Harbel Community Organization Inc.

“Form 990 review process: the executive committee reviews the annual audit and draft form 990 in detail along with the executive director, the financial administrator, and the auditors. After all the questions have been addressed and resolved, the board members will receive copies of the annual audit and draft of the form 990 for their review. Any additional questions will be resolved by the financial administrator. At the next board meeting, the executive committee will recommend to the board that the annual audit and the draft form 990 be approved for filing. The board will vote upon this recommendation. The board has the ultimate decision making authority (other committees may recommend but have no decision making authority).”

“Explanation of monitoring and enforcement of conflicts of interest policy: harbel's conflict of interest policies cover all officers, board members, and staff members. Annually, officers and board members (including employees with positions equivalent to ceo and cfo) are presented with a form stating that they understand and agree to comply with the conflict of interest policy. If no conflicts are received, each person signs and dates a copy of the form and it is retained in harbel's records. Potential conflicts of interest are monitored by the program directors and officers. A board or staff member with a conflict of interest would be prohibited from participating in deliberations and decisions in the transaction.”

“The board of directors reviews and establishes the compensation for the executive director. Among the elements used by the board in its deliberations are the most recent salary survey done by the maryland association of nonprofit organizations; the recent year-to-year changes in the cpi; harbel's fiscal condition. Staff compensation is part of the budget process. At its april meeting, the executive committee, which consists of the current officers and previous president, reviews the proposed budget for the coming fiscal year,including staff compensation, and makes a recommendation to the full board. At its may meeting, the board of directors reviews and approves the budget which includes the levels of compensation. This procedure is followed yearly and documented.”

“The board of directors reviews and establishes the compensation for the officers and key employees in the same way. Among the elements used by the board in its deliberations are the most recent salary survey done by the maryland association of nonprofit organizations; the recent year-to-year changes in the cpi; harbel's fiscal condition. Staff compensation is part of the budget process. At its april meeting, the executive committee, which consists of the current officers and previous president, reviews the proposed budget for the coming fiscal year,including staff compensation, and makes a recommendation to the full board. At its may meeting, the board of directors reviews and approves the budget which includes the levels of compensation. This procedure is followed yearly and documented.”

“These documents are supplied upon request by harbel. Also, these documents are frequently submitted with grant applications. The form 990 is also available through the third party internet website www.guidestar.org.”

“Richard marsiglia served as a volunteer board director for fiscal year 2016. On february 1, 2017 (during fy 17) richard marsiglia was hired as a compensated executive director and resigned from the board of directors.”

“Charges, and adolescents. It is the mission of hprc to provide effective, high quality services to reduce or eliminate harmful involvement with substance abuse. During fiscal year ended 6/30/17, the agency admitted 364 to treatment. Most persons admitted to treatment were uninsured or had their treatment covered through medicaid funds. Staff may use techniques such as motivational interviewing, adolescent community reinforcement approach and cognitive behavioral therapy as these are interventions which have been found to be effective with substance abusers. Counseling staff are required to be licenses or certified by a maryland health occupations board, or to be a trainee working under supervision. Some services are also provided by student interns from local colleges, while working under the supervision of a licensed or certified staff member.”

“Cited for problems. Highlights from fiscal year ended june 30, 2017: harbel housing partnership conducted 37 home buyer workshops with 1,826 attendees, and 24 pre- settlement workshops with a total attendance of 1,126, exceeding our goals by 52% and 61% respectively. Harbel housing partnership counseled 413 individuals during 331 counseling sessions. During the year, 178 homes were purchased by our clients, for a total purchase price of 29.9 million. Services: our comprehensive education and counseling services are offered free of charge. The length of time the potential homebuyer may require to complete the course is dependent upon their needs. Our goal is to assist in the creation of successful long-term homeowners and lessen the risk of foreclosure. A certificate of completion is given once the client completed the required components based on the specific mortgage product, mortgage lender, and/or settlement/mortgage assistance program. Harbel housing partnership administers the loan application process for three of baltimore county's mortgage and settlement assistance programs. We are the loan officer, by collection of the required documentation, preparing the loan documents and preparing the check for the assistance. Baltimore county's dept. Of planning serves as the loan underwriter and approves all loans. Homebuyer workshops- a three hour course of pre-purchase information that is held at various locations in our service area. Workshop topics include: credit, budget, savings, affordability, mortgage process, and options, real estate process, home inspection, homeowners insurance, fair housing, and assistance programs. Pre-settlement workshops- three hours regarding topics leading up to settlement day and their life as a new homeowner. Topics include: savings, settlement process, home safety, good neighbor, home repair and maintenance, major rehabilitations, and refinance. Counseling may be about credit and savings, pre-purchase, or both credit/savings and pre-purchase. At the time of counseling, we review the client's documents and intake packet and provide written suggestions regarding their readiness to purchase and answer their questions. A session may last from one hour to two hours and some clients have additional counseling sessions. Additionally, we provide training sessions for the real estate agents and mortgage lenders regarding the various programs and our services.”

“Media service), and seven different community list serves that reach the residents of northeast baltimore. These messages ensure the residents of northeast baltimore are consistently aware of crime trends, pertinent crime prevention techniques, information from local government and state government, numerous events, and issues that would affect a resident's quality of life, the services of other nonprofits in the area, and key governmental contact information. These messages through various formats reach more than 1,000 households. It is estimated that he communicates with more than 3,000 residents a year through personal, phone, electronic contact and attendance at meetings in a geographic area with more than 100,000 residents. He coordinates the efforts of the northeast citizens on patrol, a partnership of harbel and the baltimore police department's northeast district. The volunteer group is composed of members of over 30 communities with more than 800 volunteers from across the entire northeast baltimore area.”

“Line 8: prior period adjustments: during the fy 2017 audit the fixed assets and accumulated depreciation totals were adjusted. This resulted in a 750 change in prior year net assets.”

“Direct fundraising expense 10,460 direct fundraising expenses -10,460”