Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
EIN 44-6014471 • 501(c)14 • Joplin, MO
Profile
A member-owned financial institution whose volunteers and employees are dedicated to providing personal services and quality products at reasonable rates, while still maintaining credit union long-term financial stability
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Liabilities / Revenue
12th percentile
Higher debt load relative to revenue than 12% of similar nonprofits.
Net Margin
92nd percentile
Higher net margin than 92% of similar nonprofits.
Top Officer Pay
25th percentile
Higher top officer pay than 25% of similar nonprofits.
Top officer pay equals 3.2% of source-year revenue.
Asset Growth
64th percentile
Faster asset growth than 64% of similar nonprofits.
Revenue Growth
71st percentile
Faster revenue growth than 71% of similar nonprofits.
Assets
Up$50,204,887
Up $1,669,973 (+3.4%) from 2023
Liabilities
Up$41,853,485
Up $491,881 (+1.2%) from 2023
Net Assets
Up$8,351,402
Up $1,178,092 (+16%) from 2023
Revenue
Up$3,990,453
Up $541,662 (+16%) from 2023
Expenses
Up$2,812,361
Up $592,079 (+27%) from 2023
Net Income
Down$1,178,092
Down $50,417 (-4.1%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
A member-owned financial institution whose volunteers and employees are dedicated to providing personal services and quality products at reasonable rates, while still maintaining credit union long-term financial stability.
A member-owned financial institution whose volunteers and employees are dedicated to providing personal services and quality products at reasonable rates, while still maintaining credit union long-term financial stability
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $34,526,804 | $37,092,802 | ▲ $2,565,998 |
| Savings and Temporary Cash Investments | $12,000,560 | $11,412,079 | ▼ $588,481 |
| Rtn Earn Endowment Incm Other Fnds | $7,173,310 | $8,351,402 | ▲ $1,178,092 |
| Land, Buildings, and Equipment, Net | $697,739 | $699,976 | ▲ $2,237 |
| Cash and Non-Interest-Bearing Accounts | $567,804 | $315,997 | ▼ $251,807 |
| Prepaid Expenses and Deferred Charges | $43,315 | $32,405 | ▼ $10,910 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $48,534,914 | $50,204,887 | ▲ $1,669,973 |
| Other Assets Total | $698,692 | $651,628 | ▼ $47,064 |
| Liabilities | |||
| Other Liabilities | $41,044,645 | $41,256,897 | ▲ $212,252 |
| Accounts Payable and Accrued Expenses | $316,959 | $596,588 | ▲ $279,629 |
| Total Liabilities | $41,361,604 | $41,853,485 | ▲ $491,881 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,173,310 | $8,351,402 | ▲ $1,178,092 |
| Total Liabilities and Net Assets / Fund Balance | $48,534,914 | $50,204,887 | ▲ $1,669,973 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $416,565 | $725,552 | $1,142,117 |
| Leasehold Improvements | $92,177 | $610,262 | $702,439 |
| Land | $191,234 | - | $191,234 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Christina Moorehouse | President/CEO | FT | $117,380 | $9,935 | $127,315 |
| Jennifer Crossley | Executive Vice President | FT | $82,705 | $7,165 | $89,870 |
| Name | Title |
|---|---|
| Dennis Berryhill | Chairperson |
| David Suckow | Vice Chairperson |
| Jc Mayfield | Board Member |
| John Houston | Board Member |
| Raymond Hugley | Board Member |
| Gretchen Caldwell | Secretary |
| Jim Christiansen | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,813,949 |
| Salaries, Compensation, and Employee Benefits | $996,162 |
| Grants and Similar Amounts Paid | $2,250 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $653,846 |
| Fees for Services Other | - | - | - | $412,144 |
| Office Expenses | - | - | - | $243,678 |
| Information Technology | - | - | - | $235,776 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $217,185 |
| Depreciation Depletion | - | - | - | $86,147 |
| Occupancy | - | - | - | $82,951 |
| All Other Expenses | - | - | - | $68,699 |
| Other Employee Benefits | - | - | - | $61,954 |
| Payroll Taxes | - | - | - | $54,985 |
| Insurance | - | - | - | $31,763 |
| Fees for Services Accounting | - | - | - | $25,418 |
| Advertising | - | - | - | $17,908 |
| Other Expenses | - | - | - | $13,275 |
| Conferences and Meetings | - | - | - | $13,253 |
| Pension Plan Contributions | - | - | - | $8,192 |
| Fees for Services Legal | - | - | - | $5,150 |
| Grants to Domestic Individuals | - | - | - | $2,250 |
| Total Functional Expenses | $0 | $0 | $0 | $2,812,361 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $41,256,897 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members. At the 2023 annual meeting, members voted to approve amending the bylaws to expand the credit union's field of membership by changing to a community charter.”
“The president approves the form 990 and provides a copy to the board of directors.”
“On an annual basis, the officers, directors, and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”
“The board of directors reviews the president's performance and determines compensation using various information including the cuna salary survey. The president determines all other employees' compensation, also using the salary survey, and presents it as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”
“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 316959 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 596588 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | A MEMBER-OWNED FINANCIAL INSTITUTION WHOSE VOLUNTEERS AND EMPLOYEES ARE DEDICATED TO PROVIDING PERSONAL SERVICES AND QUALITY PRODUCTS AT REASONABLE RATES, WHILE STILL MAINTAINING CREDIT UNION LONG-TERM FINANCIAL STABILITY |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 17908 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 68699 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CHRISTINA MOOREHOUSE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4176239816 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3301 TEXAS AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JOPLIN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 648044343 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 567804 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 315997 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 217185 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 13253 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 2250 |
| IRS990/CYInvestmentIncomeAmt | 0 | 416223 |
| IRS990/CYOtherExpensesAmt | 0 | 1813949 |
| IRS990/CYOtherRevenueAmt | 0 | 9203 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3565027 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1178092 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 996162 |
| IRS990/CYTotalExpensesAmt | 0 | 2812361 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3990453 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 86147 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 5,669 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 17 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 25418 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 5150 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 412144 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 9935 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 7165 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DENNIS BERRYHILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DAVID SUCKOW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JIM CHRISTIANSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | GRETCHEN CALDWELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOHN HOUSTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RAYMOND HUGLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JC MAYFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CHRISTINA MOOREHOUSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JENNIFER CROSSLEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 117380 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 82705 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | EXECUTIVE VICE PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1950 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 2250 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 3990453 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 235776 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 31763 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 416223 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 416223 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 794 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1335814 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 697739 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 699976 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2035790 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | A MEMBER-OWNED FINANCIAL INSTITUTION WHOSE VOLUNTEERS AND EMPLOYEES ARE DEDICATED TO PROVIDING PERSONAL SERVICES AND QUALITY PRODUCTS AT REASONABLE RATES, WHILE STILL MAINTAINING CREDIT UNION LONG-TERM FINANCIAL STABILITY |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7173310 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8351402 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 82951 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 243678 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 698692 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 651628 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 61954 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 222663 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 203183 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 151941 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 13275 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 41044645 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 41256897 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 653846 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 34526804 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 37092802 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 54985 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8192 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 43315 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 32405 |
| IRS990/PrincipalOfficerNm | 0 | CHRISTINA MOOREHOUSE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2578258 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 960878 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2578258 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 969209 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 17560 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8331 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 17560 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, LOANS OUTSTANDING TOTALED $37,278,996, INCLUDING LOAN PARTICIPATIONS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS AND INTEREST ON MEMBER ACCOUNTS TOTALING $151,940 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 2250 |
| IRS990/PYInvestmentIncomeAmt | 0 | 324944 |
| IRS990/PYOtherExpensesAmt | 0 | 1319035 |
| IRS990/PYOtherRevenueAmt | 0 | 9934 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3113913 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1228509 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 898997 |
| IRS990/PYTotalExpensesAmt | 0 | 2220282 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3448791 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1178092 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9203 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 9203 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7173310 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 8351402 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12000560 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 11412079 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 416565 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 725552 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1142117 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 191234 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 191234 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 92177 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 610262 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 702439 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 41256897 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 699976 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 41256897 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS. AT THE 2023 ANNUAL MEETING, MEMBERS VOTED TO APPROVE AMENDING THE BYLAWS TO EXPAND THE CREDIT UNION'S FIELD OF MEMBERSHIP BY CHANGING TO A COMMUNITY CHARTER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT APPROVES THE FORM 990 AND PROVIDES A COPY TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ON AN ANNUAL BASIS, THE OFFICERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION INCLUDING THE CUNA SALARY SURVEY. THE PRESIDENT DETERMINES ALL OTHER EMPLOYEES' COMPENSATION, ALSO USING THE SALARY SURVEY, AND PRESENTS IT AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 48534914 |
| IRS990/TotalAssetsEOYAmt | 0 | 50204887 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 48534914 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 50204887 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 17 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2812361 |
| IRS990/TotalGrossUBIAmt | 0 | 25891 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 41361604 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 41853485 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 41361604 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 41853485 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7173310 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 8351402 |
| IRS990/TotalOtherCompensationAmt | 0 | 17100 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3565027 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 200085 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3964562 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3990453 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 25891 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 48534914 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 50204887 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3301 TEXAS AVE |
| IRS990/USAddress/CityNm | 0 | JOPLIN |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 648044343 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.JOPLINMCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHRISTINA MOOREHOUSE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4176239816 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | JOPLIN METRO CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | JOPL |
| ReturnHeader/Filer/EIN | 0 | 446014471 |
| ReturnHeader/Filer/PhoneNum | 0 | 4176239816 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3301 TEXAS AVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | JOPLIN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 648044343 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 660616454 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-09-09 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2025-09-11T11:40:32-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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