Civic Intelligence

Dupage County Employees Credit Union

EIN 36-2499947 • 501(c)14 • Wheaton, IL

Profile

While serving the employees of DuPage County and maintaining a sound financial position for over fifty years the DuPage County Employees Credit Union is carrying on the tradition of people helping people by providing affordable financial services better rates on loans lower fees higher dividends and exceptional personal service.

421 N County Farm RdWheaton, IL 60187

www.dupagececu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.87x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

67th percentile

18.19x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

97th percentile

40%

Higher net margin than 97% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

62nd percentile

$92,000

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 10.3% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

17th percentile

-5.3%

Faster asset growth than 17% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

64th percentile

10%

Faster revenue growth than 64% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$18,818,117

Down $1,055,286 (-5.3%) from 2023

Liabilities

Down

$16,326,458

Down $1,416,249 (-8.0%) from 2023

Net Assets

Up

$2,491,659

Up $360,963 (+17%) from 2023

Operations
Liabilities / Revenue67th percentileNet Margin97th percentile

Revenue

Up

$897,508

Up $84,556 (+10%) from 2023

Expenses

Down

$536,545

Down $44,007 (-7.6%) from 2023

Net Income

Up

$360,963

Up $128,563 (+55%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth17th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $13,827,266Liabilities 2010: $12,489,316Net Assets 2010: $1,337,9502010Assets 2011: $13,754,523Liabilities 2011: $12,393,536Net Assets 2011: $1,360,9872011Assets 2012: $15,369,524Liabilities 2012: $13,985,663Net Assets 2012: $1,383,8612012Assets 2013: $14,857,579Liabilities 2013: $13,450,732Net Assets 2013: $1,406,8472013Assets 2014: $14,855,057Liabilities 2014: $13,458,391Net Assets 2014: $1,396,6662014Assets 2015: $16,125,832Liabilities 2015: $14,727,836Net Assets 2015: $1,397,9962015Assets 2016: $16,569,551Liabilities 2016: $15,155,690Net Assets 2016: $1,413,8612016Assets 2017: $17,374,559Liabilities 2017: $15,917,294Net Assets 2017: $1,457,2652017Assets 2018: $17,956,247Liabilities 2018: $16,392,925Net Assets 2018: $1,563,3222018Assets 2019: $17,558,708Liabilities 2019: $15,879,074Net Assets 2019: $1,679,6342019Assets 2020: $20,659,545Liabilities 2020: $18,894,045Net Assets 2020: $1,765,5002020Assets 2021: $22,549,476Liabilities 2021: $20,735,958Net Assets 2021: $1,813,5182021Assets 2022: $21,436,788Liabilities 2022: $19,538,492Net Assets 2022: $1,898,2962022Assets 2023: $19,873,403Liabilities 2023: $17,742,707Net Assets 2023: $2,130,6962023Assets 2024: $18,818,117Liabilities 2024: $16,326,458Net Assets 2024: $2,491,6592024

Highlighted filing

2024

Assets$18,818,117
Liabilities$16,326,458
Net Assets$2,491,659
Open 2024 Filing

Operations Trend

Revenue Growth64th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $525,4022010Expenses 2011: $450,2772011Expenses 2012: $423,0662012Revenue 2013: $416,113Expenses 2013: $393,127Net Income 2013: $22,9862013Revenue 2014: $402,666Expenses 2014: $412,852Net Income 2014: -$10,1862014Revenue 2015: $422,375Expenses 2015: $421,045Net Income 2015: $1,3302015Revenue 2016: $458,058Expenses 2016: $442,193Net Income 2016: $15,8652016Revenue 2017: $496,774Expenses 2017: $453,370Net Income 2017: $43,4042017Revenue 2018: $584,348Expenses 2018: $478,291Net Income 2018: $106,0572018Revenue 2019: $626,780Expenses 2019: $510,468Net Income 2019: $116,3122019Revenue 2020: $556,002Expenses 2020: $470,136Net Income 2020: $85,8662020Revenue 2021: $530,206Expenses 2021: $482,188Net Income 2021: $48,0182021Revenue 2022: $569,469Expenses 2022: $484,691Net Income 2022: $84,7782022Revenue 2023: $812,952Expenses 2023: $580,552Net Income 2023: $232,4002023Revenue 2024: $897,508Expenses 2024: $536,545Net Income 2024: $360,9632024

Highlighted filing

2024

Revenue$897,508
Expenses$536,545
Net Income$360,963
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$18,818,117
Liabilities
$16,326,458
Net assets
$2,491,659
Revenue
$897,508
Expenses
$536,545
Net income
$360,963
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.8$16.3$2.49$0.90$0.54$0.36
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.9$17.7$2.13$0.81$0.58$0.23
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.4$19.5$1.90$0.57$0.48$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.5$20.7$1.81$0.53$0.48$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.7$18.9$1.77$0.56$0.47$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.6$15.9$1.68$0.63$0.51$0.12
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.0$16.4$1.56$0.58$0.48$0.11
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.4$15.9$1.46$0.50$0.45$0.04
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$15.2$1.41$0.46$0.44$0.02
2015Detailed filing. Detailed filing data is available for this year.$16.1$14.7$1.40$0.42$0.42$0.00
2014Detailed filing. Detailed filing data is available for this year.$14.9$13.5$1.40$0.40$0.41$0.01
2013Detailed filing. Detailed filing data is available for this year.$14.9$13.5$1.41$0.42$0.39$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.4$14.0$1.38$0.42
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.8$12.4$1.36$0.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.8$12.5$1.34$0.53
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.0
Gross Receipts
$897,508
Mission and Program Overview

Mission

While serving the employees of DuPage County and maintaining a sound financial position for over 60 years, the DuPage County Employees Credit Union is carrying on the tradition of people helping people by providing affordable financial services, lower rates on loans, lower fees, higher dividends and exceptional service.

Carried on the tradition of people helping people by providing affordable financial services. Offering lower loan rates, paying higher dividends on savings and certificates of deposit. Offer services with lower fees and provide exceptional personal service.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,662,382$10,437,674▲ $775,292
Investments in Publicly Traded Securities$8,255,000$6,167,000▼ $2,088,000
Rtn Earn Endowment Incm Other Fnds$2,130,696$2,491,659▲ $360,963
Savings and Temporary Cash Investments$1,239,163$1,702,808▲ $463,645
Cash and Non-Interest-Bearing Accounts$278,002$238,498▼ $39,504
Receivables From Officers Etc$75,922--
Loans From Officers Directors$74,922--
Prepaid Expenses and Deferred Charges$52,596$22,692▼ $29,904
Land, Buildings, and Equipment, Net$8,248$6,363▼ $1,885
Investments Other Securities-$0-
Investments Program Related-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets-$0-
Total Assets$19,873,403$18,818,117▼ $1,055,286
Other Assets Total$302,090$243,082▼ $59,008
Liabilities
Other Liabilities$17,620,108$16,253,549▼ $1,366,559
Accounts Payable and Accrued Expenses$47,677$72,909▲ $25,232
Total Liabilities$17,742,707$16,326,458▼ $1,416,249
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,130,696$2,491,659▲ $360,963
Total Liabilities and Net Assets / Fund Balance$19,873,403$18,818,117▼ $1,055,286

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$6,363-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay62nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kathryn GallesTreasurer/PresidentFT$92,000$92,000

Board Members and Trustees

NameTitle
Paul HindsChairman
Alexia MontovanBoard Member
Keith BriggsBoard Member
Mark ThomasBoard Member
R Craig LovelessBoard Member
Peter BalgemannBoard Memebr
Maria UribeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$522,831
Investment Income
$282,358
Other Revenue
$92,319
Change in Net Assets
$360,963
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$277,549
Salaries, Compensation, and Employee Benefits$258,996
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$106,455
Current Officers, Directors, Trustees, and Key Employees---$92,000
Other Expenses---$72,328
All Other Expenses---$63,060
Other Employee Benefits---$46,031
Fees for Services Accounting---$39,076
Information Technology---$38,975
Pension Plan Contributions---$14,510
Insurance---$8,756
Office Expenses---$8,075
Depreciation Depletion---$1,885
Fees for Services Legal---$117
Total Functional Expenses$0$0$0$536,545
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$75,922--
Loans from Officers, Directors, Trustees, and Key Employees$74,922--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER SHARES, SHARE DRAFTS, CD'S$16,253,549
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“DCECU has members that hold a share vote at our annual meeting, either by a proxy vote if signed off on, which an answer is required when opening membership, or in person voting”

Form 990, Part VI, Section A, Line 7A

“membership base votes on board member renewals, and committee renewals at the annual meeting every year, either by an in person vote, or a proxy vote”

Form 990, Part VI, Section B, Line 11B

“self reviewed by cu admin with explanations and thorough notes from previous years, submitted into board packet once completed”

Form 990, Part VI, Section B, Line 12C

“conflict of interest policy adapted by DCECU, and the county itself”

Form 990, Part VI, Section B, Line 15

“board of directors work with HR at county, as well as conduct interview process and form salary and job offer with HR documentation”

Form 990, Part VI, Section C, Line 19

“yes, through 5300 call report done quarterly”

Filing and Contact Details

Filer

Filer Name
Dupage County Employees Credit Union
EIN
36-2499947
Phone
6304075270
Address
421 N COUNTY FARM RD, WHEATON, IL 60187

Signing Officer

Name
Kathryn Galles
Title
CU Administrator
Phone
6304075270
Signed
2025-11-10

Organization Details

Principal Officer
Kathryn Galles
Formed
1954
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
7
Employees
4
Volunteers
11
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“other office expenses such as loan expenses, ICUL association dues, office expenses not included in office expense line”

Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt047677
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt072909
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IRS990/ActivityOrMissionDesc0Carried on the tradition of people helping people by providing affordable financial services. Offering lower loan rates, paying higher dividends on savings and certificates of deposit. Offer services with lower fees and provide exceptional personal service.
IRS990/AllOtherExpensesGrp/TotalAmt063060
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd00
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IRS990/BooksInCareOfDetail/PhoneNum06304075270
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0421 N COUNTY FARM RD
IRS990/BooksInCareOfDetail/USAddress/CityNm0WHEATON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
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IRS990/DepreciationDepletionGrp/TotalAmt01885
IRS990/Desc0Provide consumer loans to over 500 members and received deposits on savings for over 1000 members.
IRS990/DescribedInSection501c3Ind00
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IRS990/DonorAdvisedFundInd00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/PersonNm0Kathryn Galles
IRS990/Form990PartVIISectionAGrp/PersonNm1Paul Hinds
IRS990/Form990PartVIISectionAGrp/PersonNm2MARK THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm3R Craig Loveless
IRS990/Form990PartVIISectionAGrp/PersonNm4Keith Briggs
IRS990/Form990PartVIISectionAGrp/PersonNm5Maria Uribe
IRS990/Form990PartVIISectionAGrp/PersonNm6Alexia Montovan
IRS990/Form990PartVIISectionAGrp/PersonNm7Peter Balgemann
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt092000
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer/President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
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IRS990/MissionDesc0While serving the employees of DuPage County and maintaining a sound financial position for over 60 years, the DuPage County Employees Credit Union is carrying on the tradition of people helping people by providing affordable financial services, lower rates on loans, lower fees, higher dividends and exceptional service.
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IRS990/NetAssetsOrFundBalancesBOYAmt02130696
IRS990/NetAssetsOrFundBalancesEOYAmt02491659
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt08075
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0302090
IRS990/OtherAssetsTotalGrp/EOYAmt0243082
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt046031
IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1SHARE DRAFT
IRS990/OtherExpensesGrp/Desc2ATM EXPENSE
IRS990/OtherExpensesGrp/TotalAmt032163
IRS990/OtherExpensesGrp/TotalAmt113114
IRS990/OtherExpensesGrp/TotalAmt272328
IRS990/OtherLiabilitiesGrp/BOYAmt017620108
IRS990/OtherLiabilitiesGrp/EOYAmt016253549
IRS990/OtherOrganizationDsc0COOPERATIVE
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0SHARE DRAFT/ATM INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt092319
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt092319
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt092319
IRS990/OtherSalariesAndWagesGrp/TotalAmt0106455
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09662382
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010437674
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt014510
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt052596
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022692
IRS990/PrincipalOfficerNm0Kathryn Galles
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/Desc0interest in member loans
IRS990/ProgramServiceRevenueGrp/Desc1INSURANCE RELATED ACTIVITIES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0513460
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19371
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0513460
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19371
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0Maintained certificates of deposit for over 80 members.
IRS990/ProgSrvcAccomActy3Grp/Desc0Serviced 679 checking accounts and provided a website with home banking access with a free bill pay service.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Sold 512 vehicle stickers to our membership.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0268559
IRS990/PYOtherExpensesAmt0293731
IRS990/PYOtherRevenueAmt0106252
IRS990/PYProgramServiceRevenueAmt0438141
IRS990/PYRevenuesLessExpensesAmt0232400
IRS990/PYSalariesCompEmpBnftPaidAmt0286821
IRS990/PYTotalExpensesAmt0580552
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0812952
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt075922
IRS990/ReconcilationRevenueExpnssAmt0360963
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02130696
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02491659
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01239163
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01702808
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt06363
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt06363
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016253549
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES, SHARE DRAFTS, CD'S
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06363
IRS990ScheduleD/TotalLiabilityAmt016253549
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt010681
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt111514
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt02020 KIA TELLURIDE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12020 GMC TERRAIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt032985
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt133558
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Mark Thomas
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Mark Thomas
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/TotalBalanceDueAmt022195
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DCECU has members that hold a share vote at our annual meeting, either by a proxy vote if signed off on, which an answer is required when opening membership, or in person voting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1membership base votes on board member renewals, and committee renewals at the annual meeting every year, either by an in person vote, or a proxy vote
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2self reviewed by cu admin with explanations and thorough notes from previous years, submitted into board packet once completed
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3conflict of interest policy adapted by DCECU, and the county itself
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4board of directors work with HR at county, as well as conduct interview process and form salary and job offer with HR documentation
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5yes, through 5300 call report done quarterly
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6other office expenses such as loan expenses, ICUL association dues, office expenses not included in office expense line
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019873403
IRS990/TotalAssetsEOYAmt018818117
IRS990/TotalAssetsGrp/BOYAmt019873403
IRS990/TotalAssetsGrp/EOYAmt018818117
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0536545
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt017742707
IRS990/TotalLiabilitiesEOYAmt016326458
IRS990/TotalLiabilitiesGrp/BOYAmt017742707
IRS990/TotalLiabilitiesGrp/EOYAmt016326458
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02130696
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02491659
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0522831
IRS990/TotalReportableCompFromOrgAmt092000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0897508
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0897508
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt019873403
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt018818117
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02870 N 4360TH RD
IRS990/USAddress/CityNm0SHERIDAN
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060551
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt07

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