Civic Intelligence

Firmkeys Inc.

990 • Fiscal year 2020 • EIN 47-2584731

Jan 01, 2020 to Dec 31, 2020 • Filed on Aug 23, 2021

Organization ProfileN/A
713 Caroline St Upstairs - Room CKey West, FL 33040

(305) 294-3540

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

5.81x

Higher debt load relative to assets than 99% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

97th percentile

2.26x

Higher debt load relative to revenue than 97% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

7th percentile

-110%

Higher net margin than 7% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

54th percentile

6.7%

Faster asset growth than 54% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

63rd percentile

-1.0%

Faster revenue growth than 63% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$11,627

Up $729 (+6.7%) from 2019

Net Assets

Down

-$55,873

Down $33,021 (-144%) from 2019

Liabilities

Up

$67,500

Up $33,750 (+100%) from 2019

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin7th percentile

Revenue

Down

$29,916

Down $290 (-1.0%) from 2019

Expenses

Down

$62,937

Down $13,100 (-17%) from 2019

Net Income

Up

-$33,021

Up $12,810 (+28%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth54th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0-$50K-$100KAssets 2016: $26,840Liabilities 2016: $0Net Assets 2016: $26,8402016Assets 2017: $26,220Liabilities 2017: $0Net Assets 2017: $26,2202017Assets 2018: $22,979Liabilities 2018: $0Net Assets 2018: $22,9792018Assets 2019: $10,898Liabilities 2019: $33,750Net Assets 2019: -$22,8522019Assets 2020: $11,627Liabilities 2020: $67,500Net Assets 2020: -$55,8732020Assets 2021: $93,309Liabilities 2021: $3,750Net Assets 2021: $89,5592021Assets 2022: $115,889Net Assets 2022: $115,8892022Assets 2023: $125,180Net Assets 2023: $125,1802023Assets 2024: $143,571Liabilities 2024: $775Net Assets 2024: $142,7962024

Highlighted filing

2020

Assets$11,627
Liabilities$67,500
Net Assets-$55,873
Open 2020 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2016: $24,322Expenses 2016: $5,562Net Income 2016: $18,7602016Revenue 2017: $17,674Expenses 2017: $18,294Net Income 2017: -$6202017Revenue 2018: $45,042Expenses 2018: $48,283Net Income 2018: -$3,2412018Revenue 2019: $30,206Expenses 2019: $76,037Net Income 2019: -$45,8312019Revenue 2020: $29,916Expenses 2020: $62,937Net Income 2020: -$33,0212020Revenue 2021: $194,517Expenses 2021: $49,085Net Income 2021: $145,4322021Revenue 2022: $78,918Expenses 2022: $52,588Net Income 2022: $26,3302022Revenue 2023: $63,384Expenses 2023: $54,093Net Income 2023: $9,2912023Revenue 2024: $74,336Expenses 2024: $56,720Net Income 2024: $17,6162024

Highlighted filing

2020

Revenue$29,916
Expenses$62,937
Net Income-$33,021
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Aug 23, 2021
Return Version
2020v4.0
Gross Receipts
$29,916
Mission and Program Overview

Mission

The specific nature of business is exclusively for education, outreach, research and charitable purposes. The mission is to inform and educate residents on flood and/or wind hurricane mitigation measures insurance related issues. To support and undertake research, scientific studies and data collection regarding flood and/or wind hurricane risk, storm effects. Assist residents, businesses and government with mitigation funding and grant opportunities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$10,898$11,627▲ $729
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$10,898$11,627▲ $729
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$33,750$67,500▲ $33,750
Total Liabilities$33,750$67,500▲ $33,750
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-22,852$-55,873▼ $33,021
Total Net Assets Fund Balance$-22,852$-55,873▼ $33,021
Total Liabilities and Net Assets / Fund Balance$10,898$11,627▲ $729
Compensation and Service Providers
Top Officer Pay76th percentile

Board Members and Trustees

NameTitle
Mel MontagnePresident
Joe WalshVice President
Steve RussVice President
Bryan HawksDirector
Caren MorellDirector
Erica PooleDirector
Linda CunnighamDirector
Lisa TennysonDirector
Rebecca HoranDirector
Rich HlavaDirector
Wayne CarterDirector
Joe MoodySecretary
Michele WhiteTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$29,916
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$29,916
Change in Net Assets
$-33,021
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$62,937
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$13,947--$13,947
Fees for Services Accounting$750--$750
Insurance$725--$725
All Other Expenses$485--$485
Other Expenses$382--$382
Advertising$50--$50
Total Functional Expenses$62,937$0$0$62,937
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“Board reviews Form 990 before filing”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Conflict of interest monitor by regular discussions in board meetings”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Governing documents, policies and financial information is on the website or available upon request”

Filing and Contact Details

Filer

Filer Name
Firmkeys Inc
EIN
47-2584731
Phone
3052943540
Address
713 Caroline St Upstairs - Room C, Key West, FL 33040

Signing Officer

Name
Michele White
Title
Treasurer
Signed
2021-08-23
Discuss with paid preparer
Yes

Organization Details

Formed
2014
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
13

Preparer

Firm
Oropeza & Parks CPAs
Address
815 Peacock Plz, Key West, FL 33040
Preparer
Scott G Oropeza CPA
Phone
3052941049
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt030206
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt076037
IRS990/PYRevenuesLessExpensesAmt0-45831
IRS990/PYTotalExpensesAmt076037
IRS990/PYTotalRevenueAmt030206
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-33021
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt029916
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt030206
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt045042
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt017674
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt024322
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0147160
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0147160
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt029916
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt030206
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt045042
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt017674
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt024322
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0147160
IRS990ScheduleA/TotalSupportAmt0147160
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Board reviews Form 990 before filing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Conflict of interest monitor by regular discussions in board meetings
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Governing documents, policies and financial information is on the website or available upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt010898
IRS990/TotalAssetsEOYAmt011627
IRS990/TotalAssetsGrp/BOYAmt010898
IRS990/TotalAssetsGrp/EOYAmt011627
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt029916
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt062937
IRS990/TotalFunctionalExpensesGrp/TotalAmt062937
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt033750
IRS990/TotalLiabilitiesEOYAmt067500
IRS990/TotalLiabilitiesGrp/BOYAmt033750
IRS990/TotalLiabilitiesGrp/EOYAmt067500
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-22852
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-55873
IRS990/TotalProgramServiceExpensesAmt062937
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt029916
IRS990/TotalVolunteersCnt013
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt010898
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt011627
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0713 Caroline St Upstairs - Room C
IRS990/USAddress/CityNm0Key West
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd033040
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHELE WHITE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-08-23

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,627
Liabilities
$67,500
Net assets
-$55,873
Revenue
$29,916
Expenses
$62,937
Net income
-$33,021
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.44$0.01$1.43$0.74$0.57$0.18
2023Detailed filing. Detailed filing data is available for this year.$1.25$1.25$0.63$0.54$0.09
2022Detailed filing. Detailed filing data is available for this year.$1.16$1.16$0.79$0.53$0.26
2021Detailed filing. Detailed filing data is available for this year.$0.93$0.04$0.90$1.95$0.49$1.45
2020Detailed filing. Detailed filing data is available for this year.$0.12$0.68$0.56$0.30$0.63$0.33
2019Detailed filing. Detailed filing data is available for this year.$0.11$0.34$0.23$0.30$0.76$0.46
2018Detailed filing. Detailed filing data is available for this year.$0.23$0.00$0.23$0.45$0.48$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.26$0.00$0.26$0.18$0.18$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$0.24$0.06$0.19