Civic Intelligence

Beacon Credit Union Inc

990 • Fiscal year 2011 • EIN 54-0606388

Jan 01, 2011 to Dec 31, 2011 • Filed on Jun 11, 2012

Organization Profilewww.mybcu.org

View Organization Page

6320 Logans Lane24151
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.90x

Higher debt load relative to assets than 63% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

84th percentile

10%

Faster asset growth than 84% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$84,616,968

Up $7,725,104 (+10%) from 2010

Net Assets

Up

$8,148,563

Up $860,022 (+12%) from 2010

Liabilities

Up

$76,468,405

Up $6,865,082 (+9.9%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$6,056,348

Up $165,638 (+2.8%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth84th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $76,891,864Liabilities 2010: $69,603,323Net Assets 2010: $7,288,5412010Assets 2011: $84,616,968Liabilities 2011: $76,468,405Net Assets 2011: $8,148,5632011Assets 2012: $92,451,122Liabilities 2012: $83,179,390Net Assets 2012: $9,271,7322012Assets 2013: $111,971,785Liabilities 2013: $99,899,463Net Assets 2013: $12,072,3222013Assets 2014: $135,352,336Liabilities 2014: $122,572,679Net Assets 2014: $12,779,6572014Assets 2015: $154,404,417Liabilities 2015: $140,596,036Net Assets 2015: $13,808,3812015Assets 2016: $159,069,342Liabilities 2016: $145,180,399Net Assets 2016: $13,888,9432016Assets 2017: $177,294,477Liabilities 2017: $158,265,724Net Assets 2017: $19,028,7532017Assets 2018: $185,540,076Liabilities 2018: $165,935,850Net Assets 2018: $19,604,2262018Assets 2019: $211,107,402Liabilities 2019: $190,697,381Net Assets 2019: $20,410,0212019Assets 2020: $227,358,861Liabilities 2020: $205,079,964Net Assets 2020: $22,278,8972020Assets 2021: $245,953,598Liabilities 2021: $220,579,972Net Assets 2021: $25,373,6262021Assets 2022: $289,405,166Liabilities 2022: $260,434,689Net Assets 2022: $28,970,4772022Assets 2023: $303,466,627Liabilities 2023: $270,955,941Net Assets 2023: $32,510,6862023Assets 2024: $332,485,880Liabilities 2024: $297,273,091Net Assets 2024: $35,212,7892024

Highlighted filing

2011

Assets$84,616,968
Liabilities$76,468,405
Net Assets$8,148,563
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,890,7102010Expenses 2011: $6,056,3482011Expenses 2012: $6,491,1052012Revenue 2013: $8,155,623Expenses 2013: $7,126,319Net Income 2013: $1,029,3042013Revenue 2014: $9,965,785Expenses 2014: $9,258,100Net Income 2014: $707,6852014Revenue 2015: $12,170,317Expenses 2015: $11,205,378Net Income 2015: $964,9392015Revenue 2016: $12,730,043Expenses 2016: $12,649,481Net Income 2016: $80,5622016Revenue 2017: $12,051,344Expenses 2017: $11,253,352Net Income 2017: $797,9922017Revenue 2018: $12,433,633Expenses 2018: $11,531,565Net Income 2018: $902,0682018Revenue 2019: $13,730,683Expenses 2019: $12,924,888Net Income 2019: $805,7952019Revenue 2020: $13,991,814Expenses 2020: $12,342,738Net Income 2020: $1,649,0762020Revenue 2021: $14,508,357Expenses 2021: $11,413,628Net Income 2021: $3,094,7292021Revenue 2022: $16,479,530Expenses 2022: $12,882,679Net Income 2022: $3,596,8512022Revenue 2023: $20,946,735Expenses 2023: $16,906,526Net Income 2023: $4,040,2092023Revenue 2024: $24,198,465Expenses 2024: $21,496,362Net Income 2024: $2,702,1032024

Highlighted filing

2011

Revenue-
Expenses$6,056,348
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Jun 11, 2012
Return Version
2011v1.2
Gross Receipts
$6,958,521
Mission and Program Overview

Mission

The mission of BCU is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.

Filing and Contact Details

Filer

EIN
54-0606388
Raw XML AppendixShowing 400 of 452 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0true
IRS990/AccountsPayableAccruedExpenses/BOY0252634
IRS990/AccountsPayableAccruedExpenses/EOY0244119
IRS990/AccountsReceivable/BOY028154
IRS990/AccountsReceivable/EOY030463
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0THE MISSION OF BCU IS TO SERVE ITS MEMBERS WITH LOAN AND DEPOSIT PRODUCTS THAT MEET THEIR FINANCIAL NEEDS AND HELP ACHIEVE THEIR FINANCIAL GOALS.
IRS990/AddressPrincipalOfficerUS/AddressLine106320 LOGANS LANE
IRS990/AddressPrincipalOfficerUS/City0LYNCHBURG
IRS990/AddressPrincipalOfficerUS/State0VA
IRS990/AddressPrincipalOfficerUS/ZIPCode024502
IRS990/Advertising/Total0131123
IRS990/AllAffiliatesIncluded0true
IRS990/AllOtherExpenses/Total0423217
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0true
IRS990/BsnssRltnshpWithOrganization0true
IRS990/CashNonInterestBearing/BOY02714635
IRS990/CashNonInterestBearing/EOY02336037
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/Total0489046
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total08907
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total0186157
IRS990/DescribedIn501C30false
IRS990/Description0PROVIDED LOW COST DEPOSIT AND LOAN SERVICES TO OUR MEMBERSHIP. GAVE TWO COLLEGE SCHOLARSHIPS TO OUR MEMBERS' CHILDREN AND RAISED MONEY FOR CHILDREN'S MIRACLE NETWORK.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DoingBusinessAs/BusinessNameLine10BEACON CREDIT UNION
IRS990/DonorAdvisedFunds0false
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/ExcessBenefitTransaction0false
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditPerformed0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total011450
IRS990/FeesForServicesLegal/Total014530
IRS990/FinancialStatementSeparate0X
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek045
IRS990/Form990PartVIISectionA/AverageHoursPerWeek140
IRS990/Form990PartVIISectionA/AverageHoursPerWeek240
IRS990/Form990PartVIISectionA/AverageHoursPerWeek340
IRS990/Form990PartVIISectionA/AverageHoursPerWeek440
IRS990/Form990PartVIISectionA/AverageHoursPerWeek540
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71
IRS990/Form990PartVIISectionA/AverageHoursPerWeek81
IRS990/Form990PartVIISectionA/AverageHoursPerWeek91
IRS990/Form990PartVIISectionA/AverageHoursPerWeek101
IRS990/Form990PartVIISectionA/AverageHoursPerWeek111
IRS990/Form990PartVIISectionA/AverageHoursPerWeek121
IRS990/Form990PartVIISectionA/AverageHoursPerWeek131
IRS990/Form990PartVIISectionA/HighestCompensatedEmployee0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/NamePerson0GREG MCCONVILLE
IRS990/Form990PartVIISectionA/NamePerson1TERRY HAMMOND JR
IRS990/Form990PartVIISectionA/NamePerson2VICKI SMITH
IRS990/Form990PartVIISectionA/NamePerson3JOSEPH GOUDE
IRS990/Form990PartVIISectionA/NamePerson4SUSAN KRANTZ
IRS990/Form990PartVIISectionA/NamePerson5SCOTT HUDSON
IRS990/Form990PartVIISectionA/NamePerson6KELLY KURTZ
IRS990/Form990PartVIISectionA/NamePerson7LEVI MORRIS
IRS990/Form990PartVIISectionA/NamePerson8WESLEY GORDON
IRS990/Form990PartVIISectionA/NamePerson9NANCY COMPTON
IRS990/Form990PartVIISectionA/NamePerson10SANDRA WILLIAMS
IRS990/Form990PartVIISectionA/NamePerson11DAVE WEEKS
IRS990/Form990PartVIISectionA/NamePerson12DAVE RANGER
IRS990/Form990PartVIISectionA/NamePerson13WENDY AYERS
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/OtherCompensation021714
IRS990/Form990PartVIISectionA/OtherCompensation112752
IRS990/Form990PartVIISectionA/OtherCompensation29250
IRS990/Form990PartVIISectionA/OtherCompensation37191
IRS990/Form990PartVIISectionA/OtherCompensation47072
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation100
IRS990/Form990PartVIISectionA/OtherCompensation110
IRS990/Form990PartVIISectionA/OtherCompensation120
IRS990/Form990PartVIISectionA/OtherCompensation130
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization0128083
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization169864
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization285394
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization382076
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization461838
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization555610
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization100
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization110
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization120
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization130
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs120
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs130
IRS990/Form990PartVIISectionA/Title0CEO
IRS990/Form990PartVIISectionA/Title1VP--FINANCE
IRS990/Form990PartVIISectionA/Title2VP--HUMAN RESOURCES
IRS990/Form990PartVIISectionA/Title3VP--RETAIL
IRS990/Form990PartVIISectionA/Title4VP--OPERATIONS
IRS990/Form990PartVIISectionA/Title5VP--MARKETING
IRS990/Form990PartVIISectionA/Title6CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionA/Title7VICE-CHAIRMAN
IRS990/Form990PartVIISectionA/Title8TREASURER
IRS990/Form990PartVIISectionA/Title9SECRETARY
IRS990/Form990PartVIISectionA/Title10DIRECTOR
IRS990/Form990PartVIISectionA/Title11DIRECTOR
IRS990/Form990PartVIISectionA/Title12DIRECTOR
IRS990/Form990PartVIISectionA/Title13DIRECTOR
IRS990/Form990ProvidedToGoverningBody0true
IRS990/Form990-TFiled0true
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts06958521
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartXII0X
IRS990/InformationTechnology/Total0141317
IRS990/Insurance/Total032413
IRS990/InvestmentIncomeCurrentYear0214952
IRS990/InvestmentIncomePriorYear0283853
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome0214952
IRS990/InvestmentIncome/TotalRevenueColumn0214952
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsOtherSecurities/BOY05522000
IRS990/InvestmentsOtherSecurities/EOY03840000
IRS990/LandBldgEquipmentAccumDeprec01816970
IRS990/LandBuildingsEquipmentBasis04945925
IRS990/LandBuildingsEquipmentBasisNet/BOY02870114
IRS990/LandBuildingsEquipmentBasisNet/EOY03128955
IRS990/LoanToOfficerOrDQP0true
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0PROVIDED LOW COST DEPOSIT AND LOAN SERVICES TO OUR MEMBERSHIP. GAVE TWO COLLEGE SCHOLARSHIPS TO THE MEMBERSHIP. RAISED MONIES FOR CHILDREN'S MIRACLE NETWORK.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0TERRY HAMMOND
IRS990/NbrIndependentVotingMembers08
IRS990/NbrVotingGoverningBodyMembers08
IRS990/NbrVotingMembersGoverningBody08
IRS990/NetAssetsOrFundBalancesBOY07288541
IRS990/NetAssetsOrFundBalancesEOY08148563
IRS990/NetUnrelatedBusinessTxblIncome0-16188
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109603272
IRS990/NumberIndependentVotingMembers08
IRS990/NumberOfEmployees058
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0200005
IRS990/OfficeExpenses/Total0609466
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY01586284
IRS990/OtherAssetsTotal/EOY01501517
IRS990/OtherEmployeeBenefits/Total0286534
IRS990/OtherExpensePriorYear03514042
IRS990/OtherExpensesCurrentYear03807382
IRS990/OtherExpenses/Description0BAD DEBT EXPENSE
IRS990/OtherExpenses/Description1ATM AND DEBIT CARD EXPENSES
IRS990/OtherExpenses/Description2VISA EXPENSE
IRS990/OtherExpenses/Description3LOAN SERVICING EXPENSE
IRS990/OtherExpenses/Description4INTEREST EXPENSE
IRS990/OtherExpenses/Total0452000
IRS990/OtherExpenses/Total1403857
IRS990/OtherExpenses/Total2146023
IRS990/OtherExpenses/Total3568941
IRS990/OtherExpenses/Total4477976
IRS990/OtherLiabilities/BOY069350689
IRS990/OtherLiabilities/EOY076224286
IRS990/OtherNotesLoansReceivableNet/BOY057681827
IRS990/OtherNotesLoansReceivableNet/EOY064106118
IRS990/OtherRevenueCurrentYear06743569
IRS990/OtherRevenueMisc/BusinessCode0522291
IRS990/OtherRevenueMisc/BusinessCode1522130
IRS990/OtherRevenueMisc/BusinessCode2522130
IRS990/OtherRevenueMisc/Description0LOAN INCOME
IRS990/OtherRevenueMisc/Description1FEE INCOME
IRS990/OtherRevenueMisc/Description2MISC OPERATING INCOME
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome04819997
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome11575251
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome2324186
IRS990/OtherRevenueMisc/TotalRevenueColumn04819997
IRS990/OtherRevenueMisc/TotalRevenueColumn11589386
IRS990/OtherRevenueMisc/TotalRevenueColumn2334186
IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue014135
IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue110000
IRS990/OtherRevenuePriorYear06137694
IRS990/OtherSalariesAndWages/Total01284399
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total0138987
IRS990/PensionPlanContributions/Total050000
IRS990/PoliciesReferenceChapters0false
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY0721388
IRS990/PrepaidExpensesDeferredCharges/EOY0825334
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenueCY00
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReceivablesFromOfficersEtc/BOY0114990
IRS990/ReceivablesFromOfficersEtc/EOY0401681
IRS990/ReconcilationOtherChanges0-42151
IRS990/ReconcilationRevenueExpenses0902173
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY07288541
IRS990/RetainedEarningsEndowmentEtc/EOY08148563
IRS990/RevenuesLessExpensesCY0902173
IRS990/RevenuesLessExpensesPriorYear0530837
IRS990/SalariesEtcCurrentYear02248966
IRS990/SalariesEtcPriorYear02376668
IRS990/SavingsAndTempCashInvestments/BOY05652472
IRS990/SavingsAndTempCashInvestments/EOY08446863
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue01628500
IRS990ScheduleD/Buildings/Depreciation0434022
IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis02062522
IRS990ScheduleD/Equipment/BookValue0511642
IRS990ScheduleD/Equipment/Depreciation01382948
IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis01894590
IRS990ScheduleD/Land/BookValue0988813
IRS990ScheduleD/Land/InvestmentCostOrOtherBasis0988813
IRS990ScheduleD/OtherAssets/BookValue0127866
IRS990ScheduleD/OtherAssets/BookValue118096
IRS990ScheduleD/OtherAssets/BookValue2714833
IRS990ScheduleD/OtherAssets/BookValue3259774
IRS990ScheduleD/OtherAssets/BookValue420311
IRS990ScheduleD/OtherAssets/BookValue5356200
IRS990ScheduleD/OtherAssets/BookValue64437
IRS990ScheduleD/OtherAssets/Description0CREDIT UNION SERVICE CORP
IRS990ScheduleD/OtherAssets/Description1CU-24 INVESTMENT
IRS990ScheduleD/OtherAssets/Description2NCUSIF DEPOSIT
IRS990ScheduleD/OtherAssets/Description3ACCRUED INTEREST RECEIVABLE ON LOANS
IRS990ScheduleD/OtherAssets/Description4ACCRUED INTEREST RECEIVABLE ON INVESTMENTS
IRS990ScheduleD/OtherAssets/Description5DEFERRED COMPENSATION PLANS
IRS990ScheduleD/OtherAssets/Description6RETURN CHECKS
IRS990ScheduleD/OtherLiabilities/Amount076224286
IRS990ScheduleD/OtherLiabilities/Description0DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherSecurities/BookValue03840000
IRS990ScheduleD/OtherSecurities/Description0FINANCIAL INSTITUTION CERT OF DEPOSIT
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/TotalBookValueOtherAssets01501517
IRS990ScheduleD/TotalOfAmounts076224286
IRS990ScheduleD/TotalOfBookValueLandBuildings03128955
IRS990ScheduleD/TotalOfBookValueSecurities03840000
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/CompensationCommittee0X
IRS990ScheduleJ/CompensationSurvey0X
IRS990ScheduleJ/EquityBasedCompArrangement0false
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0124125
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg010138
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0GREG MCCONVILLE
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg021713
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg0155976
IRS990ScheduleJ/IndependentConsultant0X
IRS990/ScheduleJRequired0false
IRS990ScheduleJ/SeverancePayment0false
IRS990ScheduleJ/SupplementalNonqualRetirePlan0false
IRS990ScheduleL/Form990ScheduleLPartIV/AmountOfTransaction025652
IRS990ScheduleL/Form990ScheduleLPartIV/DescriptionOfTransaction0REAL ESTATE LOAN
IRS990ScheduleL/Form990ScheduleLPartIV/NameOfInterestedPerson/NamePerson0PAUL D SMITH
IRS990ScheduleL/Form990ScheduleLPartIV/Relationship0OFFICER'S SPOUSE
IRS990ScheduleL/Form990ScheduleLPartIV/SharingOfRevenues0false
IRS990ScheduleL/LoanTable/ApprovedByBoard0true
IRS990ScheduleL/LoanTable/ApprovedByBoard1true
IRS990ScheduleL/LoanTable/ApprovedByBoard2true
IRS990ScheduleL/LoanTable/ApprovedByBoard3true
IRS990ScheduleL/LoanTable/ApprovedByBoard4true
IRS990ScheduleL/LoanTable/ApprovedByBoard5true
IRS990ScheduleL/LoanTable/BalanceDue0168434
IRS990ScheduleL/LoanTable/BalanceDue160000
IRS990ScheduleL/LoanTable/BalanceDue242000
IRS990ScheduleL/LoanTable/BalanceDue348247
IRS990ScheduleL/LoanTable/BalanceDue4107000
IRS990ScheduleL/LoanTable/BalanceDue531120
IRS990ScheduleL/LoanTable/Default0false
IRS990ScheduleL/LoanTable/Default1false
IRS990ScheduleL/LoanTable/Default2false
IRS990ScheduleL/LoanTable/Default3false
IRS990ScheduleL/LoanTable/Default4false
IRS990ScheduleL/LoanTable/Default5false
IRS990ScheduleL/LoanTable/LoanFromOrganization0X
IRS990ScheduleL/LoanTable/LoanFromOrganization1X
IRS990ScheduleL/LoanTable/LoanFromOrganization2X
IRS990ScheduleL/LoanTable/LoanFromOrganization3X
IRS990ScheduleL/LoanTable/LoanFromOrganization4X
IRS990ScheduleL/LoanTable/LoanFromOrganization5X
IRS990ScheduleL/LoanTable/NamePerson0GREG MCCONVILLE
IRS990ScheduleL/LoanTable/NamePerson1DAVE RANGER
IRS990ScheduleL/LoanTable/NamePerson2WENDY AYERS
IRS990ScheduleL/LoanTable/NamePerson3JOE GOUDE
IRS990ScheduleL/LoanTable/NamePerson4SUSAN KRANTZ
IRS990ScheduleL/LoanTable/NamePerson5SCOTT HUDSON
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount0168434
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount160000
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount242000
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount348247
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount4107000
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount531120
IRS990ScheduleL/LoanTable/PurposeOfLoan0AUTO LOANS AND HOME IMPROVEMENT
IRS990ScheduleL/LoanTable/PurposeOfLoan1HOME EQUITY LINE OF CREDIT
IRS990ScheduleL/LoanTable/PurposeOfLoan2REFINANCE REAL ESTATE LOAN
IRS990ScheduleL/LoanTable/PurposeOfLoan3USED AUTO PURCHASE AND HOME EQUITY LINE OF CREDIT
IRS990ScheduleL/LoanTable/PurposeOfLoan4REFINANCE AUTO AND REFINANCE REAL ESTATE
IRS990ScheduleL/LoanTable/PurposeOfLoan5REFINANCE AUTO
IRS990ScheduleL/LoanTable/WrittenAgreement0true
IRS990ScheduleL/LoanTable/WrittenAgreement1true
IRS990ScheduleL/LoanTable/WrittenAgreement2true
IRS990ScheduleL/LoanTable/WrittenAgreement3true
IRS990ScheduleL/LoanTable/WrittenAgreement4true
IRS990ScheduleL/LoanTable/WrittenAgreement5true
IRS990ScheduleO/GeneralExplanation/Explanation0XXXXX XXXXX GOVERNING DOCUMENTS AND THE CONFLICT OF INTEREST POLICY ARE NOT AVAILABLE TO THE PUBLIC. FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC. A COPY OF FORM 990 WAS PROVIDED TO ALL BOARD MEMBERS BEFORE IT WAS FILED WITH THE IRS. THE CEO'S COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS WITH COMPARABILITY DATA. OFFICIERS' COMPENSATION IS DETERMINED BY THE CEO WITHIN THE PARAMETERS SET BY THE BOARD. PARAMETERS ARE DETERMINED WITH COMPARABILITY DATA. A CONFLICT OF INTEREST STATEMENT IS COMPLETED ANNUALLY BY THE DIRECTORS THAT WOULD DISCLOSE CONFLICTS OF INTEREST. PART XI 5--OTHER CHANGES IN NET ASSETS OR FUND BALANCES--(42151) A GAIN OF 1114 ON A PREVIOUS LOSS AND AN INCREASE IN OTHER COMPREHENSIVE INCOME OF 43265. THESE NET TO (42151).
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0VA
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine106320 LOGANS LANE
IRS990/TheBooksAreInCareOf/AddressUS/City0LYNCHBURG
IRS990/TheBooksAreInCareOf/AddressUS/State0VA
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode024502
IRS990/TheBooksAreInCareOf/NamePerson0TERRY HAMMOND
IRS990/TheBooksAreInCareOf/TelephoneNumber04342371566
IRS990/TotalAssets/BOY076891864
IRS990/TotalAssetsBOY076891864
IRS990/TotalAssets/EOY084616968
IRS990/TotalAssetsEOY084616968
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear06056348
IRS990/TotalExpensesPriorYear05890710

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$84,616,968
Liabilities
$76,468,405
Net assets
$8,148,563
Revenue
-
Expenses
$6,056,348
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$332$297$35.2$24.2$21.5$2.70
2023Detailed filing. Detailed filing data is available for this year.$303$271$32.5$20.9$16.9$4.04
2022Detailed filing. Detailed filing data is available for this year.$289$260$29.0$16.5$12.9$3.60
2021Detailed filing. Detailed filing data is available for this year.$246$221$25.4$14.5$11.4$3.09
2020Detailed filing. Detailed filing data is available for this year.$227$205$22.3$14.0$12.3$1.65
2019Detailed filing. Detailed filing data is available for this year.$211$191$20.4$13.7$12.9$0.81
2018Detailed filing. Detailed filing data is available for this year.$186$166$19.6$12.4$11.5$0.90
2017Detailed filing. Detailed filing data is available for this year.$177$158$19.0$12.1$11.3$0.80
2016Detailed filing. Detailed filing data is available for this year.$159$145$13.9$12.7$12.6$0.08
2015Detailed filing. Detailed filing data is available for this year.$154$141$13.8$12.2$11.2$0.96
2014Detailed filing. Detailed filing data is available for this year.$135$123$12.8$9.97$9.26$0.71
2013Detailed filing. Detailed filing data is available for this year.$112$99.9$12.1$8.16$7.13$1.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.5$83.2$9.27$6.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.6$76.5$8.15$6.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$76.9$69.6$7.29$5.89