Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
990 • Fiscal year 2019 • EIN 47-1706853
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
67th percentile
Higher net margin than 67% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 26.3% of source-year revenue.
Asset Growth
77th percentile
Faster asset growth than 77% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Up$344,164
Up $78,367 (+29%) from 2018
Net Assets
Up$244,164
Up $33,367 (+16%) from 2018
Liabilities
Up$100,000
Up $45,000 (+82%) from 2018
Revenue
Up$269,063
Up $46,767 (+21%) from 2018
Expenses
Up$235,696
Up $84,847 (+56%) from 2018
Net Income
Down$33,367
Down $38,080 (-53%) from 2018
Exodus lending is a nonprofit dedicated to helping minnesotans get out of payday loan debt. Our mission is to provide trapped borrowers a just pathway toward financial stability. To achieve this goal, exodus lending pays off payday loans up to $1,500 for program participants and sets up a plan with them to repay only the amount refinanced, adding no interest or fees, over the course of 12 months. The program provides incentives for participants who meet with a financial counselor and/or contribute to a personal savings account.
Exodus financial services (dba exodus lending) refinances payday loan debt for persons caught in the payday loan debt trap, charging no interest or fees.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $25,649 | $145,578 | ▲ $119,929 |
| Cash and Non-Interest-Bearing Accounts | $178,242 | $118,722 | ▼ $59,520 |
| Other Notes and Loans Receivable, Net | $61,906 | $79,864 | ▲ $17,958 |
| Total Assets | $265,797 | $344,164 | ▲ $78,367 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $55,000 | $100,000 | ▲ $45,000 |
| Total Liabilities | $55,000 | $100,000 | ▲ $45,000 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $210,797 | $243,684 | ▲ $32,887 |
| Net Assets With Donor Restrictions | $0 | $480 | ▲ $480 |
| Total Net Assets Fund Balance | $210,797 | $244,164 | ▲ $33,367 |
| Total Liabilities and Net Assets / Fund Balance | $265,797 | $344,164 | ▲ $78,367 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sara Nelson-pallmeyer | Executive Director | FT | $66,000 | $4,680 | $70,680 |
| Name | Title |
|---|---|
| Eric Howard | President |
| Anne Leland Clark | Vice-president |
| Gary Hess | Director |
| Laney Ohmans | Director |
| Meghan Olsen-biebighauser | Director |
| Melissa Juliette | Director |
| Nick Scheibel | Director |
| Chris Romano | Former Director |
| Sean Cole | Former Secretary |
| Sarah Schoolcraft | Secretary |
| Nicole Haverly | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $175,174 |
| Other Expenses | $60,522 |
| Total Fundraising Expense | $31,443 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $69,666 | $6,737 | $10,452 | $86,855 |
| Current Officers, Directors, Trustees, and Key Employees | $42,945 | $14,315 | $14,315 | $71,575 |
| Payroll Taxes | $8,861 | $1,612 | $1,914 | $12,387 |
| Information Technology | $6,924 | $488 | $1,034 | $8,446 |
| Occupancy | $5,702 | $884 | $1,113 | $7,699 |
| Office Expenses | $4,512 | $554 | $971 | $6,037 |
| Other Employee Benefits | $3,911 | $167 | $279 | $4,357 |
| Travel | $3,136 | $192 | $247 | $3,575 |
| Advertising | $2,528 | $29 | $36 | $2,593 |
| Fees for Services Accounting | - | $1,250 | - | $1,250 |
| Insurance | $863 | $134 | $169 | $1,166 |
| Fees for Services Other | $666 | $103 | $131 | $900 |
| Conferences and Meetings | $743 | $15 | $19 | $777 |
| Other Expenses | $1,134 | $163 | $591 | $591 |
| All Other Expenses | $247 | $38 | $48 | $333 |
| Total Functional Expenses | $177,572 | $26,681 | $31,443 | $235,696 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $3,139 |
| Fundraising Gross Income | $2,690 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Annual Summer Fundraiser | $30,897 | $2,690 | $3,139 | $-449 |
| Total Events | $30,897 | $2,690 | $3,139 | $-449 |
“The form will be sent to all board members for review prior to filing.”
“The board discusses any conflicts of interest that individual board members may have and ensures nothing is voted on by a board member with a conflict of interest in the particular issue.”
“The executive committee of the board performed an annual review and also compared the executive director's salary with those of other executive directors in minnesota, using the minnesota council of nonprofits information. Officers are not compensated. Other key employees' compensation amounts were based on nonprofit industry standards in minnesota and experience. No review was performed as no other employee, except for the executive director, had been employed for more than one year by the end of 2018.”
“Organizational documents are available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | EXODUS FINANCIAL SERVICES (DBA EXODUS LENDING) REFINANCES PAYDAY LOAN DEBT FOR PERSONS CAUGHT IN THE PAYDAY LOAN DEBT TRAP, CHARGING NO INTEREST OR FEES. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 36 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 29 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 2528 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2593 |
| IRS990/AllOtherContributionsAmt | 0 | 190804 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 48 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 38 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 247 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 333 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SARA NELSON-PALLMEYER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6126150067 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2380 WYCLIFF STREET SUITE B-100 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SAINT PAUL |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55114 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 178242 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 118722 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 14315 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 14315 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 42945 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 71575 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 19 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 15 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 743 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 777 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContriRptFundraisingEventAmt | 0 | 28207 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 269011 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 501 |
| IRS990/CYOtherExpensesAmt | 0 | 60522 |
| IRS990/CYOtherRevenueAmt | 0 | -449 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 33367 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 175174 |
| IRS990/CYTotalExpensesAmt | 0 | 235696 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 31443 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 269063 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | IN 2019, WE HAD 151 ENROLLMENTS AND REFINANCED $106,564 OF PREDATORY DEBT. IN DOING SO, WE ESTIMATE OUR PROGRAM SAVED PARTICIPANTS $323,169, ASSUMING THEY WOULD HAVE REMAINED IN THE DEBT TRAP FOR A YEAR. AS CREDIT BUILDERS ALLIANCE MEMBERS, EXODUS LENDING BEGAN REPORTING PARTICIPANTS' PAYMENTS TO THE MAJOR CREDIT BUREAUS. CREDIT REPORTING PROVIDES PARTICIPANTS THE CHANCE TO INCREASE THEIR CREDIT AND THEIR ACCESS TO AFFORDABLE FINANCIAL SERVICES. AT THE SAME TIME, IN 2019, 49 PARTICIPANTS PAID OFF THEIR EXODUS LENDING LOANS. THESE GRADUATES RATED OUR PROGRAM HIGHLY: 100% OF SURVEY RESPONDENTS SAID THEY WERE "EXTREMELY LIKELY" TO RECOMMEND OUR SERVICES. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | EXODUS LENDING |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 480 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 177572 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 1250 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 1250 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 131 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 103 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 666 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 900 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 4680 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ERIC HOWARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ANNE LELAND CLARK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | NICOLE HAVERLY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SARAH SCHOOLCRAFT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LANEY OHMANS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | NICK SCHEIBEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MELISSA JULIETTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MEGHAN OLSEN-BIEBIGHAUSER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | GARY HESS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | SEAN COLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | CHRIS ROMANO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SARA NELSON-PALLMEYER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 66000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | FORMER SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | FORMER DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2014 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 1 |
| IRS990/FundraisingAmt | 0 | 28207 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 3139 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 2690 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GovernmentGrantsAmt | 0 | 50000 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 272202 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 1034 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 488 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 6924 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 8446 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 169 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 134 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 863 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 1166 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 501 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 501 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | EXODUS LENDING IS A NONPROFIT DEDICATED TO HELPING MINNESOTANS GET OUT OF PAYDAY LOAN DEBT. OUR MISSION IS TO PROVIDE TRAPPED BORROWERS A JUST PATHWAY TOWARD FINANCIAL STABILITY. TO ACHIEVE THIS GOAL, EXODUS LENDING PAYS OFF PAYDAY LOANS UP TO $1,000 FOR PROGRAM PARTICIPANTS AND SETS UP A PLAN WITH THEM TO REPAY ONLY THE AMOUNT REFINANCED, ADDING NO INTEREST OR FEES, OVER THE COURSE OF 12 MONTHS. THE PROGRAM PROVIDES INCENTIVES FOR PARTICIPANTS WHO MEET WITH A FINANCIAL COUNSELOR AND/OR CONTRIBUTE TO A PERSONAL SAVINGS ACCOUNT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 210797 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 244164 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | -449 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | -449 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 210797 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 243684 |
| IRS990/NoncashContributionsAmt | 0 | 5308 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 1113 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 884 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 5702 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 7699 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 971 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 554 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 4512 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 6037 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 279 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 167 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 3911 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 4357 |
| IRS990/OtherExpensesGrp/Desc | 0 | BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 1 | PROGRAM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | MISC EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | FUNDRAISING |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 124 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 591 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 163 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 23767 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 1967 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 1134 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 23767 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1967 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1421 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 591 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 10452 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 6737 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 69666 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 86855 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 61906 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 79864 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 1914 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 1612 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 8861 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 12387 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | SARA NELSON-PALLMEYER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 223303 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 57226 |
| IRS990/PYOtherRevenueAmt | 0 | -1007 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 71447 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 93623 |
| IRS990/PYTotalExpensesAmt | 0 | 150849 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 222296 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 33367 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 25649 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 145578 |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 269011 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 223303 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 149906 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 38813 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 681033 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 501 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 501 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 647336 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 33697 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 269011 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 223303 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 149906 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 38813 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 681033 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 681534 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleC/DirectContactLegislatorsInd | 0 | 0 |
| IRS990ScheduleC/GrantsOtherOrganizationsInd | 0 | 0 |
| IRS990ScheduleC/MailingsMembersAmt | 0 | 1346 |
| IRS990ScheduleC/MailingsMembersInd | 0 | 1 |
| IRS990ScheduleC/MediaAdvertisementsInd | 0 | 0 |
| IRS990ScheduleC/NotDescribedSection501c3Ind | 0 | 0 |
| IRS990ScheduleC/OtherActivitiesInd | 0 | 0 |
| IRS990ScheduleC/PaidStaffOrManagementInd | 0 | 0 |
| IRS990ScheduleC/PublicationsOrBroadcastInd | 0 | 0 |
| IRS990ScheduleC/RalliesDemonstrationsInd | 0 | 0 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | STAFF SENT OUT TWO NEWSLETTERS ENCOURAGING SUPPORTERS TO CONTACT THEIR LEGISLATORS IN FAVOR OF A BILL THAT WOULD LIMIT INTEREST RATES ON LOANS ISSUED TO MINNESOTANS TO 36% APR. STAFF ALSO ATTENDED A HEARING ON FEBRUARY 26, 2019. TOTAL OF 30 HOURS FOR EXECUTIVE DIRECTOR AND 10 HOURS FOR EACH OF TWO STAFF MEMBERS. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990; SCHEDULE C; PART I-A; LINE 1 |
| IRS990ScheduleC/TotalLobbyingExpendituresAmt | 0 | 1346 |
| IRS990ScheduleC/VolunteersInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 0 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt | 0 | 28207 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt | 0 | 28207 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 3139 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | ANNUAL SUMMER FUNDRAISER |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 30897 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 30897 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 2690 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 2690 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | -449 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 3139 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 3139 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE FORM WILL BE SENT TO ALL BOARD MEMBERS FOR REVIEW PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD DISCUSSES ANY CONFLICTS OF INTEREST THAT INDIVIDUAL BOARD MEMBERS MAY HAVE AND ENSURES NOTHING IS VOTED ON BY A BOARD MEMBER WITH A CONFLICT OF INTEREST IN THE PARTICULAR ISSUE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE EXECUTIVE COMMITTEE OF THE BOARD PERFORMED AN ANNUAL REVIEW AND ALSO COMPARED THE EXECUTIVE DIRECTOR'S SALARY WITH THOSE OF OTHER EXECUTIVE DIRECTORS IN MINNESOTA, USING THE MINNESOTA COUNCIL OF NONPROFITS INFORMATION. OFFICERS ARE NOT COMPENSATED. OTHER KEY EMPLOYEES' COMPENSATION AMOUNTS WERE BASED ON NONPROFIT INDUSTRY STANDARDS IN MINNESOTA AND EXPERIENCE. NO REVIEW WAS PERFORMED AS NO OTHER EMPLOYEE, EXCEPT FOR THE EXECUTIVE DIRECTOR, HAD BEEN EMPLOYED FOR MORE THAN ONE YEAR BY THE END OF 2018. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ORGANIZATIONAL DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | MN |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 265797 |
| IRS990/TotalAssetsEOYAmt | 0 | 344164 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 265797 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 344164 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 269011 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 31443 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 26681 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 177572 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 235696 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 55000 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 100000 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 55000 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 100000 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 210797 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 244164 |
| IRS990/TotalOtherCompensationAmt | 0 | 4680 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 177572 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 66000 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 52 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.