Civic Intelligence

Open USA

990 • Fiscal year 2022 • EIN 45-4613191

Apr 01, 2021 to Mar 31, 2022 • Filed on Oct 20, 2022

PO Box 988Mt Clemens, MI 48046

(586) 697-0248

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.05x

Higher debt load relative to assets than 60% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Liabilities / Revenue

66th percentile

0.08x

Higher debt load relative to revenue than 66% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Net Margin

47th percentile

4.6%

Higher net margin than 47% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Top Officer Pay

64th percentile

$42,000

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 8.4% of source-year revenue.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Asset Growth

58th percentile

5.5%

Faster asset growth than 58% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Revenue Growth

26th percentile

-11%

Faster revenue growth than 26% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Assets

Up

$802,611

Up $41,565 (+5.5%) from 2021

Net Assets

Up

$760,648

Up $23,145 (+3.1%) from 2021

Liabilities

Up

$41,963

Up $18,420 (+78%) from 2021

Revenue

Down

$497,768

Down $62,608 (-11%) from 2021

Expenses

Up

$474,623

Up $230,780 (+95%) from 2021

Net Income

Down

$23,145

Down $293,388 (-93%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2014: $60,488Liabilities 2014: $2192014Assets 2015: $237,724Liabilities 2015: $108Net Assets 2015: $237,6162015Assets 2016: $325,462Liabilities 2016: $1,529Net Assets 2016: $323,9332016Assets 2017: $383,737Liabilities 2017: $341Net Assets 2017: $383,3962017Assets 2018: $474,931Liabilities 2018: $11,253Net Assets 2018: $463,6782018Assets 2019: $519,788Liabilities 2019: $34,105Net Assets 2019: $485,6832019Assets 2020: $461,704Liabilities 2020: $40,734Net Assets 2020: $420,9702020Assets 2021: $761,046Liabilities 2021: $23,543Net Assets 2021: $737,5032021Assets 2022: $802,611Liabilities 2022: $41,963Net Assets 2022: $760,6482022Assets 2023: $802,331Liabilities 2023: $5,696Net Assets 2023: $796,6352023Assets 2024: $914,048Liabilities 2024: $4,866Net Assets 2024: $909,1822024Assets 2025: $901,136Liabilities 2025: $5,144Net Assets 2025: $895,9922025

Highlighted filing

2022

Assets$802,611
Liabilities$41,963
Net Assets$760,648

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2014: $113,497Expenses 2014: $71,539Net Income 2014: $41,9582014Revenue 2015: $248,898Expenses 2015: $71,551Net Income 2015: $177,3472015Revenue 2016: $250,995Expenses 2016: $164,678Net Income 2016: $86,3172016Revenue 2017: $273,630Expenses 2017: $214,167Net Income 2017: $59,4632017Revenue 2018: $412,640Expenses 2018: $332,358Net Income 2018: $80,2822018Revenue 2019: $451,330Expenses 2019: $429,325Net Income 2019: $22,0052019Revenue 2020: $348,339Expenses 2020: $413,052Net Income 2020: -$64,7132020Revenue 2021: $560,376Expenses 2021: $243,843Net Income 2021: $316,5332021Revenue 2022: $497,768Expenses 2022: $474,623Net Income 2022: $23,1452022Revenue 2023: $469,289Expenses 2023: $433,302Net Income 2023: $35,9872023Revenue 2024: $296,201Expenses 2024: $183,655Net Income 2024: $112,5462024Revenue 2025: $375,333Expenses 2025: $388,522Net Income 2025: -$13,1892025

Highlighted filing

2022

Revenue$497,768
Expenses$474,623
Net Income$23,145
Jump To
Filing Snapshot
Filing Period
Apr 1, 2021 to Mar 31, 2022
Signed
Oct 20, 2022
Return Version
2021v4.0
Gross Receipts
$498,600
Mission and Program Overview

Mission

Energizing and empowering individuals and churches through training consulting, and investment service to bring spiritual and economic transformation via business among the least reached.

To alleviate poverty, prejudice and discrimination by promoting the gospel of jesus christ

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$280,741$372,288▲ $91,547
Investments Program Related$363,266$261,814▼ $101,452
Prepaid Expenses and Deferred Charges$42,674$101,188▲ $58,514
Cash and Non-Interest-Bearing Accounts$67,957$48,765▼ $19,192
Other Notes and Loans Receivable, Net$3,906$15,854▲ $11,948
Accounts Receivable$2,292$1,953▼ $339
Inventories for Sale or Use$210$749▲ $539
Total Assets$761,046$802,611▲ $41,565
Liabilities
Accounts Payable and Accrued Expenses$655$27,971▲ $27,316
Deferred Revenue$22,888$13,992▼ $8,896
Total Liabilities$23,543$41,963▲ $18,420
Net Assets / Fund Balance
Net Assets With Donor Restrictions$591,592$550,893▼ $40,699
Net Assets Without Donor Restrictions$145,911$209,755▲ $63,844
Total Net Assets Fund Balance$737,503$760,648▲ $23,145
Total Liabilities and Net Assets / Fund Balance$761,046$802,611▲ $41,565

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$261,814--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeOtherTotal
Robert LarkinPresident DirectorPT$42,000$42,000

Board Members and Trustees

NameTitle
Cody RodriguezDirector
Dayn BensonDirector
Hans JDirector
James PriceDirector
Lynn FraserDirector
Matt NDirector
Mauricio AlverezDirector
Bethany LowndesSecretary
May LaiSecretary
Robert RoyceTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$363,382
Program Service Revenue
$114,867
Investment Income
$14,617
Other Revenue
$4,902
All Other Contributions
$345,942
Change in Net Assets
$23,145
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$357,023
Grants and Similar Amounts Paid$117,600
Total Fundraising Expense$6,853
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$161,327$14,232$2,279$177,838
Foreign Grants$117,600--$117,600
Travel$70,340$0$0$70,340
Conferences and Meetings$55,797$4,845$0$60,642
Other Expenses$21,772$0$0$21,772
Office Expenses$3,794$6,178$4,574$14,546
Fees for Services Accounting$0$4,047$0$4,047
Information Technology$2,032$1,091$0$3,123
Fees for Services Management$0$2,400$0$2,400
Advertising$2,315$0$0$2,315
Total Functional Expenses$434,977$32,793$6,853$474,623
International Activity

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-N/aInterest on Loan - under reporting thresholdNo$0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The form 990 is emailed to the board members for their review prior to filing.

Form 990, Part VI, Section C, Line 19

Governing documents, conflict of interest policy, and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Open USA
EIN
45-4613191
Phone
5866970248
Address
PO Box 988, Mt Clemens, MI 48046
Doing Business As
NexusB4T

Signing Officer

Name
Greg Marsh
Title
Chief Executive Officer
Phone
8178056708
Signed
2022-10-20

Organization Details

Principal Officer
Greg Marsh
Formed
2012
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
7
Employees
0
Volunteers
40
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D

Book royalties and sales = $4,901

Form 990, Part IX, Line 11G

CONTRACTED MANAGEMENT AND ADMINISTRATIVE SERVICES = $175,432. LICENSE AND REGISTRATION FEES = $20. Media Production = $2,386.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0210
IRS990/InventoriesForSaleOrUseGrp/EOYAmt0749
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt01547
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt013070
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt014617
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0363266
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0261814
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt017440
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ENERGIZING AND EMPOWERING INDIVIDUALS AND CHURCHES THROUGH TRAINING CONSULTING, AND INVESTMENT SERVICE TO BRING SPIRITUAL AND ECONOMIC TRANSFORMATION VIA BUSINESS AMONG THE LEAST REACHED.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd01
IRS990/NetAssetsOrFundBalancesBOYAmt0737503
IRS990/NetAssetsOrFundBalancesEOYAmt0760648
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt03409
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt03409
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0145911
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0209755
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/FundraisingAmt04574
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt06178
IRS990/OfficeExpensesGrp/ProgramServicesAmt03794
IRS990/OfficeExpensesGrp/TotalAmt014546
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt021772
IRS990/OtherExpensesGrp/TotalAmt021772
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03906
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt015854
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt042674
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0101188
IRS990/PrincipalOfficerNm0Greg Marsh
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0561000
IRS990/ProgramServiceRevenueGrp/BusinessCd1541610
IRS990/ProgramServiceRevenueGrp/BusinessCd2541610
IRS990/ProgramServiceRevenueGrp/Desc0B4T PROMOTION
IRS990/ProgramServiceRevenueGrp/Desc1INTERNSHIP APPRENTICESHIP
IRS990/ProgramServiceRevenueGrp/Desc2CONNECT COACH MENTOR LOANS
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt098922
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14575
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt211370
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt098922
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14575
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt211370
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0INTERNSHIPS/APPRENTICESHIPS: PROVIDED A PATHWAY, TRAINING, AND CONSULTING FOR FUTURE B4T WORKERS AND THEIR ORGANIZATIONS THAT DESIRE HANDS-ON EXPERIENCE IN ECONOMICALLY DISADVANTAGED COMMUNITIES. 4 UNIVERSITY STUDENTS WERE MATCHED WITH A B4T BUSINESS TO WORK AS INTERNS AS A FOR-CREDIT COMPONENT OF THEIR DEGREE. 12 NOT FOR-CREDIT INTERNS WERE PLACED IN A B4T BUSINESS. 4 PEOPLE WERE MENTORED TO PREPARE THEM FOR OVERSEAS WORK, WITH 2 OF THOSE NOW OVERSEAS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt021713
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt04575
IRS990/ProgSrvcAccomActy3Grp/Desc0CONNECT/COACH/MENTOR/LOANS: EDUCATE, MENTOR, ENCOURAGE AND SHARE BEST PRACTICES WITH THOSE INVOLVED IN B4T BUSINESSES. COACHES AND MENTORS MEET REGULARLY FOR TRAINING AND TO PREPARE THEM TO HELP B4T WORKERS EXCEL IN THEIR BUSINESSES AND IN THEIR ABILITY TO TRANSFORM THE LIVES OF THOSE THEY ENCOUNTER. MORE THAN 130 B4T WORKERS WERE COACHED AND/OR MENTORED. THE OPEN USA RELIEF AND LOAN FUNDS HAVE SUPPORTED 25 B4T BUSINESSES WITH LOAN AND RELIEF FUNDS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0257922
IRS990/ProgSrvcAccomActy3Grp/GrantAmt0117600
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt024441
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Book sales and book royalties related to B4T.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt04901
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00

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