Liabilities / Assets
70th percentile
Higher debt load relative to assets than 70% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
70th percentile
Higher debt load relative to assets than 70% of similar nonprofits.
Liabilities / Revenue
21st percentile
Higher debt load relative to revenue than 21% of similar nonprofits.
Net Margin
67th percentile
Higher net margin than 67% of similar nonprofits.
Top Officer Pay
56th percentile
Higher top officer pay than 56% of similar nonprofits.
Top officer pay equals 4.5% of source-year revenue.
Asset Growth
49th percentile
Faster asset growth than 49% of similar nonprofits.
Revenue Growth
66th percentile
Faster revenue growth than 66% of similar nonprofits.
Assets
Up$37,918,745
Up $743,235 (+2.0%) from 2018
Net Assets
Up$4,195,562
Up $402,395 (+11%) from 2018
Liabilities
Up$33,723,183
Up $340,840 (+1.0%) from 2018
Revenue
Up$2,477,439
Up $195,154 (+8.6%) from 2018
Expenses
Up$2,075,044
Up $140,437 (+7.3%) from 2018
Net Income
Up$402,395
Up $54,717 (+16%) from 2018
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $24,823,601 | $26,406,447 | ▲ $1,582,846 |
| Savings and Temporary Cash Investments | $9,361,150 | $8,793,463 | ▼ $567,687 |
| Rtn Earn Endowment Incm Other Fnds | $3,793,167 | $4,195,562 | ▲ $402,395 |
| Cash and Non-Interest-Bearing Accounts | $1,495,806 | $1,178,228 | ▼ $317,578 |
| Land, Buildings, and Equipment, Net | $1,020,533 | $1,048,156 | ▲ $27,623 |
| Prepaid Expenses and Deferred Charges | $46,936 | $66,551 | ▲ $19,615 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $37,175,510 | $37,918,745 | ▲ $743,235 |
| Other Assets Total | $427,484 | $425,900 | ▼ $1,584 |
| Liabilities | |||
| Other Liabilities | $33,036,694 | $33,425,601 | ▲ $388,907 |
| Accounts Payable and Accrued Expenses | $345,649 | $297,582 | ▼ $48,067 |
| Total Liabilities | $33,382,343 | $33,723,183 | ▲ $340,840 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,793,167 | $4,195,562 | ▲ $402,395 |
| Total Liabilities and Net Assets / Fund Balance | $37,175,510 | $37,918,745 | ▲ $743,235 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $773,768 | $285,967 | $1,059,735 |
| Equipment | $44,235 | $432,121 | $476,356 |
| Land | $230,153 | - | $230,153 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kim Anneler | CEO | FT | $102,943 | $8,037 | $110,980 |
| Name | Title |
|---|---|
| Mark Mccaslin | Chairman |
| Sheri Quick | Vice Chairman |
| James Reichle | Director |
| Raymond Scott Stewart | Director |
| Walter Sanders | Director |
| Barry Thompson | Secretary |
| Steven Bower | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,392,265 |
| Salaries, Compensation, and Employee Benefits | $681,454 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Fees for Services Other | - | - | - | $694,304 |
| Other Salaries and Wages | - | - | - | $434,484 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $110,980 |
| Fees for Services Accounting | - | - | - | $110,520 |
| Occupancy | - | - | - | $82,240 |
| Office Expenses | - | - | - | $76,383 |
| Other Employee Benefits | - | - | - | $74,574 |
| All Other Expenses | - | - | - | $50,523 |
| Depreciation Depletion | - | - | - | $48,399 |
| Payroll Taxes | - | - | - | $41,489 |
| Insurance | - | - | - | $29,234 |
| Advertising | - | - | - | $20,217 |
| Pension Plan Contributions | - | - | - | $19,927 |
| Other Expenses | - | - | - | $19,580 |
| Conferences and Meetings | - | - | - | $9,840 |
| Benefits to Members | - | - | - | $1,325 |
| Total Functional Expenses | $0 | $0 | $0 | $2,075,044 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $33,425,601 |
“The board chairman votes only in the event of a tie.”
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The ceo reviews the form 990 before filing and makes it available to the board members.”
“The board of directors reviews the ceo's performance and determines/approves compensation. The ceo presents all other employee compensation as part of the budget package to the board for approval. Cuna and compease salary surveys are used in the process for comparison with similar credit unions. Deliberations and decisions are documented in the board minutes.”
“Financial statements are posted in the credit union, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“Debit/atm processing 626,952. Check processing 33,054. Other professional and outside services 34,298.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 345649 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 297582 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 20217 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 50523 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1325 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KIM ANNELER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6204428210 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1515 NORTH SUMMIT |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ARKANSAS CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 67005 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1495806 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1178228 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 110980 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9840 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1325 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 128122 |
| IRS990/CYOtherExpensesAmt | 0 | 1392265 |
| IRS990/CYOtherRevenueAmt | 0 | 59671 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2289646 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 402395 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 681454 |
| IRS990/CYTotalExpensesAmt | 0 | 2075044 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2477439 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 48399 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 8,682 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 17 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 110520 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 694304 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 8037 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARK MCCASLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SHERI QUICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BARRY THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | STEVEN BOWER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAMES REICHLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RAYMOND SCOTT STEWART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WALTER SANDERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KIM ANNELER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 102943 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1955 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -7269 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 11000 |
| IRS990/GrossReceiptsAmt | 0 | 2495708 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 29234 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 135391 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 135391 |
| IRS990/InvestmentInJointVentureInd | 0 | 1 |
| IRS990/IRPDocumentCnt | 0 | 1469 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 718088 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1020533 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1048156 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1766244 |
| IRS990/LegalDomicileStateCd | 0 | KS |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 18269 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3793167 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4195562 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -7269 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -7269 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 82240 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 76383 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 427484 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 425900 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 74574 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 167025 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 59000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 25000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 19580 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 33036694 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 33425601 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 434484 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 24823601 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 26406447 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 41489 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 19927 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 46936 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 66551 |
| IRS990/PrincipalOfficerNm | 0 | KIM ANNELER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1468723 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 819344 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1468723 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 819344 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 579 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1000 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 579 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2019, THERE WERE 2,962 LOANS OUTSTANDING TOTALING $26,578,326. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $167,025 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1296 |
| IRS990/PYContributionsGrantsAmt | 0 | 5000 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 103126 |
| IRS990/PYOtherExpensesAmt | 0 | 1322290 |
| IRS990/PYOtherRevenueAmt | 0 | 57934 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2116225 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 347678 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 611021 |
| IRS990/PYTotalExpensesAmt | 0 | 1934607 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2282285 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 402395 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 59671 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 59671 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3793167 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4195562 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 9361150 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8793463 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 773768 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 285967 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1059735 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 44235 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 432121 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 476356 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 230153 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 230153 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 33425601 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1048156 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 33425601 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE BOARD CHAIRMAN VOTES ONLY IN THE EVENT OF A TIE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CEO REVIEWS THE FORM 990 BEFORE FILING AND MAKES IT AVAILABLE TO THE BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS THE CEO'S PERFORMANCE AND DETERMINES/APPROVES COMPENSATION. THE CEO PRESENTS ALL OTHER EMPLOYEE COMPENSATION AS PART OF THE BUDGET PACKAGE TO THE BOARD FOR APPROVAL. CUNA AND COMPEASE SALARY SURVEYS ARE USED IN THE PROCESS FOR COMPARISON WITH SIMILAR CREDIT UNIONS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DEBIT/ATM PROCESSING 626,952. CHECK PROCESSING 33,054. OTHER PROFESSIONAL AND OUTSIDE SERVICES 34,298. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, line 11g |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 37175510 |
| IRS990/TotalAssetsEOYAmt | 0 | 37918745 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 37175510 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 37918745 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 17 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2075044 |
| IRS990/TotalGrossUBIAmt | 0 | 1579 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 33382343 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 33723183 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 33382343 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 33723183 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3793167 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4195562 |
| IRS990/TotalOtherCompensationAmt | 0 | 8037 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2289646 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 102943 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2475860 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2477439 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1579 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 37175510 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 37918745 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1515 NORTH SUMMIT |
| IRS990/USAddress/CityNm | 0 | ARKANSAS CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/USAddress/ZIPCd | 0 | 67005 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | ARKVALLEYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| IRS990/WrittenPolicyOrProcedureInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2021-04-22 16:20:28Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KIM ANNELER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6204428210 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-09-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ARK VALLEY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ARKV |
| ReturnHeader/Filer/EIN | 0 | 480668113 |
| ReturnHeader/Filer/PhoneNum | 0 | 6204428210 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1515 NORTH SUMMIT |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ARKANSAS CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 67005 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 90B5988E53CBDDD12AFD5F67CACC6EB659604036 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 90B5988E53CBDDD12AFD5F67CACC6EB659604036 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.87.82.114 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-09-15 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 11:28:16 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-08-25 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2020-09-15T11:28:26-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.