Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
990 • Fiscal year 2015 • EIN 44-0444355
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
32nd percentile
Higher top officer pay than 32% of similar nonprofits.
Top officer pay equals 9.1% of source-year revenue.
Asset Growth
22nd percentile
Faster asset growth than 22% of similar nonprofits.
Revenue Growth
39th percentile
Faster revenue growth than 39% of similar nonprofits.
Assets
Up$63,689,871
Up $738,843 (+1.2%) from 2014
Net Assets
Up$8,591,435
Up $287,742 (+3.5%) from 2014
Liabilities
Up$55,098,436
Up $451,101 (+0.8%) from 2014
Revenue
Up$1,296,808
Up $8,039 (+0.6%) from 2014
Expenses
Down$1,009,066
Down $17,852 (-1.7%) from 2014
Net Income
Up$287,742
Up $25,891 (+9.9%) from 2014
We provide savings accounts and loans to credit union members. These members consist of individuals and their families who work or live in greene, christian, polk, or webster counties.
Established to provide quality financial services to members who share our common bond and exist for the financial benefit of the members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $22,041,000 | $26,724,500 | ▲ $4,683,500 |
| Other Notes and Loans Receivable, Net | $20,187,846 | $21,913,338 | ▲ $1,725,492 |
| Rtn Earn Endowment Incm Other Fnds | $8,303,693 | $8,591,435 | ▲ $287,742 |
| Investments in Publicly Traded Securities | $11,000,000 | $8,000,000 | ▼ $3,000,000 |
| Savings and Temporary Cash Investments | $5,953,326 | $3,646,208 | ▼ $2,307,118 |
| Land, Buildings, and Equipment, Net | $1,086,756 | $1,420,635 | ▲ $333,879 |
| Cash and Non-Interest-Bearing Accounts | $1,975,715 | $1,356,970 | ▼ $618,745 |
| Investments Program Related | $531,347 | $522,211 | ▼ $9,136 |
| Prepaid Expenses and Deferred Charges | $9,880 | $25,056 | ▲ $15,176 |
| Total Assets | $62,951,028 | $63,689,871 | ▲ $738,843 |
| Other Assets Total | $165,158 | $80,953 | ▼ $84,205 |
| Liabilities | |||
| Other Liabilities | $54,569,428 | $55,050,948 | ▲ $481,520 |
| Accounts Payable and Accrued Expenses | $77,907 | $47,488 | ▼ $30,419 |
| Total Liabilities | $54,647,335 | $55,098,436 | ▲ $451,101 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $8,303,693 | $8,591,435 | ▲ $287,742 |
| Total Liabilities and Net Assets / Fund Balance | $62,951,028 | $63,689,871 | ▲ $738,843 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $871,520 | $107,457 | $978,977 |
| Land | $401,863 | - | $401,863 |
| Equipment | $147,252 | $210,970 | $358,222 |
| Other Securities | $26,724,500 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Sammie K Hermann | CFO | FT | $117,760 | $117,760 |
| Michele L Sechler | President | FT | $108,571 | $108,571 |
| Name | Title |
|---|---|
| Brent Forbes | Chairman |
| Jerome Ransom | Vice Chairma |
| Debbie Hickey | Board Member |
| Matthew Hudson | Board Member |
| Forrest Owens | Secretary/tr |
| Line Item | Amount |
|---|---|
| Other Expenses | $619,563 |
| Salaries, Compensation, and Employee Benefits | $389,503 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $286,502 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $226,331 |
| Office Expenses | - | - | - | $147,438 |
| Other Salaries and Wages | - | - | - | $107,195 |
| Information Technology | - | - | - | $52,794 |
| Insurance | - | - | - | $34,073 |
| Payroll Taxes | - | - | - | $32,077 |
| Advertising | - | - | - | $25,750 |
| Other Employee Benefits | - | - | - | $23,900 |
| Fees for Services Accounting | - | - | - | $12,633 |
| Other Expenses | - | - | - | $8,250 |
| Fees for Services Legal | - | - | - | $1,141 |
| Travel | - | - | - | $912 |
| All Other Expenses | - | - | - | $-3,179 |
| Total Functional Expenses | $0 | $0 | $0 | $1,009,066 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $1,058,031 |
| Expenses per Audited Statements | $1,009,066 |
| Total Expenses per Form 990 | $1,009,066 |
| Expenses Not Reported on Form 990 | $48,965 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| General Shares | $54,577,409 |
| Share Draft | $473,539 |
“The members of the credit union are considered to be the owners of the organization”
“The credit union members elect all of the board of directors on an annual basis.”
“Any changes to the credit union by-laws are subject to approval of the members.”
“The tax return is reviewed by the president before signing the e-file authorization, then presented to the board of directors at their next meeting.”
“Compliance with the conflict of interest policy is monitored by the staff of the credit union and the board of directors.”
“The board of directors reviews and approves all employee compensation.”
“The audit report and tax return are available on request at the credit union office.”
“Net loss on sale of oreo 48,965 net loss on sale of oreo -48,965”
“Net loss on sale of oreo 48,965”
“Net loss on sale of oreo 48,965”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 77907 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 47488 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 25750 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -3179 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MICHELE SECHLER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4178952770 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1726 W ELFINDALE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65807 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1975715 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1356970 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 226331 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 380906 |
| IRS990/CYOtherExpensesAmt | 0 | 619563 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 915902 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 287742 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 389503 |
| IRS990/CYTotalExpensesAmt | 0 | 1009066 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1296808 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | VOLUNTARY, COOPERATIVE, NONPROFIT SAVINGS INSTITUTION WHICH ENCOURAGES THRIFT AMONG THE APPROXIMATE 2,400 MEMBERS BY PROVIDING CREDIT AGREEMENTS AND SAVINGS ACCOUNTS AT A REASONABLE RATE OF INTEREST. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 12633 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1141 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | BRENT FORBES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JEROME RANSOM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | FORREST OWENS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DEBBIE HICKEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MATTHEW HUDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SAMMIE K HERMANN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MICHELE L SECHLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 117760 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 108571 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1933 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -48965 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 77000 |
| IRS990/GrossReceiptsAmt | 0 | 1422773 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 52794 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 34073 |
| IRS990/InterestGrp/TotalAmt | 0 | 286502 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 429871 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 429871 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 22041000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 26724500 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 531347 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 522211 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 11000000 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 8000000 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 318427 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1086756 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1420635 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1739062 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 125965 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 8303693 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8591435 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -48965 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -48965 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 147438 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 165158 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 80953 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 23900 |
| IRS990/OtherExpensesGrp/Desc | 0 | REAL ESTATE TAX |
| IRS990/OtherExpensesGrp/Desc | 1 | LEAGUE DUES |
| IRS990/OtherExpensesGrp/Desc | 2 | EXAM & SUPERVISORY FEE |
| IRS990/OtherExpensesGrp/Desc | 3 | FRANCHISE TAX |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 21920 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 21088 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 10241 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8250 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 54569428 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 55050948 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 107195 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 20187846 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 21913338 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 32077 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 9880 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 25056 |
| IRS990/PrincipalOfficerNm | 0 | MICHELE L SECHLER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | MISC OPERATION INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | SAFE DEPOSIT BOX INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 870354 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 23112 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 14161 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 7545 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 730 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 870354 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 23112 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 14161 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 7545 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 730 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 457680 |
| IRS990/PYOtherExpensesAmt | 0 | 648515 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 831089 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 261851 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 378403 |
| IRS990/PYTotalExpensesAmt | 0 | 1026918 |
| IRS990/PYTotalRevenueAmt | 0 | 1288769 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 287742 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 8303693 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 8591435 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5953326 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3646208 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 871520 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 107457 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 978977 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 147252 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 210970 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 358222 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 48965 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1009066 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 401863 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 401863 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 48965 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 54577409 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 473539 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | GENERAL SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE DRAFT |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 48965 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 26724500 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 48965 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1296808 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | NET LOSS ON SALE OF OREO 48,965 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | NET LOSS ON SALE OF OREO 48,965 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 4, PART XI, LINE 2D |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XII, LINE 2D |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1420635 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 26724500 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1009066 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 55050948 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1296808 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1345773 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1058031 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION MEMBERS ELECT ALL OF THE BOARD OF DIRECTORS ON AN ANNUAL BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY CHANGES TO THE CREDIT UNION BY-LAWS ARE SUBJECT TO APPROVAL OF THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE TAX RETURN IS REVIEWED BY THE PRESIDENT BEFORE SIGNING THE E-FILE AUTHORIZATION, THEN PRESENTED TO THE BOARD OF DIRECTORS AT THEIR NEXT MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY IS MONITORED BY THE STAFF OF THE CREDIT UNION AND THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS AND APPROVES ALL EMPLOYEE COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE AUDIT REPORT AND TAX RETURN ARE AVAILABLE ON REQUEST AT THE CREDIT UNION OFFICE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | NET LOSS ON SALE OF OREO 48,965 NET LOSS ON SALE OF OREO -48,965 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 62951028 |
| IRS990/TotalAssetsEOYAmt | 0 | 63689871 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 62951028 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 63689871 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1009066 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 54647335 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 55098436 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 54647335 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 55098436 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 8303693 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 8591435 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 915902 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 226331 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 380906 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 915902 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1296808 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 62951028 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 63689871 |
| IRS990/TravelGrp/TotalAmt | 0 | 912 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1768 HIGHWAY 215 |
| IRS990/USAddress/CityNm | 0 | PLEASANT HOPE |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 65725 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.FOUNDATIONCREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-12-15 16:53:06Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MICHELE L SECHLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4178952770 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FOUNDATION CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FOUN |
| ReturnHeader/Filer/EIN | 0 | 440444355 |
| ReturnHeader/Filer/PhoneNum | 0 | 4178952770 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1726 W ELFINDALE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 65807 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 205694382 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BRS CPAS PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3854 SOUTH AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 658075285 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4178770505 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-11 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DARIN C RAMLOW |
| ReturnHeader/ReturnTs | 0 | 2016-05-13T08:43:13-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.