Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Liabilities / Revenue
24th percentile
Higher debt load relative to revenue than 24% of similar nonprofits.
Net Margin
60th percentile
Higher net margin than 60% of similar nonprofits.
Top Officer Pay
65th percentile
Higher top officer pay than 65% of similar nonprofits.
Top officer pay equals 4.7% of source-year revenue.
Asset Growth
50th percentile
Faster asset growth than 50% of similar nonprofits.
Revenue Growth
90th percentile
Faster revenue growth than 90% of similar nonprofits.
Assets
Up$65,253,827
Up $8,560,132 (+15%) from 2019
Net Assets
Up$7,841,929
Up $395,891 (+5.3%) from 2019
Liabilities
Up$57,411,898
Up $8,164,241 (+17%) from 2019
Revenue
Up$3,394,785
Up $269,753 (+8.6%) from 2019
Expenses
Up$2,998,894
Up $17,255 (+0.6%) from 2019
Net Income
Up$395,891
Up $252,498 (+176%) from 2019
Cent credit union operates for the primary purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $47,774,257 | $52,360,986 | ▲ $4,586,729 |
| Savings and Temporary Cash Investments | $5,300,636 | $8,857,785 | ▲ $3,557,149 |
| Rtn Earn Endowment Incm Other Fnds | $5,170,863 | $5,584,754 | ▲ $413,891 |
| Land, Buildings, and Equipment, Net | $2,436,091 | $2,381,238 | ▼ $54,853 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $2,275,175 | $2,257,175 | ▼ $18,000 |
| Cash and Non-Interest-Bearing Accounts | $525,701 | $912,112 | ▲ $386,411 |
| Prepaid Expenses and Deferred Charges | $123,992 | $109,537 | ▼ $14,455 |
| Accounts Receivable | $377 | $990 | ▲ $613 |
| Total Assets | $56,693,695 | $65,253,827 | ▲ $8,560,132 |
| Other Assets Total | $532,641 | $631,179 | ▲ $98,538 |
| Liabilities | |||
| Other Liabilities | $48,888,783 | $57,079,541 | ▲ $8,190,758 |
| Accounts Payable and Accrued Expenses | $358,874 | $332,357 | ▼ $26,517 |
| Total Liabilities | $49,247,657 | $57,411,898 | ▲ $8,164,241 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,446,038 | $7,841,929 | ▲ $395,891 |
| Total Liabilities and Net Assets / Fund Balance | $56,693,695 | $65,253,827 | ▲ $8,560,132 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,812,903 | $564,362 | $2,377,265 |
| Equipment | $223,335 | $181,312 | $404,647 |
| Land | $345,000 | - | $345,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Matthew Chizek | CEO | FT | $153,389 | $7,618 | $161,007 |
| Name | Title |
|---|---|
| Bill Orozco | Board Member |
| Dan Van Horn | Board Member |
| Dave Hickman | Board Member |
| Deb Orozco | Board Member |
| Greg Lee | Board Member |
| Harry Shannon | Board Member |
| Jarrod Jaspersen | Board Member |
| Kim Svejda | Board Member |
| Mark Heiny | Board Member |
| Michelle Vaske | Board Member |
| Ron Guthrie | Board Member |
| William Basler | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,969,281 |
| Salaries, Compensation, and Employee Benefits | $1,029,613 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $691,814 |
| Occupancy | - | - | - | $228,802 |
| Other Expenses | - | - | - | $219,337 |
| Office Expenses | - | - | - | $203,161 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $161,007 |
| Depreciation Depletion | - | - | - | $153,945 |
| All Other Expenses | - | - | - | $125,558 |
| Advertising | - | - | - | $90,874 |
| Other Employee Benefits | - | - | - | $82,002 |
| Payroll Taxes | - | - | - | $73,557 |
| Conferences and Meetings | - | - | - | $41,288 |
| Fees for Services Accounting | - | - | - | $31,800 |
| Insurance | - | - | - | $29,020 |
| Pension Plan Contributions | - | - | - | $21,233 |
| Total Functional Expenses | $0 | $0 | $0 | $2,998,894 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,998,894 |
| Total Expenses per Audited Statements | $2,998,894 |
| Total Expenses per Form 990 | $2,998,894 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $57,079,541 |
“Bill orazco deb orazco board member board member husband/wife”
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The monthly financial statements are posted in the credit union lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 358874 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 332357 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 377 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 990 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 90874 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 125558 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MATTHEW CHIZEK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6414242368 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MASON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50401 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 525701 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 912112 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 161007 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 41288 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 44262 |
| IRS990/CYOtherExpensesAmt | 0 | 1969281 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3350523 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 395891 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1029613 |
| IRS990/CYTotalExpensesAmt | 0 | 2998894 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3394785 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 153945 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 20 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 31800 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 7618 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MATTHEW CHIZEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WILLIAM BASLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RON GUTHRIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARK HEINY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAVE HICKMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAN VAN HORN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JARROD JASPERSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | GREG LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BILL OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DEB OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | HARRY SHANNON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | KIM SVEJDA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MICHELLE VASKE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 153389 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3394785 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 13 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 29020 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 44262 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 44262 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 1642 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 745674 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2436091 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2381238 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3126912 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7446038 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7841929 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 228802 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 203161 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 532641 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 631179 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 82002 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | PROFESSIONAL SERVICES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 361200 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 247773 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 236523 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 219337 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 48888783 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 57079541 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 691814 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 47774257 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 52360986 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 73557 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 2275175 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 2257175 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 21233 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 123992 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 109537 |
| IRS990/PrincipalOfficerNm | 0 | MATTHEW CHIZEK |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 2500638 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 573022 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 276863 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2500638 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 573022 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 276863 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 100582 |
| IRS990/PYOtherExpensesAmt | 0 | 1901958 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3024450 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 143393 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1079681 |
| IRS990/PYTotalExpensesAmt | 0 | 2981639 |
| IRS990/PYTotalRevenueAmt | 0 | 3125032 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 395891 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5170863 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5584754 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5300636 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8857785 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1812903 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 564362 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2377265 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 223335 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 181312 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 404647 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2998894 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 345000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 345000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 57079541 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 3394785 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2381238 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2998894 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 57079541 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 3394785 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 3394785 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2998894 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 153389 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 7618 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MATTHEW CHIZEK |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 161007 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BILL ORAZCO DEB ORAZCO BOARD MEMBER BOARD MEMBER HUSBAND/WIFE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO REVIEW WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 56693695 |
| IRS990/TotalAssetsEOYAmt | 0 | 65253827 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 56693695 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 65253827 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 20 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2998894 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 49247657 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 57411898 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 49247657 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 57411898 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7446038 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7841929 |
| IRS990/TotalOtherCompensationAmt | 0 | 7618 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3350523 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 153389 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 3394785 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3394785 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 56693695 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 65253827 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/USAddress/CityNm | 0 | MASON CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/USAddress/ZIPCd | 0 | 50401 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 13 |
| IRS990/VotingMembersIndependentCnt | 0 | 13 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MATTHEW CHIZEK |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6414242368 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-11-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CENT CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 420923713 |
| ReturnHeader/Filer/PhoneNum | 0 | 6414242368 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MASON CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 50401 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 470749138 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PETERSEN & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 506 E GOLD COAST RD STE 100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PAPILLION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 680464790 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4023332800 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-11-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVEN O PETERSEN |
| ReturnHeader/ReturnTs | 0 | 2021-11-12T15:40:46-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | MATTHEW |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | CHIZEK |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.