Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
64th percentile
Higher net margin than 64% of similar nonprofits.
Top Officer Pay
25th percentile
Higher top officer pay than 25% of similar nonprofits.
Top officer pay equals 4.0% of source-year revenue.
Asset Growth
78th percentile
Faster asset growth than 78% of similar nonprofits.
Revenue Growth
42nd percentile
Faster revenue growth than 42% of similar nonprofits.
Assets
Up$87,357,123
Up $10,332,600 (+13%) from 2024
Net Assets
Up$9,947,021
Up $604,451 (+6.5%) from 2024
Liabilities
Up$77,410,102
Up $9,728,149 (+14%) from 2024
Revenue
Up$4,473,525
Up $240,703 (+5.7%) from 2024
Expenses
Up$3,869,074
Up $438,663 (+13%) from 2024
Net Income
Down$604,451
Down $197,960 (-25%) from 2024
Csd credit union is a member owned not-for-profit cooperative established to provide convenient and competitive financial independence through personalized services and sound financial counseling.
Csd credit union is a member owned not-for-profit cooperative established to provide convenient and competitive financial services. Its goal is to encourage financial independence through personalized services and sound financial counseling.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $30,929,278 | $40,658,458 | ▲ $9,729,180 |
| Other Notes and Loans Receivable, Net | $37,908,312 | $37,891,604 | ▼ $16,708 |
| Rtn Earn Endowment Incm Other Fnds | $9,342,570 | $9,947,021 | ▲ $604,451 |
| Land, Buildings, and Equipment, Net | $1,188,497 | $1,102,131 | ▼ $86,366 |
| Cash and Non-Interest-Bearing Accounts | $851,020 | $1,035,490 | ▲ $184,470 |
| Prepaid Expenses and Deferred Charges | $575,897 | $567,389 | ▼ $8,508 |
| Investments Other Securities | - | $291,800 | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $77,024,523 | $87,357,123 | ▲ $10,332,600 |
| Other Assets Total | $5,571,519 | $5,810,251 | ▲ $238,732 |
| Liabilities | |||
| Other Liabilities | $67,278,818 | $76,928,742 | ▲ $9,649,924 |
| Accounts Payable and Accrued Expenses | $403,135 | $481,360 | ▲ $78,225 |
| Total Liabilities | $67,681,953 | $77,410,102 | ▲ $9,728,149 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,342,570 | $9,947,021 | ▲ $604,451 |
| Total Liabilities and Net Assets / Fund Balance | $77,024,523 | $87,357,123 | ▲ $10,332,600 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $584,987 | $745,124 | $1,330,111 |
| Equipment | $193,633 | $149,613 | $343,246 |
| Land | $323,511 | - | $323,511 |
| Other Assets Org | $2,508,411 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Edward Watts | President | FT | $151,650 | $28,179 | $179,829 |
| Name | Title |
|---|---|
| Freda Markley | Chairperson |
| Kenneth Mccrary | Vice Chairperson |
| Darci Willis | Board Member |
| Linda Whitford | Secretary |
| Samuel Schissler | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,451,315 |
| Salaries, Compensation, and Employee Benefits | $1,415,259 |
| Grants and Similar Amounts Paid | $2,500 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $850,019 |
| Office Expenses | - | - | - | $370,088 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $179,829 |
| Information Technology | - | - | - | $166,752 |
| Other Employee Benefits | - | - | - | $163,099 |
| Depreciation Depletion | - | - | - | $148,253 |
| Pension Plan Contributions | - | - | - | $141,893 |
| Other Expenses | - | - | - | $102,918 |
| Occupancy | - | - | - | $88,066 |
| Payroll Taxes | - | - | - | $80,419 |
| Fees for Services Other | - | - | - | $49,113 |
| Advertising | - | - | - | $47,809 |
| Insurance | - | - | - | $29,366 |
| Conferences and Meetings | - | - | - | $15,007 |
| Fees for Services Accounting | - | - | - | $9,800 |
| Travel | - | - | - | $6,227 |
| Grants to Domestic Orgs | - | - | - | $2,500 |
| All Other Expenses | - | - | - | $1,940 |
| Total Functional Expenses | $0 | $0 | $0 | $3,869,074 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $76,928,742 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The form 990 is reviewed by executive management.”
“The board of directors reviews and approves compensation, including the president's compensation. Deliberations and decisions are documented in the board minutes.”
“Financial statements are posted monthly in the credit union, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 403135 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 481360 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL SERVICES. ITS GOAL IS TO ENCOURAGE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 47809 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1940 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | EDWARD WATTS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8167634020 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 8510 E BANNISTER ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 641341841 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 851020 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1035490 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 179829 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 15007 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 2500 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1611757 |
| IRS990/CYOtherExpensesAmt | 0 | 2451315 |
| IRS990/CYOtherRevenueAmt | 0 | 11171 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2850597 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 604451 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1415259 |
| IRS990/CYTotalExpensesAmt | 0 | 3869074 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4473525 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 148253 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 5,828 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 34 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9800 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 49113 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 24421 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | FREDA MARKLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KENNETH MCCRARY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SAMUEL SCHISSLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LINDA WHITFORD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DARCI WILLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | EDWARD WATTS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 155408 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -11260 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 2500 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 37618 |
| IRS990/GrossReceiptsAmt | 0 | 4522403 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 166752 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 29366 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1623017 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1623017 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 291800 |
| IRS990/IRPDocumentCnt | 0 | 1995 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 894737 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1188497 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1102131 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1996868 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 48878 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL SERVICES. ITS GOAL IS TO ENCOURAGE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9342570 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 9947021 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -11260 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -11260 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 88066 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 370088 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 5571519 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 5810251 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 163099 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1224572 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 191404 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 102918 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 67278818 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 76928742 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 850019 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 37908312 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 37891604 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 80419 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 141893 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 575897 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 567389 |
| IRS990/PrincipalOfficerNm | 0 | EDWARD WATTS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2435780 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 408789 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2435780 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 411465 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3352 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2676 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 3352 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2025, THERE WERE 2,475 LOANS OUTSTANDING TOTALING $38,019,975. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,224,572 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 21200 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1405558 |
| IRS990/PYOtherExpensesAmt | 0 | 2199557 |
| IRS990/PYOtherRevenueAmt | 0 | 12993 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2814271 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 802411 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1209654 |
| IRS990/PYTotalExpensesAmt | 0 | 3430411 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 4232822 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 604451 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11171 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 11171 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9342570 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 9947021 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 30929278 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 40658458 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 584987 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 745124 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1330111 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 193633 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 149613 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 343246 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 323511 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 323511 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 2432561 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 702348 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 144652 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 22279 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 2508411 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | 457(F) PLAN ASSETS / INVESTMENTS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NCUSIF DEPOSIT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | ACCRUED INCOME |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | VISA CLEARING |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | CSV LIFE INSURANCE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 76928742 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1102131 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 5810251 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 76928742 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | 0 |
| IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION REQUIRES RECIPIENTS TO INFORM THEM OF HOW THE MONEY WILL BE USED PRIOR TO DISBURSEMENT. THEY ALSO RECEIVE REPORTS FROM THE GRANTEE AFTER THE FUNDS HAVE BEEN USED. |
| IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 2: |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 151650 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 3758 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | EDWARD WATTS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM 990 IS REVIEWED BY EXECUTIVE MANAGEMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION, INCLUDING THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 87357123 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 77024523 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 87357123 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 34 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3869074 |
| IRS990/TotalGrossUBIAmt | 0 | 6028 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 67681953 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 77410102 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 67681953 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 77410102 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9342570 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 9947021 |
| IRS990/TotalOtherCompensationAmt | 0 | 24421 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2850597 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 155408 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4467497 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 4473525 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6028 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 77024523 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 87357123 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 6227 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 8510 E BANNISTER ROAD |
| IRS990/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 641341841 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CSDCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | EDWARD WATTS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8167634020 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-04-16 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CSD CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CSDC |
| ReturnHeader/Filer/EIN | 0 | 446013258 |
| ReturnHeader/Filer/PhoneNum | 0 | 8167634020 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 8510 E BANNISTER ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KANSAS CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 641341841 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 660616454 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-04-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2026-04-16T10:08:15-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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Displayed year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.