Civic Intelligence

Community Lendingworks

990 • Fiscal year 2015 • EIN 45-3812405

Jul 01, 2014 to Jun 30, 2015

Organization ProfileWWW.NEDCO.ORG
Springfield, OR
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.67x

Higher debt load relative to assets than 84% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

95th percentile

4.85x

Higher debt load relative to revenue than 95% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

6th percentile

-50%

Higher net margin than 6% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

90th percentile

44%

Faster asset growth than 90% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

3rd percentile

-70%

Faster revenue growth than 3% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$1,251,672

Up $383,590 (+44%) from 2014

Net Assets

Down

$414,412

Down $86,238 (-17%) from 2014

Liabilities

Up

$837,260

Up $469,828 (+128%) from 2014

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin6th percentile

Revenue

Down

$172,711

Down $394,690 (-70%) from 2014

Expenses

Up

$258,949

Up $95,971 (+59%) from 2014

Net Income

Down

-$86,238

Down $490,661 (-121%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth90th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2012: $175,292Liabilities 2012: $86,836Net Assets 2012: $88,4562012Assets 2013: $288,529Liabilities 2013: $192,302Net Assets 2013: $96,2272013Assets 2014: $868,082Liabilities 2014: $367,432Net Assets 2014: $500,6502014Assets 2015: $1,251,672Liabilities 2015: $837,260Net Assets 2015: $414,4122015Assets 2016: $1,562,053Liabilities 2016: $911,233Net Assets 2016: $650,8202016Assets 2017: $3,282,046Liabilities 2017: $1,698,505Net Assets 2017: $1,583,5412017Assets 2018: $3,696,251Liabilities 2018: $1,872,287Net Assets 2018: $1,823,9642018Assets 2019: $5,590,407Liabilities 2019: $3,662,056Net Assets 2019: $1,928,3512019Assets 2023: $10,729,568Liabilities 2023: $5,460,239Net Assets 2023: $5,269,3292023Assets 2024: $10,382,354Liabilities 2024: $5,728,646Net Assets 2024: $4,653,7082024

Highlighted filing

2015

Assets$1,251,672
Liabilities$837,260
Net Assets$414,412
Open 2015 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2012: $2,474Expenses 2012: $114,018Net Income 2012: -$111,5442012Revenue 2013: $19,436Expenses 2013: $191,665Net Income 2013: -$172,2292013Revenue 2014: $567,401Expenses 2014: $162,978Net Income 2014: $404,4232014Revenue 2015: $172,711Expenses 2015: $258,949Net Income 2015: -$86,2382015Revenue 2016: $608,149Expenses 2016: $371,741Net Income 2016: $236,4082016Revenue 2017: $1,416,959Expenses 2017: $484,238Net Income 2017: $932,7212017Revenue 2018: $1,110,605Expenses 2018: $870,182Net Income 2018: $240,4232018Revenue 2019: $1,237,003Expenses 2019: $938,209Net Income 2019: $298,7942019Revenue 2023: $723,395Expenses 2023: $1,301,464Net Income 2023: -$578,0692023Revenue 2024: $1,031,668Expenses 2024: $1,647,289Net Income 2024: -$615,6212024

Highlighted filing

2015

Revenue$172,711
Expenses$258,949
Net Income-$86,238
Open 2015 Filing
Filing Detail Status

This 2015 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Mission and Program Overview

Mission

Community lendingworks is a nedco affiliate nonprofit corporation that helps people move out of poverty and into the financial mainstream. We do this by developing customized financial tools to help people work their way toward financial stability, and by financing community and economic development, healthy food access, and real estate projects in distressed neighborhoods. Our primary aim is to serve individuals and families who lack the financial acumen and resources to build the assets they need in order to break their cycle of poverty for themselves and their children.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$1,251,672
Liabilities
$837,260
Net assets
$414,412
Revenue
$172,711
Expenses
$258,949
Net income
-$86,238
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$5.73$4.65$1.03$1.65$0.62
2023Detailed filing. Detailed filing data is available for this year.$10.7$5.46$5.27$0.72$1.30$0.58
2019Summary only. Only limited summary data is available for this year.$5.59$3.66$1.93$1.24$0.94$0.30
2018Detailed filing. Detailed filing data is available for this year.$3.70$1.87$1.82$1.11$0.87$0.24
2017Detailed filing. Detailed filing data is available for this year.$3.28$1.70$1.58$1.42$0.48$0.93
2016Detailed filing. Detailed filing data is available for this year.$1.56$0.91$0.65$0.61$0.37$0.24
2015Summary only. Only limited summary data is available for this year.$1.25$0.84$0.41$0.17$0.26$0.09
2014Summary only. Only limited summary data is available for this year.$0.87$0.37$0.50$0.57$0.16$0.40
2013Summary only. Only limited summary data is available for this year.$0.29$0.19$0.10$0.02$0.19$0.17
2012Summary only. Only limited summary data is available for this year.$0.18$0.09$0.09$0.00$0.11$0.11