Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
Liabilities / Revenue
31st percentile
Higher debt load relative to revenue than 31% of similar nonprofits.
Net Margin
39th percentile
Higher net margin than 39% of similar nonprofits.
Top Officer Pay
66th percentile
Higher top officer pay than 66% of similar nonprofits.
Top officer pay equals 4.6% of source-year revenue.
Asset Growth
94th percentile
Faster asset growth than 94% of similar nonprofits.
Revenue Growth
96th percentile
Faster revenue growth than 96% of similar nonprofits.
Assets
Up$49,150,937
Up $5,251,907 (+12%) from 2016
Net Assets
Up$7,294,945
Up $160,062 (+2.2%) from 2016
Liabilities
Up$41,855,992
Up $5,091,845 (+14%) from 2016
Revenue
Up$2,428,443
Up $398,214 (+20%) from 2016
Expenses
Up$2,268,381
Up $606,739 (+37%) from 2016
Net Income
Down$160,062
Down $208,525 (-57%) from 2016
Cent credit union operates for the primary purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $34,668,484 | $38,466,098 | ▲ $3,797,614 |
| Savings and Temporary Cash Investments | $7,446,670 | $6,869,756 | ▼ $576,914 |
| Rtn Earn Endowment Incm Other Fnds | $4,975,150 | $5,135,212 | ▲ $160,062 |
| Land, Buildings, and Equipment, Net | $995,376 | $2,783,363 | ▲ $1,787,987 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $2,159,733 | $2,159,733 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $336,029 | $523,869 | ▲ $187,840 |
| Prepaid Expenses and Deferred Charges | $50,630 | $79,675 | ▲ $29,045 |
| Total Assets | $43,899,030 | $49,150,937 | ▲ $5,251,907 |
| Other Assets Total | $401,841 | $428,176 | ▲ $26,335 |
| Liabilities | |||
| Other Liabilities | $36,549,521 | $41,579,462 | ▲ $5,029,941 |
| Accounts Payable and Accrued Expenses | $214,626 | $276,530 | ▲ $61,904 |
| Total Liabilities | $36,764,147 | $41,855,992 | ▲ $5,091,845 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,134,883 | $7,294,945 | ▲ $160,062 |
| Total Liabilities and Net Assets / Fund Balance | $43,899,030 | $49,150,937 | ▲ $5,251,907 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,148,607 | $439,102 | $2,587,709 |
| Equipment | $272,286 | $262,429 | $534,715 |
| Land | $362,470 | - | $362,470 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Matthew Chizek | CEO | FT | $112,520 | $112,520 |
| Name | Title |
|---|---|
| Bill Orozco | Board Member |
| Dave Ebel | Board Member |
| Dave Hickman | Board Member |
| Deb Orozco | Board Member |
| Greg Lee | Board Member |
| Harland Olsen | Board Member |
| Harry Shannon | Board Member |
| Jarrod Jaspersen | Board Member |
| Kim Svejda | Board Member |
| Mark Heiny | Board Member |
| Michelle Vaske | Board Member |
| Ron Guthrie | Board Member |
| William Basler | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,373,258 |
| Salaries, Compensation, and Employee Benefits | $895,123 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $753,261 |
| Office Expenses | - | - | - | $177,685 |
| Occupancy | - | - | - | $157,338 |
| Other Expenses | - | - | - | $131,466 |
| All Other Expenses | - | - | - | $124,064 |
| Advertising | - | - | - | $115,672 |
| Depreciation Depletion | - | - | - | $104,433 |
| Other Employee Benefits | - | - | - | $62,910 |
| Payroll Taxes | - | - | - | $57,623 |
| Conferences and Meetings | - | - | - | $22,955 |
| Pension Plan Contributions | - | - | - | $21,329 |
| Insurance | - | - | - | $20,547 |
| Fees for Services Accounting | - | - | - | $10,991 |
| Fees for Services Legal | - | - | - | $4,133 |
| Total Functional Expenses | $0 | $0 | $0 | $2,268,381 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,268,381 |
| Total Expenses per Audited Statements | $2,268,381 |
| Total Expenses per Form 990 | $2,268,381 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $41,579,462 |
“Bill orazco deb orazco board member board member husband/wife”
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The monthly financial statements are posted in the credit union lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 214626 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 276530 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 115672 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 124064 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MATTHEW CHIZEK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6414242368 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MASON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50401 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 336029 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 523869 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 22955 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 65344 |
| IRS990/CYOtherExpensesAmt | 0 | 1373258 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2363099 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 160062 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 895123 |
| IRS990/CYTotalExpensesAmt | 0 | 2268381 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2428443 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 104433 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 28 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10991 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4133 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 55.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | HARLAND OLSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BILL OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARK HEINY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KIM SVEJDA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | HARRY SHANNON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHELLE VASKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WILLIAM BASLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | GREG LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | RON GUTHRIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAVE HICKMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DEB OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | DAVE EBEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JARROD JASPERSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | MATTHEW CHIZEK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 112520 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2428443 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 13 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 20547 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 65344 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 65344 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 4857 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 701531 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 995376 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2783363 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3484894 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7134883 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7294945 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 157338 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 177685 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 401841 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 428176 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 62910 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROFESSIONAL SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 183581 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 182877 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 137516 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 131466 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 36549521 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 41579462 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 753261 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 34668484 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 38466098 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 57623 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 2159733 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 2159733 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 21329 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 50630 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 79675 |
| IRS990/PrincipalOfficerNm | 0 | MATTHEW CHIZEK |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 1743150 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 431311 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 188638 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1743150 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 431311 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 188638 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 103206 |
| IRS990/PYOtherExpensesAmt | 0 | 912374 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1927023 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 368587 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 749268 |
| IRS990/PYTotalExpensesAmt | 0 | 1661642 |
| IRS990/PYTotalRevenueAmt | 0 | 2030229 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 160062 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4975150 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5135212 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7446670 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6869756 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2148607 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 439102 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2587709 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 272286 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 262429 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 534715 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2268381 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 362470 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 362470 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 41579462 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2428443 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2783363 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2268381 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 41579462 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2428443 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2428443 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2268381 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BILL ORAZCO DEB ORAZCO BOARD MEMBER BOARD MEMBER HUSBAND/WIFE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO REVIEW WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IA |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 43899030 |
| IRS990/TotalAssetsEOYAmt | 0 | 49150937 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 43899030 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 49150937 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 28 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2268381 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 36764147 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 41855992 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 36764147 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 41855992 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7134883 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7294945 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2363099 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 112520 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 2428443 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2428443 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 43899030 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 49150937 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/USAddress/CityNm | 0 | MASON CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/USAddress/ZIPCd | 0 | 50401 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 13 |
| IRS990/VotingMembersIndependentCnt | 0 | 13 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MATTHEW CHIZEK |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6414242368 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-04-23 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CENT CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 420923713 |
| ReturnHeader/Filer/PhoneNum | 0 | 6414242368 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MASON CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 50401 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 70.167.146.228 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-04-27 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 10:35:52 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 470749138 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PETERSEN & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 506 E GOLD COAST RD STE 100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PAPILLION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 680464790 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4023332800 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-04-27 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVEN O PETERSEN |
| ReturnHeader/ReturnTs | 0 | 2018-04-27T10:35:52-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.