Civic Intelligence

Community Lendingworks

990 • Fiscal year 2013 • EIN 45-3812405

Jul 01, 2012 to Jun 30, 2013

Organization ProfileWWW.NEDCO.ORG
Springfield, OR
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.67x

Higher debt load relative to assets than 91% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

99th percentile

9.89x

Higher debt load relative to revenue than 99% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Net Margin

1st percentile

-886%

Higher net margin than 1% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

88th percentile

65%

Faster asset growth than 88% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

99th percentile

686%

Faster revenue growth than 99% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$288,529

Up $113,237 (+65%) from 2012

Net Assets

Up

$96,227

Up $7,771 (+8.8%) from 2012

Liabilities

Up

$192,302

Up $105,466 (+121%) from 2012

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin1st percentile

Revenue

Up

$19,436

Up $16,962 (+686%) from 2012

Expenses

Up

$191,665

Up $77,647 (+68%) from 2012

Net Income

Down

-$172,229

Down $60,685 (-54%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth88th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2012: $175,292Liabilities 2012: $86,836Net Assets 2012: $88,4562012Assets 2013: $288,529Liabilities 2013: $192,302Net Assets 2013: $96,2272013Assets 2014: $868,082Liabilities 2014: $367,432Net Assets 2014: $500,6502014Assets 2015: $1,251,672Liabilities 2015: $837,260Net Assets 2015: $414,4122015Assets 2016: $1,562,053Liabilities 2016: $911,233Net Assets 2016: $650,8202016Assets 2017: $3,282,046Liabilities 2017: $1,698,505Net Assets 2017: $1,583,5412017Assets 2018: $3,696,251Liabilities 2018: $1,872,287Net Assets 2018: $1,823,9642018Assets 2019: $5,590,407Liabilities 2019: $3,662,056Net Assets 2019: $1,928,3512019Assets 2023: $10,729,568Liabilities 2023: $5,460,239Net Assets 2023: $5,269,3292023Assets 2024: $10,382,354Liabilities 2024: $5,728,646Net Assets 2024: $4,653,7082024

Highlighted filing

2013

Assets$288,529
Liabilities$192,302
Net Assets$96,227
Open 2013 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2012: $2,474Expenses 2012: $114,018Net Income 2012: -$111,5442012Revenue 2013: $19,436Expenses 2013: $191,665Net Income 2013: -$172,2292013Revenue 2014: $567,401Expenses 2014: $162,978Net Income 2014: $404,4232014Revenue 2015: $172,711Expenses 2015: $258,949Net Income 2015: -$86,2382015Revenue 2016: $608,149Expenses 2016: $371,741Net Income 2016: $236,4082016Revenue 2017: $1,416,959Expenses 2017: $484,238Net Income 2017: $932,7212017Revenue 2018: $1,110,605Expenses 2018: $870,182Net Income 2018: $240,4232018Revenue 2019: $1,237,003Expenses 2019: $938,209Net Income 2019: $298,7942019Revenue 2023: $723,395Expenses 2023: $1,301,464Net Income 2023: -$578,0692023Revenue 2024: $1,031,668Expenses 2024: $1,647,289Net Income 2024: -$615,6212024

Highlighted filing

2013

Revenue$19,436
Expenses$191,665
Net Income-$172,229
Open 2013 Filing
Filing Detail Status

This 2013 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jul 1, 2012 to Jun 30, 2013
Mission and Program Overview

Mission

Community lendingworks is a nedco affiliate nonprofit corporation that helps people move out of poverty and into the financial mainstream. We do this by developing customized financial tools to help people work their way toward financial stability, and by financing community and economic development, healthy food access, and real estate projects in distressed neighborhoods. Our primary aim is to serve individuals and families who lack the financial acumen and resources to build the assets they need in order to break their cycle of poverty for themselves and their children.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$288,529
Liabilities
$192,302
Net assets
$96,227
Revenue
$19,436
Expenses
$191,665
Net income
-$172,229
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$5.73$4.65$1.03$1.65$0.62
2023Detailed filing. Detailed filing data is available for this year.$10.7$5.46$5.27$0.72$1.30$0.58
2019Summary only. Only limited summary data is available for this year.$5.59$3.66$1.93$1.24$0.94$0.30
2018Detailed filing. Detailed filing data is available for this year.$3.70$1.87$1.82$1.11$0.87$0.24
2017Detailed filing. Detailed filing data is available for this year.$3.28$1.70$1.58$1.42$0.48$0.93
2016Detailed filing. Detailed filing data is available for this year.$1.56$0.91$0.65$0.61$0.37$0.24
2015Summary only. Only limited summary data is available for this year.$1.25$0.84$0.41$0.17$0.26$0.09
2014Summary only. Only limited summary data is available for this year.$0.87$0.37$0.50$0.57$0.16$0.40
2013Summary only. Only limited summary data is available for this year.$0.29$0.19$0.10$0.02$0.19$0.17
2012Summary only. Only limited summary data is available for this year.$0.18$0.09$0.09$0.00$0.11$0.11