Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Liabilities / Revenue
11th percentile
Higher debt load relative to revenue than 11% of similar nonprofits.
Net Margin
30th percentile
Higher net margin than 30% of similar nonprofits.
Top Officer Pay
51st percentile
Higher top officer pay than 51% of similar nonprofits.
Top officer pay equals 2.0% of source-year revenue.
Asset Growth
97th percentile
Faster asset growth than 97% of similar nonprofits.
Revenue Growth
97th percentile
Faster revenue growth than 97% of similar nonprofits.
Assets
Up$135,352,336
Up $23,380,551 (+21%) from 2013
Net Assets
Up$12,779,657
Up $707,335 (+5.9%) from 2013
Liabilities
Up$122,572,679
Up $22,673,216 (+23%) from 2013
Revenue
Up$9,965,785
Up $1,810,162 (+22%) from 2013
Expenses
Up$9,258,100
Up $2,131,781 (+30%) from 2013
Net Income
Down$707,685
Down $321,619 (-31%) from 2013
The mission of BCU is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $87,344,410 | $116,321,566 | ▲ $28,977,156 |
| Rtn Earn Endowment Incm Other Fnds | $12,072,322 | $12,779,657 | ▲ $707,335 |
| Savings and Temporary Cash Investments | $10,232,078 | - | - |
| Cash and Non-Interest-Bearing Accounts | $2,932,832 | $8,346,162 | ▲ $5,413,330 |
| Land, Buildings, and Equipment, Net | $5,354,810 | $5,677,876 | ▲ $323,066 |
| Investments Other Securities | $2,826,020 | - | - |
| Prepaid Expenses and Deferred Charges | $1,395,564 | $2,445,630 | ▲ $1,050,066 |
| Receivables From Officers Etc | $420,251 | $439,314 | ▲ $19,063 |
| Accounts Receivable | $54,008 | $48,283 | ▼ $5,725 |
| Total Assets | $111,971,785 | $135,352,336 | ▲ $23,380,551 |
| Other Assets Total | $1,411,812 | $2,073,505 | ▲ $661,693 |
| Liabilities | |||
| Other Liabilities | $99,744,435 | $121,184,553 | ▲ $21,440,118 |
| Accounts Payable and Accrued Expenses | $155,028 | $1,388,126 | ▲ $1,233,098 |
| Total Liabilities | $99,899,463 | $122,572,679 | ▲ $22,673,216 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $12,072,322 | $12,779,657 | ▲ $707,335 |
| Total Liabilities and Net Assets / Fund Balance | $111,971,785 | $135,352,336 | ▲ $23,380,551 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,031,804 | $681,977 | - |
| Land | $1,809,786 | - | - |
| Equipment | $836,286 | $2,008,507 | - |
| Other Assets Org | $545,715 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Greg Mcconville | CEO | FT | $176,382 | $21,166 | $197,548 |
| Greg Mcconville | - | - | $152,244 | $45,304 | $197,548 |
| Terry Hammond | CFO | FT | $91,201 | $21,000 | $112,201 |
| Joe Goude | Senior VP of Retail | FT | $96,958 | $11,635 | $108,593 |
| Vickie Smith | VP Personnel | FT | $84,000 | $16,000 | $100,000 |
| Susan Krantz | VP of Operations | FT | $77,936 | $9,352 | $87,288 |
| Adam Carpenter | VP--it | FT | $67,530 | $6,000 | $73,530 |
| Scott Hudson | VP of Marketing | FT | $65,341 | $2,000 | $67,341 |
| Leslie Mehaffey | VP Compliance | FT | $52,148 | $12,000 | $64,148 |
| Name | Title |
|---|---|
| Kelly Kurtz | Chairman |
| Wendy Ayers | Vice Chairperson |
| Levi Morris | Director |
| Sandra Williams | Director |
| Kathy Smith | Asst Secretary |
| Nancy Compton | Secretary |
| Wes Gordon | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $6,139,575 |
| Salaries, Compensation, and Employee Benefits | $3,118,525 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,751,450 |
| Office Expenses | - | - | - | $849,094 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $711,496 |
| Other Expenses | - | - | - | $507,400 |
| Interest | - | - | - | $503,570 |
| Advertising | - | - | - | $476,763 |
| Other Employee Benefits | - | - | - | $417,922 |
| Information Technology | - | - | - | $350,365 |
| Depreciation Depletion | - | - | - | $335,140 |
| All Other Expenses | - | - | - | $201,773 |
| Payroll Taxes | - | - | - | $187,426 |
| Occupancy | - | - | - | $165,830 |
| Pension Plan Contributions | - | - | - | $50,231 |
| Fees for Services Accounting | - | - | - | $22,725 |
| Conferences and Meetings | - | - | - | $14,488 |
| Fees for Services Legal | - | - | - | $8,632 |
| Total Functional Expenses | $0 | $0 | $0 | $9,258,100 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $420,251 | $439,314 | ▲ $19,063 |
| Liability | Amount |
|---|---|
| Deposit Accounts | $121,184,553 |
“Governing documents and the conflict of interest policy are not available to the public. Financial statements are available to the public upon request. A copy of form 990 was provided to all board members before it was filed.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 155028 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1388126 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 54008 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 48283 |
| IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityCd | 0 | 522130 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF BCU IS TO SERVE ITS MEMBERS WITH LOAN AND DEPOSIT PRODUCTS THAT MEET THEIR FINANCIAL NEEDS AND HELP ACHIEVE THEIR FINANCIAL GOALS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 476763 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 201773 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | TERRY HAMMOND |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4342371566 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 107 LEROY BOWEN DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LYNCHBURG |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | VA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 24502 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | true |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2932832 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 8346162 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 711496 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 14488 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 19818 |
| IRS990/CYOtherExpensesAmt | 0 | 6139575 |
| IRS990/CYOtherRevenueAmt | 0 | 9945967 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 707685 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3118525 |
| IRS990/CYTotalExpensesAmt | 0 | 9258100 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 9965785 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 335140 |
| IRS990/Desc | 0 | PROVIDED LOW COST DEPOSIT AND LOAN SERVICES TO OUR MEMBERSHIP. GAVE THREE COLLEGE SCHOLARSHIPS TO MEMBERSHIP. RAISED MONIES FOR CMN THROUGH A HIGH SCHOOL BASKETBALL TOURNAMENT. SUPPORTED CASA AND SPONSORED A GOLF TOURNAMENT TO RAISE MONEY FOR CASA. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 74 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 9092518 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 22725 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 8632 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 45 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 21166 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 21000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 11635 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 9352 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 2000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 12000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 6000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 16000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GREG MCCONVILLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | TERRY HAMMOND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOE GOUDE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SUSAN KRANTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SCOTT HUDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LESLIE MEHAFFEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ADAM CARPENTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | VICKIE SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KELLY KURTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | WENDY AYERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | WES GORDON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | NANCY COMPTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KATHY SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | LEVI MORRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | SANDRA WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 176382 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 91201 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 96958 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 77936 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 65341 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 52148 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 67530 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 84000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SENIOR VP OF RETAIL |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VP OF OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VP OF MARKETING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VP COMPLIANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VP--IT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VP PERSONNEL |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | ASST SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 9965435 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 350 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 350365 |
| IRS990/InterestGrp/TotalAmt | 0 | 503570 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 19818 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 19818 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 2826020 |
| IRS990/IRPDocumentCnt | 0 | 3795 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2690484 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5354810 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5677876 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 8368360 |
| IRS990/LegalDomicileStateCd | 0 | VA |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF BCU IS TO SERVE ITS MEMBERS WITH LOAN AND DEPOSIT PRODUCTS THAT MEET THEIR FINANCIAL NEEDS AND HELP ACHIEVE THEIR FINANCIAL GOALS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12072322 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 12779657 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 350 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 62741 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 165830 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 849094 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1411812 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2073505 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 417922 |
| IRS990/OtherExpensesGrp/Desc | 0 | BAD DEBT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | VISA CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | ATM AND DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 941000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1508595 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 254200 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 507400 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 99744435 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 121184553 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522291 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522130 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | LOAN INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | GAIN ON LOAN SALE |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7242636 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2474658 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 7242636 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 2537399 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 165582 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 62391 |
| IRS990/OtherRevenueTotalAmt | 0 | 9945617 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1751450 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 87344410 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 116321566 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 187426 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 50231 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1395564 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2445630 |
| IRS990/PrincipalOfficerNm | 0 | TERRY HAMMOND |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 70507 |
| IRS990/PYOtherExpensesAmt | 0 | 4286774 |
| IRS990/PYOtherRevenueAmt | 0 | 8085116 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1029304 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2839545 |
| IRS990/PYTotalExpensesAmt | 0 | 7126319 |
| IRS990/PYTotalRevenueAmt | 0 | 8155623 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 420251 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 439314 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 707685 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 350 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 9799853 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12072322 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 12779657 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 10232078 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3031804 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 681977 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 3713781 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 836286 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2008507 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 2844793 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1809786 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 1809786 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 1086790 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 424783 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 16217 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 545715 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | NCUSIF |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | ACCRUED INTEREST ON LOANS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | CREDIT UNION SERVICE CORP |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | OTHER ASSETS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 121184553 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | DEPOSIT ACCOUNTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5677876 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 2073505 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 121184553 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 152244 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 24138 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 21166 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | GREG MCCONVILLE |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 182804 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 73515 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 141758 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 32785 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 5203 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | PERSONAL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | PERSONAL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | PERSONAL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | PERSONAL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | PERSONAL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 189905 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 94249 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 142989 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 42000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 31120 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | GREG MCCONVILLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | JOE GOUDE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | LESLIE MEHAFFEY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | WENDY AYERS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | SCOTT HUDSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | SR VP OF RETAIL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | VP OF COMPLIANCE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | VP MARKETING |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | GOVERNING DOCUMENTS AND THE CONFLICT OF INTEREST POLICY ARE NOT AVAILABLE TO THE PUBLIC. FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. A COPY OF FORM 990 WAS PROVIDED TO ALL BOARD MEMBERS BEFORE IT WAS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | 11 AND 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 111971785 |
| IRS990/TotalAssetsEOYAmt | 0 | 135352336 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 111971785 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 135352336 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 74 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 9258100 |
| IRS990/TotalGrossUBIAmt | 0 | 62391 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 99899463 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 122572679 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 99899463 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.