Civic Intelligence

Buffalo Claims Association

EIN 47-4007904 • 501(c)6 • Buffalo, NY

Profile

We are a Trade group in the business of insurance who wish to improve the working atmosphere by sharing best practices and expressing strong ethical standards.

PO Box 222Buffalo, NY 14224

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

61st percentile

13%

Higher net margin than 61% of similar nonprofits.

NTEE S40 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE S40 • <$500k nonprofits • Source year 2024

Asset Growth

88th percentile

87%

Faster asset growth than 88% of similar nonprofits.

NTEE S40 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

61st percentile

12%

Faster revenue growth than 61% of similar nonprofits.

NTEE S40 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$23,490

Up $10,931 (+87%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$23,490

Up $10,931 (+87%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin61st percentile

Revenue

Up

$83,415

Up $9,128 (+12%) from 2023

Expenses

Down

$72,484

Down $5,647 (-7.2%) from 2023

Net Income

Up

$10,931

Up $14,775 (+384%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2016: $6,631Liabilities 2016: $0Net Assets 2016: $6,6312016Assets 2017: $5,190Liabilities 2017: $0Net Assets 2017: $5,1902017Assets 2018: $16,620Liabilities 2018: $0Net Assets 2018: $16,6202018Assets 2019: $17,158Liabilities 2019: $0Net Assets 2019: $17,1582019Assets 2020: $3,921Liabilities 2020: $0Net Assets 2020: $3,9212020Assets 2021: $12,450Liabilities 2021: $0Net Assets 2021: $12,4502021Assets 2022: $17,008Liabilities 2022: $0Net Assets 2022: $17,0082022Assets 2023: $12,559Liabilities 2023: $0Net Assets 2023: $12,5592023Assets 2024: $23,490Net Assets 2024: $23,4902024

Highlighted filing

2024

Assets$23,490
Liabilities-
Net Assets$23,490
Open 2024 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2016: $68,566Expenses 2016: $74,907Net Income 2016: -$6,3412016Revenue 2017: $51,020Expenses 2017: $52,461Net Income 2017: -$1,4412017Revenue 2018: $68,046Expenses 2018: $56,616Net Income 2018: $11,4302018Revenue 2019: $54,035Expenses 2019: $53,497Net Income 2019: $5382019Revenue 2020: $4,120Expenses 2020: $17,357Net Income 2020: -$13,2372020Revenue 2021: $41,135Expenses 2021: $37,082Net Income 2021: $4,0532021Revenue 2022: $50,902Expenses 2022: $61,594Net Income 2022: -$10,6922022Revenue 2023: $74,287Expenses 2023: $78,131Net Income 2023: -$3,8442023Revenue 2024: $83,415Expenses 2024: $72,484Net Income 2024: $10,9312024

Highlighted filing

2024

Revenue$83,415
Expenses$72,484
Net Income$10,931
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$23,490
Liabilities
-
Net assets
$23,490
Revenue
$83,415
Expenses
$72,484
Net income
$10,931
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$23.5$23.5$83.4$72.5$10.9
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.6$0.00$12.6$74.3$78.1$3.84
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.0$0.00$17.0$50.9$61.6$10.7
2021Detailed filing. Detailed filing data is available for this year.$12.5$0.00$12.5$41.1$37.1$4.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.92$0.00$3.92$4.12$17.4$13.2
2019Detailed filing. Detailed filing data is available for this year.$17.2$0.00$17.2$54.0$53.5$0.54
2018Detailed filing. Detailed filing data is available for this year.$16.6$0.00$16.6$68.0$56.6$11.4
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.19$0.00$5.19$51.0$52.5$1.44
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.63$0.00$6.63$68.6$74.9$6.34
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 7, 2025
Return Version
2024v5.1
Gross Receipts
$83,415
Mission and Program Overview

Mission

We are a Trade group in the business of insurance who wish to improve the working atmosphere by sharing best practices and expressing strong ethical standards.

Program Services

DescriptionGrantsExpenses
Annual Golf Outing, Bowling and Holiday party provides the opportunity to network with colleagues and to bring potential new members into the group.-$24,984
Monthly Meetings provide the opportunity for local memebers to sharetheir expertise, increase productivity and develop new and betterclient relations.-$23,426
Holiday Party Expense-$9,718
Annual Education Day is a conference held for the benefit of membersto learn the newest best practices in the industry andto hear from experts in the field. More than 100 members attend.-$8,160
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kristina PetryPresident-$0--
Kristen DegnanVice President-$0--
Melanie DalySecretary-$0--
Michelle NasternakAsst. Treasurer-$0--
Connie SmithMembership Chair/Finance-$0--
Melissa FotiDirector-$0--
Filing and Contact Details

Filer

Filer Name
Buffalo Claims Association
EIN
47-4007904
Phone
7167686737
Address
PO Box 222, Buffalo, NY 14224

Signing Officer

Name
Constance E Smith
Title
Treasurer
Phone
7167686737
Signed
2025-05-07
Discuss with paid preparer
Yes

Preparer

Firm
FMV Tax Professionals
Address
9823 SAVAGE RD, HOLLAND, NY 14080
Preparer
Frances Vaughan
Phone
7165372066
Supplemental Narrative

Additional Explanations

Pt III, Line 31

“Holiday Party Expense”

Form 990EZ, Part I, Line 16

“1. Office 1944.”

Form 990EZ, Part I, Line 16

“2. Insurance 1562.”

Form 990EZ, Part I, Line 16

“3. Program Expenses 66289.”

Form 990EZ, Part I, Line 16

“4. President & Club donations 2689.”

Raw XML Appendix140 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Connie Smith
IRS990EZ/BooksInCareOfDetail/PhoneNum07167686737
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0500 Seneca Street Suite 303
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Buffalo
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd014204
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt012559
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt023490
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt010931
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt012559
IRS990EZ/Form990TotalAssetsGrp/EOYAmt023490
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt083415
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt02500
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt012559
IRS990EZ/NetAssetsOrFundBalancesEOYAmt023490
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt012559
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt023490
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt33.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt43.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt53.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Kristina Petry
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Kristen Degnan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Melanie Daly
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Michelle Nasternak
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Connie Smith
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Melissa Foti
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Asst. Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Membership Chair/Finance
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt072484
IRS990EZ/PrimaryExemptPurposeTxt0We are a Trade group in the business of insurance who wish to improve the working atmosphere by sharing best practices and expressing strong ethical standards.
IRS990EZ/ProgramServiceRevenueAmt080915
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Annual Education Day is a conference held for the benefit of membersto learn the newest best practices in the industry andto hear from experts in the field. More than 100 members attend.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Annual Golf Outing, Bowling and Holiday party provides the opportunity to network with colleagues and to bring potential new members into the group.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Monthly Meetings provide the opportunity for local memebers to sharetheir expertise, increase productivity and develop new and betterclient relations.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt3Holiday Party Expense
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt08160
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt124984
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt223426
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt39718
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt072484
IRS990EZ/TotalProgramServiceExpensesAmt066288
IRS990EZ/TotalRevenueAmt083415
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Holiday Party Expense
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11. Office 1944.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22. Insurance 1562.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt33. Program Expenses 66289.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt44. President & Club donations 2689.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Constance E Smith
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07167686737
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Buffalo Claims Association
ReturnHeader/Filer/BusinessNameControlTxt0BUFF
ReturnHeader/Filer/EIN0474007904
ReturnHeader/Filer/PhoneNum07167686737
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 222
ReturnHeader/Filer/USAddress/CityNm0Buffalo
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd014224
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0812858560
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FMV Tax Professionals
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09823 SAVAGE RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOLLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd014080
ReturnHeader/PreparerPersonGrp/PhoneNum07165372066
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Frances Vaughan
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-07T08:59:05-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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