Civic Intelligence

Community Lendingworks

EIN 45-3812405 • 501(c)3 • Springfield, OR

Pub. 78 Eligible

Profile

Community lendingworks is a nedco affiliate nonprofit corporation that helps people move out of poverty and into the financial mainstream. We do this by developing customized financial tools to help people work their way toward financial stability, and by financing community and economic development, healthy food access, and real estate projects in distressed neighborhoods. Our primary aim is to serve individuals and families who lack the financial acumen and resources to build the assets they need in order to break their cycle of poverty for themselves and their children.

212 Main StSpringfield, OR 97477

www.nedco.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.55x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

5.55x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

5th percentile

-60%

Higher net margin than 5% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

21st percentile

-3.2%

Faster asset growth than 21% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

85th percentile

43%

Faster revenue growth than 85% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$10,382,354

Down $347,214 (-3.2%) from 2023

Liabilities

Up

$5,728,646

Up $268,407 (+4.9%) from 2023

Net Assets

Down

$4,653,708

Down $615,621 (-12%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin5th percentile

Revenue

Up

$1,031,668

Up $308,273 (+43%) from 2023

Expenses

Up

$1,647,289

Up $345,825 (+27%) from 2023

Net Income

Down

-$615,621

Down $37,552 (-6.5%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth21st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2012: $175,292Liabilities 2012: $86,836Net Assets 2012: $88,4562012Assets 2013: $288,529Liabilities 2013: $192,302Net Assets 2013: $96,2272013Assets 2014: $868,082Liabilities 2014: $367,432Net Assets 2014: $500,6502014Assets 2015: $1,251,672Liabilities 2015: $837,260Net Assets 2015: $414,4122015Assets 2016: $1,562,053Liabilities 2016: $911,233Net Assets 2016: $650,8202016Assets 2017: $3,282,046Liabilities 2017: $1,698,505Net Assets 2017: $1,583,5412017Assets 2018: $3,696,251Liabilities 2018: $1,872,287Net Assets 2018: $1,823,9642018Assets 2019: $5,590,407Liabilities 2019: $3,662,056Net Assets 2019: $1,928,3512019Assets 2023: $10,729,568Liabilities 2023: $5,460,239Net Assets 2023: $5,269,3292023Assets 2024: $10,382,354Liabilities 2024: $5,728,646Net Assets 2024: $4,653,7082024

Highlighted filing

2024

Assets$10,382,354
Liabilities$5,728,646
Net Assets$4,653,708
Open 2024 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2012: $2,474Expenses 2012: $114,018Net Income 2012: -$111,5442012Revenue 2013: $19,436Expenses 2013: $191,665Net Income 2013: -$172,2292013Revenue 2014: $567,401Expenses 2014: $162,978Net Income 2014: $404,4232014Revenue 2015: $172,711Expenses 2015: $258,949Net Income 2015: -$86,2382015Revenue 2016: $608,149Expenses 2016: $371,741Net Income 2016: $236,4082016Revenue 2017: $1,416,959Expenses 2017: $484,238Net Income 2017: $932,7212017Revenue 2018: $1,110,605Expenses 2018: $870,182Net Income 2018: $240,4232018Revenue 2019: $1,237,003Expenses 2019: $938,209Net Income 2019: $298,7942019Revenue 2023: $723,395Expenses 2023: $1,301,464Net Income 2023: -$578,0692023Revenue 2024: $1,031,668Expenses 2024: $1,647,289Net Income 2024: -$615,6212024

Highlighted filing

2024

Revenue$1,031,668
Expenses$1,647,289
Net Income-$615,621
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$10,382,354
Liabilities
$5,728,646
Net assets
$4,653,708
Revenue
$1,031,668
Expenses
$1,647,289
Net income
-$615,621
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$5.73$4.65$1.03$1.65$0.62
2023Detailed filing. Detailed filing data is available for this year.$10.7$5.46$5.27$0.72$1.30$0.58
2019Summary only. Only limited summary data is available for this year.$5.59$3.66$1.93$1.24$0.94$0.30
2018Detailed filing. Detailed filing data is available for this year.$3.70$1.87$1.82$1.11$0.87$0.24
2017Detailed filing. Detailed filing data is available for this year.$3.28$1.70$1.58$1.42$0.48$0.93
2016Detailed filing. Detailed filing data is available for this year.$1.56$0.91$0.65$0.61$0.37$0.24
2015Summary only. Only limited summary data is available for this year.$1.25$0.84$0.41$0.17$0.26$0.09
2014Summary only. Only limited summary data is available for this year.$0.87$0.37$0.50$0.57$0.16$0.40
2013Summary only. Only limited summary data is available for this year.$0.29$0.19$0.10$0.02$0.19$0.17
2012Summary only. Only limited summary data is available for this year.$0.18$0.09$0.09$0.00$0.11$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$1,205,331
Mission and Program Overview

Mission

Community lendingworks is a nedco affiliate nonprofit corporation that helps people move out of poverty and into the financial mainstream. We do this by developing customized financial tools to help people work their way toward financial stability, and by financing community and economic development, healthy food access, and real estate projects in distressed neighborhoods. Our primary aim is to serve individuals and families who lack the financial acumen and resources to build the assets they need in order to break their cycle of poverty for themselves and their children.

Strengthening oregon communities through personal and business lending.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,515,401$6,522,895▲ $7,494
Savings and Temporary Cash Investments$3,423,985$2,909,799▼ $514,186
Cash and Non-Interest-Bearing Accounts$430,826$584,052▲ $153,226
Investments Program Related$0$105,296▲ $105,296
Accounts Receivable$41,273$46,562▲ $5,289
Pledges and Grants Receivable$0$13,347▲ $13,347
Prepaid Expenses and Deferred Charges$38,908$10,421▼ $28,487
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$10,729,568$10,382,354▼ $347,214
Other Assets Total$279,175$189,982▼ $89,193
Liabilities
Unsecured Notes Loans Payable$3,505,063$3,500,000▼ $5,063
Mortgage Notes Payable Secured by Investment Property$1,817,454$1,953,066▲ $135,612
Accounts Payable and Accrued Expenses$137,722$265,379▲ $127,657
Other Liabilities$0$10,201▲ $10,201
Total Liabilities$5,460,239$5,728,646▲ $268,407
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,080,956$3,496,883▼ $584,073
Net Assets With Donor Restrictions$1,188,373$1,156,825▼ $31,548
Total Net Assets Fund Balance$5,269,329$4,653,708▼ $615,621
Total Liabilities and Net Assets / Fund Balance$10,729,568$10,382,354▼ $347,214

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$18,686$18,686
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeOtherTotal
Corinne Carmody-rileyChief Financial OfficerPT$145,961$145,961
Lynn MeyerLending DirectorFT$120,200$120,200

Board Members and Trustees

NameTitle
Jin PlummerChair
David HillDirector
Larry AbelDirector
Veronica MccauleyDirector
Emily ReimanChief Executive Officer
Carrie CopelandSecretary
Troy ReichenbergerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Corvallis Neighborhood Housing ServicesAdmin & Executive Mgmt212 MAIN ST, Springfield, OR 97477$480,000
Revenue and Support

Revenue Composition

Contributions and Grants
$542,683
Program Service Revenue
$542,833
Investment Income
$-53,848
Other Revenue
$0
All Other Contributions
$203,147
Change in Net Assets
$-615,621
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,140,379
Salaries, Compensation, and Employee Benefits$506,910
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$480,000--$480,000
Other Salaries and Wages$257,606$156,619-$414,225
Interest$145,270$3,462-$148,732
Information Technology$81,039--$81,039
Other Employee Benefits$29,181$16,032-$45,213
Payroll Taxes$28,060$13,142-$41,202
Fees for Services Legal$34,696--$34,696
Fees for Services Other$24,669$3,630-$28,299
Insurance$10,895$8,772-$19,667
Office Expenses$12,534$2,092-$14,626
Pension Plan Contributions$6,270--$6,270
Advertising$5,036$385-$5,421
Travel$3,637$1,212-$4,849
Conferences and Meetings$4,296--$4,296
Fees for Services Accounting$2,050--$2,050
Other Expenses$828--$828
Total Functional Expenses$1,441,943$205,346$0$1,647,289
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Other Funds$10,201
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“Community lendingworks has a management agreement in place with corvallis neighborhood housing services, inc., a related organization, to perform executive management and development services.”

Form 990, Part VI, Section A, Line 7A

“Corvallis neighborhood housing services, inc., a related organization, elects all individuals on the board of directors for community lendingworks.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the ceo and cfo. In addition, the board of directors is provided a copy of the form 990 prior to filing. After review by all parties listed, the form 990 is filed.”

Form 990, Part VI, Section B, Line 12C

“The ceo, and when applicable the board president, annually collects and reviews the disclosures and maintains a written record of any potential conflicts of interest.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Community Lendingworks
EIN
45-3812405
Phone
5413457106
Address
212 MAIN ST, SPRINGFIELD, OR 97477

Signing Officer

Name
Emily Reiman
Title
Chief Executive Officer
Phone
5413457106
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Emily Reiman
Formed
2011
Legal Domicile
Or
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
10

Preparer

Firm
Clark Nuber Ps
Address
555 110TH AVE NE SUITE 700, BELLEVUE, WA 98004
Preparer
Megan R Ryan
Phone
4254544919
Supplemental Narrative

Additional Explanations

FORM 990, PART I, LINE 6:

“Volunteers serve on the board of directors and two committees of the organization. During 2024, the clw board of directors had 6 members. The first of the committees, the credit committee had four volunteer community members. The second committee, real estate committee had 3 volunteer community members, these members also served as part of the board of directors.”

Raw XML AppendixShowing 400 of 524 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/AccountsReceivableGrp/EOYAmt046562
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0STRENGTHENING OREGON COMMUNITIES THROUGH PERSONAL AND BUSINESS LENDING.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0385
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IRS990/AdvertisingGrp/TotalAmt05421
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IRS990/ContractorCompensationGrp/ServicesDesc0ADMIN & EXECUTIVE MGMT
IRS990/CreditCounselingInd00
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IRS990/CYInvestmentIncomeAmt0-53848
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IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0COMMUNITY LENDINGWORKS PROVIDES COMMUNITIES WITH AFFORDABLE CUSTOMIZABLE LOANS TO HELP THEM BUILD FINANCIAL STABILITY. THIS RESOURCE ALLOWS CLIENTS TO BUILD CREDIT, BORROW FOR PERSONAL NEEDS, START OR GROW A BUSINESS, REGARDLESS OF INCOME LEVEL, RACIAL IDENTITY OR LOCATION. WE ALSO PROVIDE BELOW-MARKET CAPITAL TO NONPROFIT AFFORDABLE HOUSING DEVELOPERS, TO PURCHASE LAND AND PAY FOR PRE-DEVELOPMENT COSTS TO BUILD AFFORDABLE HOUSING FOR PEOPLE BELOW 80% AREA MEDIAN INCOME.
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IRS990/EmployeeCnt00
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IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt7CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt8LENDING DIRECTOR
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IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0105296
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt018686
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt018686
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0173663
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO DEVELOP ECONOMICALLY VIBRANT, INCLUSIVE COMMUNITIES BY PROVIDING ACCESSIBLE LOANS THAT HELP COMMUNITY MEMBERS, SMALL BUSINESSES, AND AFFORDABLE HOUSING DEVELOPERS REACH THEIR GOALS REGARDLESS OF INCOME LEVEL, RACIAL IDENTITY OR LOCATION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01817454
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01953066
IRS990/NetAssetsOrFundBalancesBOYAmt05269329
IRS990/NetAssetsOrFundBalancesEOYAmt04653708
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-137402
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-137402
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt04080956
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03496883
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02092
IRS990/OfficeExpensesGrp/ProgramServicesAmt012534
IRS990/OfficeExpensesGrp/TotalAmt014626
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0279175
IRS990/OtherAssetsTotalGrp/EOYAmt0189982
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt016032
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt029181
IRS990/OtherEmployeeBenefitsGrp/TotalAmt045213
IRS990/OtherExpensesGrp/Desc0CREDIT & LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc2APPLICANT SCREENING FEE
IRS990/OtherExpensesGrp/Desc3REAL ESTATE TAXES
IRS990/OtherExpensesGrp/ProgramServicesAmt0307329
IRS990/OtherExpensesGrp/ProgramServicesAmt14813
IRS990/OtherExpensesGrp/ProgramServicesAmt23734
IRS990/OtherExpensesGrp/ProgramServicesAmt3828
IRS990/OtherExpensesGrp/TotalAmt0307329
IRS990/OtherExpensesGrp/TotalAmt14813
IRS990/OtherExpensesGrp/TotalAmt23734
IRS990/OtherExpensesGrp/TotalAmt3828
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherLiabilitiesGrp/EOYAmt010201
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0156619
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0257606
IRS990/OtherSalariesAndWagesGrp/TotalAmt0414225
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06515401
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06522895
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt013142
IRS990/PayrollTaxesGrp/ProgramServicesAmt028060
IRS990/PayrollTaxesGrp/TotalAmt041202
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt06270
IRS990/PensionPlanContributionsGrp/TotalAmt06270
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt013347
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt038908
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt010421
IRS990/PrincipalOfficerNm0EMILY REIMAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522292
IRS990/ProgramServiceRevenueGrp/BusinessCd1522292
IRS990/ProgramServiceRevenueGrp/Desc0LENDING INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1PROCESSING & LATE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0475395
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt167438
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0475395
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt167438
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0141500
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0804234
IRS990/PYOtherRevenueAmt0-11856
IRS990/PYProgramServiceRevenueAmt0593751
IRS990/PYRevenuesLessExpensesAmt0-578069
IRS990/PYSalariesCompEmpBnftPaidAmt0497230
IRS990/PYTotalExpensesAmt01301464
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0723395
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-615621
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0542833
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03423985
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02909799
IRS990ScheduleA/Form990SchASupportingOrgGrp/Contribution35ControlledInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionControllerInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionFamilyInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ControlledDisqualifiedPrsnInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnControllIntInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnOwnrIntInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ExcessBusinessHoldingsRulesInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ListedByNameGoverningDocInd01
IRS990ScheduleA/Form990SchASupportingOrgGrp/LoanDisqualifiedPersonInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/OrganizationChangeSuprtOrgInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/PaymentSubstantialContribtrInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgNotOrganizedUSInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgSectionC456Ind00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportNonSupportedOrgInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SuprtOrgNoIRSDeterminationInd00
IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/OperateBenefitNonSuprtOrgInd00
IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/PowerAppointMajorityDirTrstInd01
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/SupportedOrganizationsCnt01
IRS990ScheduleA/SupportedOrganizationsTotalCnt01
IRS990ScheduleA/SupportedOrgInformationGrp/EIN0931057296
IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd01
IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeCd010
IRS990ScheduleA/SupportedOrgInformationGrp/OtherSupportAmt00
IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt01647289
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine1Txt0CORVALLIS NEIGHBORHOOD HOUSING SERVICES INC
IRS990ScheduleA/SupportingOrganization509a3Ind0X
IRS990ScheduleA/SupportingOrgType1Ind0X
IRS990ScheduleA/SupportSumAmt01647289
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt018686
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt018686
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt010201
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO OTHER FUNDS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt010201
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0147529
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt04441
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt07311
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0EMILY REIMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CHIEF EXECUTIVE OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0159281
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0COMPENSATION FOR THE CHIEF EXECUTIVE OFFICER IS PAID BY CORVALLIS NEIGHBORHOOD HOUSING SERVICES, A RELATED ENTITY.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VOLUNTEERS SERVE ON THE BOARD OF DIRECTORS AND TWO COMMITTEES OF THE ORGANIZATION. DURING 2024, THE CLW BOARD OF DIRECTORS HAD 6 MEMBERS. THE FIRST OF THE COMMITTEES, THE CREDIT COMMITTEE HAD FOUR VOLUNTEER COMMUNITY MEMBERS. THE SECOND COMMITTEE, REAL ESTATE COMMITTEE HAD 3 VOLUNTEER COMMUNITY MEMBERS, THESE MEMBERS ALSO SERVED AS PART OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1COMMUNITY LENDINGWORKS HAS A MANAGEMENT AGREEMENT IN PLACE WITH CORVALLIS NEIGHBORHOOD HOUSING SERVICES, INC., A RELATED ORGANIZATION, TO PERFORM EXECUTIVE MANAGEMENT AND DEVELOPMENT SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CORVALLIS NEIGHBORHOOD HOUSING SERVICES, INC., A RELATED ORGANIZATION, ELECTS ALL INDIVIDUALS ON THE BOARD OF DIRECTORS FOR COMMUNITY LENDINGWORKS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY THE CEO AND CFO. IN ADDITION, THE BOARD OF DIRECTORS IS PROVIDED A COPY OF THE FORM 990 PRIOR TO FILING. AFTER REVIEW BY ALL PARTIES LISTED, THE FORM 990 IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CEO, AND WHEN APPLICABLE THE BOARD PRESIDENT, ANNUALLY COLLECTS AND REVIEWS THE DISCLOSURES AND MAINTAINS A WRITTEN RECORD OF ANY POTENTIAL CONFLICTS OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART I, LINE 6:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00

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