Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
990 • Fiscal year 2020 • EIN 44-0444355
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
50th percentile
Higher net margin than 50% of similar nonprofits.
Top Officer Pay
32nd percentile
Higher top officer pay than 32% of similar nonprofits.
Top officer pay equals 6.2% of source-year revenue.
Asset Growth
3rd percentile
Faster asset growth than 3% of similar nonprofits.
Revenue Growth
70th percentile
Faster revenue growth than 70% of similar nonprofits.
Assets
Up$66,261,166
Up $1,832,976 (+2.8%) from 2019
Net Assets
Up$9,337,904
Up $196,384 (+2.1%) from 2019
Liabilities
Up$56,923,262
Up $1,636,592 (+3.0%) from 2019
Revenue
Up$2,063,818
Up $4,307 (+0.2%) from 2019
Expenses
Down$1,867,434
Down $64,047 (-3.3%) from 2019
Net Income
Up$196,384
Up $68,354 (+53%) from 2019
We provide savings accounts and loans to credit union members. These members consist of individuals and their families who work or live in greene, christian, polk, or webster counties.
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $41,714,673 | $43,437,873 | ▲ $1,723,200 |
| Savings and Temporary Cash Investments | $14,987,346 | $17,753,788 | ▲ $2,766,442 |
| Rtn Earn Endowment Incm Other Fnds | $9,141,520 | $9,337,904 | ▲ $196,384 |
| Land, Buildings, and Equipment, Net | $2,534,581 | $2,439,077 | ▼ $95,504 |
| Cash and Non-Interest-Bearing Accounts | $1,995,905 | $1,875,393 | ▼ $120,512 |
| Prepaid Expenses and Deferred Charges | $63,834 | $89,151 | ▲ $25,317 |
| Investments Other Securities | $2,500,000 | $20,000 | ▼ $2,480,000 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $64,428,190 | $66,261,166 | ▲ $1,832,976 |
| Other Assets Total | $631,851 | $645,884 | ▲ $14,033 |
| Liabilities | |||
| Other Liabilities | $55,206,739 | $56,817,919 | ▲ $1,611,180 |
| Accounts Payable and Accrued Expenses | $79,931 | $105,343 | ▲ $25,412 |
| Total Liabilities | $55,286,670 | $56,923,262 | ▲ $1,636,592 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,141,520 | $9,337,904 | ▲ $196,384 |
| Total Liabilities and Net Assets / Fund Balance | $64,428,190 | $66,261,166 | ▲ $1,832,976 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,602,362 | $420,261 | $2,022,623 |
| Land | $708,141 | - | $708,141 |
| Equipment | $128,574 | $196,989 | $325,563 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Stephanie Thomas | CEO | FT | $116,115 | $11,024 | $127,139 |
| Name | Title |
|---|---|
| Matthew Hudson | President |
| Debra Hickey | Vice President |
| Brent Forbes | Board Member |
| Forest Owens | Board Member |
| Jerome Ransom | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,196,790 |
| Salaries, Compensation, and Employee Benefits | $667,338 |
| Grants and Similar Amounts Paid | $3,306 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $423,096 |
| Office Expenses | - | - | - | $169,298 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $127,139 |
| Depreciation Depletion | - | - | - | $99,290 |
| Occupancy | - | - | - | $82,686 |
| Information Technology | - | - | - | $72,967 |
| Other Employee Benefits | - | - | - | $66,278 |
| Insurance | - | - | - | $56,031 |
| Fees for Services Accounting | - | - | - | $48,992 |
| Payroll Taxes | - | - | - | $43,451 |
| Other Expenses | - | - | - | $19,687 |
| All Other Expenses | - | - | - | $14,911 |
| Fees for Services Other | - | - | - | $14,495 |
| Advertising | - | - | - | $11,796 |
| Pension Plan Contributions | - | - | - | $7,374 |
| Fees for Services Legal | - | - | - | $4,228 |
| Grants to Domestic Orgs | - | - | - | $3,306 |
| Conferences and Meetings | - | - | - | $3,119 |
| Travel | - | - | - | $1,600 |
| Total Functional Expenses | $0 | $0 | $0 | $1,867,434 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares and Deposits | $56,817,919 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The ceo reviews the form 990 and presents it to the board of directors for approval.”
“The board of directors conducts an annual review of the ceo's performance and sets compensation pursuant to a written employment contract, and taking cuna salary guidelines into consideration. Supervisors conduct annual reviews for all other employees. The board's deliberations and decisions are documented in the minutes.”
“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”
“In 2020, the credit union expanded member loan services by offering gap, warranty and debt protection coverage.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 79931 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 105343 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 11796 |
| IRS990/AllOtherContributionsAmt | 0 | 2500 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 14911 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | STEPHANIE THOMAS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4178952770 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1726 W ELFINDALE STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 658071289 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1995905 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1875393 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 127139 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3119 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 2500 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 3306 |
| IRS990/CYInvestmentIncomeAmt | 0 | 259700 |
| IRS990/CYOtherExpensesAmt | 0 | 1196790 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1801618 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 196384 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 667338 |
| IRS990/CYTotalExpensesAmt | 0 | 1867434 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2063818 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 99290 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 2,902 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 48992 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4228 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 14495 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 11024 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MATTHEW HUDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DEBRA HICKEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JEROME RANSOM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BRENT FORBES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | FOREST OWENS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | STEPHANIE THOMAS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 116115 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1933 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -14795 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 3306 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 45500 |
| IRS990/GrossReceiptsAmt | 0 | 2124113 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 72967 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 56031 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 274495 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 274495 |
| IRS990/InvestmentInJointVentureInd | 0 | 1 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 2500000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 20000 |
| IRS990/IRPDocumentCnt | 0 | 1205 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 617250 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2534581 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2439077 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3056327 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 60295 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9141520 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 9337904 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -14795 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -14795 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 82686 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 169298 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 631851 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 645884 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 66278 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 530814 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 45004 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 21872 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 19687 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 55206739 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 56817919 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 423096 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 41714673 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 43437873 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 43451 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7374 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 63834 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 89151 |
| IRS990/PrincipalOfficerNm | 0 | STEPHANIE THOMAS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1700600 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 101018 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1700600 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 101018 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31,2020, THERE WERE 1,602 MEMBER LOANS OUTSTANDING TOTALING $43,045,879. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS AND INTEREST ON MEMBER DEPOSITS TOTALING $530,814 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 306721 |
| IRS990/PYOtherExpensesAmt | 0 | 1249266 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1752790 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 128030 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 682215 |
| IRS990/PYTotalExpensesAmt | 0 | 1931481 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2059511 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 196384 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9141520 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 9337904 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 14987346 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 17753788 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1602362 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 420261 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2022623 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 128574 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 196989 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 325563 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 708141 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 708141 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 56817919 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES AND DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2439077 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 56817919 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | IN 2020, THE CREDIT UNION EXPANDED MEMBER LOAN SERVICES BY OFFERING GAP, WARRANTY AND DEBT PROTECTION COVERAGE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CEO REVIEWS THE FORM 990 AND PRESENTS IT TO THE BOARD OF DIRECTORS FOR APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS CONDUCTS AN ANNUAL REVIEW OF THE CEO'S PERFORMANCE AND SETS COMPENSATION PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT, AND TAKING CUNA SALARY GUIDELINES INTO CONSIDERATION. SUPERVISORS CONDUCT ANNUAL REVIEWS FOR ALL OTHER EMPLOYEES. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part III, line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 64428190 |
| IRS990/TotalAssetsEOYAmt | 0 | 66261166 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 64428190 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 66261166 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 2500 |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1867434 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 55286670 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 56923262 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 55286670 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 56923262 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9141520 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 9337904 |
| IRS990/TotalOtherCompensationAmt | 0 | 11024 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1801618 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 116115 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2061318 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2063818 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 64428190 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 66261166 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1600 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1726 W ELFINDALE STREET |
| IRS990/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 658071289 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.FOUNDATIONCREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| IRS990/WrittenPolicyOrProcedureInd | 0 | 1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | STEPHANIE THOMAS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4178952770 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-03-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FOUNDATION CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FOUN |
| ReturnHeader/Filer/EIN | 0 | 440444355 |
| ReturnHeader/Filer/PhoneNum | 0 | 4178952770 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1726 W ELFINDALE STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 658071289 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-03-13 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2021-03-26T15:22:37-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | STEPHANIE |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | THOMAS |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.