Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Liabilities / Revenue
26th percentile
Higher debt load relative to revenue than 26% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
33rd percentile
Higher top officer pay than 33% of similar nonprofits.
Top officer pay equals 4.4% of source-year revenue.
Asset Growth
73rd percentile
Faster asset growth than 73% of similar nonprofits.
Revenue Growth
95th percentile
Faster revenue growth than 95% of similar nonprofits.
Assets
Up$51,054,112
Up $1,903,175 (+3.9%) from 2017
Net Assets
Up$7,302,645
Up $7,700 (+0.1%) from 2017
Liabilities
Up$43,751,467
Up $1,895,475 (+4.5%) from 2017
Revenue
Up$2,938,902
Up $510,459 (+21%) from 2017
Expenses
Up$2,931,202
Up $662,821 (+29%) from 2017
Net Income
Down$7,700
Down $152,362 (-95%) from 2017
Cent credit union operates for the primary purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $38,466,098 | $42,572,946 | ▲ $4,106,848 |
| Rtn Earn Endowment Incm Other Fnds | $5,135,212 | $5,142,912 | ▲ $7,700 |
| Savings and Temporary Cash Investments | $6,869,756 | $4,548,055 | ▼ $2,321,701 |
| Land, Buildings, and Equipment, Net | $2,783,363 | $2,597,890 | ▼ $185,473 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $2,159,733 | $2,159,733 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $523,869 | $668,529 | ▲ $144,660 |
| Prepaid Expenses and Deferred Charges | $79,675 | $144,536 | ▲ $64,861 |
| Accounts Receivable | - | $877 | - |
| Total Assets | $49,150,937 | $51,054,112 | ▲ $1,903,175 |
| Other Assets Total | $428,176 | $521,279 | ▲ $93,103 |
| Liabilities | |||
| Other Liabilities | $41,579,462 | $43,608,533 | ▲ $2,029,071 |
| Accounts Payable and Accrued Expenses | $276,530 | $142,934 | ▼ $133,596 |
| Total Liabilities | $41,855,992 | $43,751,467 | ▲ $1,895,475 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,294,945 | $7,302,645 | ▲ $7,700 |
| Total Liabilities and Net Assets / Fund Balance | $49,150,937 | $51,054,112 | ▲ $1,903,175 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,996,109 | $402,992 | $2,399,101 |
| Equipment | $256,781 | $309,887 | $566,668 |
| Land | $345,000 | - | $345,000 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Matthew Chizek | CEO | FT | $128,599 | $128,599 |
| Name | Title |
|---|---|
| Bill Orozco | Board Member |
| Dave Ebel | Board Member |
| Dave Hickman | Board Member |
| Deb Orozco | Board Member |
| Greg Lee | Board Member |
| Harland Olsen | Board Member |
| Harry Shannon | Board Member |
| Jarrod Jaspersen | Board Member |
| Kim Svejda | Board Member |
| Mark Heiny | Board Member |
| Michelle Vaske | Board Member |
| Ron Guthrie | Board Member |
| William Basler | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,921,036 |
| Salaries, Compensation, and Employee Benefits | $1,010,166 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $841,302 |
| Office Expenses | - | - | - | $213,964 |
| All Other Expenses | - | - | - | $207,241 |
| Occupancy | - | - | - | $204,449 |
| Other Expenses | - | - | - | $159,144 |
| Depreciation Depletion | - | - | - | $140,092 |
| Advertising | - | - | - | $107,165 |
| Other Employee Benefits | - | - | - | $76,255 |
| Payroll Taxes | - | - | - | $69,544 |
| Conferences and Meetings | - | - | - | $47,703 |
| Insurance | - | - | - | $24,889 |
| Pension Plan Contributions | - | - | - | $23,065 |
| Fees for Services Accounting | - | - | - | $17,000 |
| Fees for Services Legal | - | - | - | $4,741 |
| Interest | - | - | - | $3,294 |
| Total Functional Expenses | $0 | $0 | $0 | $2,931,202 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,931,202 |
| Total Expenses per Audited Statements | $2,931,202 |
| Total Expenses per Form 990 | $2,931,202 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $43,608,533 |
“Bill orazco deb orazco board member board member husband/wife”
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The monthly financial statements are posted in the credit union lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 276530 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 142934 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 877 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 107165 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 207241 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MATTHEW CHIZEK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6414242368 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MASON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50401 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 523869 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 668529 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 47703 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 92335 |
| IRS990/CYOtherExpensesAmt | 0 | 1921036 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2846567 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 7700 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1010166 |
| IRS990/CYTotalExpensesAmt | 0 | 2931202 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2938902 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 140092 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 27 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 17000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4741 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | HARLAND OLSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BILL OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARK HEINY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KIM SVEJDA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | HARRY SHANNON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHELLE VASKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WILLIAM BASLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | GREG LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | RON GUTHRIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAVE HICKMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DEB OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | DAVE EBEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JARROD JASPERSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | MATTHEW CHIZEK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 128599 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2938902 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 13 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 24889 |
| IRS990/InterestGrp/TotalAmt | 0 | 3294 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 92335 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 92335 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 5126 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 712879 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2783363 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2597890 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3310769 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7294945 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7302645 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 204449 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 213964 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 428176 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 521279 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 76255 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 2 | PROFESSIONAL SERVICES |
| IRS990/OtherExpensesGrp/Desc | 3 | DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 349058 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 228707 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 213589 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 159144 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 41579462 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 43608533 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 841302 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 38466098 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 42572946 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 69544 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 2159733 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 2159733 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 23065 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 79675 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 144536 |
| IRS990/PrincipalOfficerNm | 0 | MATTHEW CHIZEK |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 2007735 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 547552 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 291280 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2007735 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 547552 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 291280 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 65344 |
| IRS990/PYOtherExpensesAmt | 0 | 1373258 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2363099 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 160062 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 895123 |
| IRS990/PYTotalExpensesAmt | 0 | 2268381 |
| IRS990/PYTotalRevenueAmt | 0 | 2428443 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 7700 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5135212 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5142912 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6869756 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4548055 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1996109 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 402992 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2399101 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 256781 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 309887 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 566668 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2931202 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 345000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 345000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 43608533 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2938902 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2597890 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2931202 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 43608533 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2938902 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2938902 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2931202 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BILL ORAZCO DEB ORAZCO BOARD MEMBER BOARD MEMBER HUSBAND/WIFE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO REVIEW WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 49150937 |
| IRS990/TotalAssetsEOYAmt | 0 | 51054112 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 49150937 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 51054112 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 27 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2931202 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 41855992 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 43751467 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 41855992 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 43751467 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7294945 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7302645 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2846567 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 128599 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 2938902 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2938902 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 49150937 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 51054112 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/USAddress/CityNm | 0 | MASON CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/USAddress/ZIPCd | 0 | 50401 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 13 |
| IRS990/VotingMembersIndependentCnt | 0 | 13 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MATTHEW CHIZEK |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6414242368 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-05-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CENT CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 420923713 |
| ReturnHeader/Filer/PhoneNum | 0 | 6414242368 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MASON CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 50401 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 70.167.146.228 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-05-09 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 08:13:17 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 470749138 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PETERSEN & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 506 E GOLD COAST RD STE 100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PAPILLION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 680464790 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4023332800 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-05-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVEN O PETERSEN |
| ReturnHeader/ReturnTs | 0 | 2019-05-09T08:13:17-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.