Civic Intelligence

B&V Credit Union

990 • Fiscal year 2018 • EIN 44-0648650

Jan 01, 2018 to Dec 31, 2018 • Filed on Oct 17, 2019

Organization ProfileWWW.BVCREDITUNION.COM

View Organization Page

11401 Lamar AvenueOverland Park, KS 66211-1508

(913) 458-2739

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.87x

Higher debt load relative to assets than 34% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Liabilities / Revenue

100th percentile

35.70x

Higher debt load relative to revenue than 100% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Net Margin

61st percentile

14%

Higher net margin than 61% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Top Officer Pay

24th percentile

$116,186

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 8.0% of source-year revenue.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Asset Growth

2nd percentile

-7.0%

Faster asset growth than 2% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Revenue Growth

56th percentile

10%

Faster revenue growth than 56% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets34th percentile

Assets

Down

$59,505,954

Down $4,471,615 (-7.0%) from 2017

Net Assets

Up

$7,932,904

Up $136,741 (+1.8%) from 2017

Liabilities

Down

$51,573,050

Down $4,608,356 (-8.2%) from 2017

Revenue And Expenses
Liabilities / Revenue100th percentileNet Margin61st percentile

Revenue

Up

$1,444,429

Up $132,203 (+10%) from 2017

Expenses

Up

$1,242,187

Up $242,268 (+24%) from 2017

Net Income

Down

$202,242

Down $110,065 (-35%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $54,354,725Liabilities 2010: $48,372,628Net Assets 2010: $5,982,0972010Assets 2011: $58,967,638Liabilities 2011: $52,563,168Net Assets 2011: $6,404,4702011Assets 2012: $65,991,111Liabilities 2012: $59,402,312Net Assets 2012: $6,588,7992012Assets 2013: $64,108,753Liabilities 2013: $58,432,013Net Assets 2013: $5,676,7402013Assets 2014: $65,770,334Liabilities 2014: $59,018,348Net Assets 2014: $6,751,9862014Assets 2015: $66,681,726Liabilities 2015: $59,481,896Net Assets 2015: $7,199,8302015Assets 2016: $66,650,942Liabilities 2016: $59,240,983Net Assets 2016: $7,409,9592016Assets 2017: $63,977,569Liabilities 2017: $56,181,406Net Assets 2017: $7,796,1632017Assets 2018: $59,505,954Liabilities 2018: $51,573,050Net Assets 2018: $7,932,9042018Assets 2019: $57,565,312Liabilities 2019: $49,305,846Net Assets 2019: $8,259,4662019Assets 2020: $64,815,159Liabilities 2020: $56,325,972Net Assets 2020: $8,489,1872020Assets 2021: $65,094,444Liabilities 2021: $56,945,665Net Assets 2021: $8,148,7792021Assets 2022: $61,643,726Liabilities 2022: $53,359,934Net Assets 2022: $8,283,7922022Assets 2023: $52,596,799Liabilities 2023: $44,940,645Net Assets 2023: $7,656,1542023Assets 2024: $46,667,720Liabilities 2024: $39,301,699Net Assets 2024: $7,366,0212024

Highlighted filing

2018

Assets$59,505,954
Liabilities$51,573,050
Net Assets$7,932,904
Open 2018 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,502,4922010Expenses 2011: $1,275,7202011Revenue 2012: $1,333,562Expenses 2012: $1,107,219Net Income 2012: $226,3432012Revenue 2013: $1,197,788Expenses 2013: $900,856Net Income 2013: $296,9322013Revenue 2014: $1,197,706Expenses 2014: $963,195Net Income 2014: $234,5112014Revenue 2015: $1,221,271Expenses 2015: $920,814Net Income 2015: $300,4572015Revenue 2016: $1,202,059Expenses 2016: $851,264Net Income 2016: $350,7952016Revenue 2017: $1,312,226Expenses 2017: $999,919Net Income 2017: $312,3072017Revenue 2018: $1,444,429Expenses 2018: $1,242,187Net Income 2018: $202,2422018Revenue 2019: $1,560,661Expenses 2019: $1,484,471Net Income 2019: $76,1902019Revenue 2020: $1,431,797Expenses 2020: $1,257,486Net Income 2020: $174,3112020Revenue 2021: $1,181,850Expenses 2021: $1,045,341Net Income 2021: $136,5092021Revenue 2022: $1,236,714Expenses 2022: $1,199,538Net Income 2022: $37,1762022Revenue 2023: $1,247,112Expenses 2023: $1,915,107Net Income 2023: -$667,9952023Revenue 2024: $1,329,430Expenses 2024: $1,637,251Net Income 2024: -$307,8212024

Highlighted filing

2018

Revenue$1,444,429
Expenses$1,242,187
Net Income$202,242
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Oct 17, 2019
Return Version
2018v3.1
Gross Receipts
$1,444,429
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$18,511,048$22,049,044▲ $3,537,996
Savings and Temporary Cash Investments$29,433,317$21,342,452▼ $8,090,865
Investments Other Securities$15,334,250$15,035,068▼ $299,182
Rtn Earn Endowment Incm Other Fnds$7,796,163$7,932,904▲ $136,741
Cash and Non-Interest-Bearing Accounts$-268,787$150,652▲ $419,439
Prepaid Expenses and Deferred Charges$30,622$43,434▲ $12,812
Land, Buildings, and Equipment, Net$7,213$7,098▼ $115
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$63,977,569$59,505,954▼ $4,471,615
Other Assets Total$929,906$878,206▼ $51,700
Liabilities
Other Liabilities$55,191,387$51,502,256▼ $3,689,131
Mortgage Notes Payable Secured by Investment Property$942,507--
Accounts Payable and Accrued Expenses$47,512$70,794▲ $23,282
Total Liabilities$56,181,406$51,573,050▼ $4,608,356
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,796,163$7,932,904▲ $136,741
Total Liabilities and Net Assets / Fund Balance$63,977,569$59,505,954▼ $4,471,615

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$7,098$379,465$386,563
Other Securities$12,333,022--
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sandra K BartholomewPresidentFT$98,100$18,086$116,186

Board Members and Trustees

NameTitle
William G StannardChairman
Lawrence F Beil IiVice Chairman
Stuart M StorrsAssistant Treasurer
David J JohnsonSecretary
Wbrent FerrenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$774,626
Investment Income
$665,993
Other Revenue
$3,810
Change in Net Assets
$202,242
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$936,516
Salaries, Compensation, and Employee Benefits$305,671
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$145,200
Current Officers, Directors, Trustees, and Key Employees---$116,186
Office Expenses---$77,428
Fees for Services Other---$34,670
Depreciation Depletion---$31,199
Insurance---$27,920
Fees for Services Accounting---$21,908
Advertising---$19,630
Payroll Taxes---$18,992
Other Expenses---$17,400
Other Employee Benefits---$16,758
All Other Expenses---$16,569
Pension Plan Contributions---$8,535
Interest---$6,855
Conferences and Meetings---$4,840
Total Functional Expenses$0$0$0$1,242,187
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$51,252,309
457 Retirement Plan$249,947
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, line 11B

“The credit union president reviews the form 990 and provides a copy to the board of directors.”

Form 990, Part VI, Section B, line 12C

“On an annual basis, the president and all directors, committee members and key employees are required to review the conflict of interest policy, disclose any interests the could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, line 15

“The board of directors reviews and approves all compensation, including the president's. Deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, line 19

“Financial statements are posted in the credit union lobby and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
B&v Credit Union
EIN
44-0648650
Phone
9134582739
Address
11401 LAMAR AVENUE, OVERLAND PARK, KS 66211-1508

Signing Officer

Name
Sandra K Bartholomew
Title
President
Phone
9134582739
Signed
2019-10-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sandra K Bartholomew
Formed
1954
Legal Domicile
Ks
Voting Board Members
5
Independent Board Members
5
Employees
6
Volunteers
11

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Jerry Tenbrink
Phone
9138946214
Raw XML Appendix344 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt047512
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt070794
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
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IRS990/AllOtherExpensesGrp/TotalAmt016569
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum09134582739
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IRS990/BooksInCareOfDetail/USAddress/CityNm0OVERLAND PARK
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IRS990/CashNonInterestBearingGrp/EOYAmt0150652
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IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
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IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
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IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/FeesForServicesOtherGrp/TotalAmt034670
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IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt518086
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IRS990/Form990PartVIISectionAGrp/PersonNm1LAWRENCE F BEIL II
IRS990/Form990PartVIISectionAGrp/PersonNm2WBRENT FERREN
IRS990/Form990PartVIISectionAGrp/PersonNm3STUART M STORRS
IRS990/Form990PartVIISectionAGrp/PersonNm4DAVID J JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm5SANDRA K BARTHOLOMEW
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01954
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IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt027920
IRS990/InterestGrp/TotalAmt06855
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0665993
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0665993
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt015334250
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
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IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesBOYAmt07796163
IRS990/NetAssetsOrFundBalancesEOYAmt07932904
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-65501
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt077428
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0929906
IRS990/OtherAssetsTotalGrp/EOYAmt0878206
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt016758
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
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IRS990/OtherExpensesGrp/TotalAmt317400
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IRS990/PartialLiquidationInd00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
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IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt030622
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IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2125
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0125
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2018, THERE WERE 1,680 LOANS OUTSTANDING TOTALING $22,192,050.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $481,213 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYTotalExpensesAmt0999919
IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990/ReconcilationRevenueExpnssAmt0202242
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0386563
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt051252309
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1249947
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1457 RETIREMENT PLAN
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt02702046
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt112333022
IRS990ScheduleD/OtherSecuritiesGrp/Desc0HTM-FEDERAL AGENCY SEC.
IRS990ScheduleD/OtherSecuritiesGrp/Desc1AFS-FEDERAL AGENCY SEC.
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07098
IRS990ScheduleD/TotalBookValueSecuritiesAmt015035068
IRS990ScheduleD/TotalLiabilityAmt051502256
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION PRESIDENT REVIEWS THE FORM 990 AND PROVIDES A COPY TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, THE PRESIDENT AND ALL DIRECTORS, COMMITTEE MEMBERS AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THE COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS AND APPROVES ALL COMPENSATION, INCLUDING THE PRESIDENT'S. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt063977569
IRS990/TotalAssetsEOYAmt059505954
IRS990/TotalAssetsGrp/BOYAmt063977569
IRS990/TotalAssetsGrp/EOYAmt059505954
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/TotalAmt01242187
IRS990/TotalGrossUBIAmt0125
IRS990/TotalLiabilitiesBOYAmt056181406
IRS990/TotalLiabilitiesEOYAmt051573050
IRS990/TotalLiabilitiesGrp/BOYAmt056181406
IRS990/TotalLiabilitiesGrp/EOYAmt051573050
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07796163
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07932904
IRS990/TotalOtherCompensationAmt018086
IRS990/TotalProgramServiceRevenueAmt0774626
IRS990/TotalReportableCompFromOrgAmt098100
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01444304
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01444429
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0125
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt063977569
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt059505954
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt011401 LAMAR AVENUE
IRS990/USAddress/CityNm0OVERLAND PARK
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd0662111508
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.BVCREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02020-03-31 21:24:44Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SANDRA K BARTHOLOMEW
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09134582739
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-10-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0B&V CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0B&VC
ReturnHeader/Filer/EIN0440648650
ReturnHeader/Filer/PhoneNum09134582739
ReturnHeader/Filer/USAddress/AddressLine1Txt011401 LAMAR AVENUE
ReturnHeader/Filer/USAddress/CityNm0OVERLAND PARK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd0662111508
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0DF81630E7C01E54DA6D3CC5C7C1702BCCB5963A3
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId090B5988E53CBDDD12AFD5F67CACC6EB659604036
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.87.82.114
ReturnHeader/FilingSecurityInformation/IPDt02019-10-17
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm016:11:34
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JERRY TENBRINK
ReturnHeader/ReturnTs02019-10-17T16:11:44-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$59,505,954
Liabilities
$51,573,050
Net assets
$7,932,904
Revenue
$1,444,429
Expenses
$1,242,187
Net income
$202,242
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.7$39.3$7.37$1.33$1.64$0.31
2023Detailed filing. Detailed filing data is available for this year.$52.6$44.9$7.66$1.25$1.92$0.67
2022Detailed filing. Detailed filing data is available for this year.$61.6$53.4$8.28$1.24$1.20$0.04
2021Detailed filing. Detailed filing data is available for this year.$65.1$56.9$8.15$1.18$1.05$0.14
2020Detailed filing. Detailed filing data is available for this year.$64.8$56.3$8.49$1.43$1.26$0.17
2019Detailed filing. Detailed filing data is available for this year.$57.6$49.3$8.26$1.56$1.48$0.08
2018Detailed filing. Detailed filing data is available for this year.$59.5$51.6$7.93$1.44$1.24$0.20
2017Detailed filing. Detailed filing data is available for this year.$64.0$56.2$7.80$1.31$1.00$0.31
2016Detailed filing. Detailed filing data is available for this year.$66.7$59.2$7.41$1.20$0.85$0.35
2015Detailed filing. Detailed filing data is available for this year.$66.7$59.5$7.20$1.22$0.92$0.30
2014Detailed filing. Detailed filing data is available for this year.$65.8$59.0$6.75$1.20$0.96$0.23
2013Detailed filing. Detailed filing data is available for this year.$64.1$58.4$5.68$1.20$0.90$0.30
2012Summary only. Only limited summary data is available for this year.$66.0$59.4$6.59$1.33$1.11$0.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.0$52.6$6.40$1.28
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.4$48.4$5.98$1.50
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