BEACON CREDIT UNION, INC.
Plan context: Beacon Credit Union Inc. 401(K) Plan
EIN 54-0606388 • Lynchburg, VA • 29 filings • 3 plans
Current Snapshot
Latest Year
2025
2025 Participants
104
2025 Assets
$4,155,766
2025 Contributions
$752,430
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 104 | $4,155,766 | $752,430 | $7,235iApproximate average salary by contribution assumption: employee only about $180,873 at 4% or $120,582 at 6%; with 50% employer match about $120,582 at 4% or $80,388 at 6%; with 100% employer match about $90,436 at 4% or $60,291 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 104 | $4,155,766 | $752,430 | $7,235iApproximate average salary by contribution assumption: employee only about $180,873 at 4% or $120,582 at 6%; with 50% employer match about $120,582 at 4% or $80,388 at 6%; with 100% employer match about $90,436 at 4% or $60,291 at 6%. |
| 2024 | 1 | 80 | $3,103,500 | $616,033 | $7,700iApproximate average salary by contribution assumption: employee only about $192,510 at 4% or $128,340 at 6%; with 50% employer match about $128,340 at 4% or $85,560 at 6%; with 100% employer match about $96,255 at 4% or $64,170 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 80 | $3,103,500 | $616,033 | $7,700iApproximate average salary by contribution assumption: employee only about $192,510 at 4% or $128,340 at 6%; with 50% employer match about $128,340 at 4% or $85,560 at 6%; with 100% employer match about $96,255 at 4% or $64,170 at 6%. |
| 2023 | 1 | 79 | $2,374,178 | $543,959 | $6,886iApproximate average salary by contribution assumption: employee only about $172,139 at 4% or $114,759 at 6%; with 50% employer match about $114,759 at 4% or $76,506 at 6%; with 100% employer match about $86,069 at 4% or $57,380 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 79 | $2,374,178 | $543,959 | $6,886iApproximate average salary by contribution assumption: employee only about $172,139 at 4% or $114,759 at 6%; with 50% employer match about $114,759 at 4% or $76,506 at 6%; with 100% employer match about $86,069 at 4% or $57,380 at 6%. |
| 2022 | 1 | 71 | $1,688,679 | $532,018 | $7,493iApproximate average salary by contribution assumption: employee only about $187,330 at 4% or $124,887 at 6%; with 50% employer match about $124,887 at 4% or $83,258 at 6%; with 100% employer match about $93,665 at 4% or $62,443 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 71 | $1,688,679 | $532,018 | $7,493iApproximate average salary by contribution assumption: employee only about $187,330 at 4% or $124,887 at 6%; with 50% employer match about $124,887 at 4% or $83,258 at 6%; with 100% employer match about $93,665 at 4% or $62,443 at 6%. |
| 2021 | 1 | 54 | $2,247,882 | $437,744 | $8,106iApproximate average salary by contribution assumption: employee only about $202,659 at 4% or $135,106 at 6%; with 50% employer match about $135,106 at 4% or $90,071 at 6%; with 100% employer match about $101,330 at 4% or $67,553 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 54 | $2,247,882 | $437,744 | $8,106iApproximate average salary by contribution assumption: employee only about $202,659 at 4% or $135,106 at 6%; with 50% employer match about $135,106 at 4% or $90,071 at 6%; with 100% employer match about $101,330 at 4% or $67,553 at 6%. |
| 2020 | 1 | 54 | $1,621,156 | $287,267 | $5,320iApproximate average salary by contribution assumption: employee only about $132,994 at 4% or $88,663 at 6%; with 50% employer match about $88,663 at 4% or $59,108 at 6%; with 100% employer match about $66,497 at 4% or $44,331 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 54 | $1,621,156 | $287,267 | $5,320iApproximate average salary by contribution assumption: employee only about $132,994 at 4% or $88,663 at 6%; with 50% employer match about $88,663 at 4% or $59,108 at 6%; with 100% employer match about $66,497 at 4% or $44,331 at 6%. |
| 2019 | 1 | 68 | $1,250,038 | $188,790 | $2,776iApproximate average salary by contribution assumption: employee only about $69,408 at 4% or $46,272 at 6%; with 50% employer match about $46,272 at 4% or $30,848 at 6%; with 100% employer match about $34,704 at 4% or $23,136 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 68 | $1,250,038 | $188,790 | $2,776iApproximate average salary by contribution assumption: employee only about $69,408 at 4% or $46,272 at 6%; with 50% employer match about $46,272 at 4% or $30,848 at 6%; with 100% employer match about $34,704 at 4% or $23,136 at 6%. |
| 2018 | 1 | 63 | $1,040,737 | $211,135 | $3,351iApproximate average salary by contribution assumption: employee only about $83,784 at 4% or $55,856 at 6%; with 50% employer match about $55,856 at 4% or $37,237 at 6%; with 100% employer match about $41,892 at 4% or $27,928 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 63 | $1,040,737 | $211,135 | $3,351iApproximate average salary by contribution assumption: employee only about $83,784 at 4% or $55,856 at 6%; with 50% employer match about $55,856 at 4% or $37,237 at 6%; with 100% employer match about $41,892 at 4% or $27,928 at 6%. |
| 2017 | 1 | 59 | $1,048,608 | $135,389 | $2,295iApproximate average salary by contribution assumption: employee only about $57,368 at 4% or $38,245 at 6%; with 50% employer match about $38,245 at 4% or $25,497 at 6%; with 100% employer match about $28,684 at 4% or $19,123 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 59 | $1,048,608 | $135,389 | $2,295iApproximate average salary by contribution assumption: employee only about $57,368 at 4% or $38,245 at 6%; with 50% employer match about $38,245 at 4% or $25,497 at 6%; with 100% employer match about $28,684 at 4% or $19,123 at 6%. |
| 2016 | 1 | 54 | $911,284 | $87,400 | $1,619iApproximate average salary by contribution assumption: employee only about $40,463 at 4% or $26,975 at 6%; with 50% employer match about $26,975 at 4% or $17,984 at 6%; with 100% employer match about $20,231 at 4% or $13,488 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 54 | $911,284 | $87,400 | $1,619iApproximate average salary by contribution assumption: employee only about $40,463 at 4% or $26,975 at 6%; with 50% employer match about $26,975 at 4% or $17,984 at 6%; with 100% employer match about $20,231 at 4% or $13,488 at 6%. |
| 2015 | 1 | 39 | $939,696 | $146,454 | $3,755iApproximate average salary by contribution assumption: employee only about $93,881 at 4% or $62,587 at 6%; with 50% employer match about $62,587 at 4% or $41,725 at 6%; with 100% employer match about $46,940 at 4% or $31,294 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 39 | $939,696 | $146,454 | $3,755iApproximate average salary by contribution assumption: employee only about $93,881 at 4% or $62,587 at 6%; with 50% employer match about $62,587 at 4% or $41,725 at 6%; with 100% employer match about $46,940 at 4% or $31,294 at 6%. |
| 2014 | 1 | 38 | $875,426 | $118,113 | $3,108iApproximate average salary by contribution assumption: employee only about $77,706 at 4% or $51,804 at 6%; with 50% employer match about $51,804 at 4% or $34,536 at 6%; with 100% employer match about $38,853 at 4% or $25,902 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 38 | $875,426 | $118,113 | $3,108iApproximate average salary by contribution assumption: employee only about $77,706 at 4% or $51,804 at 6%; with 50% employer match about $51,804 at 4% or $34,536 at 6%; with 100% employer match about $38,853 at 4% or $25,902 at 6%. |
| 2013 | 1 | 35 | $785,747 | $115,593 | $3,303iApproximate average salary by contribution assumption: employee only about $82,566 at 4% or $55,044 at 6%; with 50% employer match about $55,044 at 4% or $36,696 at 6%; with 100% employer match about $41,283 at 4% or $27,522 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 35 | $785,747 | $115,593 | $3,303iApproximate average salary by contribution assumption: employee only about $82,566 at 4% or $55,044 at 6%; with 50% employer match about $55,044 at 4% or $36,696 at 6%; with 100% employer match about $41,283 at 4% or $27,522 at 6%. |
| 2012 | 1 | 29 | $677,464 | $107,279 | $3,699iApproximate average salary by contribution assumption: employee only about $92,482 at 4% or $61,655 at 6%; with 50% employer match about $61,655 at 4% or $41,103 at 6%; with 100% employer match about $46,241 at 4% or $30,827 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 29 | $677,464 | $107,279 | $3,699iApproximate average salary by contribution assumption: employee only about $92,482 at 4% or $61,655 at 6%; with 50% employer match about $61,655 at 4% or $41,103 at 6%; with 100% employer match about $46,241 at 4% or $30,827 at 6%. |
| 2011 | 1 | 30 | $558,526 | $99,014 | $3,300iApproximate average salary by contribution assumption: employee only about $82,512 at 4% or $55,008 at 6%; with 50% employer match about $55,008 at 4% or $36,672 at 6%; with 100% employer match about $41,256 at 4% or $27,504 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 30 | $558,526 | $99,014 | $3,300iApproximate average salary by contribution assumption: employee only about $82,512 at 4% or $55,008 at 6%; with 50% employer match about $55,008 at 4% or $36,672 at 6%; with 100% employer match about $41,256 at 4% or $27,504 at 6%. |
| 2010 | 2 | 30 | $543,005 | $231,646 | $7,722iApproximate average salary by contribution assumption: employee only about $193,038 at 4% or $128,692 at 6%; with 50% employer match about $128,692 at 4% or $85,795 at 6%; with 100% employer match about $96,519 at 4% or $64,346 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 30 | $543,005 | $93,776 | $3,126iApproximate average salary by contribution assumption: employee only about $78,147 at 4% or $52,098 at 6%; with 50% employer match about $52,098 at 4% or $34,732 at 6%; with 100% employer match about $39,073 at 4% or $26,049 at 6%. |
| BEACON CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 0 | $0 | $137,870 | - |
| 2009 | 2 | 26 | $855,618 | $50,258 | $1,933iApproximate average salary by contribution assumption: employee only about $48,325 at 4% or $32,217 at 6%; with 50% employer match about $32,217 at 4% or $21,478 at 6%; with 100% employer match about $24,163 at 4% or $16,108 at 6%. |
| BEACON CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 18 | $429,613 | - | - |
| Beacon Credit Union Inc. 401(K) Plan | - | 26 | $426,005 | $50,258 | $1,933iApproximate average salary by contribution assumption: employee only about $48,325 at 4% or $32,217 at 6%; with 50% employer match about $32,217 at 4% or $21,478 at 6%; with 100% employer match about $24,163 at 4% or $16,108 at 6%. |
| 2008 | 2 | 23 | $217,958 | $72,578 | $3,156iApproximate average salary by contribution assumption: employee only about $78,889 at 4% or $52,593 at 6%; with 50% employer match about $52,593 at 4% or $35,062 at 6%; with 100% employer match about $39,445 at 4% or $26,296 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 23 | $217,958 | $72,578 | $3,156iApproximate average salary by contribution assumption: employee only about $78,889 at 4% or $52,593 at 6%; with 50% employer match about $52,593 at 4% or $35,062 at 6%; with 100% employer match about $39,445 at 4% or $26,296 at 6%. |
| BEACON CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 12 | - | - | - |
| 2007 | 2 | 23 | $218,097 | $66,347 | $2,885iApproximate average salary by contribution assumption: employee only about $72,116 at 4% or $48,078 at 6%; with 50% employer match about $48,078 at 4% or $32,052 at 6%; with 100% employer match about $36,058 at 4% or $24,039 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 23 | $218,097 | $66,347 | $2,885iApproximate average salary by contribution assumption: employee only about $72,116 at 4% or $48,078 at 6%; with 50% employer match about $48,078 at 4% or $32,052 at 6%; with 100% employer match about $36,058 at 4% or $24,039 at 6%. |
| BEACON CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 12 | - | - | - |
| 2006 | 2 | 20 | $460,427 | $75,162 | $3,758iApproximate average salary by contribution assumption: employee only about $93,953 at 4% or $62,635 at 6%; with 50% employer match about $62,635 at 4% or $41,757 at 6%; with 100% employer match about $46,976 at 4% or $31,318 at 6%. |
| BEACON CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 13 | $301,605 | $21,135 | $1,626iApproximate average salary by contribution assumption: employee only about $40,644 at 4% or $27,096 at 6%; with 50% employer match about $27,096 at 4% or $18,064 at 6%; with 100% employer match about $20,322 at 4% or $13,548 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 20 | $158,822 | $54,027 | $2,701iApproximate average salary by contribution assumption: employee only about $67,534 at 4% or $45,023 at 6%; with 50% employer match about $45,023 at 4% or $30,015 at 6%; with 100% employer match about $33,767 at 4% or $22,511 at 6%. |
| 2005 | 2 | 19 | $405,675 | $62,091 | $3,268iApproximate average salary by contribution assumption: employee only about $81,699 at 4% or $54,466 at 6%; with 50% employer match about $54,466 at 4% or $36,311 at 6%; with 100% employer match about $40,849 at 4% or $27,233 at 6%. |
| BEACON CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 14 | $289,670 | $8,725 | $623iApproximate average salary by contribution assumption: employee only about $15,580 at 4% or $10,387 at 6%; with 50% employer match about $10,387 at 4% or $6,925 at 6%; with 100% employer match about $7,790 at 4% or $5,193 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 19 | $116,005 | $53,366 | $2,809iApproximate average salary by contribution assumption: employee only about $70,218 at 4% or $46,812 at 6%; with 50% employer match about $46,812 at 4% or $31,208 at 6%; with 100% employer match about $35,109 at 4% or $23,406 at 6%. |
| 2004 | 2 | 20 | $374,194 | $9,197 | $460iApproximate average salary by contribution assumption: employee only about $11,496 at 4% or $7,664 at 6%; with 50% employer match about $7,664 at 4% or $5,109 at 6%; with 100% employer match about $5,748 at 4% or $3,832 at 6%. |
| BEACON CREDIT UNION DEFINED BENEFIT PLAN AND TRUST | - | 17 | $300,448 | $2,912 | $171iApproximate average salary by contribution assumption: employee only about $4,282 at 4% or $2,855 at 6%; with 50% employer match about $2,855 at 4% or $1,903 at 6%; with 100% employer match about $2,141 at 4% or $1,427 at 6%. |
| Beacon Credit Union Inc. 401(K) Plan | - | 20 | $73,746 | $6,285 | $314iApproximate average salary by contribution assumption: employee only about $7,856 at 4% or $5,238 at 6%; with 50% employer match about $5,238 at 4% or $3,492 at 6%; with 100% employer match about $3,928 at 4% or $2,619 at 6%. |