Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Liabilities / Revenue
38th percentile
Higher debt load relative to revenue than 38% of similar nonprofits.
Net Margin
19th percentile
Higher net margin than 19% of similar nonprofits.
Top Officer Pay
48th percentile
Higher top officer pay than 48% of similar nonprofits.
Top officer pay equals 4.5% of source-year revenue.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
47th percentile
Faster revenue growth than 47% of similar nonprofits.
Assets
Up$56,693,695
Up $5,639,583 (+11%) from 2018
Net Assets
Up$7,446,038
Up $143,393 (+2.0%) from 2018
Liabilities
Up$49,247,657
Up $5,496,190 (+13%) from 2018
Revenue
Up$3,125,032
Up $186,130 (+6.3%) from 2018
Expenses
Up$2,981,639
Up $50,437 (+1.7%) from 2018
Net Income
Up$143,393
Up $135,693 (+1762%) from 2018
Cent credit union operates for the primary purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $42,572,946 | $47,774,257 | ▲ $5,201,311 |
| Savings and Temporary Cash Investments | $4,548,055 | $5,300,636 | ▲ $752,581 |
| Rtn Earn Endowment Incm Other Fnds | $5,142,912 | $5,170,863 | ▲ $27,951 |
| Land, Buildings, and Equipment, Net | $2,597,890 | $2,436,091 | ▼ $161,799 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $2,159,733 | $2,275,175 | ▲ $115,442 |
| Cash and Non-Interest-Bearing Accounts | $668,529 | $525,701 | ▼ $142,828 |
| Prepaid Expenses and Deferred Charges | $144,536 | $123,992 | ▼ $20,544 |
| Accounts Receivable | $877 | $377 | ▼ $500 |
| Total Assets | $51,054,112 | $56,693,695 | ▲ $5,639,583 |
| Other Assets Total | $521,279 | $532,641 | ▲ $11,362 |
| Liabilities | |||
| Other Liabilities | $43,608,533 | $48,888,783 | ▲ $5,280,250 |
| Accounts Payable and Accrued Expenses | $142,934 | $358,874 | ▲ $215,940 |
| Total Liabilities | $43,751,467 | $49,247,657 | ▲ $5,496,190 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,302,645 | $7,446,038 | ▲ $143,393 |
| Total Liabilities and Net Assets / Fund Balance | $51,054,112 | $56,693,695 | ▲ $5,639,583 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,914,962 | $462,303 | $2,377,265 |
| Land | $345,000 | - | $345,000 |
| Equipment | $176,129 | $121,293 | $297,422 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Matthew Chizek | CEO | FT | $131,713 | $9,167 | $140,880 |
| Name | Title |
|---|---|
| Bill Orozco | Board Member |
| Dan Van Horn | Board Member |
| Dave Hickman | Board Member |
| Deb Orozco | Board Member |
| Greg Lee | Board Member |
| Harry Shannon | Board Member |
| Jarrod Jaspersen | Board Member |
| Kim Svejda | Board Member |
| Mark Heiny | Board Member |
| Michelle Vaske | Board Member |
| Ron Guthrie | Board Member |
| William Basler | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,901,958 |
| Salaries, Compensation, and Employee Benefits | $1,079,681 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $883,930 |
| Occupancy | - | - | - | $328,403 |
| Office Expenses | - | - | - | $192,272 |
| Depreciation Depletion | - | - | - | $141,909 |
| Advertising | - | - | - | $139,166 |
| All Other Expenses | - | - | - | $135,987 |
| Other Employee Benefits | - | - | - | $91,351 |
| Other Expenses | - | - | - | $87,355 |
| Payroll Taxes | - | - | - | $84,587 |
| Conferences and Meetings | - | - | - | $39,311 |
| Fees for Services Accounting | - | - | - | $31,000 |
| Insurance | - | - | - | $27,446 |
| Pension Plan Contributions | - | - | - | $19,813 |
| Interest | - | - | - | $1,631 |
| Total Functional Expenses | $0 | $0 | $0 | $2,981,639 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,981,639 |
| Total Expenses per Audited Statements | $2,981,639 |
| Total Expenses per Form 990 | $2,981,639 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $48,888,783 |
“Bill orazco deb orazco board member board member husband/wife”
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The monthly financial statements are posted in the credit union lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 142934 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 358874 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 877 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 377 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 139166 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 135987 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MATTHEW CHIZEK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6414242368 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MASON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50401 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 668529 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 525701 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 39311 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 100582 |
| IRS990/CYOtherExpensesAmt | 0 | 1901958 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3024450 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 143393 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1079681 |
| IRS990/CYTotalExpensesAmt | 0 | 2981639 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3125032 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 141909 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 23 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 31000 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 9167 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MATTHEW CHIZEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WILLIAM BASLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RON GUTHRIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARK HEINY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAVE HICKMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | GREG LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | BILL OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DEB OROZCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | HARRY SHANNON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KIM SVEJDA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MICHELLE VASKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | DAN VAN HORN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JARROD JASPERSEN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 131713 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 12 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3125032 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 12 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 27446 |
| IRS990/InterestGrp/TotalAmt | 0 | 1631 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 100582 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 100582 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 1954 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 583596 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2597890 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2436091 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3019687 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CENT CREDIT UNION OPERATES FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7302645 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7446038 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 328403 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 192272 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 521279 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 532641 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 91351 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | PROFESSIONAL SERVICES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 318787 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 231073 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 227618 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 87355 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 43608533 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 48888783 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 883930 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 42572946 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 47774257 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 84587 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 2159733 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 2275175 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 19813 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 144536 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 123992 |
| IRS990/PrincipalOfficerNm | 0 | MATTHEW CHIZEK |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 2229776 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 489704 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 304970 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2229776 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 489704 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 304970 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 92335 |
| IRS990/PYOtherExpensesAmt | 0 | 1921036 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2846567 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 7700 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1010166 |
| IRS990/PYTotalExpensesAmt | 0 | 2931202 |
| IRS990/PYTotalRevenueAmt | 0 | 2938902 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 143393 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5142912 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5170863 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4548055 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5300636 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1914962 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 462303 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2377265 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 176129 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 121293 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 297422 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2981639 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 345000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 345000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 48888783 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 3125032 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2436091 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2981639 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 48888783 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 3125032 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 3125032 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2981639 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BILL ORAZCO DEB ORAZCO BOARD MEMBER BOARD MEMBER HUSBAND/WIFE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO REVIEW WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 51054112 |
| IRS990/TotalAssetsEOYAmt | 0 | 56693695 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 51054112 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 56693695 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 23 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2981639 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 43751467 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 49247657 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 43751467 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 49247657 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7302645 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7446038 |
| IRS990/TotalOtherCompensationAmt | 0 | 9167 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3024450 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 131713 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 3125032 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3125032 |
| IRS990/TotalVolunteersCnt | 0 | 12 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 51054112 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 56693695 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| IRS990/USAddress/CityNm | 0 | MASON CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/USAddress/ZIPCd | 0 | 50401 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 12 |
| IRS990/VotingMembersIndependentCnt | 0 | 12 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2020-09-23 17:36:50Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MATTHEW CHIZEK |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6414242368 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-04-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CENT CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 420923713 |
| ReturnHeader/Filer/PhoneNum | 0 | 6414242368 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 25 W STATE STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MASON CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 50401 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 70.184.213.184 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-04-24 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 09:19:51 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 470749138 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PETERSEN & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 506 E GOLD COAST RD STE 100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PAPILLION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 680464790 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4023332800 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-04-24 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVEN O PETERSEN |
| ReturnHeader/ReturnTs | 0 | 2020-04-24T09:19:51-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.