Civic Intelligence

B&V Credit Union

990 • Fiscal year 2012 • EIN 44-0648650

Jan 01, 2012 to Dec 31, 2012

Overland Park, KS
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.90x

Higher debt load relative to assets than 58% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2012

Liabilities / Revenue

99th percentile

44.54x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Net Margin

68th percentile

17%

Higher net margin than 68% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

91st percentile

12%

Faster asset growth than 91% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Up

$65,991,111

Up $7,023,473 (+12%) from 2011

Net Assets

Up

$6,588,799

Up $184,329 (+2.9%) from 2011

Liabilities

Up

$59,402,312

Up $6,839,144 (+13%) from 2011

Revenue

$1,333,562

No earlier filing loaded for comparison.

Expenses

Down

$1,107,219

Down $168,501 (-13%) from 2011

Net Income

$226,343

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $54,354,725Liabilities 2010: $48,372,628Net Assets 2010: $5,982,0972010Assets 2011: $58,967,638Liabilities 2011: $52,563,168Net Assets 2011: $6,404,4702011Assets 2012: $65,991,111Liabilities 2012: $59,402,312Net Assets 2012: $6,588,7992012Assets 2013: $64,108,753Liabilities 2013: $58,432,013Net Assets 2013: $5,676,7402013Assets 2014: $65,770,334Liabilities 2014: $59,018,348Net Assets 2014: $6,751,9862014Assets 2015: $66,681,726Liabilities 2015: $59,481,896Net Assets 2015: $7,199,8302015Assets 2016: $66,650,942Liabilities 2016: $59,240,983Net Assets 2016: $7,409,9592016Assets 2017: $63,977,569Liabilities 2017: $56,181,406Net Assets 2017: $7,796,1632017Assets 2018: $59,505,954Liabilities 2018: $51,573,050Net Assets 2018: $7,932,9042018Assets 2019: $57,565,312Liabilities 2019: $49,305,846Net Assets 2019: $8,259,4662019Assets 2020: $64,815,159Liabilities 2020: $56,325,972Net Assets 2020: $8,489,1872020Assets 2021: $65,094,444Liabilities 2021: $56,945,665Net Assets 2021: $8,148,7792021Assets 2022: $61,643,726Liabilities 2022: $53,359,934Net Assets 2022: $8,283,7922022Assets 2023: $52,596,799Liabilities 2023: $44,940,645Net Assets 2023: $7,656,1542023Assets 2024: $46,667,720Liabilities 2024: $39,301,699Net Assets 2024: $7,366,0212024

Highlighted filing

2012

Assets$65,991,111
Liabilities$59,402,312
Net Assets$6,588,799

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,502,4922010Expenses 2011: $1,275,7202011Revenue 2012: $1,333,562Expenses 2012: $1,107,219Net Income 2012: $226,3432012Revenue 2013: $1,197,788Expenses 2013: $900,856Net Income 2013: $296,9322013Revenue 2014: $1,197,706Expenses 2014: $963,195Net Income 2014: $234,5112014Revenue 2015: $1,221,271Expenses 2015: $920,814Net Income 2015: $300,4572015Revenue 2016: $1,202,059Expenses 2016: $851,264Net Income 2016: $350,7952016Revenue 2017: $1,312,226Expenses 2017: $999,919Net Income 2017: $312,3072017Revenue 2018: $1,444,429Expenses 2018: $1,242,187Net Income 2018: $202,2422018Revenue 2019: $1,560,661Expenses 2019: $1,484,471Net Income 2019: $76,1902019Revenue 2020: $1,431,797Expenses 2020: $1,257,486Net Income 2020: $174,3112020Revenue 2021: $1,181,850Expenses 2021: $1,045,341Net Income 2021: $136,5092021Revenue 2022: $1,236,714Expenses 2022: $1,199,538Net Income 2022: $37,1762022Revenue 2023: $1,247,112Expenses 2023: $1,915,107Net Income 2023: -$667,9952023Revenue 2024: $1,329,430Expenses 2024: $1,637,251Net Income 2024: -$307,8212024

Highlighted filing

2012

Revenue$1,333,562
Expenses$1,107,219
Net Income$226,343
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.7$39.3$7.37$1.33$1.64$0.31
2023Detailed filing. Detailed filing data is available for this year.$52.6$44.9$7.66$1.25$1.92$0.67
2022Detailed filing. Detailed filing data is available for this year.$61.6$53.4$8.28$1.24$1.20$0.04
2021Detailed filing. Detailed filing data is available for this year.$65.1$56.9$8.15$1.18$1.05$0.14
2020Detailed filing. Detailed filing data is available for this year.$64.8$56.3$8.49$1.43$1.26$0.17
2019Detailed filing. Detailed filing data is available for this year.$57.6$49.3$8.26$1.56$1.48$0.08
2018Detailed filing. Detailed filing data is available for this year.$59.5$51.6$7.93$1.44$1.24$0.20
2017Detailed filing. Detailed filing data is available for this year.$64.0$56.2$7.80$1.31$1.00$0.31
2016Detailed filing. Detailed filing data is available for this year.$66.7$59.2$7.41$1.20$0.85$0.35
2015Detailed filing. Detailed filing data is available for this year.$66.7$59.5$7.20$1.22$0.92$0.30
2014Detailed filing. Detailed filing data is available for this year.$65.8$59.0$6.75$1.20$0.96$0.23
2013Detailed filing. Detailed filing data is available for this year.$64.1$58.4$5.68$1.20$0.90$0.30
2012Summary only. Only limited summary data is available for this year.$66.0$59.4$6.59$1.33$1.11$0.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.0$52.6$6.40$1.28
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.4$48.4$5.98$1.50