Liabilities / Assets
36th percentile
Higher debt load relative to assets than 36% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
36th percentile
Higher debt load relative to assets than 36% of similar nonprofits.
Liabilities / Revenue
47th percentile
Higher debt load relative to revenue than 47% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
48th percentile
Higher top officer pay than 48% of similar nonprofits.
Top officer pay equals 5.4% of source-year revenue.
Asset Growth
90th percentile
Faster asset growth than 90% of similar nonprofits.
Revenue Growth
90th percentile
Faster revenue growth than 90% of similar nonprofits.
Assets
Up$51,785,983
Up $8,733,174 (+20%) from 2013
Net Assets
Up$6,379,822
Up $815,760 (+15%) from 2013
Liabilities
Up$45,406,161
Up $7,917,414 (+21%) from 2013
Revenue
Up$2,447,927
Up $318,690 (+15%) from 2013
Expenses
Up$1,905,073
Up $51,626 (+2.8%) from 2013
Net Income
Up$542,854
Up $267,064 (+97%) from 2013
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $23,732,223 | $26,752,718 | ▲ $3,020,495 |
| Savings and Temporary Cash Investments | $12,257,533 | $13,081,268 | ▲ $823,735 |
| Cash and Non-Interest-Bearing Accounts | $8,696,898 | $9,804,220 | ▲ $1,107,322 |
| Rtn Earn Endowment Incm Other Fnds | $5,901,387 | $6,379,822 | ▲ $478,435 |
| Land, Buildings, and Equipment, Net | $89,351 | $91,989 | ▲ $2,638 |
| Prepaid Expenses and Deferred Charges | $10,994 | $12,012 | ▲ $1,018 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $46,892,602 | $51,785,983 | ▲ $4,893,381 |
| Other Assets Total | $2,105,603 | $2,043,776 | ▼ $61,827 |
| Liabilities | |||
| Other Liabilities | $40,553,793 | $44,882,699 | ▲ $4,328,906 |
| Accounts Payable and Accrued Expenses | $437,422 | $523,462 | ▲ $86,040 |
| Total Liabilities | $40,991,215 | $45,406,161 | ▲ $4,414,946 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,901,387 | $6,379,822 | ▲ $478,435 |
| Total Liabilities and Net Assets / Fund Balance | $46,892,602 | $51,785,983 | ▲ $4,893,381 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $33,961 | $355,432 | $389,393 |
| Buildings | $34,879 | $279,411 | $314,290 |
| Other Land Buildings | $0 | $93,456 | $93,456 |
| Land | $23,149 | - | $23,149 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sonda Davidson | President | FT | $92,712 | $38,523 | $131,235 |
| Lela Bachman | Secretary/treasurer | PT | $788 | $2,400 | $3,188 |
| Name | Title |
|---|---|
| Carol Wood | Chairman |
| Kelly Welch | Vice Chairman |
| Elden Kneib | Director |
| Gregory Logan | Director |
| Julia Schultz | Director |
| Kenneth Bryson | Director |
| Kenny Martinez | Director |
| Tom Chleborad | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,313,575 |
| Salaries, Compensation, and Employee Benefits | $577,449 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $389,487 |
| Other Salaries and Wages | - | - | - | $277,335 |
| Information Technology | - | - | - | $208,931 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $134,423 |
| Pension Plan Contributions | - | - | - | $77,962 |
| Other Employee Benefits | - | - | - | $57,937 |
| Advertising | - | - | - | $51,251 |
| Occupancy | - | - | - | $45,985 |
| Insurance | - | - | - | $37,461 |
| Depreciation Depletion | - | - | - | $33,072 |
| Payroll Taxes | - | - | - | $29,792 |
| Other Expenses | - | - | - | $22,985 |
| Fees for Services Accounting | - | - | - | $15,634 |
| Benefits to Members | - | - | - | $14,049 |
| Conferences and Meetings | - | - | - | $10,376 |
| All Other Expenses | - | - | - | $9,211 |
| Fees for Services Legal | - | - | - | $6,656 |
| Total Functional Expenses | $0 | $0 | $0 | $1,905,073 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $44,882,699 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Significant changes such as changes to bylaws and mergers are subject to approval by the credit union members; however, no such changes were made during the year.”
“The president reviews details of the 990 before presenting it to the board of directors.”
“Annually, all officers, directors, and key employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”
“The board of directors determines and approves the president's compensation. They also review and approve the president's recommendations for all other salaries. The board's deliberations and decisions are documented in the minutes.”
“Financial statements are posted monthly in the lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“Change in other comprehensive income - pension fund liability -64,419.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 437422 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 523462 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 51251 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 9211 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 14049 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SONDA DAVIDSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8162328754 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1905 HOWARD ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ST JOSEPH |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 645011540 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 8696898 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 9804220 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 134423 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10376 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 14049 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 102283 |
| IRS990/CYOtherExpensesAmt | 0 | 1313575 |
| IRS990/CYOtherRevenueAmt | 0 | 13835 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2331809 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 542854 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 577449 |
| IRS990/CYTotalExpensesAmt | 0 | 1905073 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2447927 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 33072 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 9,128 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 15634 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6656 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 7.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 2400 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 38523 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CAROL WOOD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KELLY WELCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LELA BACHMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ELDEN KNEIB |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TOM CHLEBORAD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | GREGORY LOGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KENNY MARTINEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KENNETH BRYSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JULIA SCHULTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | SONDA DAVIDSON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 788 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 92712 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1937 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2447927 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 208931 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 37461 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 102283 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 102283 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2419 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 728299 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 89351 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 91989 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 820288 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5901387 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6379822 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -36523 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 45985 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 389487 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2105603 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2043776 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -64419 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 57937 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 315829 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 86865 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 79832 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 22985 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 40553793 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 44882699 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 277335 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 23732223 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 26752718 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 29792 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 77962 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 10994 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 12012 |
| IRS990/PrincipalOfficerNm | 0 | SONDA DAVIDSON |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1556702 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 761555 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1556702 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 761555 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 13552 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 13552 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2015, THERE WERE 3,238 LOANS OUTSTANDING TOTALING $26,921,493. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $315,829 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 119451 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 63171 |
| IRS990/PYOtherExpensesAmt | 0 | 1304388 |
| IRS990/PYOtherRevenueAmt | 0 | 13689 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2103140 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 254897 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 501264 |
| IRS990/PYTotalExpensesAmt | 0 | 1925103 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2180000 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 542854 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 13835 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 13835 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5901387 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6379822 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12257533 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 13081268 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 34879 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 279411 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 314290 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 33961 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 355432 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 389393 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 23149 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 23149 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 93456 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 93456 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 44882699 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 91989 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 44882699 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT REVIEWS DETAILS OF THE 990 BEFORE PRESENTING IT TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANNUALLY, ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE PRESIDENT'S COMPENSATION. THEY ALSO REVIEW AND APPROVE THE PRESIDENT'S RECOMMENDATIONS FOR ALL OTHER SALARIES. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | CHANGE IN OTHER COMPREHENSIVE INCOME - PENSION FUND LIABILITY -64,419. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part XI, line 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 46892602 |
| IRS990/TotalAssetsEOYAmt | 0 | 51785983 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 46892602 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 51785983 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 12 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1905073 |
| IRS990/TotalGrossUBIAmt | 0 | 13552 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 40991215 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 45406161 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 40991215 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 45406161 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5901387 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6379822 |
| IRS990/TotalOtherCompensationAmt | 0 | 40923 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2331809 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 93500 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2434375 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2447927 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 13552 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 46892602 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 51785983 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1905 HOWARD ST |
| IRS990/USAddress/CityNm | 0 | ST JOSEPH |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 645011540 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.GOETZCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SONDA DAVIDSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8162328754 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-07-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GOETZ CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GOET |
| ReturnHeader/Filer/EIN | 0 | 440261775 |
| ReturnHeader/Filer/PhoneNum | 0 | 8162328754 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1905 HOWARD ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ST JOSEPH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 645011540 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431592217 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/ReturnTs | 0 | 2016-07-05T11:19:34-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
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