Civic Intelligence

Buffalo Claims Association

990EZ • Fiscal year 2020 • EIN 47-4007904

Jan 01, 2020 to Dec 31, 2020 • Filed on May 05, 2021

Organization ProfileN/A
PO Box 222Buffalo, NY 14224

(716) 768-6737

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • NTEE S • <$500k nonprofits • Source year 2020

Liabilities / Revenue

48th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • NTEE S • <$500k nonprofits • Source year 2020

Net Margin

3rd percentile

-321%

Higher net margin than 3% of similar nonprofits.

2020 filings • NTEE S • <$500k nonprofits • Source year 2020

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • NTEE S • <$500k nonprofits • Source year 2020

Asset Growth

2nd percentile

-77%

Faster asset growth than 2% of similar nonprofits.

2020 filings • NTEE S • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

6th percentile

-92%

Faster revenue growth than 6% of similar nonprofits.

2020 filings • NTEE S • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$3,921

Down $13,237 (-77%) from 2019

Net Assets

Down

$3,921

Down $13,237 (-77%) from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue48th percentileNet Margin3rd percentile

Revenue

Down

$4,120

Down $49,915 (-92%) from 2019

Expenses

Down

$17,357

Down $36,140 (-68%) from 2019

Net Income

Down

-$13,237

Down $13,775 (-2560%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30K$20K$10K$0Assets 2016: $6,631Liabilities 2016: $0Net Assets 2016: $6,6312016Assets 2017: $5,190Liabilities 2017: $0Net Assets 2017: $5,1902017Assets 2018: $16,620Liabilities 2018: $0Net Assets 2018: $16,6202018Assets 2019: $17,158Liabilities 2019: $0Net Assets 2019: $17,1582019Assets 2020: $3,921Liabilities 2020: $0Net Assets 2020: $3,9212020Assets 2021: $12,450Liabilities 2021: $0Net Assets 2021: $12,4502021Assets 2022: $17,008Liabilities 2022: $0Net Assets 2022: $17,0082022Assets 2023: $12,559Liabilities 2023: $0Net Assets 2023: $12,5592023Assets 2024: $23,490Net Assets 2024: $23,4902024

Highlighted filing

2020

Assets$3,921
Liabilities$0
Net Assets$3,921
Open 2020 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2016: $68,566Expenses 2016: $74,907Net Income 2016: -$6,3412016Revenue 2017: $51,020Expenses 2017: $52,461Net Income 2017: -$1,4412017Revenue 2018: $68,046Expenses 2018: $56,616Net Income 2018: $11,4302018Revenue 2019: $54,035Expenses 2019: $53,497Net Income 2019: $5382019Revenue 2020: $4,120Expenses 2020: $17,357Net Income 2020: -$13,2372020Revenue 2021: $41,135Expenses 2021: $37,082Net Income 2021: $4,0532021Revenue 2022: $50,902Expenses 2022: $61,594Net Income 2022: -$10,6922022Revenue 2023: $74,287Expenses 2023: $78,131Net Income 2023: -$3,8442023Revenue 2024: $83,415Expenses 2024: $72,484Net Income 2024: $10,9312024

Highlighted filing

2020

Revenue$4,120
Expenses$17,357
Net Income-$13,237
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 5, 2021
Return Version
2020v4.1
Gross Receipts
$4,120
Mission and Program Overview

Mission

We are a Trade group in the business of insurance who wish to improve the working atmosphere by sharing best practices and expressing strong ethical standards.

Program Services

DescriptionGrantsExpenses
Annual Education Day is a conference held for the benefit of membersto learn the newest best practices in the industry andto hear from experts in the field. More than 100 members attend.-$7,080
Monthly Meetings provide the opportunity for local memebers to sharetheir expertise, increase productivity and develop new and betterclient relations.-$2,016
Annual Golf Outing profides the opportunity to network withColleagues and to bring potential new members into the group--
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Renata KowalczukDirector-$0--
Ray GuagliardiPresident-$0--
Donna GillSecretary-$0--
Melissa FotiTreasurer-$0--
Connie SmithMembership Chair-$0--
Kristina PetryAssistant Treasurer-$0--
Filing and Contact Details

Filer

Filer Name
Buffalo Claims Association
EIN
47-4007904
Phone
7167686737
Address
PO Box 222, Buffalo, NY 14224

Signing Officer

Name
Constance E Smith
Title
Treasurer
Phone
7167686737
Signed
2021-05-05
Discuss with paid preparer
Yes

Preparer

Firm
FMV Tax Professionals
Address
9823 SAVAGE RD, HOLLAND, NY 14080
Preparer
Frances Vaughan
Phone
7165372066
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Office 1523.”

Form 990EZ, Part I, Line 16

“Insurance 1519.”

Form 990EZ, Part I, Line 16

“Program Expenses 11391.”

Form 990EZ, Part I, Line 16

“President & Club donations 2500.”

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Connie Smith
IRS990EZ/BooksInCareOfDetail/PhoneNum07167686737
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0500 Seneca Street Suite 303
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Buffalo
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd014204
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt017158
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt03921
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01900
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-13237
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0275
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt017158
IRS990EZ/Form990TotalAssetsGrp/EOYAmt03921
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt04120
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0720
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt017158
IRS990EZ/NetAssetsOrFundBalancesEOYAmt03921
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt017158
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt03921
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt33.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt43.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt53.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Renata Kowalczuk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ray Guagliardi
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Donna Gill
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Melissa Foti
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Connie Smith
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Kristina Petry
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Membership Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Assistant Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt016933
IRS990EZ/PrimaryExemptPurposeTxt0We are a Trade group in the business of insurance who wish to improve the working atmosphere by sharing best practices and expressing strong ethical standards.
IRS990EZ/PrintingPublicationsPostageAmt0149
IRS990EZ/ProgramServiceRevenueAmt01500
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Annual Education Day is a conference held for the benefit of membersto learn the newest best practices in the industry andto hear from experts in the field. More than 100 members attend.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Annual Golf Outing profides the opportunity to network withColleagues and to bring potential new members into the group
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Monthly Meetings provide the opportunity for local memebers to sharetheir expertise, increase productivity and develop new and betterclient relations.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt07080
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt12016
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt017357
IRS990EZ/TotalProgramServiceExpensesAmt09096
IRS990EZ/TotalRevenueAmt04120
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office 1523.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Insurance 1519.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Program Expenses 11391.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3President & Club donations 2500.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Constance E Smith
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07167686737
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Buffalo Claims Association
ReturnHeader/Filer/BusinessNameControlTxt0BUFF
ReturnHeader/Filer/EIN0474007904
ReturnHeader/Filer/PhoneNum07167686737
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 222
ReturnHeader/Filer/USAddress/CityNm0Buffalo
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd014224
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FMV Tax Professionals
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09823 SAVAGE RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOLLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd014080
ReturnHeader/PreparerPersonGrp/PhoneNum07165372066
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Frances Vaughan
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-05-07T09:56:04-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Constance
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Smith
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,921
Liabilities
$0
Net assets
$3,921
Revenue
$4,120
Expenses
$17,357
Net income
-$13,237
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$23.5$23.5$83.4$72.5$10.9
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.6$0.00$12.6$74.3$78.1$3.84
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.0$0.00$17.0$50.9$61.6$10.7
2021Detailed filing. Detailed filing data is available for this year.$12.5$0.00$12.5$41.1$37.1$4.05
2020Detailed filing. Detailed filing data is available for this year.$3.92$0.00$3.92$4.12$17.4$13.2
2019Detailed filing. Detailed filing data is available for this year.$17.2$0.00$17.2$54.0$53.5$0.54
2018Detailed filing. Detailed filing data is available for this year.$16.6$0.00$16.6$68.0$56.6$11.4
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.19$0.00$5.19$51.0$52.5$1.44
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.63$0.00$6.63$68.6$74.9$6.34