Civic Intelligence

Csd Credit Union

990 • Fiscal year 2012 • EIN 44-6013258

Jan 01, 2012 to Dec 31, 2012 • Filed on Mar 26, 2013

Organization ProfileWWW.CSDCU.ORG

View Organization Page

8510 E Bannister64134
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

28th percentile

0.85x

Higher debt load relative to assets than 28% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

45th percentile

3.3%

Faster asset growth than 45% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets28th percentile

Assets

Up

$33,163,882

Up $1,072,891 (+3.3%) from 2011

Net Assets

Up

$4,931,743

Up $79,196 (+1.6%) from 2011

Liabilities

Up

$28,232,139

Up $993,695 (+3.6%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$1,493,712

Up $261,449 (+21%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth45th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $30,855,840Liabilities 2010: $26,194,981Net Assets 2010: $4,660,8592010Assets 2011: $32,090,991Liabilities 2011: $27,238,444Net Assets 2011: $4,852,5472011Assets 2012: $33,163,882Liabilities 2012: $28,232,139Net Assets 2012: $4,931,7432012Assets 2013: $34,783,004Liabilities 2013: $29,838,195Net Assets 2013: $4,944,8092013Assets 2014: $35,360,589Liabilities 2014: $30,527,376Net Assets 2014: $4,833,2132014Assets 2015: $38,571,051Liabilities 2015: $33,579,510Net Assets 2015: $4,991,5412015Assets 2016: $41,106,747Liabilities 2016: $36,017,295Net Assets 2016: $5,089,4522016Assets 2017: $39,993,895Liabilities 2017: $34,595,424Net Assets 2017: $5,398,4712017Assets 2018: $39,668,468Liabilities 2018: $34,153,617Net Assets 2018: $5,514,8512018Assets 2019: $40,888,332Liabilities 2019: $35,300,088Net Assets 2019: $5,588,2442019Assets 2020: $53,372,392Liabilities 2020: $47,309,107Net Assets 2020: $6,063,2852020Assets 2021: $59,738,527Liabilities 2021: $53,380,049Net Assets 2021: $6,358,4782021Assets 2022: $71,766,536Liabilities 2022: $64,031,440Net Assets 2022: $7,735,0962022Assets 2023: $74,497,803Liabilities 2023: $65,951,578Net Assets 2023: $8,546,2252023Assets 2024: $77,024,523Liabilities 2024: $67,681,953Net Assets 2024: $9,342,5702024

Highlighted filing

2012

Assets$33,163,882
Liabilities$28,232,139
Net Assets$4,931,743
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,492,8502010Expenses 2011: $1,232,2632011Expenses 2012: $1,493,7122012Revenue 2013: $1,313,503Expenses 2013: $1,300,437Net Income 2013: $13,0662013Revenue 2014: $1,412,271Expenses 2014: $1,523,867Net Income 2014: -$111,5962014Revenue 2015: $1,352,655Expenses 2015: $1,194,327Net Income 2015: $158,3282015Revenue 2016: $1,435,066Expenses 2016: $1,311,142Net Income 2016: $123,9242016Revenue 2017: $1,565,126Expenses 2017: $1,256,107Net Income 2017: $309,0192017Revenue 2018: $1,629,515Expenses 2018: $1,388,701Net Income 2018: $240,8142018Revenue 2019: $1,831,030Expenses 2019: $1,758,424Net Income 2019: $72,6062019Revenue 2020: $1,907,473Expenses 2020: $1,608,541Net Income 2020: $298,9322020Revenue 2021: $2,065,109Expenses 2021: $1,693,909Net Income 2021: $371,2002021Revenue 2022: $2,351,686Expenses 2022: $2,011,520Net Income 2022: $340,1662022Revenue 2023: $3,435,712Expenses 2023: $2,603,278Net Income 2023: $832,4342023Revenue 2024: $4,232,822Expenses 2024: $3,430,411Net Income 2024: $802,4112024

Highlighted filing

2012

Revenue-
Expenses$1,493,712
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Mar 26, 2013
Return Version
2012v2.1
Gross Receipts
$5,050,908
Mission and Program Overview

Mission

Csd credit union is a member owned not-for-profit cooperative established to provide convenient and competitive financial services. Its goal is to encourage financial independence through personalized services and sound financial counseling.

Major Activities

Activity 2
Provides a source of credit to members at a fair and reasonable rate of interest. As of december 31, 2012, there were 1,938 loans outstanding totaling $20,005,420.
Activity 3
Paid dividends on member deposits totaling $135,913 for the year.
Filing and Contact Details

Filer

EIN
44-6013258
Raw XML Appendix371 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0234239
IRS990/AccountsPayableAccruedExpenses/EOY0257875
IRS990/AccountsReceivable/BOY0690
IRS990/AccountsReceivable/EOY0690
IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2012, THERE WERE 1,938 LOANS OUTSTANDING TOTALING $20,005,420.
IRS990/Activity3/Description0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $135,913 FOR THE YEAR.
IRS990/ActivityOrMissionDescription0CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING.
IRS990/AddressPrincipalOfficerUS/AddressLine108510 E BANNISTER
IRS990/AddressPrincipalOfficerUS/City0KANSAS CITY
IRS990/AddressPrincipalOfficerUS/State0MO
IRS990/AddressPrincipalOfficerUS/ZIPCode064134
IRS990/Advertising/Total021588
IRS990/AllOtherExpenses/Total023935
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY0412538
IRS990/CashNonInterestBearing/EOY0489488
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/Total0244211
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO00
IRS990/CompensationProcessOther00
IRS990/ConferencesMeetings/Total08072
IRS990/ConflictOfInterestPolicy00
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval01
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DepreciationDepletion/Total030319
IRS990/DescribedIn501C300
IRS990/Description0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,646 MEMBERS.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total012452
IRS990/FeesForServicesLegal/Total07366
IRS990/FeesForServicesOther/Total012571
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek540.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/NamePerson0FREDA MARKLEY
IRS990/Form990PartVIISectionA/NamePerson1KENNETH MCCRARY
IRS990/Form990PartVIISectionA/NamePerson2SAMUEL SCHISSLER
IRS990/Form990PartVIISectionA/NamePerson3LINDA WHITFORD
IRS990/Form990PartVIISectionA/NamePerson4DARCINDA WILLIS
IRS990/Form990PartVIISectionA/NamePerson5ANTHONY J DIGIOVANNI
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation5125761
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization5155743
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/Title0CHAIRMAN
IRS990/Form990PartVIISectionA/Title1VICE CHAIRMAN
IRS990/Form990PartVIISectionA/Title2TREASURER
IRS990/Form990PartVIISectionA/Title3SECRETARY
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5PRESIDENT
IRS990/Form990ProvidedToGoverningBody00
IRS990/Form990-TFiled01
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/GainOrLoss/Securities021159
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossAmountSalesAssets/Securities03499159
IRS990/GrossReceipts05050908
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total086950
IRS990/Insurance/Total016896
IRS990/Interest/Total03635
IRS990/InvestmentIncomeCurrentYear0264178
IRS990/InvestmentIncomePriorYear0129687
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome0243019
IRS990/InvestmentIncome/TotalRevenueColumn0243019
IRS990/InvestmentInJointVenture00
IRS990/LandBldgEquipmentAccumDeprec0552146
IRS990/LandBuildingsEquipmentBasis01275956
IRS990/LandBuildingsEquipmentBasisNet/BOY0750503
IRS990/LandBuildingsEquipmentBasisNet/EOY0723810
IRS990/LessCostOthBasisSalesExpenses/Securities03478000
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0ANTHONY J DIGIOVANNI
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers05
IRS990/NbrVotingMembersGoverningBody05
IRS990/NetAssetsOrFundBalancesBOY04852547
IRS990/NetAssetsOrFundBalancesEOY04931743
IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome021159
IRS990/NetGainOrLossInvestments/TotalRevenueColumn021159
IRS990/NetUnrelatedBusinessTxblIncome0-6981
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith10960909
IRS990/NumberIndependentVotingMembers05
IRS990/NumberIndividualsGT100K01
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees021
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total035692
IRS990/OfficeExpenses/Total0193023
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY02567970
IRS990/OtherAssetsTotal/EOY03218971
IRS990/OtherEmployeeBenefits/Total045267
IRS990/OtherExpensePriorYear0742296
IRS990/OtherExpensesCurrentYear0815158
IRS990/OtherExpenses/Description0PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description1MEMBER DIVIDENDS
IRS990/OtherExpenses/Description2LOAN SERVICING
IRS990/OtherExpenses/Description3NCUSIF ASSESSMENTS
IRS990/OtherExpenses/Total0174344
IRS990/OtherExpenses/Total1135913
IRS990/OtherExpenses/Total232775
IRS990/OtherExpenses/Total319062
IRS990/OtherLiabilities/BOY027004205
IRS990/OtherLiabilities/EOY027974264
IRS990/OtherNotesLoansReceivableNet/BOY019489586
IRS990/OtherNotesLoansReceivableNet/EOY019857026
IRS990/OtherRevenueCurrentYear06284
IRS990/OtherRevenuePriorYear011711
IRS990/OtherSalariesAndWages/Total0333745
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total035951
IRS990/PensionPlanContributions/Total019380
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY0107102
IRS990/PrepaidExpensesDeferredCharges/EOY0125075
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenue/BusinessCode3522100
IRS990/ProgramServiceRevenueCY01302446
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1FEES & OTHER INCOME
IRS990/ProgramServiceRevenue/Description2NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenue/Description3WARRANTY SALES
IRS990/ProgramServiceRevenuePriorYear01282553
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome01038488
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1257255
IRS990/ProgramServiceRevenue/TotalRevenueColumn01038488
IRS990/ProgramServiceRevenue/TotalRevenueColumn1257255
IRS990/ProgramServiceRevenue/TotalRevenueColumn25600
IRS990/ProgramServiceRevenue/TotalRevenueColumn31103
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue05600
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue11103
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses079196
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets01
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY04852547
IRS990/RetainedEarningsEndowmentEtc/EOY04931743
IRS990/RevenuesLessExpensesCY079196
IRS990/RevenuesLessExpensesPriorYear0191688
IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome06284
IRS990/RoyaltiesRevenue/TotalRevenueColumn06284
IRS990/SalariesEtcCurrentYear0678554
IRS990/SalariesEtcPriorYear0489967
IRS990/SavingsAndTempCashInvestments/BOY08762602
IRS990/SavingsAndTempCashInvestments/EOY08748822
IRS990/ScheduleBRequired00
IRS990ScheduleD/Buildings/BookValue0549936
IRS990ScheduleD/Buildings/Depreciation0334099
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis0884035
IRS990ScheduleD/Equipment/BookValue036363
IRS990ScheduleD/Equipment/Depreciation0218047
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0254410
IRS990ScheduleD/Land/BookValue0137511
IRS990ScheduleD/Land/OtherCostOrOtherBasis0137511
IRS990ScheduleD/OtherAssets/BookValue02352624
IRS990ScheduleD/OtherAssets/BookValue1270042
IRS990ScheduleD/OtherAssets/BookValue256570
IRS990ScheduleD/OtherAssets/BookValue3531891
IRS990ScheduleD/OtherAssets/BookValue47844
IRS990ScheduleD/OtherAssets/Description0457(F) DEFERRED COMPENSATION PLAN ASSETS
IRS990ScheduleD/OtherAssets/Description1NCUSIF DEPOSIT
IRS990ScheduleD/OtherAssets/Description2ACCRUED INCOME
IRS990ScheduleD/OtherAssets/Description3FORECLOSED REAL ESTATE
IRS990ScheduleD/OtherAssets/Description4ALL OTHER ASSETS
IRS990ScheduleD/OtherLiabilities/Amount027974264
IRS990ScheduleD/OtherLiabilities/Description0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueOtherAssets03218971
IRS990ScheduleD/TotalOfAmounts027974264
IRS990ScheduleD/TotalOfBookValueLandBuildings0723810
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/EquityBasedCompArrangement00
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0115000
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg03450
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg0111561
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation0THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation1THE PRESIDENT, ANTHONY J. DIGIOVANNI, PARTICIPATES IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2012, HE RECEIVED A PAYOUT OF $37,293, AND THE ENTIRE AMOUNT WAS REPORTED AS TAXABLE INCOME ON HIS W-2. DURING THE YEAR, THE CREDIT UNION RECORDED TOTAL INVESTMENT INCOME OF $101,701 AND BENEFIT EXPENSES OF $102,561 RELATED TO THIS PLAN.
IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference0Part I, Line 3
IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference1Part I, Line 4b
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0ANTHONY J DIGIOVANNI
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg014200
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg037293
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/Title0PRESIDENT
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg0281504
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs00
IRS990/ScheduleJRequired01
IRS990ScheduleJ/SeverancePayment00
IRS990ScheduleJ/SupplementalNonqualRetirePlan01
IRS990ScheduleO/GeneralExplanation/Explanation0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation2SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/GeneralExplanation/Explanation3THE SUPERVISORY COMMITTEE APPROVES THE ACCOUNTING FIRM TO COMPLETE THE RETURN. THE RESPONSIBILITY FOR REVIEWING THE 990 IS DELEGATED TO THE PRESIDENT.
IRS990ScheduleO/GeneralExplanation/Explanation4THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION, INCLUDING THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/GeneralExplanation/Explanation5FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Section B, line 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990, Part VI, Section C, line 19
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0MO
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine108510 E BANNISTER
IRS990/TheBooksAreInCareOf/AddressUS/City0KANSAS CITY
IRS990/TheBooksAreInCareOf/AddressUS/State0MO
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode064134
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10ANTHONY J DIGIOVANNI
IRS990/TheBooksAreInCareOf/TelephoneNumber08167634020
IRS990/TotalAssets/BOY032090991
IRS990/TotalAssetsBOY032090991
IRS990/TotalAssets/EOY033163882
IRS990/TotalAssetsEOY033163882
IRS990/TotalCompGT150K01
IRS990/TotalExpensesCurrentYear01493712
IRS990/TotalExpensesPriorYear01232263
IRS990/TotalFunctionalExpenses/Total01493712
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI06703
IRS990/TotalLiabilities/BOY027238444
IRS990/TotalLiabilitiesBOY027238444
IRS990/TotalLiabilities/EOY028232139
IRS990/TotalLiabilitiesEOY028232139
IRS990/TotalLiabNetAssetsFundBalances/BOY032090991
IRS990/TotalLiabNetAssetsFundBalances/EOY033163882
IRS990/TotalNbrEmployees021
IRS990/TotalNbrVolunteers08
IRS990/TotalNetAssetsFundBalances/BOY04852547
IRS990/TotalNetAssetsFundBalances/EOY04931743
IRS990/TotalOtherCompensation0125761
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceRevenue01302446
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0155743
IRS990/TotalRevenueCurrentYear01572908
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenuePriorYear01423951
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome01566205
IRS990/TotalRevenue/TotalRevenueColumn01572908
IRS990/TotalRevenue/UnrelatedBusinessRevenue06703
IRS990/Travel/Total0565
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome01
IRS990/UponRequest0X
IRS990/WebSite0WWW.CSDCU.ORG
IRS990/WhistleblowerPolicy00
IRS990/YearFormation01959
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0446013258
ReturnHeader/Filer/Name/BusinessNameLine10CSD CREDIT UNION
ReturnHeader/Filer/NameControl0CSDC
ReturnHeader/Filer/Phone08167634020
ReturnHeader/Filer/USAddress/AddressLine108510 E BANNISTER
ReturnHeader/Filer/USAddress/City0KANSAS CITY
ReturnHeader/Filer/USAddress/State0MO
ReturnHeader/Filer/USAddress/ZIPCode064134
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-03-26
ReturnHeader/Officer/Name0ANTHONY J DIGIOVANNI
ReturnHeader/Officer/Phone08167634020
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/PreparerFirm/EIN0431592217
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0OLATHE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0KS
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode066061
ReturnHeader/Preparer/Phone09138946214
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-03-26T10:56:37-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$33,163,882
Liabilities
$28,232,139
Net assets
$4,931,743
Revenue
-
Expenses
$1,493,712
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$77.0$67.7$9.34$4.23$3.43$0.80
2023Detailed filing. Detailed filing data is available for this year.$74.5$66.0$8.55$3.44$2.60$0.83
2022Detailed filing. Detailed filing data is available for this year.$71.8$64.0$7.74$2.35$2.01$0.34
2021Detailed filing. Detailed filing data is available for this year.$59.7$53.4$6.36$2.07$1.69$0.37
2020Detailed filing. Detailed filing data is available for this year.$53.4$47.3$6.06$1.91$1.61$0.30
2019Detailed filing. Detailed filing data is available for this year.$40.9$35.3$5.59$1.83$1.76$0.07
2018Detailed filing. Detailed filing data is available for this year.$39.7$34.2$5.51$1.63$1.39$0.24
2017Detailed filing. Detailed filing data is available for this year.$40.0$34.6$5.40$1.57$1.26$0.31
2016Detailed filing. Detailed filing data is available for this year.$41.1$36.0$5.09$1.44$1.31$0.12
2015Detailed filing. Detailed filing data is available for this year.$38.6$33.6$4.99$1.35$1.19$0.16
2014Detailed filing. Detailed filing data is available for this year.$35.4$30.5$4.83$1.41$1.52$0.11
2013Detailed filing. Detailed filing data is available for this year.$34.8$29.8$4.94$1.31$1.30$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.2$28.2$4.93$1.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.1$27.2$4.85$1.23
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.9$26.2$4.66$1.49