Liabilities / Assets
61st percentile
Higher debt load relative to assets than 61% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
61st percentile
Higher debt load relative to assets than 61% of similar nonprofits.
Liabilities / Revenue
34th percentile
Higher debt load relative to revenue than 34% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
72nd percentile
Higher top officer pay than 72% of similar nonprofits.
Top officer pay equals 5.8% of source-year revenue.
Asset Growth
65th percentile
Faster asset growth than 65% of similar nonprofits.
Revenue Growth
38th percentile
Faster revenue growth than 38% of similar nonprofits.
Assets
Up$49,527,356
Up $5,574,319 (+13%) from 2020
Net Assets
Up$5,240,763
Up $541,717 (+12%) from 2020
Liabilities
Up$44,286,593
Up $5,032,602 (+13%) from 2020
Revenue
Down$2,311,141
Down $125,891 (-5.2%) from 2020
Expenses
Up$2,082,495
Up $148,947 (+7.7%) from 2020
Net Income
Down$228,646
Down $274,838 (-55%) from 2020
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $27,330,698 | $27,162,836 | ▼ $167,862 |
| Savings and Temporary Cash Investments | $15,892,245 | $17,356,857 | ▲ $1,464,612 |
| Rtn Earn Endowment Incm Other Fnds | $5,012,117 | $5,240,763 | ▲ $228,646 |
| Land, Buildings, and Equipment, Net | $2,568,602 | $2,437,099 | ▼ $131,503 |
| Cash and Non-Interest-Bearing Accounts | $1,786,981 | $1,961,984 | ▲ $175,003 |
| Prepaid Expenses and Deferred Charges | $69,437 | $88,907 | ▲ $19,470 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $48,199,689 | $49,527,356 | ▲ $1,327,667 |
| Other Assets Total | $551,726 | $519,673 | ▼ $32,053 |
| Liabilities | |||
| Other Liabilities | $42,780,512 | $43,976,288 | ▲ $1,195,776 |
| Accounts Payable and Accrued Expenses | $407,060 | $310,305 | ▼ $96,755 |
| Total Liabilities | $43,187,572 | $44,286,593 | ▲ $1,099,021 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,012,117 | $5,240,763 | ▲ $228,646 |
| Total Liabilities and Net Assets / Fund Balance | $48,199,689 | $49,527,356 | ▲ $1,327,667 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,024,279 | $486,418 | $2,510,697 |
| Equipment | $182,667 | $562,340 | $745,007 |
| Land | $230,153 | - | $230,153 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kim Anneler | President/CEO | FT | $118,354 | $14,624 | $132,978 |
| Name | Title |
|---|---|
| Mitch Reichle | Chairman |
| Steve Bower | Vice Chairman |
| James Brown Jr | Director |
| Mark Mccaslin | Director |
| Walter Sanders | Director |
| Barry Thompson | Secretary |
| Sheri Quick | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,256,071 |
| Salaries, Compensation, and Employee Benefits | $825,089 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $536,339 |
| Fees for Services Other | - | - | - | $514,916 |
| Depreciation Depletion | - | - | - | $141,832 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $132,978 |
| Fees for Services Accounting | - | - | - | $107,172 |
| Office Expenses | - | - | - | $99,197 |
| Other Employee Benefits | - | - | - | $94,001 |
| Occupancy | - | - | - | $87,598 |
| Payroll Taxes | - | - | - | $52,538 |
| All Other Expenses | - | - | - | $37,725 |
| Insurance | - | - | - | $30,795 |
| Advertising | - | - | - | $27,583 |
| Other Expenses | - | - | - | $19,982 |
| Pension Plan Contributions | - | - | - | $9,233 |
| Conferences and Meetings | - | - | - | $7,348 |
| Benefits to Members | - | - | - | $1,335 |
| Total Functional Expenses | $0 | $0 | $0 | $2,082,495 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $43,976,288 |
“The board chairman votes only in the event of a tie.”
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The ceo reviews the form 990 and provides it to the board members.”
“The board of directors reviews the ceo's performance and determines/approves compensation. The ceo presents all other employee compensation as part of the budget package to the board for approval. Cuna and compease salary surveys are used in the process for comparison with similar credit unions. Deliberations and decisions are documented in the board minutes.”
“Financial statements are posted in the credit union, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“Debit & atm processing 253,743. Other professional and outside services 261,173.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 407060 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 310305 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 27583 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 37725 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1335 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KIM ANNELER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6204428210 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1515 NORTH SUMMIT |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ARKANSAS CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 670051503 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1786981 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1961984 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 132978 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 7348 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1335 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 133757 |
| IRS990/CYOtherExpensesAmt | 0 | 1256071 |
| IRS990/CYOtherRevenueAmt | 0 | 15251 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2162133 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 228646 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 825089 |
| IRS990/CYTotalExpensesAmt | 0 | 2082495 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2311141 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 141832 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 8,589 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 23 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 107172 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 514916 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 14624 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MITCH REICHLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STEVE BOWER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BARRY THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SHERI QUICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MARK MCCASLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JAMES BROWN JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WALTER SANDERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KIM ANNELER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 118354 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1955 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2311141 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 30795 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 133757 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 133757 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 1436 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1048758 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2568602 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2437099 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3485857 |
| IRS990/LegalDomicileStateCd | 0 | KS |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5012117 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5240763 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 87598 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 99197 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 551726 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 519673 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 94001 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 129963 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 51960 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 19982 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 42780512 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 43976288 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 536339 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 27330698 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 27162836 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 52538 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 9233 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 69437 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 88907 |
| IRS990/PrincipalOfficerNm | 0 | KIM ANNELER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1281650 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 868847 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1281650 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 877817 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2666 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8970 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 2666 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2022, THERE WERE 2,829 LOANS OUTSTANDING TOTALING $27,308,190. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $129,963 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1335 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 27718 |
| IRS990/PYOtherExpensesAmt | 0 | 1190676 |
| IRS990/PYOtherRevenueAmt | 0 | 15605 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2177435 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 313071 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 715676 |
| IRS990/PYTotalExpensesAmt | 0 | 1907687 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2220758 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 228646 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 15251 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 15251 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5012117 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5240763 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 15892245 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 17356857 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2024279 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 486418 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2510697 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 182667 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 562340 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 745007 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 230153 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 230153 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 43976288 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2437099 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 43976288 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE BOARD CHAIRMAN VOTES ONLY IN THE EVENT OF A TIE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CEO REVIEWS THE FORM 990 AND PROVIDES IT TO THE BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS THE CEO'S PERFORMANCE AND DETERMINES/APPROVES COMPENSATION. THE CEO PRESENTS ALL OTHER EMPLOYEE COMPENSATION AS PART OF THE BUDGET PACKAGE TO THE BOARD FOR APPROVAL. CUNA AND COMPEASE SALARY SURVEYS ARE USED IN THE PROCESS FOR COMPARISON WITH SIMILAR CREDIT UNIONS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DEBIT & ATM PROCESSING 253,743. OTHER PROFESSIONAL AND OUTSIDE SERVICES 261,173. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 1A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 48199689 |
| IRS990/TotalAssetsEOYAmt | 0 | 49527356 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 48199689 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 49527356 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 23 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2082495 |
| IRS990/TotalGrossUBIAmt | 0 | 11636 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 43187572 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 44286593 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 43187572 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 44286593 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5012117 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5240763 |
| IRS990/TotalOtherCompensationAmt | 0 | 14624 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2162133 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 118354 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2299505 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2311141 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 11636 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 48199689 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 49527356 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1515 NORTH SUMMIT |
| IRS990/USAddress/CityNm | 0 | ARKANSAS CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/USAddress/ZIPCd | 0 | 67005 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | ARKVALLEYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KIM ANNELER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6204428210 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-10-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ARK VALLEY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ARKV |
| ReturnHeader/Filer/EIN | 0 | 480668113 |
| ReturnHeader/Filer/PhoneNum | 0 | 6204428210 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1515 NORTH SUMMIT |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ARKANSAS CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 670051503 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 660616454 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2023-09-29 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2023-10-06T15:33:47-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | KIM |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | ANNELER |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2022-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2022-12-31 |
| ReturnHeader/TaxYr | 0 | 2022 |
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Displayed year
2022 • Form 990Detailed filing. Detailed filing data is available for this year.
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