Civic Intelligence

Beacon Credit Union Inc

990 • Fiscal year 2013 • EIN 54-0606388

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 07, 2014

Organization ProfileWWW.MYBCU.ORG

View Organization Page

107 Leroy Bowen DriveLynchburg, VA 24502

(434) 237-1566

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.89x

Higher debt load relative to assets than 44% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

12th percentile

12.25x

Higher debt load relative to revenue than 12% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

60th percentile

13%

Higher net margin than 60% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

35th percentile

$162,562

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

98th percentile

21%

Faster asset growth than 98% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$111,971,785

Up $19,520,663 (+21%) from 2012

Net Assets

Up

$12,072,322

Up $2,800,590 (+30%) from 2012

Liabilities

Up

$99,899,463

Up $16,720,073 (+20%) from 2012

Revenue And Expenses
Liabilities / Revenue12th percentileNet Margin60th percentile

Revenue

$8,155,623

No earlier filing loaded for comparison.

Expenses

Up

$7,126,319

Up $635,214 (+9.8%) from 2012

Net Income

$1,029,304

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth98th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $76,891,864Liabilities 2010: $69,603,323Net Assets 2010: $7,288,5412010Assets 2011: $84,616,968Liabilities 2011: $76,468,405Net Assets 2011: $8,148,5632011Assets 2012: $92,451,122Liabilities 2012: $83,179,390Net Assets 2012: $9,271,7322012Assets 2013: $111,971,785Liabilities 2013: $99,899,463Net Assets 2013: $12,072,3222013Assets 2014: $135,352,336Liabilities 2014: $122,572,679Net Assets 2014: $12,779,6572014Assets 2015: $154,404,417Liabilities 2015: $140,596,036Net Assets 2015: $13,808,3812015Assets 2016: $159,069,342Liabilities 2016: $145,180,399Net Assets 2016: $13,888,9432016Assets 2017: $177,294,477Liabilities 2017: $158,265,724Net Assets 2017: $19,028,7532017Assets 2018: $185,540,076Liabilities 2018: $165,935,850Net Assets 2018: $19,604,2262018Assets 2019: $211,107,402Liabilities 2019: $190,697,381Net Assets 2019: $20,410,0212019Assets 2020: $227,358,861Liabilities 2020: $205,079,964Net Assets 2020: $22,278,8972020Assets 2021: $245,953,598Liabilities 2021: $220,579,972Net Assets 2021: $25,373,6262021Assets 2022: $289,405,166Liabilities 2022: $260,434,689Net Assets 2022: $28,970,4772022Assets 2023: $303,466,627Liabilities 2023: $270,955,941Net Assets 2023: $32,510,6862023Assets 2024: $332,485,880Liabilities 2024: $297,273,091Net Assets 2024: $35,212,7892024

Highlighted filing

2013

Assets$111,971,785
Liabilities$99,899,463
Net Assets$12,072,322
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,890,7102010Expenses 2011: $6,056,3482011Expenses 2012: $6,491,1052012Revenue 2013: $8,155,623Expenses 2013: $7,126,319Net Income 2013: $1,029,3042013Revenue 2014: $9,965,785Expenses 2014: $9,258,100Net Income 2014: $707,6852014Revenue 2015: $12,170,317Expenses 2015: $11,205,378Net Income 2015: $964,9392015Revenue 2016: $12,730,043Expenses 2016: $12,649,481Net Income 2016: $80,5622016Revenue 2017: $12,051,344Expenses 2017: $11,253,352Net Income 2017: $797,9922017Revenue 2018: $12,433,633Expenses 2018: $11,531,565Net Income 2018: $902,0682018Revenue 2019: $13,730,683Expenses 2019: $12,924,888Net Income 2019: $805,7952019Revenue 2020: $13,991,814Expenses 2020: $12,342,738Net Income 2020: $1,649,0762020Revenue 2021: $14,508,357Expenses 2021: $11,413,628Net Income 2021: $3,094,7292021Revenue 2022: $16,479,530Expenses 2022: $12,882,679Net Income 2022: $3,596,8512022Revenue 2023: $20,946,735Expenses 2023: $16,906,526Net Income 2023: $4,040,2092023Revenue 2024: $24,198,465Expenses 2024: $21,496,362Net Income 2024: $2,702,1032024

Highlighted filing

2013

Revenue$8,155,623
Expenses$7,126,319
Net Income$1,029,304
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 7, 2014
Return Version
2013v3.1
Gross Receipts
$8,155,623
Mission and Program Overview

Mission

The mission of BCU is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$72,989,341$87,344,410▲ $14,355,069
Rtn Earn Endowment Incm Other Fnds$9,271,732$12,072,322▲ $2,800,590
Savings and Temporary Cash Investments$7,634,920$10,232,078▲ $2,597,158
Land, Buildings, and Equipment, Net$4,240,582$5,354,810▲ $1,114,228
Cash and Non-Interest-Bearing Accounts$2,609,484$2,932,832▲ $323,348
Investments Other Securities$2,065,000$2,826,020▲ $761,020
Prepaid Expenses and Deferred Charges$1,015,496$1,395,564▲ $380,068
Receivables From Officers Etc$269,640$420,251▲ $150,611
Accounts Receivable$25,854$54,008▲ $28,154
Total Assets$92,451,122$111,971,785▲ $19,520,663
Other Assets Total$1,600,805$1,411,812▼ $188,993
Liabilities
Other Liabilities$82,677,482$99,744,435▲ $17,066,953
Accounts Payable and Accrued Expenses$501,908$155,028▼ $346,880
Total Liabilities$83,179,390$99,899,463▲ $16,720,073
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,271,732$12,072,322▲ $2,800,590
Total Liabilities and Net Assets / Fund Balance$92,451,122$111,971,785▲ $19,520,663

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,835,528$587,850-
Land$1,740,801--
Equipment$778,481$1,761,575-
Other Assets Org$988,001--
Other Securities$2,826,020--
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg Mcconville--$148,587$37,108$185,695
Greg McconvilleCEOFT$162,562-$162,562
Joe GoudeEvpFT$88,763-$88,763
Terry HammondVP of FinanceFT$86,606-$86,606
Vickie SmithVP PersonnelFT$84,698-$84,698
Susan KrantzVP--operationsFT$73,393-$73,393
Scott HudsonVP of MarketingFT$62,051-$62,051
Adam CarpenterVP ItFT$58,826-$58,826
Vanessa ScearceVP--danville RegionFT$56,584-$56,584
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$70,507
Other Revenue
$8,085,116
Change in Net Assets
$1,029,304
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,286,774
Salaries, Compensation, and Employee Benefits$2,839,545
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,497,372
Other Expenses---$865,811
Current Officers, Directors, Trustees, and Key Employees---$673,481
Office Expenses---$484,512
Other Employee Benefits---$449,104
Interest---$416,602
All Other Expenses---$358,408
Advertising---$307,195
Depreciation Depletion---$294,682
Information Technology---$252,489
Occupancy---$234,783
Payroll Taxes---$163,041
Pension Plan Contributions---$56,547
Insurance---$30,332
Fees for Services Legal---$9,302
Fees for Services Accounting---$9,000
Conferences and Meetings---$6,144
Total Functional Expenses$0$0$0$7,126,319
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$269,640$420,251▲ $150,611
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deposit Accounts$98,457,463
Other Liabilities$1,286,972
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI 11B and 19

“Governing documents and the conflict of interest policy are not available to the public. Financial statements are available to the public upon request. A copy of form 990 was provided to all board members before it was filed with the irs. Part 11 (9) danville merger equity.”

Filing and Contact Details

Filer

EIN
54-0606388

Signing Officer

Name
Terry Hammond
Title
VP--finance
Phone
4342371566
Signed
2014-08-07

Organization Details

Principal Officer
Terry Hammond
Formed
1939
Legal Domicile
Va
Voting Board Members
7
Independent Board Members
7
Employees
65
Volunteers
10
Raw XML AppendixShowing 400 of 409 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1EVP
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP OF MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt4VP--OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP PERSONNEL
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP--DANVILLE REGION
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IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt03423378
IRS990ScheduleD/EquipmentGrp/BookValueAmt0778481
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01761575
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt02540056
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt01740801
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01740801
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0325204
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt182063
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2327
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt316217
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4988001
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INTEREST ON LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1OTHER ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2ACCOUNTS RECEIVABLE INVESTMENTS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3CREDIT UNION 24 SERVICE CORPORATION
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4NCUSIF
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt098457463
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11286972
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt02826020
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05354810
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01411812
IRS990ScheduleD/TotalBookValueSecuritiesAmt02826020
IRS990ScheduleD/TotalLiabilityAmt099744435
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0148587
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount013975
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt023133
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0GREG MCCONVILLE
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0142677
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt126828
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt28138
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt357905
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4184703
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt516159
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0177298
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt130000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt29000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt363443
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt4207536
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt531120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0GREG MCCONVILLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1SUSAN KRANTZ
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2VICKIE SMITH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3JOSEPH GOUDE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4VANESSA SCEARCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5SCOTT HUDSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1VP OPERATIONS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2VP--PERSONNEL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3VP--RETAIL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4VP--DANVILLE VA REGION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5VP MARKETING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0GOVERNING DOCUMENTS AND THE CONFLICT OF INTEREST POLICY ARE NOT AVAILABLE TO THE PUBLIC. FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. A COPY OF FORM 990 WAS PROVIDED TO ALL BOARD MEMBERS BEFORE IT WAS FILED WITH THE IRS. PART 11 (9) DANVILLE MERGER EQUITY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART VI 11B AND 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt092451122
IRS990/TotalAssetsEOYAmt0111971785
IRS990/TotalAssetsGrp/BOYAmt092451122
IRS990/TotalAssetsGrp/EOYAmt0111971785
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt065
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt07126319
IRS990/TotalGrossUBIAmt022096
IRS990/TotalLiabilitiesBOYAmt083179390
IRS990/TotalLiabilitiesEOYAmt099899463
IRS990/TotalLiabilitiesGrp/BOYAmt083179390
IRS990/TotalLiabilitiesGrp/EOYAmt099899463
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09271732
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012072322
IRS990/TotalProgramServiceExpensesAmt07126319
IRS990/TotalReportableCompFromOrgAmt0673483
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt08133527
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt08155623
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt022096
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt092451122
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0111971785
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.MYBCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0TERRY HAMMOND
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VP--FINANCE
ReturnHeader/BusinessOfficerGrp/PhoneNum04342371566
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-08-07
ReturnHeader/Filer/BusinessName/BusinessNameLine10BEACON CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BEAC
ReturnHeader/Filer/EIN0540606388

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$111,971,785
Liabilities
$99,899,463
Net assets
$12,072,322
Revenue
$8,155,623
Expenses
$7,126,319
Net income
$1,029,304
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$332$297$35.2$24.2$21.5$2.70
2023Detailed filing. Detailed filing data is available for this year.$303$271$32.5$20.9$16.9$4.04
2022Detailed filing. Detailed filing data is available for this year.$289$260$29.0$16.5$12.9$3.60
2021Detailed filing. Detailed filing data is available for this year.$246$221$25.4$14.5$11.4$3.09
2020Detailed filing. Detailed filing data is available for this year.$227$205$22.3$14.0$12.3$1.65
2019Detailed filing. Detailed filing data is available for this year.$211$191$20.4$13.7$12.9$0.81
2018Detailed filing. Detailed filing data is available for this year.$186$166$19.6$12.4$11.5$0.90
2017Detailed filing. Detailed filing data is available for this year.$177$158$19.0$12.1$11.3$0.80
2016Detailed filing. Detailed filing data is available for this year.$159$145$13.9$12.7$12.6$0.08
2015Detailed filing. Detailed filing data is available for this year.$154$141$13.8$12.2$11.2$0.96
2014Detailed filing. Detailed filing data is available for this year.$135$123$12.8$9.97$9.26$0.71
2013Detailed filing. Detailed filing data is available for this year.$112$99.9$12.1$8.16$7.13$1.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.5$83.2$9.27$6.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.6$76.5$8.15$6.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$76.9$69.6$7.29$5.89