Liabilities / Assets
75th percentile
Higher debt load relative to assets than 75% of similar nonprofits.
990 • Fiscal year 2020 • EIN 47-1706853
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
75th percentile
Higher debt load relative to assets than 75% of similar nonprofits.
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
80th percentile
Higher net margin than 80% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 15.6% of source-year revenue.
Asset Growth
86th percentile
Faster asset growth than 86% of similar nonprofits.
Revenue Growth
92nd percentile
Faster revenue growth than 92% of similar nonprofits.
Assets
Up$574,419
Up $230,255 (+67%) from 2019
Net Assets
Up$404,419
Up $160,255 (+66%) from 2019
Liabilities
Up$170,000
Up $70,000 (+70%) from 2019
Revenue
Up$536,309
Up $267,246 (+99%) from 2019
Expenses
Up$376,054
Up $140,358 (+60%) from 2019
Net Income
Up$160,255
Up $126,888 (+380%) from 2019
Exodus lending is a nonprofit dedicated to helping minnesotans get out of payday loan debt. Our mission is to provide trapped borrowers a just pathway toward financial stability. To achieve this goal, exodus lending pays off payday loans up to $1,500 for program participants and sets up a plan with them to repay only the amount refinanced, adding no interest or fees, over the course of 12 months. The program provides incentives for participants who meet with a financial counselor and/or contribute to a personal savings account.
Exodus financial services (dba exodus lending) refinances payday loan debt for persons caught in the payday loan debt trap, charging no interest or fees.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $145,578 | $401,128 | ▲ $255,550 |
| Cash and Non-Interest-Bearing Accounts | $118,722 | $114,400 | ▼ $4,322 |
| Other Notes and Loans Receivable, Net | $79,864 | $58,891 | ▼ $20,973 |
| Total Assets | $344,164 | $574,419 | ▲ $230,255 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $100,000 | $170,000 | ▲ $70,000 |
| Total Liabilities | $100,000 | $170,000 | ▲ $70,000 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $243,684 | $404,319 | ▲ $160,635 |
| Net Assets With Donor Restrictions | $480 | $100 | ▼ $380 |
| Total Net Assets Fund Balance | $244,164 | $404,419 | ▲ $160,255 |
| Total Liabilities and Net Assets / Fund Balance | $344,164 | $574,419 | ▲ $230,255 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sara Nelson-pallmeyer | Executive Director | FT | $69,458 | $14,194 | $83,652 |
| Name | Title |
|---|---|
| Eric Howard | President |
| Anne Leland Clark | Vice-president |
| Gary Hess | Director |
| Gene Hummel | Director |
| Melissa Juliette | Director |
| Sonia Palmer | Director |
| Tonia Brinston | Director |
| Vienna Wilson | Director |
| Sarah Schoolcraft | Secretary |
| Nick Scheibel | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $217,382 |
| Other Expenses | $158,672 |
| Total Fundraising Expense | $38,725 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $87,025 | $9,619 | $13,711 | $110,355 |
| Current Officers, Directors, Trustees, and Key Employees | $51,897 | $15,720 | $16,035 | $83,652 |
| Payroll Taxes | $10,422 | $1,897 | $2,229 | $14,548 |
| Information Technology | $10,848 | $586 | $1,138 | $12,572 |
| Other Employee Benefits | $6,693 | $934 | $1,200 | $8,827 |
| Occupancy | $5,891 | $926 | $1,133 | $7,950 |
| Office Expenses | $2,473 | $413 | $1,559 | $4,445 |
| Advertising | $2,846 | - | - | $2,846 |
| Fees for Services Other | $1,630 | $256 | $314 | $2,200 |
| Insurance | $1,023 | $161 | $197 | $1,381 |
| Fees for Services Accounting | - | $1,250 | - | $1,250 |
| Other Expenses | $806 | $152 | $948 | $948 |
| Interest | $152 | $24 | $29 | $205 |
| Travel | $100 | $16 | $19 | $135 |
| All Other Expenses | - | - | $45 | $45 |
| Total Functional Expenses | $305,375 | $31,954 | $38,725 | $376,054 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $1,729 |
| Fundraising Gross Income | $0 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Annual Summer Fundraiser | $31,748 | - | $1,729 | - |
| Total Events | $31,748 | - | $1,729 | $-1,729 |
“The form will be sent to all board members for review prior to filing.”
“The board discusses any conflicts of interest that individual board members may have and ensures nothing is voted on by a board member with a conflict of interest in the particular issue.”
“The executive committee of the board performed an annual review and also compared the executive director's salary with those of other executive directors in minnesota, using the minnesota council of nonprofits information. Officers are not compensated. Other key employees' compensation amounts were based on nonprofit industry standards in minnesota and experience. No review was performed as no other employee, except for the executive director, had been employed for more than one year by the end of 2018.”
“Organizational documents are available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | EXODUS FINANCIAL SERVICES (DBA EXODUS LENDING) REFINANCES PAYDAY LOAN DEBT FOR PERSONS CAUGHT IN THE PAYDAY LOAN DEBT TRAP, CHARGING NO INTEREST OR FEES. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 2846 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2846 |
| IRS990/AllOtherContributionsAmt | 0 | 470478 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 45 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 45 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SARA NELSON-PALLMEYER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6126150067 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2380 WYCLIFF STREET SUITE B-100 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SAINT PAUL |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55114 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 118722 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 114400 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 16035 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 15720 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 51897 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 83652 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContriRptFundraisingEventAmt | 0 | 31748 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 536187 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1851 |
| IRS990/CYOtherExpensesAmt | 0 | 158672 |
| IRS990/CYOtherRevenueAmt | 0 | -1729 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 160255 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 217382 |
| IRS990/CYTotalExpensesAmt | 0 | 376054 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 38725 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 536309 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | IN 2020, EXODUS LENDING HAD 84 ENROLLMENTS AND REFINANCED $71,926 OF PREDATORY DEBT. IN DOING SO, WE ESTIMATE OUR PROGRAM SAVED PARTICIPANTS $220,612, ASSUMING THESE PARTICIPANTS WOULD HAVE OTHERWISE REMAINED IN THE DEBT TRAP FOR A YEAR. ADDITIONALLY, IN 2020, 103 PARTICIPANTS PAID OFF THEIR EXODUS LENDING LOANS. IN RESPONSE TO THE COVID-19 PANDEMIC AND WITH THE USE OF RESTRICTED, ONE-TIME FUNDING TO PROVIDE DIRECT RELIEF TO PARTICIPANTS, EXODUS LENDING ALSO HELPED 241 MINNESOTANS IMPACTED NEGATIVELY BY COVID-19 BY COVERING $27,476 OF LOAN PAYMENTS FOR 190 ACTIVE PARTICIPANTS AND DISTRIBUTING $71,400 WORTH GRANTS OF UP TO $500 EACH TO 156 INDIVIDUALS. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | EXODUS LENDING |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 480 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 100 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 305375 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 1250 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 1250 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 314 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 256 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 1630 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 2200 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 14194 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ERIC HOWARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ANNE LELAND CLARK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | NICK SCHEIBEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SARAH SCHOOLCRAFT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TONIA BRINSTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | GARY HESS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | GENE HUMMEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SONIA PALMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | VIENNA WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MELISSA JULIETTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SARA NELSON-PALLMEYER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 69458 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2014 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 1 |
| IRS990/FundraisingAmt | 0 | 31748 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 1729 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GovernmentGrantsAmt | 0 | 33961 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 538038 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 1138 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 586 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 10848 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 12572 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 197 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 161 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 1023 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 1381 |
| IRS990/InterestGrp/FundraisingAmt | 0 | 29 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 24 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 152 |
| IRS990/InterestGrp/TotalAmt | 0 | 205 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1851 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1851 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | EXODUS LENDING IS A NONPROFIT DEDICATED TO HELPING MINNESOTANS GET OUT OF PAYDAY LOAN DEBT. OUR MISSION IS TO PROVIDE TRAPPED BORROWERS A JUST PATHWAY TOWARD FINANCIAL STABILITY. TO ACHIEVE THIS GOAL, EXODUS LENDING PAYS OFF PAYDAY LOANS UP TO $1,500 FOR PROGRAM PARTICIPANTS AND SETS UP A PLAN WITH THEM TO REPAY ONLY THE AMOUNT REFINANCED, ADDING NO INTEREST OR FEES, OVER THE COURSE OF 12 MONTHS. THE PROGRAM PROVIDES INCENTIVES FOR PARTICIPANTS WHO MEET WITH A FINANCIAL COUNSELOR AND/OR CONTRIBUTE TO A PERSONAL SAVINGS ACCOUNT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 244164 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 404419 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | -1729 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | -1729 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 243684 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 404319 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 1133 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 926 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 5891 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 7950 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 1559 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 413 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 2473 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 4445 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 1200 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 934 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 6693 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 8827 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROGRAM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 2 | MISC EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | FUNDRAISING |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 168 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 948 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 152 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 111278 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 12291 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 806 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 111278 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 12291 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1126 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 948 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 13711 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 9619 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 87025 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 110355 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 79864 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 58891 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 2229 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 1897 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 10422 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 14548 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | SARA NELSON-PALLMEYER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 269011 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 501 |
| IRS990/PYOtherExpensesAmt | 0 | 60522 |
| IRS990/PYOtherRevenueAmt | 0 | -449 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 33367 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 175174 |
| IRS990/PYTotalExpensesAmt | 0 | 235696 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 269063 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 160255 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 145578 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 401128 |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 536187 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 269011 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 223303 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 149906 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 38813 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 1217220 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 1851 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 501 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 2352 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 1074660 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 142560 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 536187 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 269011 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 223303 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 149906 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 38813 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 1217220 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1219572 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 0 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt | 0 | 31748 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt | 0 | 31748 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 1729 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | ANNUAL SUMMER FUNDRAISER |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 31748 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 31748 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | -1729 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 1729 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 1729 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE FORM WILL BE SENT TO ALL BOARD MEMBERS FOR REVIEW PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD DISCUSSES ANY CONFLICTS OF INTEREST THAT INDIVIDUAL BOARD MEMBERS MAY HAVE AND ENSURES NOTHING IS VOTED ON BY A BOARD MEMBER WITH A CONFLICT OF INTEREST IN THE PARTICULAR ISSUE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE EXECUTIVE COMMITTEE OF THE BOARD PERFORMED AN ANNUAL REVIEW AND ALSO COMPARED THE EXECUTIVE DIRECTOR'S SALARY WITH THOSE OF OTHER EXECUTIVE DIRECTORS IN MINNESOTA, USING THE MINNESOTA COUNCIL OF NONPROFITS INFORMATION. OFFICERS ARE NOT COMPENSATED. OTHER KEY EMPLOYEES' COMPENSATION AMOUNTS WERE BASED ON NONPROFIT INDUSTRY STANDARDS IN MINNESOTA AND EXPERIENCE. NO REVIEW WAS PERFORMED AS NO OTHER EMPLOYEE, EXCEPT FOR THE EXECUTIVE DIRECTOR, HAD BEEN EMPLOYED FOR MORE THAN ONE YEAR BY THE END OF 2018. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ORGANIZATIONAL DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | MN |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 344164 |
| IRS990/TotalAssetsEOYAmt | 0 | 574419 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 344164 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 574419 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 536187 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 38725 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 31954 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 305375 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 376054 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 100000 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 170000 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 100000 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 170000 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 244164 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 404419 |
| IRS990/TotalOtherCompensationAmt | 0 | 14194 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 305375 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 69458 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 122 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 536309 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 20 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 344164 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 574419 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/FundraisingAmt | 0 | 19 |
| IRS990/TravelGrp/ManagementAndGeneralAmt | 0 | 16 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 100 |
| IRS990/TravelGrp/TotalAmt | 0 | 135 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 100000 |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 170000 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2380 WYCLIFF STREET NO B-100 |
| IRS990/USAddress/CityNm | 0 | SAINT PAUL |
| IRS990/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/USAddress/ZIPCd | 0 | 55114 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 10 |
| IRS990/VotingMembersIndependentCnt | 0 | 10 |
| IRS990/WebsiteAddressTxt | 0 | WWW.EXODUSLENDING.ORG |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.