,170,317
Expenses
$11,205,378
Net income
$964,939
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$332$297$35.2$24.2$21.5$2.70
2023Detailed filing. Detailed filing data is available for this year.$303$271$32.5$20.9$16.9$4.04
2022Detailed filing. Detailed filing data is available for this year.$289$260$29.0$16.5$12.9$3.60
2021Detailed filing. Detailed filing data is available for this year.$246$221$25.4$14.5$11.4$3.09
2020Detailed filing. Detailed filing data is available for this year.$227$205$22.3$14.0$12.3$1.65
2019Detailed filing. Detailed filing data is available for this year.$211$191$20.4$13.7$12.9$0.81
2018Detailed filing. Detailed filing data is available for this year.$186$166$19.6$12.4$11.5$0.90
2017Detailed filing. Detailed filing data is available for this year.$177$158$19.0$12.1$11.3$0.80
2016Detailed filing. Detailed filing data is available for this year.$159$145$13.9$12.7$12.6$0.08
2015Detailed filing. Detailed filing data is available for this year.$154$141$13.8$12.2$11.2$0.96
2014Detailed filing. Detailed filing data is available for this year.$135$123$12.8$9.97$9.26$0.71
2013Detailed filing. Detailed filing data is available for this year.$112$99.9$12.1$8.16$7.13$1.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.5$83.2$9.27$6.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.6$76.5$8.15$6.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$76.9$69.6$7.29$5.89