Civic Intelligence

Coast Line Credit Union

EIN 01-0146437 • 501(c)14 • South Portland, ME

View Organization Page

Profile

Provide members with savings and affordable loan products.

333 Cottage RoadSouth Portland, ME 04106

www.coastlinecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.84x

Higher debt load relative to assets than 19% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Liabilities / Revenue

95th percentile

27.81x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Net Margin

93rd percentile

30%

Higher net margin than 93% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

51st percentile

0.5%

Faster asset growth than 51% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Revenue Growth

37th percentile

8.3%

Faster revenue growth than 37% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$81,599,067

Up $5,446,657 (+7.2%) from 2023

Liabilities

Up

$66,460,778

Up $4,235,335 (+6.8%) from 2023

Net Assets

Up

$15,138,289

Up $1,211,322 (+8.7%) from 2023

Operations
Liabilities / Revenue95th percentileNet Margin93rd percentile

Revenue

Up

$3,989,046

Up $574,868 (+17%) from 2023

Expenses

Up

$2,777,724

Up $575,286 (+26%) from 2023

Net Income

Down

$1,211,322

Down $418 (-0.0%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $45,205,875Liabilities 2010: $39,093,560Net Assets 2010: $6,112,3152010Assets 2011: $43,425,711Liabilities 2011: $36,875,384Net Assets 2011: $6,550,3272011Assets 2012: $46,698,378Liabilities 2012: $39,733,290Net Assets 2012: $6,965,0882012Assets 2013: $47,001,119Liabilities 2013: $39,658,194Net Assets 2013: $7,342,9252013Assets 2014: $48,739,092Liabilities 2014: $40,936,669Net Assets 2014: $7,802,4232014Assets 2015: $50,691,376Liabilities 2015: $42,436,472Net Assets 2015: $8,254,9042015Assets 2016: $54,771,766Liabilities 2016: $46,030,146Net Assets 2016: $8,741,6202016Assets 2017: $55,301,716Liabilities 2017: $45,973,657Net Assets 2017: $9,328,0592017Assets 2018: $59,065,753Liabilities 2018: $49,014,389Net Assets 2018: $10,051,3642018Assets 2019: $64,394,415Liabilities 2019: $53,611,408Net Assets 2019: $10,783,0072019Assets 2020: $72,344,439Liabilities 2020: $61,100,941Net Assets 2020: $11,243,4982020Assets 2021: $77,623,444Liabilities 2021: $65,702,394Net Assets 2021: $11,921,0502021Assets 2022: $77,978,096Liabilities 2022: $65,351,800Net Assets 2022: $12,626,2962022Assets 2023: $76,152,410Liabilities 2023: $62,225,443Net Assets 2023: $13,926,9672023Assets 2024: $81,599,067Liabilities 2024: $66,460,778Net Assets 2024: $15,138,2892024

Highlighted filing

2024

Assets$81,599,067
Liabilities$66,460,778
Net Assets$15,138,289
Open 2024 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $1,777,7532010Expenses 2011: $1,595,0542011Expenses 2012: $1,448,0822012Revenue 2013: $1,801,304Expenses 2013: $1,423,467Net Income 2013: $377,8372013Revenue 2014: $1,820,978Expenses 2014: $1,361,480Net Income 2014: $459,4982014Revenue 2015: $1,830,502Expenses 2015: $1,378,021Net Income 2015: $452,4812015Revenue 2016: $1,883,812Expenses 2016: $1,397,096Net Income 2016: $486,7162016Revenue 2017: $1,954,100Expenses 2017: $1,367,661Net Income 2017: $586,4392017Revenue 2018: $2,185,319Expenses 2018: $1,462,014Net Income 2018: $723,3052018Revenue 2019: $2,464,038Expenses 2019: $1,732,395Net Income 2019: $731,6432019Revenue 2020: $2,325,646Expenses 2020: $1,865,155Net Income 2020: $460,4912020Revenue 2021: $2,170,248Expenses 2021: $1,492,696Net Income 2021: $677,5522021Revenue 2022: $2,350,060Expenses 2022: $1,644,814Net Income 2022: $705,2462022Revenue 2023: $3,414,178Expenses 2023: $2,202,438Net Income 2023: $1,211,7402023Revenue 2024: $3,989,046Expenses 2024: $2,777,724Net Income 2024: $1,211,3222024

Highlighted filing

2024

Revenue$3,989,046
Expenses$2,777,724
Net Income$1,211,322
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$81,599,067
Liabilities
$66,460,778
Net assets
$15,138,289
Revenue
$3,989,046
Expenses
$2,777,724
Net income
$1,211,322
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$81.6$66.5$15.1$3.99$2.78$1.21
2023Detailed filing. Detailed filing data is available for this year.$76.2$62.2$13.9$3.41$2.20$1.21
2022Detailed filing. Detailed filing data is available for this year.$78.0$65.4$12.6$2.35$1.64$0.71
2021Detailed filing. Detailed filing data is available for this year.$77.6$65.7$11.9$2.17$1.49$0.68
2020Detailed filing. Detailed filing data is available for this year.$72.3$61.1$11.2$2.33$1.87$0.46
2019Detailed filing. Detailed filing data is available for this year.$64.4$53.6$10.8$2.46$1.73$0.73
2018Detailed filing. Detailed filing data is available for this year.$59.1$49.0$10.1$2.19$1.46$0.72
2017Detailed filing. Detailed filing data is available for this year.$55.3$46.0$9.33$1.95$1.37$0.59
2016Detailed filing. Detailed filing data is available for this year.$54.8$46.0$8.74$1.88$1.40$0.49
2015Detailed filing. Detailed filing data is available for this year.$50.7$42.4$8.25$1.83$1.38$0.45
2014Detailed filing. Detailed filing data is available for this year.$48.7$40.9$7.80$1.82$1.36$0.46
2013Detailed filing. Detailed filing data is available for this year.$47.0$39.7$7.34$1.80$1.42$0.38
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.7$39.7$6.97$1.45
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.4$36.9$6.55$1.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.2$39.1$6.11$1.78
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 8, 2025
Return Version
2024v5.1
Gross Receipts
$3,989,046
Mission and Program Overview

Mission

Provide members with savings and affordable loan products.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$37,754,755$39,023,583▲ $1,268,828
Land, Buildings, and Equipment, Net$1,090,167$1,040,866▼ $49,301
Cash and Non-Interest-Bearing Accounts$466,895$642,977▲ $176,082
Investments Other Securities$170,646$183,280▲ $12,634
Total Assets$76,152,410$81,599,067▲ $5,446,657
Other Assets Total$36,669,947$40,708,361▲ $4,038,414
Liabilities
Other Liabilities$61,586,465$65,700,683▲ $4,114,218
Accounts Payable and Accrued Expenses$638,978$760,095▲ $121,117
Total Liabilities$62,225,443$66,460,778▲ $4,235,335
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$13,926,967$15,138,289▲ $1,211,322
Total Net Assets Fund Balance$13,926,967$15,138,289▲ $1,211,322
Total Liabilities and Net Assets / Fund Balance$76,152,410$81,599,067▲ $5,446,657

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$745,959$628,413$1,374,372
Equipment$74,907$334,129$409,036
Land$220,000-$220,000
Other Assets Org$249,400--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Matthew GriffithsPresidentFT$206,269$43,551$249,820
Troy ChadbourneVice PresidentFT$138,049-$138,049

Board Members and Trustees

NameTitle
Stephen B RichardChairman
Robert TracyVice Chair
Rita D ThompsonBoard Clerk
Mark ReuscherDirector
Sharon CavallaroDirector
Theresa HeseltineDirector
DOUGLAS O'DONNELLTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,962,280
Investment Income
$0
Other Revenue
$26,766
Change in Net Assets
$1,211,322
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,028,956
Salaries, Compensation, and Employee Benefits$748,768
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$329,122--$329,122
Other Salaries and Wages$271,372--$271,372
Interest$218,666--$218,666
Pension Plan Contributions$148,274--$148,274
Occupancy$87,280--$87,280
Advertising$55,489--$55,489
Insurance$30,145--$30,145
Other Expenses$27,765--$27,765
All Other Expenses$21,091--$21,091
Depreciation Depletion$18,638--$18,638
Fees for Services Accounting$17,970--$17,970
Fees for Services Other$14,692--$14,692
Travel$13,727--$13,727
Fees for Services Legal$1,573--$1,573
Total Functional Expenses$2,777,724$0$0$2,777,724
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$60,835,630
Fhlb Advances$4,865,053
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

“There were no subcommittees and, therefore, there were no reports.”

Form 990, Part VI, Section B, Line 11B

“The board of directors reviews the 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization's conflict of interest policy is consistently monitored and enforced by management and the board of directors.”

Form 990, Part VI, Section B, Line 15A

“The president's salary is determined by the board of directors in a process of comparing the salary to the industry average and evaluating performance.”

Form 990, Part VI, Section C, Line 19

“The organizations governing documents, conflict of interest policy, and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Coast Line Credit Union
EIN
01-0146437
Phone
2077997245
Address
333 COTTAGE ROAD, SOUTH PORTLAND, ME 04106

Signing Officer

Name
Matthew Griffiths
Title
President
Phone
2077997245
Signed
2025-05-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Matthew Griffiths
Formed
1927
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
7
Employees
7
Volunteers
0

Preparer

Firm
Ouellette & Associates Pa
Address
1111 LISBON STREET, LEWISTON, ME 04240
Preparer
C Joseph Wolverton Jr CPA
Phone
2077860328
Raw XML AppendixShowing 400 of 476 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0638978
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0760095
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE MEMBERS WITH SAVINGS AND AFFORDABLE LOAN PRODUCTS.
IRS990/AdvertisingGrp/ProgramServicesAmt055489
IRS990/AdvertisingGrp/TotalAmt055489
IRS990/AllOtherExpensesGrp/ProgramServicesAmt021091
IRS990/AllOtherExpensesGrp/TotalAmt021091
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MATTHEW GRIFFITHS
IRS990/BooksInCareOfDetail/PhoneNum02077997245
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0333 COTTAGE ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0SOUTH PORTLAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ME
IRS990/BooksInCareOfDetail/USAddress/ZIPCd004106
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0466895
IRS990/CashNonInterestBearingGrp/EOYAmt0642977
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0329122
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0329122
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt02028956
IRS990/CYOtherRevenueAmt026766
IRS990/CYProgramServiceRevenueAmt03962280
IRS990/CYRevenuesLessExpensesAmt01211322
IRS990/CYSalariesCompEmpBnftPaidAmt0748768
IRS990/CYTotalExpensesAmt02777724
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03989046
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt018638
IRS990/DepreciationDepletionGrp/TotalAmt018638
IRS990/Desc0THE CREDIT UNION HAS 3,370 MEMBERS AS OF DECEMBER 31, 2024. MEMBERS HAVE ACCESS TO A VARIETY OF LOW COST FINANCIAL SERVICES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt07
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt02777724
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt017970
IRS990/FeesForServicesAccountingGrp/TotalAmt017970
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt01573
IRS990/FeesForServicesLegalGrp/TotalAmt01573
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt014692
IRS990/FeesForServicesOtherGrp/TotalAmt014692
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0STEPHEN B RICHARD
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBERT TRACY
IRS990/Form990PartVIISectionAGrp/PersonNm2DOUGLAS O'DONNELL
IRS990/Form990PartVIISectionAGrp/PersonNm3RITA D THOMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm4SHARON CAVALLARO
IRS990/Form990PartVIISectionAGrp/PersonNm5THERESA HESELTINE
IRS990/Form990PartVIISectionAGrp/PersonNm6MARK REUSCHER
IRS990/Form990PartVIISectionAGrp/PersonNm7MATTHEW GRIFFITHS
IRS990/Form990PartVIISectionAGrp/PersonNm8TROY CHADBOURNE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7249820
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8138049
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01927
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03989046
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt030145
IRS990/InsuranceGrp/TotalAmt030145
IRS990/InterestGrp/ProgramServicesAmt0218666
IRS990/InterestGrp/TotalAmt0218666
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0170646
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0183280
IRS990/IRPDocumentCnt0898
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0962542
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01090167
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01040866
IRS990/LandBldgEquipCostOrOtherBssAmt02003408
IRS990/LegalDomicileStateCd0ME
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE MEMBERS WITH SAVINGS AND AFFORDABLE LOAN PRODUCTS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt013926967
IRS990/NetAssetsOrFundBalancesEOYAmt015138289
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt013926967
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt015138289
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt087280
IRS990/OccupancyGrp/TotalAmt087280
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt036669947
IRS990/OtherAssetsTotalGrp/EOYAmt040708361
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0DIVIDENDS PAID
IRS990/OtherExpensesGrp/Desc1OFFICE OPERATIONS
IRS990/OtherExpensesGrp/Desc2OPERATING FEE
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/ProgramServicesAmt01067474
IRS990/OtherExpensesGrp/ProgramServicesAmt1426237
IRS990/OtherExpensesGrp/ProgramServicesAmt228209
IRS990/OtherExpensesGrp/ProgramServicesAmt327765
IRS990/OtherExpensesGrp/TotalAmt01067474
IRS990/OtherExpensesGrp/TotalAmt1426237
IRS990/OtherExpensesGrp/TotalAmt228209
IRS990/OtherExpensesGrp/TotalAmt327765
IRS990/OtherLiabilitiesGrp/BOYAmt061586465
IRS990/OtherLiabilitiesGrp/EOYAmt065700683
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0INSURANCE INCOME
IRS990/OtherRevenueMiscGrp/Desc1CUIS SCHEDULE K-1
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt014132
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt014132
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt112634
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt012634
IRS990/OtherRevenueTotalAmt026766
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0271372
IRS990/OtherSalariesAndWagesGrp/TotalAmt0271372
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt037754755
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt039023583
IRS990/PartialLiquidationInd00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0148274
IRS990/PensionPlanContributionsGrp/TotalAmt0148274
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MATTHEW GRIFFITHS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN AND INVESTMENT IN
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03672181
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1282698
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03672181
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1290099
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt07401
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt01488355
IRS990/PYOtherRevenueAmt0131503
IRS990/PYProgramServiceRevenueAmt03282675
IRS990/PYRevenuesLessExpensesAmt01211740
IRS990/PYSalariesCompEmpBnftPaidAmt0714083
IRS990/PYTotalExpensesAmt02202438
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03414178
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt01211322
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03969011
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0745959
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0628413
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01374372
IRS990ScheduleD/EquipmentGrp/BookValueAmt074907
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0334129
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0409036
IRS990ScheduleD/LandGrp/BookValueAmt0220000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0220000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt069198
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1129552
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2158085
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3544678
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4360811
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5294675
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt62990463
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt735911499
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt8249400
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0PREPAID EXPENSES
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ACCRUED INTEREST ON LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2ACCRUED INCOME ON INVESTMENTS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3DEPOSIT IN NCUSIF
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4INVESTMENT PURCHASED UNDER 457B
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5FHLB IDEAL WAY ACCOUNT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6TRICORP OVERNIGHT ACCOUNT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc7CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc8FHLB CAPITAL STOCK
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt060835630
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14865053
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1FHLB ADVANCES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01040866
IRS990ScheduleD/TotalBookValueOtherAssetsAmt040708361
IRS990ScheduleD/TotalLiabilityAmt065700683
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0206269
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt043551
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MATTHEW GRIFFITHS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0249820
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt223685
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt49748
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt521345
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HOME EQUITY LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1HOME EQUITY LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2HOME EQUITY LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HOME EQUITY LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HOME EQUITY LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6OVERDRAFT LINE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1114400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2120000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3200000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt420000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt530000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt63000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0THERESA HESELTINE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1STEPHEN RICHARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2MARK REUSCHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3MATTHEW GRIFFITHS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4ROBERT TRACY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5SHARON CAVALLARO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6MATTHEW GRIFFITHS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD OF DIRECTORS MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD OF DIRECTORS MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOARD OF DIRECTORS MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD OF DIRECTORS MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5BOARD OF DIRECTORS MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd61
IRS990ScheduleL/TotalBalanceDueAmt054778
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THERE WERE NO SUBCOMMITTEES AND, THEREFORE, THERE WERE NO REPORTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS REVIEWS THE 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS CONSISTENTLY MONITORED AND ENFORCED BY MANAGEMENT AND THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT'S SALARY IS DETERMINED BY THE BOARD OF DIRECTORS IN A PROCESS OF COMPARING THE SALARY TO THE INDUSTRY AVERAGE AND EVALUATING PERFORMANCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATIONS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.