Liabilities / Assets
42nd percentile
Higher debt load relative to assets than 42% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
42nd percentile
Higher debt load relative to assets than 42% of similar nonprofits.
Liabilities / Revenue
75th percentile
Higher debt load relative to revenue than 75% of similar nonprofits.
Net Margin
65th percentile
Higher net margin than 65% of similar nonprofits.
Top Officer Pay
95th percentile
Higher top officer pay than 95% of similar nonprofits.
Top officer pay equals 13.2% of source-year revenue.
Asset Growth
91st percentile
Faster asset growth than 91% of similar nonprofits.
Revenue Growth
17th percentile
Faster revenue growth than 17% of similar nonprofits.
Assets
Up$38,571,051
Up $3,210,462 (+9.1%) from 2014
Net Assets
Up$4,991,541
Up $158,328 (+3.3%) from 2014
Liabilities
Up$33,579,510
Up $3,052,134 (+10.0%) from 2014
Revenue
Down$1,352,655
Down $59,616 (-4.2%) from 2014
Expenses
Down$1,194,327
Down $329,540 (-22%) from 2014
Net Income
Up$158,328
Up $269,924 (+242%) from 2014
Csd credit union is a member owned not-for-profit cooperative established to provide convenient and competitive financial services. Its goal is to encourage financial independence through personalized services and sound financial counseling.
Csd credit union is a member owned not-for-profit cooperative established to provide convenient and competitive financial independence through personalized services and sound financial counseling.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $19,832,068 | $18,974,500 | ▼ $857,568 |
| Savings and Temporary Cash Investments | $11,389,894 | $15,715,406 | ▲ $4,325,512 |
| Rtn Earn Endowment Incm Other Fnds | $4,833,213 | $4,991,541 | ▲ $158,328 |
| Land, Buildings, and Equipment, Net | $673,874 | $639,088 | ▼ $34,786 |
| Cash and Non-Interest-Bearing Accounts | $550,572 | $348,252 | ▼ $202,320 |
| Prepaid Expenses and Deferred Charges | $106,927 | $83,299 | ▼ $23,628 |
| Accounts Receivable | $690 | $690 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $35,360,589 | $38,571,051 | ▲ $3,210,462 |
| Other Assets Total | $2,806,564 | $2,809,816 | ▲ $3,252 |
| Liabilities | |||
| Other Liabilities | $30,230,078 | $33,323,911 | ▲ $3,093,833 |
| Accounts Payable and Accrued Expenses | $297,298 | $255,599 | ▼ $41,699 |
| Total Liabilities | $30,527,376 | $33,579,510 | ▲ $3,052,134 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,833,213 | $4,991,541 | ▲ $158,328 |
| Total Liabilities and Net Assets / Fund Balance | $35,360,589 | $38,571,051 | ▲ $3,210,462 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $479,744 | $412,732 | $892,476 |
| Equipment | $21,833 | $239,764 | $261,597 |
| Land | $137,511 | - | $137,511 |
| Other Assets Org | $14,283 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Anthony J Digiovanni | President | FT | $121,000 | $57,149 | $178,149 |
| Name | Title |
|---|---|
| Freda Markley | Chairman |
| Kenneth Mccrary | Vice Chairman |
| Darcinda Willis | Director |
| Linda Whitford | Secretary |
| Samuel Schissler | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $615,177 |
| Salaries, Compensation, and Employee Benefits | $579,150 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $357,917 |
| Office Expenses | - | - | - | $241,779 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $135,018 |
| Information Technology | - | - | - | $100,624 |
| Payroll Taxes | - | - | - | $38,126 |
| Depreciation Depletion | - | - | - | $34,785 |
| Occupancy | - | - | - | $32,715 |
| Other Employee Benefits | - | - | - | $31,370 |
| Insurance | - | - | - | $25,096 |
| Advertising | - | - | - | $17,361 |
| Pension Plan Contributions | - | - | - | $16,719 |
| Fees for Services Accounting | - | - | - | $14,298 |
| Fees for Services Other | - | - | - | $14,222 |
| Conferences and Meetings | - | - | - | $9,873 |
| Fees for Services Legal | - | - | - | $4,227 |
| All Other Expenses | - | - | - | $770 |
| Travel | - | - | - | $343 |
| Other Expenses | - | - | - | $-46,395 |
| Total Functional Expenses | $0 | $0 | $0 | $1,194,327 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $33,323,911 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Significant changes such as changes to bylaws and mergers are subject to approval by the credit union members; however, no such changes were made during the year.”
“The president reviews the form 990 before filing.”
“The board of directors reviews and approves compensation, including the president's compensation. Deliberations and decisions are documented in the board minutes.”
“Financial statements are posted monthly in the credit union lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 297298 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 255599 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 690 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 690 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 17361 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 770 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | ANTHONY J DIGIOVANNI |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8167634020 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 8510 E BANNISTER |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 641341841 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 550572 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 348252 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 135018 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9873 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 137491 |
| IRS990/CYOtherExpensesAmt | 0 | 615177 |
| IRS990/CYOtherRevenueAmt | 0 | 7190 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1207974 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 158328 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 579150 |
| IRS990/CYTotalExpensesAmt | 0 | 1194327 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1352655 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 34785 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,606 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 20 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14298 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4227 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 14222 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 11760 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | FREDA MARKLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KENNETH MCCRARY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SAMUEL SCHISSLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LINDA WHITFORD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DARCINDA WILLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ANTHONY J DIGIOVANNI |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 166389 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 496 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 249496 |
| IRS990/GrossReceiptsAmt | 0 | 1601655 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 100624 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 25096 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 136995 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 136995 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 872 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 652496 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 673874 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 639088 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1291584 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 249000 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4833213 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4991541 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 496 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 496 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -9301 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 32715 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 241779 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2806564 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2809816 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 31370 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 97472 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 47432 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 20575 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -46395 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 30230078 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 33323911 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 357917 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 19832068 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 18974500 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 38126 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 16719 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 106927 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 83299 |
| IRS990/PrincipalOfficerNm | 0 | ANTHONY J DIGIOVANNI |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 921508 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 278856 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 921508 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 278856 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 6259 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1351 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6259 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1351 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2015, THERE WERE 1,674 LOANS OUTSTANDING TOTALING $19,048,875. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $97,472 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 180093 |
| IRS990/PYOtherExpensesAmt | 0 | 873439 |
| IRS990/PYOtherRevenueAmt | 0 | 5568 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1226610 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -111596 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 650428 |
| IRS990/PYTotalExpensesAmt | 0 | 1523867 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1412271 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 158328 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7190 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 7190 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4833213 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4991541 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 11389894 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 15715406 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 479744 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 412732 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 892476 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 21833 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 239764 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 261597 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 137511 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 137511 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 2433421 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 299976 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 56419 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 5717 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 14283 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | 457(F) DEFERRED COMPENSATION PLAN ASSETS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NCUSIF DEPOSIT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | ACCRUED INCOME |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | REPOSSESSED ASSETS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | OTHER |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 33323911 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 639088 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 2809816 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 33323911 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 121000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 2258 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 43131 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | -3984 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 15744 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 43131 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | ANTHONY J DIGIOVANNI |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 178149 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | THE PRESIDENT, ANTHONY J. DIGIOVANNI, PARTICIPATES IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2015, HE RECEIVED A PAYOUT OF $43,131, AND THE ENTIRE AMOUNT WAS REPORTED AS TAXABLE INCOME ON HIS W-2. DURING THE YEAR, THE CREDIT UNION RECORDED NET INVESTMENT INCOME OF -$13,597 AND NET BENEFIT EXPENSES OF -$17,295 RELATED TO THIS PLAN. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part I, Line 3 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part I, Line 4b |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT REVIEWS THE FORM 990 BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION, INCLUDING THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, line 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 38571051 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 35360589 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 38571051 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 20 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1194327 |
| IRS990/TotalGrossUBIAmt | 0 | 7610 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 30527376 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 33579510 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 30527376 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 33579510 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4833213 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4991541 |
| IRS990/TotalOtherCompensationAmt | 0 | 11760 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1207974 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 166389 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1345045 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1352655 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 7610 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 35360589 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 38571051 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 343 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 8510 E BANNISTER |
| IRS990/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 641341841 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CSDCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ANTHONY J DIGIOVANNI |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8167634020 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-02-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CSD CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CSDC |
| ReturnHeader/Filer/EIN | 0 | 446013258 |
| ReturnHeader/Filer/PhoneNum | 0 | 8167634020 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 8510 E BANNISTER |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KANSAS CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 641341841 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431592217 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/ReturnTs | 0 | 2016-02-25T10:36:45-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.