Civic Intelligence

3 Hill Credit Union

EIN 23-1381955 • 501(c)14 • Blue Bell, PA

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Profile

The 3 hill credit union is a member owned and operated organization. Our mission is to promote thrift and provide a full range of services to assist our members in meeting their financial needs. In achieving these goals, we will seek to maintain the credit union's long term financial stability while continuing our credit union's philosophy of "member helping member".

1407 Erbs Mill RoadBlue Bell, PA 19422

www.3hillcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

0.94x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

25.14x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

5th percentile

-16%

Higher net margin than 5% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$155,414

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 8.2% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

21st percentile

-2.2%

Faster asset growth than 21% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

41st percentile

8.1%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$50,697,955

Down $1,146,668 (-2.2%) from 2023

Liabilities

Down

$47,883,514

Down $1,055,371 (-2.2%) from 2023

Net Assets

Down

$2,814,441

Down $91,297 (-3.1%) from 2023

Operations
Liabilities / Revenue96th percentileNet Margin5th percentile

Revenue

Up

$1,904,477

Up $141,937 (+8.1%) from 2023

Expenses

Up

$2,214,169

Up $179,023 (+8.8%) from 2023

Net Income

Down

-$309,692

Down $37,086 (-14%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth21st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $49,123,267Liabilities 2010: $44,075,291Net Assets 2010: $5,047,9762010Assets 2011: $52,448,550Liabilities 2011: $46,638,989Net Assets 2011: $5,809,5612011Assets 2012: $52,705,728Liabilities 2012: $46,445,802Net Assets 2012: $6,259,9262012Assets 2013: $52,021,321Liabilities 2013: $46,322,801Net Assets 2013: $5,698,5202013Assets 2014: $50,473,725Liabilities 2014: $44,295,725Net Assets 2014: $6,178,0002014Assets 2015: $51,067,396Liabilities 2015: $44,884,590Net Assets 2015: $6,182,8062015Assets 2016: $53,042,467Liabilities 2016: $46,902,118Net Assets 2016: $6,140,3492016Assets 2017: $53,973,887Liabilities 2017: $47,781,419Net Assets 2017: $6,192,4682017Assets 2018: $55,239,687Liabilities 2018: $48,952,587Net Assets 2018: $6,287,1002018Assets 2019: $54,004,225Liabilities 2019: $47,068,002Net Assets 2019: $6,936,2232019Assets 2020: $59,594,992Liabilities 2020: $52,392,146Net Assets 2020: $7,202,8462020Assets 2021: $62,312,584Liabilities 2021: $55,749,579Net Assets 2021: $6,563,0052021Assets 2022: $56,587,437Liabilities 2022: $54,026,089Net Assets 2022: $2,561,3482022Assets 2023: $51,844,623Liabilities 2023: $48,938,885Net Assets 2023: $2,905,7382023Assets 2024: $50,697,955Liabilities 2024: $47,883,514Net Assets 2024: $2,814,4412024

Highlighted filing

2024

Assets$50,697,955
Liabilities$47,883,514
Net Assets$2,814,441
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,871,0842010Expenses 2011: $1,845,8152011Expenses 2012: $1,641,5102012Revenue 2013: $1,775,035Expenses 2013: $1,552,853Net Income 2013: $222,1822013Revenue 2014: $1,834,296Expenses 2014: $1,524,574Net Income 2014: $309,7222014Revenue 2015: $1,634,397Expenses 2015: $1,435,938Net Income 2015: $198,4592015Revenue 2016: $1,480,399Expenses 2016: $1,397,309Net Income 2016: $83,0902016Revenue 2017: $1,516,666Expenses 2017: $1,373,286Net Income 2017: $143,3802017Revenue 2018: $1,762,343Expenses 2018: $1,467,377Net Income 2018: $294,9662018Revenue 2019: $1,788,710Expenses 2019: $1,539,038Net Income 2019: $249,6722019Revenue 2020: $1,571,244Expenses 2020: $1,473,929Net Income 2020: $97,3152020Revenue 2021: $1,479,248Expenses 2021: $1,522,361Net Income 2021: -$43,1132021Revenue 2022: $1,705,326Expenses 2022: $1,764,058Net Income 2022: -$58,7322022Revenue 2023: $1,762,540Expenses 2023: $2,035,146Net Income 2023: -$272,6062023Revenue 2024: $1,904,477Expenses 2024: $2,214,169Net Income 2024: -$309,6922024

Highlighted filing

2024

Revenue$1,904,477
Expenses$2,214,169
Net Income-$309,692
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$50,697,955
Liabilities
$47,883,514
Net assets
$2,814,441
Revenue
$1,904,477
Expenses
$2,214,169
Net income
-$309,692
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$50.7$47.9$2.81$1.90$2.21$0.31
2023Detailed filing. Detailed filing data is available for this year.$51.8$48.9$2.91$1.76$2.04$0.27
2022Detailed filing. Detailed filing data is available for this year.$56.6$54.0$2.56$1.71$1.76$0.06
2021Detailed filing. Detailed filing data is available for this year.$62.3$55.7$6.56$1.48$1.52$0.04
2020Detailed filing. Detailed filing data is available for this year.$59.6$52.4$7.20$1.57$1.47$0.10
2019Detailed filing. Detailed filing data is available for this year.$54.0$47.1$6.94$1.79$1.54$0.25
2018Detailed filing. Detailed filing data is available for this year.$55.2$49.0$6.29$1.76$1.47$0.29
2017Detailed filing. Detailed filing data is available for this year.$54.0$47.8$6.19$1.52$1.37$0.14
2016Detailed filing. Detailed filing data is available for this year.$53.0$46.9$6.14$1.48$1.40$0.08
2015Detailed filing. Detailed filing data is available for this year.$51.1$44.9$6.18$1.63$1.44$0.20
2014Detailed filing. Detailed filing data is available for this year.$50.5$44.3$6.18$1.83$1.52$0.31
2013Detailed filing. Detailed filing data is available for this year.$52.0$46.3$5.70$1.78$1.55$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.7$46.4$6.26$1.64
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.4$46.6$5.81$1.85
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.1$44.1$5.05$1.87
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$1,997,477
Mission and Program Overview

Mission

The norristown bell credit union is a member owned and operated organization. Our mission is to promote thrift and provide a full range of services to assist our members in meeting their financial needs. In achieving these goals, we will seek to maintain the credit union's long term financial stability while continuing our credit union's philosophy of "member helping member".

The 3 hill credit union is a member owned and operated organization. Our mission is to promote thrift and provide a full range of services to assist our members in meeting their financial needs. In achieving these goals, we will seek to maintain the credit union's long term financial stability while continuing our credit union's philosophy of "member helping member".

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$21,026,761$21,753,163▲ $726,402
Investments in Publicly Traded Securities$17,584,010$15,658,886▼ $1,925,124
Investments Other Securities$10,377,407$7,947,407▼ $2,430,000
Savings and Temporary Cash Investments$1,565,818$4,330,830▲ $2,765,012
Rtn Earn Endowment Incm Other Fnds$2,905,738$2,814,441▼ $91,297
Land, Buildings, and Equipment, Net$211,034$222,718▲ $11,684
Prepaid Expenses and Deferred Charges$67,323$91,097▲ $23,774
Cash and Non-Interest-Bearing Accounts$80,598$68,434▼ $12,164
Accounts Receivable$292,392$50,339▼ $242,053
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$51,844,623$50,697,955▼ $1,146,668
Other Assets Total$639,280$575,081▼ $64,199
Liabilities
Other Liabilities$48,903,139$47,804,978▼ $1,098,161
Accounts Payable and Accrued Expenses$35,746$78,536▲ $42,790
Total Liabilities$48,938,885$47,883,514▼ $1,055,371
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,905,738$2,814,441▼ $91,297
Total Liabilities and Net Assets / Fund Balance$51,844,623$50,697,955▼ $1,146,668

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$40,841$299,658$340,499
Buildings$31,472$282,528$314,000
Leasehold Improvements$82,104$131,507$213,611
Land$68,301-$68,301
Other Securities$500,000--
Compensation and Service Providers
Top Officer Pay49th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Benjamin YoungPresident/CEOFT$148,026$7,388$155,414
Thomas DefuscoTreasurerPT$6,000-$6,000

Board Members and Trustees

NameTitle
Mark MarineChairman
Lauren StudebakerVice Chairperson
Joe KantanackDirector
John RovitoSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,297,720
Investment Income
$590,944
Other Revenue
$15,813
Change in Net Assets
$-309,692
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,126,123
Salaries, Compensation, and Employee Benefits$1,088,046
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$722,746
Interest---$370,879
Office Expenses---$199,424
Current Officers, Directors, Trustees, and Key Employees---$161,684
Information Technology---$137,199
Other Employee Benefits---$121,693
Fees for Services Other---$86,030
Advertising---$72,780
Payroll Taxes---$69,311
Occupancy---$43,060
Depreciation Depletion---$35,591
Insurance---$27,666
Pension Plan Contributions---$12,612
Conferences and Meetings---$12,529
Fees for Services Accounting---$9,264
Fees for Services Legal---$6,372
Other Expenses---$3,587
Travel---$1,151
Total Functional Expenses$0$0$0$2,214,169
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$28,084,919
Share & Ira Certificates of Deposit$10,244,116
Share Drafts$7,911,009
Iras$1,564,934
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has a single class of members.”

Form 990, Part VI, Section A, Line 7A

“The credit union has a single class of members. Each member has a single vote in the election of members to the credit union's board of directors.”

Form 990, Part VI, Section A, Line 7B

“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles, and bylaws.”

Form 990, Part VI, Section B, Line 11B

“Once completed, every line item is reviewed in detail. It is compared to the financial report.”

Form 990, Part VI, Section B, Line 12C

“The credit union annually reviews the policy with all employees, board members, and supervisory committee members. In addition, the credit union has a designated corporate governance officer. The supervisory committee audits the conflict of interest policy periodically. A corporate governance report is provided to the board of directors and recorded insupplemental board minutes thereof.”

Form 990, Part VI, Section B, Line 15

“There is an annual performance review.”

Form 990, Part VI, Section C, Line 19

“Governing documents are on public record with the state. Conflict of interest or corporate governance report is part of the monthly board minutes. Approved financial statements are displayed in the credit union lobby.”

Filing and Contact Details

Filer

Filer Name
3 Hill Credit Union
EIN
23-1381955
Phone
6102758440
Address
1407 ERBS MILL ROAD, BLUE BELL, PA 19422

Signing Officer

Name
Benjamin Young
Title
President, CEO
Phone
6102758440
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Benjamin Young
Formed
1940
Legal Domicile
Pa
Voting Board Members
6
Independent Board Members
5
Employees
16
Volunteers
8

Preparer

Firm
Rkl Llp
Address
1330 BROADCASTING ROAD, WYOMISSING, PA 19610-6008
Preparer
Ruthann J Woll CPA
Phone
6103761595
Raw XML Appendix393 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0121693
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt081700
IRS990/OtherExpensesGrp/TotalAmt124832
IRS990/OtherExpensesGrp/TotalAmt214059
IRS990/OtherExpensesGrp/TotalAmt33587
IRS990/OtherLiabilitiesGrp/BOYAmt048903139
IRS990/OtherLiabilitiesGrp/EOYAmt047804978
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0MISC OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt03395
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt015813
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt012418
IRS990/OtherRevenueTotalAmt015813
IRS990/OtherSalariesAndWagesGrp/TotalAmt0722746
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt021026761
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt021753163
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt069311
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt012612
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt067323
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt091097
IRS990/PrincipalOfficerNm0BENJAMIN YOUNG
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01154860
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1104343
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt238517
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01154860
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1104343
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt238517
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE FINANCIAL SERVICES TO MORE THAN 3,500 MEMBERS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0712021
IRS990/PYOtherExpensesAmt01038627
IRS990/PYOtherRevenueAmt023805
IRS990/PYProgramServiceRevenueAmt01026714
IRS990/PYRevenuesLessExpensesAmt0-272606
IRS990/PYSalariesCompEmpBnftPaidAmt0996519
IRS990/PYTotalExpensesAmt02035146
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01762540
IRS990/ReconcilationRevenueExpnssAmt0-309692
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02905738
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02814441
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01565818
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04330830
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt031472
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0282528
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0314000
IRS990ScheduleD/LandGrp/BookValueAmt068301
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt068301
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt082104
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0131507
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0213611
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt040841
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0299658
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0340499
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028084919
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt110244116
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt27911009
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt31564934
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE & IRA CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRAS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06931000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1310306
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2206101
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3500000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CUSO INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CORP CU PERPETUAL CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc3BLOSSOM CONVERTIBLE NOTE
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0222718
IRS990ScheduleD/TotalBookValueSecuritiesAmt07947407
IRS990ScheduleD/TotalLiabilityAmt047804978
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0148026
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt07388
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0BENJAMIN YOUNG
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0155414
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES, AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ONCE COMPLETED, EVERY LINE ITEM IS REVIEWED IN DETAIL. IT IS COMPARED TO THE FINANCIAL REPORT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION ANNUALLY REVIEWS THE POLICY WITH ALL EMPLOYEES, BOARD MEMBERS, AND SUPERVISORY COMMITTEE MEMBERS. IN ADDITION, THE CREDIT UNION HAS A DESIGNATED CORPORATE GOVERNANCE OFFICER. THE SUPERVISORY COMMITTEE AUDITS THE CONFLICT OF INTEREST POLICY PERIODICALLY. A CORPORATE GOVERNANCE REPORT IS PROVIDED TO THE BOARD OF DIRECTORS AND RECORDED INSUPPLEMENTAL BOARD MINUTES THEREOF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THERE IS AN ANNUAL PERFORMANCE REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS ARE ON PUBLIC RECORD WITH THE STATE. CONFLICT OF INTEREST OR CORPORATE GOVERNANCE REPORT IS PART OF THE MONTHLY BOARD MINUTES. APPROVED FINANCIAL STATEMENTS ARE DISPLAYED IN THE CREDIT UNION LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt051844623
IRS990/TotalAssetsEOYAmt050697955
IRS990/TotalAssetsGrp/BOYAmt051844623
IRS990/TotalAssetsGrp/EOYAmt050697955
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/TotalAmt02214169
IRS990/TotalGrossUBIAmt012418
IRS990/TotalLiabilitiesBOYAmt048938885
IRS990/TotalLiabilitiesEOYAmt047883514
IRS990/TotalLiabilitiesGrp/BOYAmt048938885
IRS990/TotalLiabilitiesGrp/EOYAmt047883514
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02905738
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02814441
IRS990/TotalOtherCompensationAmt07388
IRS990/TotalProgramServiceRevenueAmt01297720
IRS990/TotalReportableCompFromOrgAmt0154026
IRS990/TotalRevenueGrp/ExclusionAmt0589621
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01302438
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01904477
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt012418
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt051844623
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt050697955
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt01151
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01407 ERBS MILL ROAD
IRS990/USAddress/CityNm0BLUE BELL
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd019422
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.3HILLCU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BENJAMIN YOUNG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT, CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06102758440
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt03 HILL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NORR
ReturnHeader/Filer/EIN0231381955
ReturnHeader/Filer/PhoneNum06102758440
ReturnHeader/Filer/USAddress/AddressLine1Txt01407 ERBS MILL ROAD
ReturnHeader/Filer/USAddress/CityNm0BLUE BELL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd019422
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232108173
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RKL LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01330 BROADCASTING ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WYOMISSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0196106008
ReturnHeader/PreparerPersonGrp/PhoneNum06103761595
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RUTHANN J WOLL CPA
ReturnHeader/ReturnTs02025-11-12T23:46:24-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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