Civic Intelligence

Buffalo Claims Association

990EZ • Fiscal year 2018 • EIN 47-4007904

Jan 01, 2018 to Dec 31, 2018 • Filed on May 13, 2019

Organization ProfileN/A
PO Box 222Buffalo, NY 14224

(716) 616-0111

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • NTEE S • <$500k nonprofits • Source year 2018

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • NTEE S • <$500k nonprofits • Source year 2018

Net Margin

73rd percentile

17%

Higher net margin than 73% of similar nonprofits.

2018 filings • NTEE S • <$500k nonprofits • Source year 2018

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • NTEE S • <$500k nonprofits • Source year 2018

Asset Growth

96th percentile

220%

Faster asset growth than 96% of similar nonprofits.

2018 filings • NTEE S • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

82nd percentile

33%

Faster revenue growth than 82% of similar nonprofits.

2018 filings • NTEE S • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$16,620

Up $11,430 (+220%) from 2017

Net Assets

Up

$16,620

Up $11,430 (+220%) from 2017

Liabilities

Flat

$0

Flat from 2017

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin73rd percentile

Revenue

Up

$68,046

Up $17,026 (+33%) from 2017

Expenses

Up

$56,616

Up $4,155 (+7.9%) from 2017

Net Income

Up

$11,430

Up $12,871 (+893%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30K$20K$10K$0Assets 2016: $6,631Liabilities 2016: $0Net Assets 2016: $6,6312016Assets 2017: $5,190Liabilities 2017: $0Net Assets 2017: $5,1902017Assets 2018: $16,620Liabilities 2018: $0Net Assets 2018: $16,6202018Assets 2019: $17,158Liabilities 2019: $0Net Assets 2019: $17,1582019Assets 2020: $3,921Liabilities 2020: $0Net Assets 2020: $3,9212020Assets 2021: $12,450Liabilities 2021: $0Net Assets 2021: $12,4502021Assets 2022: $17,008Liabilities 2022: $0Net Assets 2022: $17,0082022Assets 2023: $12,559Liabilities 2023: $0Net Assets 2023: $12,5592023Assets 2024: $23,490Net Assets 2024: $23,4902024

Highlighted filing

2018

Assets$16,620
Liabilities$0
Net Assets$16,620
Open 2018 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2016: $68,566Expenses 2016: $74,907Net Income 2016: -$6,3412016Revenue 2017: $51,020Expenses 2017: $52,461Net Income 2017: -$1,4412017Revenue 2018: $68,046Expenses 2018: $56,616Net Income 2018: $11,4302018Revenue 2019: $54,035Expenses 2019: $53,497Net Income 2019: $5382019Revenue 2020: $4,120Expenses 2020: $17,357Net Income 2020: -$13,2372020Revenue 2021: $41,135Expenses 2021: $37,082Net Income 2021: $4,0532021Revenue 2022: $50,902Expenses 2022: $61,594Net Income 2022: -$10,6922022Revenue 2023: $74,287Expenses 2023: $78,131Net Income 2023: -$3,8442023Revenue 2024: $83,415Expenses 2024: $72,484Net Income 2024: $10,9312024

Highlighted filing

2018

Revenue$68,046
Expenses$56,616
Net Income$11,430
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 13, 2019
Return Version
2018v3.1
Gross Receipts
$68,046
Mission and Program Overview

Mission

We are a Trade group in the business of insurance who wish to improve the working atmosphere by sharing best practices and expressing strong ethical standards.

Program Services

DescriptionGrantsExpenses
Annual Education Day is a conference held for the benefit of membersto learn the newest best practices in the industry andto hear from experts in the field. More than 100 members attend.-$16,976
Annual Golf Outing profides the opportunity to network withColleagues and to bring potential new members into the group-$14,095
Monthly Meetings provide the opportunity for local memebers to sharetheir expertise, increase productivity and develop new and betterclient relations.-$12,324
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Renata KowalczukPresident-$0--
Ray GuagliardiSecretary-$0--
Donna GillTreasurer-$0--
Melissa FotiAssistant Treasurer-$0--
Connie SmithMembership Chair-$0--
James CousinsDirector-$0--
Filing and Contact Details

Filer

Filer Name
Buffalo Claims Association
EIN
47-4007904
Phone
7166160111
Address
PO Box 222, Buffalo, NY 14224

Signing Officer

Name
Donna Gill
Title
Treasurer
Phone
7166160111
Signed
2019-05-13
Discuss with paid preparer
Yes

Preparer

Firm
FMV Tax Professionals
Address
9823 SAVAGE RD, HOLLAND, NY 14080
Preparer
Frances M Vaughan
Phone
7165372066
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 10

“Donation to Charity; Donations; Michael C Handley Scholarship Fund: 44 Pierrepont Ave, Potsdam, NY, 13676; none, 2000.”

Form 990EZ, Part I, Line 10

“Retirement Awards ; Award; Awards to retiring ins. members: , , , ; none, 2000.”

Form 990EZ, Part I, Line 16

“Office 629.”

Form 990EZ, Part I, Line 16

“Insurance 2324.”

Form 990EZ, Part I, Line 16

“Taxes 250.”

Form 990EZ, Part I, Line 16

“Program Expenses 49413.”

Raw XML Appendix145 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Connie Smith
IRS990EZ/BooksInCareOfDetail/PhoneNum07169268696
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0One Grimsby Dr Ste 200
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Hamburg
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd014075
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt05190
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt016620
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt011430
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt05190
IRS990EZ/Form990TotalAssetsGrp/EOYAmt016620
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt04000
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt068046
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt03000
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt05190
IRS990EZ/NetAssetsOrFundBalancesEOYAmt016620
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt05190
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt016620
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt33.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt43.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt53.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Renata Kowalczuk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ray Guagliardi
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Donna Gill
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Melissa Foti
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Connie Smith
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5James Cousins
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Assistant Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Membership Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt052616
IRS990EZ/PrimaryExemptPurposeTxt0We are a Trade group in the business of insurance who wish to improve the working atmosphere by sharing best practices and expressing strong ethical standards.
IRS990EZ/ProgramServiceRevenueAmt065046
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Annual Education Day is a conference held for the benefit of membersto learn the newest best practices in the industry andto hear from experts in the field. More than 100 members attend.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Annual Golf Outing profides the opportunity to network withColleagues and to bring potential new members into the group
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Monthly Meetings provide the opportunity for local memebers to sharetheir expertise, increase productivity and develop new and betterclient relations.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt016976
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt114095
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt212324
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt056616
IRS990EZ/TotalProgramServiceExpensesAmt043395
IRS990EZ/TotalRevenueAmt068046
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Donation to Charity; Donations; Michael C Handley Scholarship Fund: 44 Pierrepont Ave, Potsdam, NY, 13676; none, 2000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Retirement Awards ; Award; Awards to retiring ins. members: , , , ; none, 2000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Office 629.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance 2324.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Taxes 250.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Program Expenses 49413.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Donna Gill
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07166160111
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Buffalo Claims Association
ReturnHeader/Filer/BusinessNameControlTxt0BUFF
ReturnHeader/Filer/EIN0474007904
ReturnHeader/Filer/PhoneNum07166160111
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 222
ReturnHeader/Filer/USAddress/CityNm0Buffalo
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd014224
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId071BC86BB90C567DDC8FC67D6AD6C22646BDF1296
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId071BC86BB90C567DDC8FC67D6AD6C22646BDF1296
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt067.246.172.197
ReturnHeader/FilingSecurityInformation/IPDt02019-05-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm020:57:33
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FMV Tax Professionals
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09823 SAVAGE RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOLLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd014080
ReturnHeader/PreparerPersonGrp/PhoneNum07165372066
ReturnHeader/PreparerPersonGrp/PreparationDt02019-05-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Frances M Vaughan
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02019-05-14T20:57:37-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,620
Liabilities
$0
Net assets
$16,620
Revenue
$68,046
Expenses
$56,616
Net income
$11,430
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$23.5$23.5$83.4$72.5$10.9
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.6$0.00$12.6$74.3$78.1$3.84
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.0$0.00$17.0$50.9$61.6$10.7
2021Detailed filing. Detailed filing data is available for this year.$12.5$0.00$12.5$41.1$37.1$4.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.92$0.00$3.92$4.12$17.4$13.2
2019Detailed filing. Detailed filing data is available for this year.$17.2$0.00$17.2$54.0$53.5$0.54
2018Detailed filing. Detailed filing data is available for this year.$16.6$0.00$16.6$68.0$56.6$11.4
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.19$0.00$5.19$51.0$52.5$1.44
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.63$0.00$6.63$68.6$74.9$6.34